{"id":75802,"date":"2022-12-05T23:00:00","date_gmt":"2022-12-05T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=75802"},"modified":"2022-12-07T16:57:57","modified_gmt":"2022-12-07T16:57:57","slug":"saque-rescisao","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/saque-rescisao\/","title":{"rendered":"Retragerea de reziliere: ce este \u0219i cum se retrage acest beneficiu?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-saque-ate-80-do-seu-fundo-com-essa-modalidade-de-saque\">Retrage\u021bi p\u00e2n\u0103 la 80% din fondul dvs. cu aceast\u0103 metod\u0103 de retragere<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja como o saque-rescis\u00e3o funciona! Fonte: Pexels.\"  id=\"75803\" src=\"https:\/\/cdn.adtechpanda.com\/06c15798-3a26-4a3b-81e4-066bb24f0a57\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vezi cum func\u021bioneaz\u0103 retragerea-\u00eencetare! Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 lucra\u021bi cu un contract formal, trebuie s\u0103 cunoa\u0219te\u021bi metodele de retragere disponibile \u00een fondul de garantare. \u0218i anume, \u00een zilele noastre po\u021bi opta pentru dou\u0103: retragerea aniversar\u0103 \u0219i retragerea de reziliere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, retragerea-\u00eencetarea este modalitatea standard FGTS, care v\u0103 permite s\u0103 accesa\u021bi o bun\u0103 parte din valoarea fondului dumneavoastr\u0103 \u00een cazurile de concediere f\u0103r\u0103 just\u0103 cauz\u0103.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1pBehf\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/saldo-fgts-para-sacar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Afla\u021bi dac\u0103 ave\u021bi sold FGTS de retras \u00een 2022\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/bc198007-e7ea-42c0-806a-7d8fb2e8a1e9\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/saldo-fgts-para-sacar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Afla\u021bi dac\u0103 ave\u021bi sold FGTS de retras \u00een 2022\">\n            Afla\u021bi dac\u0103 ave\u021bi sold FGTS de retras \u00een 2022        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afl\u0103 aici cum s\u0103 verifici valoarea soldului t\u0103u \u00een fondul de garantare!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/saldo-fgts-para-sacar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/saldo-fgts-para-sacar\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/bc198007-e7ea-42c0-806a-7d8fb2e8a1e9\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Afla\u021bi dac\u0103 ave\u021bi sold FGTS de retras \u00een 2022              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/saldo-fgts-para-sacar\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, atunci c\u00e2nd efectueaz\u0103 aceast\u0103 retragere, mul\u021bi oameni pot avea \u00eendoieli cu privire la modul \u00een care se face \u0219i la cantitatea care poate fi accesat\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, pentru a v\u0103 ajuta, am separat \u00een aceast\u0103 postare principalele informa\u021bii despre retragere-\u00eencetare cu un pas cu pas la sf\u00e2r\u0219itul modului de solicitare!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ce este retragerea de reziliere?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Essa \u00e9 uma das modalidades de saques do FGTS; Fonte: Pexels.\"  id=\"75805\" src=\"https:\/\/cdn.adtechpanda.com\/f04f3286-2ad7-429b-add2-d8279c6d4080\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Aceasta este una dintre metodele de retragere FGTS; Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, retragere-\u00eencetare este unul dintre tipurile de retrageri pe care lucr\u0103torii le pot folosi pentru a primi o sum\u0103 din soldul lor \u00een Fondul de Garantare a Angaja\u021bilor pentru Timp de Serviciu, mai bine cunoscut sub numele de FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i anume, retragerea-\u00eencetarea este accesat\u0103 de c\u0103tre lucr\u0103tor atunci c\u00e2nd acesta este concediat din societatea \u00een care a lucrat f\u0103r\u0103 just\u0103 cauz\u0103.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, la aderarea la aceast\u0103 modalitate, lucr\u0103torul are dreptul s\u0103 retrag\u0103 o parte din suma disponibil\u0103 \u00een fondul s\u0103u deodat\u0103.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1kFhnT\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-sacar-o-fgts\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 retragi FGTS \u00een 2022\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5d6c4fbe-b529-4fd4-a998-57ba629cb070\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-sacar-o-fgts\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 retragi FGTS \u00een 2022\">\n            Cum s\u0103 retragi FGTS \u00een 2022        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dac\u0103 ave\u021bi un sold \u00een cont, vede\u021bi cum s\u0103 \u00eel accesa\u021bi aici!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-sacar-o-fgts\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); 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return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-sacar-o-fgts\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/5d6c4fbe-b529-4fd4-a998-57ba629cb070\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 retragi FGTS \u00een 2022              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-sacar-o-fgts\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum func\u021bioneaz\u0103 acest beneficiu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i anume, retragerea-\u00eencetarea este un tip de retragere care poate fi accesat\u0103 doar de lucr\u0103torii care au fost disponibiliza\u021bi f\u0103r\u0103 just\u0103 cauz\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest lucru se \u00eent\u00e2mpl\u0103 deoarece suma din FGTS func\u021bioneaz\u0103 ca \u0219i cum ar fi o rezerv\u0103 de urgen\u021b\u0103 pentru muncitor.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, \u00een momente neprev\u0103zute neprivate de el, muncitorul este capabil s\u0103 primeasc\u0103 bani din fondul s\u0103u pentru a-\u0219i pl\u0103ti facturile.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Care este valoarea retragerii-\u00eencetarea?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Suma care poate fi retras\u0103 din retragerea de reziliere este egal\u0103 cu 80% din soldul dvs. FGTS. Astfel, dac\u0103 o persoan\u0103 are R$ 3.000,00 \u00een FGTS, poate retrage R$ 2.480,00, ceea ce este echivalentul a 80% a R$ 3.000,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, \u00een cazurile de concediere abuziv\u0103, pe l\u00e2ng\u0103 retragerea-\u00eencetare, lucr\u0103torul are dreptul s\u0103 primeasc\u0103 \u0219i o amend\u0103 de \u00eencetare \u00een valoare de 40% din fondul de garantare, care este pl\u0103tit\u0103 de angajator.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, folosind acela\u0219i exemplu de mai sus, un lucr\u0103tor cu R$ 3.000,00 de FGTS va primi o amend\u0103 de 1.200,00 R$.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, dac\u0103 aceast\u0103 sum\u0103 se adaug\u0103 la 80% din soldul FGTS, lucr\u0103torul va putea c\u00e2\u0219tiga R$ 3.600,00 atunci c\u00e2nd va fi concediat f\u0103r\u0103 just\u0103 cauz\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>C\u00e2nd se pl\u0103te\u0219te retragerea de reziliere?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, pentru ca muncitorul s\u0103 poat\u0103 solicita retragerea-\u00eencetarea, angajatorul s\u0103u trebuie s\u0103 genereze o cheie de r\u0103scump\u0103rare a contravalorii fondului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i anume, justi\u021bia stabile\u0219te c\u0103 angajatorul are la dispozi\u021bie un termen de p\u00e2n\u0103 la 10 zile calendaristice din ziua concedierii pentru a genera aceast\u0103 cheie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, \u00een momentul \u00een care lucr\u0103torul \u00eel prime\u0219te, acesta are la dispozi\u021bie un termen de p\u00e2n\u0103 la 30 de zile calendaristice pentru a efectua retragerea-\u00eencetare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cine poate folosi retragerea rezilierii FGTS?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i anume, suma de retragere-\u00eencetare poate fi accesat\u0103 doar de lucr\u0103torul care a fost concediat f\u0103r\u0103 just\u0103 cauz\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest fel, persoanele care \u0219i-au demisionat de la locul de munc\u0103 sau au fost concediate pe motiv just nu pot accesa suma de retragere pentru reziliere.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Merit\u0103 s\u0103 opta\u021bi pentru retragere-\u00eencetare?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oric\u00e2t de mult retragerea-\u00eencetare este o modalitate menit\u0103 s\u0103 garanteze existen\u021ba lucr\u0103torului \u00een cazuri de concediere, este totu\u0219i o modalitate facultativ\u0103 de retragere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest lucru se datoreaz\u0103 faptului c\u0103, pe l\u00e2ng\u0103 aceasta, po\u021bi alege s\u0103 folose\u0219ti \u0219i retragerea zilei de na\u0219tere, o metod\u0103 de retragere prin care prime\u0219ti o parte din fondul t\u0103u \u00een fiecare an \u00een luna zilei de na\u0219tere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, deoarece exist\u0103 aceste dou\u0103 modalit\u0103\u021bi, oamenii pot avea \u00eendoieli la care s\u0103 se al\u0103ture.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, am separat mai jos avantajele \u0219i dezavantajele retragerii-\u00eencet\u0103rii astfel \u00eenc\u00e2t s\u0103 pute\u021bi afla dac\u0103 aceast\u0103 op\u021biune este cu adev\u0103rat benefic\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Beneficii<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, prin utilizarea retragerii de reziliere po\u021bi avea o rezerv\u0103 de urgen\u021b\u0103 interesant\u0103 care cre\u0219te de-a lungul anilor \u0219i \u00ee\u021bi permite s\u0103 folose\u0219ti banii \u00een perioadele de cea mai mare nevoie. Afla\u021bi mai multe despre aceste beneficii mai jos!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Ave\u021bi rezerv\u0103 pentru urgen\u021be?<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nu \u0219tim niciodat\u0103 c\u00e2nd se va \u00eent\u00e2mpla o urgen\u021b\u0103, a\u0219a c\u0103 este \u00eentotdeauna interesant s\u0103 ai o rezerv\u0103 bun\u0103 pentru situa\u021bii de urgen\u021b\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, majoritatea muncitorilor brazilieni nu au obiceiul de a economisi bani. \u00cen acest scenariu, retragerea de la \u00eencetare \u00eei poate ajuta s\u0103 primeasc\u0103 o sum\u0103 pentru a se \u00eentre\u021bine \u00een caz de urgen\u021b\u0103, cum ar fi pierderea locului de munc\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, ader\u00e2nd la retragere-\u00eencetare, pute\u021bi avea aceast\u0103 siguran\u021b\u0103 \u0219i pute\u021bi continua s\u0103 c\u0103uta\u021bi o alt\u0103 oportunitate de munc\u0103 cu mai mult\u0103 lini\u0219te sufleteasc\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Cre\u0219te-\u021bi banii \u00een fond<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt mare avantaj al retragerii-\u00eencetarea este c\u0103 din aceasta, banii t\u0103i r\u0103m\u00e2n \u00een fondul de garan\u021bie mai mult timp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i din moment ce banii FGTS au un profit, cu c\u00e2t \u00eei la\u0219i mai mult acolo, cu at\u00e2t mai mare este suma pe care o po\u021bi accesa \u00een viitor!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Op\u021biunea este deja configurat\u0103<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, retragere-\u00eencetare este o metod\u0103 de retragere care este deja pre-configurat\u0103 \u00een FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este modalitatea standard care vine cu toate conturile FGTS. \u00cen acest fel, nu trebuie s\u0103 faci nicio m\u0103sur\u0103 pentru a te al\u0103tura!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Dezavantaje<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oric\u00e2t de mult retragerea-renun\u021barea ofer\u0103 mai multe puncte pozitive, poate fi \u0219i o op\u021biune proast\u0103 de retragere \u00een func\u021bie de profilul persoanei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i anume, principalul s\u0103u punct negativ este c\u0103 odat\u0103 cu retragerea-\u00eencetarea nu po\u021bi accesa contravaloarea fondului t\u0103u dec\u00e2t \u00een cazuri de concediere f\u0103r\u0103 just\u0103 cauz\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar, \u00eentruc\u00e2t acest tip de concediere genereaz\u0103 o amend\u0103 pe care angajatorii trebuie s\u0103 o pl\u0103teasc\u0103, este obi\u0219nuit ca multe companii s\u0103 ajung\u0103 s\u0103 fac\u0103 \u00een\u021belegeri cu angajatul sau s\u0103 a\u0219tepte ca acesta s\u0103 demisioneze singur.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, de\u0219i ofer\u0103 mai mult\u0103 siguran\u021b\u0103 \u0219i garan\u021bie, poate fi totu\u0219i cea mai dificil\u0103 op\u021biune de retragere de accesat.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum s\u0103 adere la retragere-\u00eencetare?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Retragerea prin reziliere este modalitatea standard de retragere FGTS care este deja configurat\u0103 \u00een toate conturile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest fel, lucr\u0103torul nu trebuie s\u0103 \u00eentreprind\u0103 nicio m\u0103sur\u0103 pentru a adera la acesta, deoarece este prezent automat \u00een toate conturile FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Singurul moment \u00een care poate fi necesar s\u0103-l respecta\u021bi este dac\u0103 a\u021bi trecut de la prad\u0103 la prada aniversar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, dup\u0103 ce ai petrecut doi ani cu aceast\u0103 modalitate, po\u021bi trece din nou la retragere-\u00eencetare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum se retrage acest beneficiu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja como voc\u00ea pode sacar seu saldo do FGTS com o saque-rescis\u00e3o! Fonte: Pexels.\"  id=\"75806\" src=\"https:\/\/cdn.adtechpanda.com\/82071cb9-4d0d-4cb7-80d7-33cc2d71944a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vede\u021bi cum v\u0103 pute\u021bi retrage soldul FGTS cu retragerea de reziliere! Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i anume, cererea de retragere-\u00eencetare este foarte simpl\u0103 \u0219i se poate face at\u00e2t \u00een medii digitale, c\u00e2t \u0219i fa\u021b\u0103 \u00een fa\u021b\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, s\u0103 aplici online<strong>,<\/strong> trebuie s\u0103 efectua\u021bi urm\u0103torul pas cu pas:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Deschide\u021bi aplica\u021bia FGTS \u0219i conecta\u021bi-v\u0103 la contul dvs.;<\/li><li>Face\u021bi clic pe cardul \u201eAve\u021bi sume eliberate pentru retragere\u201d;<\/li><li>Informa\u021bi cum dori\u021bi s\u0103 primi\u021bi suma, indiferent dac\u0103 va fi \u00eentr-un cont bancar sau \u00een medii fizice Caixa.<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 realizat acest lucru, ve\u021bi primi suma la loca\u021bia informat\u0103 \u00een termen de 5 zile lucr\u0103toare de la solicitarea acesteia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, dac\u0103 a\u021bi optat pentru unul dintre mediile fizice ale Caixa, cum ar fi Unit\u0103\u021bile de loterie, Coresponden\u021bii Caixa Aqui, camerele cu autoservire \u0219i sucursalele Caixa, trebuie s\u0103 merge\u021bi la loca\u021bie pentru a primi suma.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, o alt\u0103 modalitate de a solicita retragere-\u00eencetare este din ramurile fizice ale cutiei.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a face cererea personal, trebuie doar s\u0103 te prezin\u021bi la agen\u021bie cu un act de identitate, precum RG sau CNH \u0219i cu carnetul de munc\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru mai multe informa\u021bii despre beneficiile guvernamentale, accesa\u021bi con\u021binutul nostru recomandat de mai jos. <\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1P78Ul\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-receber-abono-salarial-pis\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 prime\u0219ti bonusul salarial PIS\/Pasep\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/203a3ab1-a8d8-42cc-9d80-6d42798e55b8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-receber-abono-salarial-pis\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 prime\u0219ti bonusul salarial PIS\/Pasep\">\n            Cum s\u0103 prime\u0219ti bonusul salarial PIS\/Pasep        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi aici cum s\u0103 accesa\u021bi acest beneficiu acordat lucr\u0103torilor brazilieni.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-receber-abono-salarial-pis\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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Pentru asta, continu\u0103 s\u0103 cite\u0219ti \u0219i verific\u0103-l!<\/p>","protected":false},"author":31,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2613],"tags":[2616,1051,2595,4913],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Saque-rescis\u00e3o: o que \u00e9 e como sacar esse benef\u00edcio? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Saiba como o saque-rescis\u00e3o funciona na pr\u00e1tica e veja as vantagens e as desvantagens de aderir a essa modalidade de saque do FGTS.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/ro\/saque-rescisao\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Saque-rescis\u00e3o: o que \u00e9 e como sacar esse benef\u00edcio?\" \/>\n<meta property=\"og:description\" content=\"Saiba como o saque-rescis\u00e3o funciona na pr\u00e1tica e veja as vantagens e as desvantagens de aderir a essa modalidade de saque do FGTS.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/ro\/saque-rescisao\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-05T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-12-07T16:57:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/06c15798-3a26-4a3b-81e4-066bb24f0a57\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leticia Jord\u00e3o\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/saque-rescisao\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/06c15798-3a26-4a3b-81e4-066bb24f0a57\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/06c15798-3a26-4a3b-81e4-066bb24f0a57\/\",\"width\":1280,\"height\":853,\"caption\":\"Homem de terno com as m\u00e3os para cima comemorando\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/saque-rescisao\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/saque-rescisao\/\",\"name\":\"Saque-rescis\u00e3o: o que \u00e9 e como sacar esse benef\u00edcio? - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/saque-rescisao\/#primaryimage\"},\"datePublished\":\"2022-12-05T23:00:00+00:00\",\"dateModified\":\"2022-12-07T16:57:57+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/4fdd6eccb5b8b89eaf1e18e50ffa172d\"},\"description\":\"Saiba como o saque-rescis\u00e3o funciona na pr\u00e1tica e veja as vantagens e as desvantagens de aderir a essa modalidade de saque do FGTS.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/saque-rescisao\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/saque-rescisao\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/saque-rescisao\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/ro\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Saque-rescis\u00e3o: o que \u00e9 e como sacar esse benef\u00edcio?\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/4fdd6eccb5b8b89eaf1e18e50ffa172d\",\"name\":\"Leticia Jord\u00e3o\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7cd430a4a8f62095715d687ff93f7559?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7cd430a4a8f62095715d687ff93f7559?s=96&d=mm&r=g\",\"caption\":\"Leticia Jord\u00e3o\"},\"description\":\"Ol\u00e1! 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