loans

Agibank Payroll Loan or C6 Consig Loan: which is better?

If you are looking for a good payroll loan, this post is for you. Today we are going to show you the pros and cons of the Agibank loan or C6 Consig loan. Both are in the consignment modality and offer excellent conditions. See which fits best for your reality!

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Agibank Consigned x C6 Consig: find out which one to choose

Agibank Consignado x C6 Consig: descubra qual escolher? Fonte: Adobe Stock
Agibank Consigned x C6 Consig: find out which one to choose? Source: Adobe Stock

If you are looking for a good payroll loan, let us help you. In today's article, you will decide between Agibank loan or C6 Consig loan. Both are payroll loans with excellent conditions.

Agibank credit is a loan that can be taken out very simply and without even having to leave your home. In addition to offering reduced rates with up to 84 months to finish paying.

Together we have the C6 Consig. Much like Agibank, this is also a fully digital loan. Therefore, you can simulate, request and monitor your credit all from your cell phone or computer.

Therefore, continue reading to understand the best option between Agibank loan or C6 Consig loan!

AgibankC6 Consig
Minimum Incomenot informedMinimum wage
Interest rateFrom 1.6%.Customized
Deadline to payUp to 18xDepends on credit analysis
release periodafter hiringUninformed
loan amountUp to R$25 thousanddepends on the benefit
Do you accept negatives?YesYes
Comparison table Agibank x C6 Payroll Loans.

How to apply for the Agibank loan

Discover the step-by-step process for applying for an Agibank payroll loan!

How to apply for the C6 payroll loan

See now how you can request C6 Consig!

Agibank Payroll Loan

Empréstimo Agibank Consignado. Fonte: Agibank
Agibank Payroll Loan. Source: Agibank

At first, we have the Agibank Consigned loan. A digital and exclusive credit for INSS retirees and pensioners. This is because the bank debits the installments directly from the benefit.

Thus, it manages to offer reduced rates and a longer term to pay. After taking out the loan, you have between 2 and 84 months to complete the payment. Incidentally, rates and deadlines are defined in a personalized way.

Agibank receives your documentation and makes an offer that really fits in your pocket. Including, for those who are negative, no need to worry. The bank's credit analysis does not consult the SPC or Serasa.

Furthermore, the contract is digital 100%. To make your request, you must have an identification document, CPF, proof of residence and proof of income. In this case, it is important to present a paycheck or INSS benefit detailing.

C6 Consig Loan

mpréstimo C6 Consig. Fonte: C6 Bank
loan C6 Consig. Source: C6 Bank

The C6 Consig Loan was made especially for retirees, pensioners and federal employees. That's because it works in the consignment mode. In this sense, the installments are debited directly from the client's salary or benefit.

That is, the bank or institution needs to be a member of the INSS or the public body in which the person works. To be able to make the monthly debts.

In addition, C6 Consig offers fixed installments that do not increase over time. Therefore, this credit is a good option for those who want to pay expenses or get out of debt. You don't have to worry about interest rates going up.

Including, the credit analysis of the C6 Bank payroll loan is fully personalized. Therefore, you send your documentation and the bank creates specific rates and deadlines for your financial reality.

By the way, the request and simulation process is very simple. As we mentioned at the beginning, C6 Consig is a fully digital loan. That is, everything is solved by cell phone or computer. 

But if you wish, C6 also has banking correspondents throughout Brazil. In this sense, face-to-face assistance is also available. Both for requests and to clarify doubts or solve pending issues.

What are the advantages of the Agibank Payroll Loan?

The advantages of the Agibank Payroll Loan are several. Firstly, taking out the loan is quick and completely without bureaucracy. 

This happens because Agibank is a digital loan. That is, you can solve everything without even having to leave the house.

In addition, if you fear problems such as default, you don't have to worry about payroll. Agibank debits the installments directly from your benefit. In other words, payment is automatic.

It is even for this reason that the bank is able to offer lower rates. The payroll deduction guarantees that there will be no default. Therefore, payroll loans have the best rates on the market.

Finally, the Agibank Payroll loan performs a personalized credit analysis. And there is no consultation with the SPC or Serasa. With that, you have access to a loan that fits in your pocket and helps you pay expenses and debts.

What are the advantages of the C6 Consig loan?

When we talk about the advantages of the C6 Consig, we must mention that it is really digital. That is, everything can be solved without you having to leave the house. Directly on your cell phone or on your computer. Just have internet access.

Another good advantage of the C6 Bank payroll loan is the credit analysis. The bank checks your documentation and is able to offer you personalized rates and an offer that really fits your pocket.

This is possible because the payroll loan takes into account both the salary and the benefit of each client. That is, it is only possible to borrow from your available assignable margin.

Finally, for those who prefer to resolve financial issues in person, C6 Consig also offers the option in person. Just look for the bank correspondent agency closest to you.

What are the disadvantages of the Agibank Payroll Loan?

As it is a payroll loan, the Agibank loan is not available to anyone. This happens because in payroll, the installments are debited directly from the payroll.

In this way, the bank needs to have an agreement with institutions such as the INSS or public bodies. By the way, in the case of Agibank, only INSS retirees and pensioners are entitled to a credit request.

What are the disadvantages of the C6 Consig loan?

Although C6 Consig is an online loan, its website does not provide some essential information for its customers. It is necessary to contact the team of specialists to discover interest rates and available amounts.

In addition, C6 also does not provide any credit simulation tool. That is, there is no way to simulate directly on the website. To get an offer, you need to send your documentation to the C6 consultants.

Empréstimo Agibank Consignado ou empréstimo C6 Consig: qual escolher? Fonte: AdobeStock
Agibank Payroll loan or C6 Consig loan: which one to choose? Source: AdobeStock

Agibank Payroll loan or C6 Consig loan: which one to choose?

Finally, both the Agibank loan and the C6 Consig loan offer great benefits to their customers. Mainly because both are digital payroll loans, with effective service.

Agibank is a great option for those looking for low rates and long payment terms. In addition, this bank is a pioneer in terms of digital financial services, so it has good credibility.

The C6 Consig also offers great digital services. By the way, it has a personalized credit analysis. With this, you can take out the loan you need without having to create new debts.

Therefore, choosing the ideal loan depends a lot on your financial priorities. Therefore, review the pros and cons of each to decide whether you prefer Agibank loan or C6 Consig loan.

Furthermore, we will show you the comparison of C6 Consig with the Creditas loan. Learn all about this other digital consignment and choose the best option!

Payroll Credits or C6 Consig

See the pros and cons of Creditas Consignado and C6 Consig!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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