Certainly, finding credit cards for minimum wage earners can be quite a challenge.

Nowadays, we still have many banks that require their customers to earn a certain amount of salary per month in order to be able to issue a credit card. And when this happens, the minimum income requested can often be quite high.

This means that a large part of the population ends up not accessing this service, which is essential in their financial life. After all, it is with a credit card that we can access many services and products, such as streaming subscriptions, for example.

But luckily, not all credit cards are like this. Therefore, in this article, you will learn about 7 credit card options for minimum wage earners. Check out!

Knowing the minimum income required by cards to be able to issue them is a very common question people have when they need to apply for a credit card. After all, depending on the value, this may indicate that they will not have access to it.

However, each bank or financial institution that offers a credit card usually works with its own minimum income values. Therefore, we cannot know exactly what amount the banks are asking for.

But, generally, companies that apply a minimum income to issue a card end up working with the current minimum wage. Therefore, when looking at the cards it offers, there is always an option with a minimum income close to the minimum wage.

Therefore, it becomes possible to find credit card options on the market for those earning minimum wage. And, to help you with this search, we have selected 7 cards below that you can choose from!

Now that you know that even earning a minimum wage you can have access to credit cards, check out the list below of banks and financial institutions where you can apply for a credit card.

Credicard is a credit card that has now become part of Banco Itaú. This way, he can offer more benefits to his customers.

The card has no annual fee and can release up to R$20 thousand in limit for you to use as you wish! Of course, to access it they carry out a credit analysis. But, even earning minimum wage, you can have a good limit with the card.

Furthermore, when requesting the card, you can also access a free digital account. And the best thing is that when you leave your money there, it yields more than savings. See the post below on how to request this card.

Another credit card option for minimum wage earners is the PagBank card. With it, you can make purchases and withdraw funds in Brazil and abroad, in addition to accessing exclusive promotions in the Vai de Visa program.

Furthermore, the card also has the possibility of increasing your credit limit by investing your money in any PagBank CDB. Thus, when making the application, the money invested is converted into a limit on the card for you to use.

And the best thing is that from there, if you invest your money in a PagBank CDB, you can request a card with a limit of up to R$100 thousand. See the post below on how to apply for a PagBank credit card.

C6 Bank is also another credit card option that does not require a minimum income and does not have a monthly fee. 

One of the great advantages of this card is the fact that you can personalize it. Therefore, you can choose the color of your card and even customize the name printed on it.

Furthermore, when you have it you can access a program that offers points on your purchases that never expire. Find out how to request it in the post below.

The digital bank Inter is also another that can offer credit cards to those earning minimum wage. From there, you have a card with no annual fee, a free digital account and an exclusive shopping mall within your app that offers cashback on purchases.

Furthermore, like PagBank, Inter also offers the option of increasing your credit limit when investing in your CDB. The program is called CDB Mais Limite de Crédito and can convert the value of the investment into a limit for you.

If you liked the Inter bank card, check out the post below for a complete step-by-step guide on how your request works, which is done completely online, without you needing to leave your home.

This credit card option is perfect for those who are retired, INSS pensioners or federal public servants.

From there, you can access a credit card that automatically deducts part of the invoice directly from your salary.

In addition, it also has the option of transforming 20% to 80% of your credit limit into cash in your account. To access all of this, see the post below on how to request this card.

Another interesting credit card option for those earning minimum wage is BMG Consignado.

With it, you can have a card with no annual fee, with low interest and which automatically deducts part of the invoice amount from your public servant salary or benefit for INSS retirees and pensioners.

Furthermore, you still have the option of requesting the card directly via WhatsApp, without having to leave your home. See how this is possible in the post below.

Finally, on our list of credit cards for those earning a minimum wage, we have the option of the Banrisul Consignado card

With it, you can have a card with no annual fee and the lowest interest rates on the market.

Furthermore, the bank managed to greatly reduce the bureaucracy involved in its issuance. This way, you can request it without having to leave home. See how the process works in the post below.

Now that you know several credit cards, it can be a little difficult to choose just one to apply for.

However, choosing a good credit card for those earning a minimum wage will depend on several factors. However, when deciding, it is interesting that you reflect on how you will use the card on a daily basis.

Think about what kind of purchases you want to make with the card and how it can be used to achieve your financial goals.

Furthermore, before requesting it, it is essential that you already have good financial organization. After all, it is through credit cards that many people end up getting into debt.

But, if you don't already have good financial control, it's not too late to create one! To help you with this, in the following post we have separated a step-by-step guide to start organizing your finances.