First of all, the KeyCash home loan can be the ideal financial support that your company has been needing. In other words, the Individual Microentrepreneur category, the MEI, has shown good growth in recent times. And did you know that it is possible to apply for credit being MEI?

Well, not only is it possible, KeyCash has exclusive advantages that can help you invest in your business. So, if you want to expand your business, improve the quality of your services or even renovate your establishment, check out this KeyCash line of credit.

So, the KeyCash home loan works like a secured home loan. In other words, this is a type of credit, also known as property refinancing, in which the payment guarantee is a property paid off in the name of an individual.

Therefore, when making your simulation, you must inform the address of the property. Thus, you will be able to compare terms and interest rates. After requesting the credit, you will have to wait for the proposal that KeyCash will send you. So, if you agree with it, you can sign the contract online and wait for the amount to be released.

Incidentally, the finance company promises the fastest release on the market. In addition, you have no contractual restrictions when using your loan. This means that you can use the value how and where you want.

The KeyCash real estate loan also offers an extended term for debt repayment and, as it is a loan with a property guarantee, it has lower interest rates.

Well, it is important to note that in this type of credit, the property is given as collateral in exchange for the loan amount. Therefore, everything will depend on the value of the property that will be offered at the time of making the proposal. It is worth mentioning that the value can vary between R$ 30 thousand and R$ 3 million.

According to the official KeyCash website, the loan amount will be up to 60% of the value of the paid property offered as collateral. Therefore, this value may vary according to the proposal.

So, the KeyCash home loan is quite attractive at the time of financial tightening. But it's important to stay tuned! Discover its advantages and disadvantages below to make sure that this credit option meets your needs.

Undoubtedly, the advantage that draws the most attention is that the customer will be able to use the contracted amount in any way he wishes. Whether it's to expand your business or even to pay off another debt. This means that even if you are under name restrictions, you may be able to get approval.

Furthermore, the KeyCash home loan has very attractive interest rates, starting at 0.82% per month. And you can pay in up to 240 months, that is, 20 years.

By the way, hiring is done online, and you don't even have to leave your house.

So, the main disadvantage of this type of credit is that you need to have a paid off property to offer as collateral. In this line of credit, the debtor transfers ownership of the property to the creditor until the debt is paid.

Well, to get your KeyCash real estate loan, you must access the official website of the finance company and do a simulation. Then you should compare the best conditions and choose the one that best suits your needs.

Afterwards, you must apply for the credit and wait for the proposal. If everything is ok, you will sign the contract digitally and you can wait for the amount to be released in your account.

So, do you want to know more details on how to apply for your KeyCash loan? So check out our content below and we'll help you!