Banco do Brasil is one of the most popular banks in the country. Therefore, it is common for many Brazilians to open their first checking account at this bank. That's why today we're going to show you the main advantages of this account.

The BB account currently has the option of opening 100% digitally. That is, you no longer need to go to an agency to apply. It is possible to open the account only with a cell phone or computer. 

In addition, the current account offers a complete portfolio of products for you to have everything in the palm of your hand. Debit card, credit, overdraft, loans and much more is available in the Banco do Brasil account.

Keep reading and find out how it works!

In principle, the Banco do Brasil account has the essential characteristics of any checking account. Therefore, the bank offers a complete catalog of available products and services.

With the BB account, you can hire a credit card – through credit analysis. As well as a personal or payroll loan line. All of this depends a lot on your profile analysis, but there are some products available.

Although Banco do Brasil is a traditional bank, it has increasingly modernized. One example is account opening, which can be done online 100%. Therefore, it is no longer necessary to attend an agency in person.

In addition, the BB app allows you to easily monitor your account from your phone. And still receive notifications every time any transaction is made on your account. As well as track via SMS.

In general, the Banco do Brasil account is suitable for anyone over 18 years old, who has a CPF and is interested in a current account. By the way, it has a university account version that is ideal for young people in search of financial organization.

Therefore, the BB account offers essential services for those who are starting out in financial life. But it also has important products for those looking for more sophistication. It's important to access the website and check which option fits best for you.

As we already mentioned, the Banco do Brasil account offers several different services. One of them is the Overdraft Check. In short, the account has - initially - R$100 limit for you to spend. Even if you have no balance.

However, this amount bears interest if you do not pay within one month. The account limit may vary according to your credit analysis. But every initial checking account has this pre-approved limit.

But after all, is it worth making an account at Banco do Brasil? We will show you the advantages and disadvantages. Check it out:

The main advantage of contracting the BB account is, without a doubt, the fact that it is a traditional account that offers digital services. Including, Banco do Brasil is one of the only ones that really gives the option to solve everything online.

Some offer the app version, but many services can only be requested in person. But with BB, practically everything can be done either through the app or through internet banking.

In addition, BB also offers great services and free of charge. The credit card has an annual fee, but it is possible to be exempt in some cases. 

When we talk about disadvantages of the BB account, we can mention the fact that it has some fees. That's because if you go over your monthly withdrawals or transfers, fees may be charged.

In addition, the card linked to the account has a monthly fee. Which for many can be a disadvantage, since other digital accounts have a card without an annual fee.

Finally, as we mentioned during the text, opening an account at Banco do Brasil is very easy. The process can be done entirely online. Whether through the app or the website. In fact, the account opened by the app is the same as the agency.

The difference is that you have the convenience of doing it from the palm of your hand. It is important to have your identification document, CPF and proof of residence at hand. Both to open online and to open in person at a branch.

In this other article, we show you the step-by-step process for opening your account at Banco do Brasil. See now!