In fact, there are several credit card options on the market with an application to control expenses, but did you know that the Afinz card or Inter card also have an application and advantages that go beyond that, such as international coverage and benefits associated with the flag.

So, read on to learn more about the characteristics of these two cards and see which one best meets your criteria. Check out!

Firstly, the Afinz card is one of the financial products offered by the Afinz financial services platform. It was created in partnership with the Visa flag in the Gold version, so you can access benefits such as purchase and price protection, extended warranty, travel insurance and the Vai de Visa program that gives discounts at various establishments.

And, in addition, all Afinz customers are entitled to the Você Bem Program, which offers discounts in the area of health, education and pharmacy without having to pay anything extra for it. That's because, just request the card to enjoy discounts on medications, appointments, exams and even courses.

Then the Afinz card is a great card alternative, so read on to see all the other features.

So, Inter is one of the largest financial institutions in Brazil, headquartered in the city of Belo Horizonte and with a completely free digital account. Furthermore, one of the institution's products is the credit card, which is available in three variants: Black, Platinum and Gold. In this article, we are talking about the Gold version.

Thus, to access the Inter card, you need to install the bank application on your mobile device, provide all the personal data requested and, after the credit analysis carried out by the institution, which is usually very simple, the card will be issued.

So, Inter is an international card with the Mastercard brand and offers cashback. In addition, you also have access to a fully digital platform to pay invoices, issue slips via deposit and even make free transfers.

If you apply for the Afinz card, you can participate in the Você Bem Program, thus, you will have discounts in several segments, such as pharmacy, education and health, that is, you will have different prices for medicines, consultations, exams and even online courses.

And, in addition, the card has an international Visa flag and, if you were worried about having to go on a trip, you don't need to anymore, since you can use the card in more than 200 countries. Plus, it comes with purchase and price protection, an extended warranty, and travel insurance.

In addition, you can pay in installments for all your purchases, as well as choose how many installments you want to pay, bringing more security and reducing the risk of default. Also, if you need a new additional card, you get 50% off the annual fee.

First, the Inter card has no annual fee. In addition, with the payment of your invoice, you earn cashback, which is one of the great advantages of the Inter card.

In addition, the card has the international Mastercard brand, which is the most accepted in the world, that is, in millions of establishments in more than 200 countries. As well as you can participate in the Mastercard Surprise program and accumulate points to exchange for products or services.

Furthermore, Inter allows you to use the credit and debit function, as well as access the virtual card and the application to control expenses. In addition, all your purchases can be paid by approximation, without having to enter a password.

So, the Afinz card is a great financial product, however, to have access to all the advantages we mentioned, you need to pay the annual fee of R$227.88. If you do not pay this amount, the card may be blocked for use.

And, in addition, Afinz does a credit analysis to release the card and the credit limit, that is, if you have a low credit score or name problems, the request may be denied.

Among the disadvantages of the Inter card are the credit analysis, as the bank carries out this process, as well as consulting the credit protection agencies during it. That way, having a good financial history counts many points for your approval.

And, furthermore, if you are unable to pay the Inter invoice in full, revolving interest can complicate your life. Therefore, it is ideal to control expenses and include your card purchases in your budget. This makes it easier not to get into debt.

So, now that you know the characteristics, advantages and disadvantages of the Afinz or Inter card, you can carefully analyze and choose which one best suits your needs. Remembering that both have an international flag, an application to control expenses and special conditions for customers.

On the other hand, if you still haven't managed to make your choice, you don't have to worry, because in the recommended content below there is another comparison between cards. Check out!