{"id":81995,"date":"2023-02-22T23:00:00","date_gmt":"2023-02-22T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=81995"},"modified":"2023-02-25T02:47:18","modified_gmt":"2023-02-25T02:47:18","slug":"fies-ou-pravaler","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/fies-ou-pravaler\/","title":{"rendered":"Fies sau Pravaler: care este cea mai bun\u0103 op\u021biune?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-descubra-qual-a-melhor-forma-de-financiar-sua-graduacao\">Descubra qual a melhor forma de financiar sua gradua\u00e7\u00e3o<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja como funcionam os programas. Fonte: Freepik \/ Fies \/ Pravaler.\"  id=\"81998\" src=\"https:\/\/cdn.adtechpanda.com\/6051b361-4443-4341-9e40-07b3217808e7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Veja como funcionam os programas. Fonte: Freepik \/ Fies \/ Pravaler.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea est\u00e1 querendo entrar em uma faculdade, mas n\u00e3o tem condi\u00e7\u00e3o de pagar o curso, sem d\u00favida essa an\u00e1lise para decidir entre Fies ou Pravaler \u00e9 o que precisa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Eles s\u00e3o \u00f3timas alternativas para quem busca melhorar sua vida, mas n\u00e3o tem dinheiro para pagar uma universidade.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1roYNn\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Entenda como se inscrever no Fies\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f53eae52-d07f-401f-acca-42a92af7a8ef\/\" alt=\"Universit\u00e1ria de blusa marrom\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Entenda como se inscrever no Fies\">\n            Entenda como se inscrever no Fies        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Confira tudo que algu\u00e9m que busca fazer parte do Fies deve fazer!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Deste modo, ficar\u00e1 f\u00e1cil decidir qual caminho seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bom, s\u00f3 precisa continuar lendo, e tudo o que voc\u00ea precisa entender sobre Fies e Pravaler ser\u00e1 mostrado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-e-como-funciona-o-fies\">Ce este Fies \u0219i cum func\u021bioneaz\u0103?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Confira os detalhes sobre os programas de financiamento. Fonte: Freepik.\"  id=\"81999\" src=\"https:\/\/cdn.adtechpanda.com\/0ae63fea-65d6-46c6-aba1-a5f2f4d656c5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Confira os detalhes sobre os programas de financiamento. Fonte: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Fies \u00e9 um programa do governo que leva pessoas, com uma renda baixa, at\u00e9 a universidade. Dessa forma, \u00e9 poss\u00edvel trabalhar com o que gosta e ganhar mais dinheiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diferente de outros programas do governo, esse vai fazer com que a pessoa financie os seus estudos e depois que concluir o curso comece a pagar a faculdade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, pode pagar o curso sem ficar endividado, pois as taxas do Fies s\u00e3o menores do que a dos bancos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para os estudantes que atenderem aos requisitos do programa, sem d\u00favida essa \u00e9 uma excelente alternativa para estudar sem muitas preocupa\u00e7\u00f5es com as contas.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZiDDdX\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cursos-mais-concorridos-do-brasil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Confira os cursos mais dif\u00edceis de passar\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/0ef512a6-97ad-46c8-ae28-7c1b2ecd7809\/\" alt=\"Menina pensativa\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cursos-mais-concorridos-do-brasil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Confira os cursos mais dif\u00edceis de passar\">\n            Confira os cursos mais dif\u00edceis de passar        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Conhe\u00e7a aqui todos os cursos mais concorridos e com maior nota de corte no Brasil!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cursos-mais-concorridos-do-brasil\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ali\u00e1s, o programa entrega uma praticidade enorme para o estudante financiar parte da sua faculdade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Muitas pessoas j\u00e1 conseguiram concluir seu curso por conta do Pravaler, podendo ter mais tempo para organizar as suas finan\u00e7as e pagar seus estudos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Eles ajudam todo tipo de estudante, desde aquele que ainda n\u00e3o sabe qual curso vai fazer, at\u00e9 a pessoa que j\u00e1 est\u00e1 matriculada e busca oportunidades para financiar os estudos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quais-as-vantagens-do-fies\">Care sunt avantajele Fies?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora que voc\u00ea entendeu o que \u00e9 como funciona esses dois programas de financiamento, confira as vantagens em utilizar o Fies:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>S\u00e3o mais de 1.400 universidades em que pode se inscrever com o Fies;<\/li><li>\u00c9 mais f\u00e1cil atender aos crit\u00e9rios deste programa;<\/li><li>Entra em institui\u00e7\u00f5es de muita qualidade atrav\u00e9s dele;<\/li><li>Paga uma baixa taxa de juros anual.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ok, esses s\u00e3o os principais benef\u00edcios do Fies, mas para decidir entre ele e a outra op\u00e7\u00e3o \u00e9 importante que veja os pontos positivos do Pravaler. Ent\u00e3o, continue lendo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quais-as-vantagens-do-pravaler\">Quais as vantagens do Pravaler?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Pravaler \u00e9 um programa onde voc\u00ea vai entrar na universidade e existem muitas vantagens se optar por ele no lugar do Fies. Veja abaixo os benef\u00edcios:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Quem est\u00e1 na universidade ou ainda n\u00e3o, pode fazer o financiamento;<\/li><li>N\u00e3o precisa do Enem;<\/li><li>O programa fica dispon\u00edvel o ano todo;<\/li><li>Mais de 300 universidades parceiras.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quando voc\u00ea pensa no programa de financiamento do Pravaler, esses s\u00e3o os principais benef\u00edcios. Continue lendo e vai entender como se inscrever.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-se-inscrever-no-fies\">Cum s\u0103 v\u0103 \u00eenscrie\u021bi la Fies?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A inscri\u00e7\u00e3o no Fies \u00e9 aberta apenas duas vezes no ano, pois usam a nota do Enem para selecionar os alunos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso mesmo, n\u00e3o \u00e9 sempre que voc\u00ea vai conseguir financiar pelo Fies, antes deve passar no processo seletivo, que se baseia na m\u00e9dia das suas notas no Enem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, se voc\u00ea n\u00e3o fez as \u00faltimas provas desse vestibular, n\u00e3o se preocupe, pode utilizar a nota de qualquer exame a partir de 2010.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois, s\u00f3 precisa selecionar duas institui\u00e7\u00f5es de ensino e se candidatar. Esse \u00e9 o processo para se inscrever no Fies.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ok, voc\u00ea se candidatou e foi selecionado para financiar em uma universidade, o que fazer?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vai ter que apresentar alguns documentos para comprovar que realmente n\u00e3o tem condi\u00e7\u00e3o financeira de pagar aquele curso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A renda das pessoas da sua fam\u00edlia n\u00e3o pode ultrapassar 1,5 sal\u00e1rio m\u00ednimo por pessoa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para saber se atende a esse crit\u00e9rio, s\u00f3 precisa somar a renda de todas as pessoas da sua fam\u00edlia e depois dividir pelo n\u00famero de pessoas da casa, o valor deve ser mais baixo que 1,5 sal\u00e1rio m\u00ednimo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-se-inscrever-no-pravaler\">Como se inscrever no Pravaler?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O primeiro passo para voc\u00ea conseguir se inscrever no Pravaler \u00e9 acessar o site deles.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ap\u00f3s isso, deve fazer o cadastro, informando todos os dados solicitados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, a empresa vai fazer uma an\u00e1lise do seu cr\u00e9dito e assim que for pr\u00e9-aprovada, informe os documentos que o Pravaler pedir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale lembrar que para conseguir o financiamento no Pravaler, deve ter um fiador.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O fiador de uma pessoa que vai pagar a d\u00edvida caso voc\u00ea n\u00e3o pague o financiamento, \u00e9 como uma garantia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, essa \u00e9 uma das raz\u00f5es do Pravaler ter uma das menores taxas mensais do Brasil, que pode variar de 0% at\u00e9 0,99%.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O universit\u00e1rio pode pagar a faculdade de duas formas diferentes:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Pagar enquanto estuda: nesse caso, o financiamento tradicional onde voc\u00ea vai come\u00e7ar a pagar logo no pr\u00f3ximo m\u00eas;<\/li><li>Fazer o pagamento da metade da mensalidade no dobro do tempo: nesse caso vai levar mais tempo para pagar, mas o valor mensal vai ser reduzido.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deste modo, pode escolher a forma que melhor se enquadrar na sua realidade. Lembrando que o n\u00famero de parcelas pode aumentar ou diminuir conforme a sua situa\u00e7\u00e3o financeira.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-fies-ou-pravaler-qual-e-a-melhor-opcao\">Fies sau Pravaler: care este cea mai bun\u0103 op\u021biune?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja qual \u00e9 o melhor programa. Fonte: Freepik.\"  id=\"82000\" src=\"https:\/\/cdn.adtechpanda.com\/1264baa1-73bb-4d79-a48c-6b455cc550eb\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Veja qual \u00e9 o melhor programa. Fonte: Freepik.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora voc\u00ea entendeu os detalhes sobre o Fies e o Pravaler, mas qual a ideal? Depende muito da sua realidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, se conseguir o Fies, onde a taxa de juros vai ser menor, talvez a melhor op\u00e7\u00e3o seja est\u00e1.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, se n\u00e3o consegue pagar a mensalidade do seu curso, mas, tamb\u00e9m n\u00e3o atendeu aos requisitos do Fies, o Pravaler \u00e9 a op\u00e7\u00e3o correta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deste modo, analise a sua situa\u00e7\u00e3o, somente assim vai conseguir encontrar a op\u00e7\u00e3o ideal para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, tem como estudar em uma universidade privada sem pagar nada.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esta alternativa \u00e9 atrav\u00e9s do Prouni, um programa de bolsa de estudos, que faz jovens come\u00e7arem na universidade, sem ter que se preocupar com a mensalidade do curso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ficou interessado pelo Prouni? Ent\u00e3o confira o post abaixo, onde ver\u00e1 o passo a passo para se inscrever e conseguir uma bolsa de estudos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-s3FXD\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-prouni\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Passo a passo para se inscrever no Prouni\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8d7613ce-1dbb-4d2c-a4d7-26db1706486a\/\" alt=\"Menino com fone e cadernos na \u00e3o\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-prouni\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Passo a passo para se inscrever no Prouni\">\n            Passo a passo para se inscrever no Prouni        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Confira todos os crit\u00e9rios do Prouni, descubra os tipos de bolsa de estudos e tudo sobre como se inscrever.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-prouni\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Confira aqui tudo esses programas e descubra onde financiar os seus estudos!<\/p>","protected":false},"author":41,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2613],"tags":[5648,5652,5649,5647,5645,5650,5651,5646],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fies ou Pravaler: qual \u00e9 a melhor op\u00e7\u00e3o? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Fies ou Pravaler? 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