digital account

Is it worth opening an account at Banco Neon?

Do you already know the Neon bank? Your digital account has many benefits such as free transfers, credit card and investment options. In addition, the account has no maintenance fee and because it is digital, it saves a lot of time to solve financial bureaucracies. See in today's article if it is worth opening an account at Banco Neon.

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Open your Neon Bank account after seeing the advantages!

Será que vale a pena abrir conta no Banco Neon? Vamos te contar. Fonte: Neon
Is it worth opening an account at Banco Neon? Let's tell you. Source: Neon

For those looking for a digital account, it may be worth opening an account at Banco Neon. In summary, this payment account is mainly focused on making your financial life simpler. With less bureaucracy.

Therefore, the Neon account has unlimited transfers and a debit card. All this for free. In addition to the debit function, the card can also be used for credit. However, to use this modality, the bank performs a credit analysis.

Even the credit card is international and without annuity. And Banco Neon even offers an elastic limit service. Basically, when you go over your limit on a purchase, Neon automatically increases your credit. 

Read on to learn even more Neon account services. And find out if it's really worth opening an account at Banco Neon!

open ratefree
minimum incomenot informed
ratesno fees
credit cardNo annuity
Benefitsinternational debit card
Free transfers
card

Account

Neon

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Free of fees and with a credit card with no annual fee available

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What are the advantages of having a Neon bank account?

Firstly, a big advantage of the Neon Bank account is that it is digital. Therefore, the main focus is to eliminate the day-to-day bureaucracy with personal finances. 

When we talk about account fees, it is practically free. Banco Neon provides three monthly withdrawals for those who use the physical and virtual card. After that, you have to pay a fee.

In addition to the credit card, the account also has a free 100% debit card. This card is also international and has the Visa flag. That way, you can use the card in thousands of establishments around the world.

Another advantage of the Neon account is that they have many financial services. For example, if you need a loan, it might be easier to get one. Since the bank will already know your financial profile.

In addition, the Neon account has a super complete application. This is to ensure that you can resolve everything on your cell phone. And also monitor all transactions without having to go to the bank or access Internet Banking.

Finally, the Neon account also has great investment options. By opening the Neon account you can invest starting with R$10. In this sense, the yield line is the CDB with daily liquidity. That is, it yields more than savings.

How much does the money in the Neon account yield?

Veja como funciona o rendimento da conta Neon. Fonte: Pexels
See how the Neon account income works. Source: Pexels

In summary, the money yield on the Neon account depends on many factors. This is because the bank does not have automatic application. Therefore, it is necessary to choose an investment line. 

But for that, the bank has a system that understands your needs. Just put your financial goal in the app and apply the monthly installments. It is worth remembering that the longer the money is kept, the more it yields.

Therefore, the value can reach up to 101% of the CDI. Compared to savings, it's good value. Because the passbook yields only 70% of the CDI. In fact, all amounts saved in the Neon account are guaranteed by the Credit Guarantee Fund.

Finally, the Neon account is a great option for anyone looking for a digital account without bureaucracy and easy to open. Even the Neon bank is one that guarantees easy access to credit cards.

Also, it has a very easy to use app. Which makes the day-to-day rush easier and helps you better control your personal finances. In this way, it avoids several bureaucracies and face-to-face queues at banks.

Therefore, opening an account at Banco Neon may be what you needed to organize your financial life once and for all. In this other article, we show you the step-by-step process for opening a Neon account. See now!

How to open account Neon

Get to know the Neon account free of fees and with a credit card with no annual fee!

About the author  /  Leticia Maia

Journalism student at UFSC, has always been passionate about writing. In the middle of college, he met digital marketing and was enchanted. She is a content producer for blogs and social networks.

Reviewed by  /  Junior Aguiar

Senior Editor

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