{"id":71889,"date":"2022-10-18T23:00:00","date_gmt":"2022-10-18T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=71889"},"modified":"2022-10-19T19:36:02","modified_gmt":"2022-10-19T19:36:02","slug":"emprestimo-pelo-whatsapp","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp\/","title":{"rendered":"\u00cemprumut WhatsApp: cum func\u021bioneaz\u0103 \u0219i care sunt op\u021biunile?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-veja-como-solicitar-esse-emprestimo-na-crefisa-e-no-banco-do-brasil\">Vezi cum s\u0103 aplici pentru acest \u00eemprumut la Crefisa \u0219i Banco do Brasil<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O empr\u00e9stimo pelo WhatsApp surgiu para trazer mais facilidade a voc\u00ea! Fonte: Pexels.\"  id=\"71891\" src=\"https:\/\/cdn.adtechpanda.com\/b9fc1f2e-3c58-4a9f-af04-d9ee7c2e7755\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00cemprumutul WhatsApp a venit s\u0103 v\u0103 fie mai u\u0219or! Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u021bi auzit vreodat\u0103 de \u00eemprumutul WhatsApp? Acesta este un nou mod de a face \u00eemprumuturi de diferite tipuri pe care multe b\u0103nci \u00eencep s\u0103 o adopte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La urma urmei, aceast\u0103 aplica\u021bie de conversa\u021bie este cea mai folosit\u0103 de brazilieni \u0219i are tehnologie de securitate de ultim\u0103 or\u0103 \u00een care toate mesajele sunt criptate.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-DBbMk\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-e-seguro\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00cemprumutul WhatsApp este sigur?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/ffef4d9e-0ca9-4bde-a1e0-fd939a5d1e29\/\" alt=\"Celular em uma mesa branca com notas de dinheiro ao seu lado\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-e-seguro\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00cemprumutul WhatsApp este sigur?\">\n            \u00cemprumutul WhatsApp este sigur?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cen\u021belege\u021bi dac\u0103 aceast\u0103 opera\u021biune prezint\u0103 riscuri pentru dvs.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-e-seguro\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-e-seguro\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/ffef4d9e-0ca9-4bde-a1e0-fd939a5d1e29\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u00cemprumutul WhatsApp este sigur?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-e-seguro\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In acest fel, acest simplu messenger reuseste sa ofere securitatea necesara pentru a efectua tranzactii bancare, precum transferuri, consultatii si chiar solicitarea unui imprumut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, dac\u0103 dori\u021bi s\u0103 afla\u021bi mai multe despre \u00eemprumutul WhatsApp \u0219i s\u0103 vede\u021bi cum func\u021bioneaz\u0103 \u00een practic\u0103, continua\u021bi s\u0103 citi\u021bi acest articol, care este plin de informa\u021bii importante.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ce este \u00eemprumutul WhatsApp?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Entenda tudo sobre este canal. Fonte: Pexels.\"  id=\"71893\" src=\"https:\/\/cdn.adtechpanda.com\/06b4c469-ecc9-4285-a1d1-b8e4814b2edd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00cen\u021belege totul despre acest canal. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, \u00eemprumutul WhatsApp nu este altceva dec\u00e2t o modalitate prin care b\u0103ncile v\u0103 permit s\u0103 solicita\u021bi \u00eemprumuturi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen prezent, multe b\u0103nci permit publicului s\u0103 \u00eemprumute prin mijloace digitale, cum ar fi site-urile sau aplica\u021biile lor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, \u00eentruc\u00e2t WhatsApp este o aplica\u021bie utilizat\u0103 pe scar\u0103 larg\u0103 de brazilieni, institu\u021biile financiare au v\u0103zut-o ca o posibilitate de a-l transforma pe un alt canal digital prin care publicul s\u0103 poat\u0103 accesa credite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, de pe WhatsApp, procesul de solicitare a creditului devine ceva mai simplu \u0219i mai practic, unde cu doar c\u00e2teva schimburi de mesaje este deja posibil s\u0103 accesezi creditul de care ai nevoie.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-cwoCD\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/qual-o-melhor-emprestimo-pessoal\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Care este cel mai bun \u00eemprumut personal?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5d9258aa-079b-4565-a39d-2a24648ed94f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/qual-o-melhor-emprestimo-pessoal\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Care este cel mai bun \u00eemprumut personal?\">\n            Care este cel mai bun \u00eemprumut personal?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descoper\u0103 5 op\u021biuni interesante pentru \u00eemprumuturi personale!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/qual-o-melhor-emprestimo-pessoal\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/qual-o-melhor-emprestimo-pessoal\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/5d9258aa-079b-4565-a39d-2a24648ed94f\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Care este cel mai bun \u00eemprumut personal?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/qual-o-melhor-emprestimo-pessoal\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum func\u021bioneaz\u0103 \u00eemprumutul WhatsApp?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Modul \u00een care func\u021bioneaz\u0103 \u00eemprumutul WhatsApp este de fapt foarte simplu. Totul \u00eencepe cu salvarea num\u0103rului de WhatsApp al b\u0103ncii sau institu\u021biei financiare pentru care inten\u021biona\u021bi s\u0103 aplica\u021bi pe telefonul mobil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest pas este esen\u021bial deoarece doar tu po\u021bi face primul pas de a contacta banca \u0219i de a solicita \u00eemprumutul. Aminti\u021bi-v\u0103 \u00eentotdeauna c\u0103 nicio institu\u021bie financiar\u0103 nu intr\u0103 \u00een contact oferind \u00eemprumuturi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu num\u0103rul salvat, tot ce trebuie s\u0103 face\u021bi este s\u0103 \u00eencepe\u021bi o conversa\u021bie cu banca \u0219i un \u00eenso\u021bitor virtual va vorbi \u0219i v\u0103 va trimite instruc\u021biunile necesare pentru a continua cererea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, \u00een conversa\u021bie s-ar putea s\u0103 vi se solicite datele \u0219i documentele personale pentru efectuarea analizei de credit. Cu totul trimis \u0219i aprobat, banca va continua s\u0103 trimit\u0103 contractul, care poate fi semnat digital.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, la semnarea contractului, pute\u021bi deja s\u0103 a\u0219tepta\u021bi p\u00e2n\u0103 c\u00e2nd banii \u00eemprumutului sunt elibera\u021bi \u00een contul dvs. bancar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Merit\u0103 acest \u00eemprumut?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mul\u021bi oameni ar putea avea \u00eendoieli dac\u0103 merit\u0103 cu adev\u0103rat s\u0103 contracta\u021bi un \u00eemprumut prin WhatsApp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00centruc\u00e2t este v\u0103zut\u0103 doar ca o aplica\u021bie de conversa\u021bie, este obi\u0219nuit s\u0103 apar\u0103 aceast\u0103 \u00eentrebare, \u00een special \u00een ceea ce prive\u0219te siguran\u021ba procesului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, pentru a v\u0103 asigura c\u0103 ob\u021binerea unui \u00eemprumut prin WhatsApp este o alegere bun\u0103 pentru dvs., am enumerat mai jos principalele avantaje \u0219i dezavantaje ale solicit\u0103rii unui \u00eemprumut prin acest canal.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Beneficii&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Principalul avantaj al solicit\u0103rii unui \u00eemprumut prin WhatsApp este c\u00e2t de u\u0219or este. \u00cen zilele noastre toat\u0103 lumea folose\u0219te aplica\u021bia \u0219i este u\u0219or s\u0103 trimi\u021bi mesaje.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest fel, procesul de solicitare a unui \u00eemprumut poate deveni \u0219i mai u\u0219or. In plus, fiind o aplicatie, este posibil sa accesezi credit fara a fi nevoie sa mergi la o banca.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, po\u021bi vorbi cu institu\u021bia financiar\u0103 la pr\u00e2nz de serviciu \u0219i chiar \u0219i noaptea, \u00eentruc\u00e2t \u00eenso\u021bitorul virtual al majorit\u0103\u021bii b\u0103ncilor lucreaz\u0103 24 de ore pe zi, oferindu-\u021bi mai mult\u0103 flexibilitate!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Dezavantaje<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, \u00eemprumutul prin WhatsApp poate fi o opera\u021biune nesigur\u0103, deoarece \u00een prezent sunt aplicate mai multe escrocherii folosind aplica\u021bia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ace\u0219tia reu\u0219esc s\u0103-\u021bi dubleze num\u0103rul \u0219i s\u0103 acceseze conversa\u021biile sau altminteri se uzurp\u0103 identitatea b\u0103ncii \u0219i ofer\u0103 un \u00eemprumut \u00een care trebuie s\u0103 transferi mai \u00eent\u00e2i o sum\u0103 suplimentar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, atunci c\u00e2nd efectua\u021bi acest tip de opera\u021biune, trebuie s\u0103 ave\u021bi grij\u0103 s\u0103 nu cad\u0103 \u00een m\u00e2inile unui escroc.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ce optiuni sunt disponibile pe piata?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, exist\u0103 unele institu\u021bii bancare care ofer\u0103 \u00eemprumuturi prin WhatsApp. Mai jos ve\u021bi g\u0103si c\u00e2teva dintre ele.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Banca Braziliei<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Banco do Brasil este una dintre cele mai consolidate b\u0103nci din \u021bar\u0103 \u0219i a fost prima institu\u021bie bancar\u0103 care a oferit \u00eemprumuturi prin WhatsApp.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ast\u0103zi, banca v\u0103 permite s\u0103 face\u021bi \u00eemprumuturi personale prin WhatsApp. Aici utilizatorul poate accesa condi\u021bii excelente de creditare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, imprumutul are o perioada de gratie de 60 de zile, in care aveti la dispozitie pana la 2 luni pentru a incepe plata primei rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a aplica pentru acest credit, trebuie doar s\u0103 contacta\u021bi num\u0103rul 61 4004-0001 \u0219i s\u0103 \u00eencepe\u021bi s\u0103 vorbi\u021bi cu asistentul virtual al b\u0103ncii pentru a accesa creditul.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Crefisa<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Crefisa este, de asemenea, o institu\u021bie financiar\u0103 consolidat\u0103 pe pia\u021b\u0103, care este atent\u0103 la noile evolu\u021bii \u0219i caut\u0103 s\u0103 aduc\u0103 mai mult confort serviciilor sale. Prin urmare, ast\u0103zi permite publicului s\u0103 solicite un \u00eemprumut prin WhatsApp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Compania func\u021bioneaz\u0103 oferind un \u00eemprumut personal \u00een care este posibil\u0103 plata primei rate \u00een 45 de zile \u0219i accesarea dob\u00e2nzii lunare de la 1.50% pe lun\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, \u00eemprumutul poate fi pl\u0103tit \u00een maximum 24 de luni, iar banii vor fi credita\u021bi \u00een contul dumneavoastr\u0103 \u00een termen de 3 zile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, pentru a aplica pentru acest credit, trebuie doar s\u0103 contacta\u021bi num\u0103rul oficial de WhatsApp al Crefisa, care este 11 98806-0603 \u0219i s\u0103 discuta\u021bi cu Cris, asistentul virtual al institu\u021biei.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum s\u0103 faci un \u00eemprumut prin WhatsApp?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"A solicita\u00e7\u00e3o fica muito f\u00e1cil por este canal! Fonte: Pexels.\"  id=\"71894\" src=\"https:\/\/cdn.adtechpanda.com\/14c07dad-136c-4306-a534-c3a44e809a37\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Solicitarea este foarte usoara prin acest canal! Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Efectuarea unui \u00eemprumut prin WhatsApp este foarte u\u0219or. Pentru a face acest lucru, trebuie doar s\u0103 salva\u021bi num\u0103rul b\u0103ncii la care dori\u021bi s\u0103 aplica\u021bi pe telefonul mobil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu num\u0103rul salvat, tot ce trebuie s\u0103 faci este s\u0103 trimi\u021bi un mesaj \u0219i s\u0103-i informezi c\u0103 ai dori s\u0103 contractezi un \u00eemprumut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 aceasta, asistentul virtual v\u0103 va transmite celelalte instruc\u021biuni. \u00cen acest fel, trebuie doar s\u0103 le urmezi \u0219i vei putea accesa \u00eemprumutul t\u0103u prin WhatsApp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 dori\u021bi s\u0103 afla\u021bi mai multe detalii despre creditul Banco do Brasil, accesa\u021bi con\u021binutul recomandat de mai jos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZckQHU\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-banco-do-brasil\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 faci un \u00eemprumut prin WhatsApp \u00een BB?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8f2eedd7-7a13-4277-a9db-0775ab7b932b\/\" alt=\"Celular mostrando a logo so WhatsApp\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-banco-do-brasil\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 faci un \u00eemprumut prin WhatsApp \u00een BB?\">\n            Cum s\u0103 faci un \u00eemprumut prin WhatsApp \u00een BB?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vede\u021bi \u00een detaliu cum s\u0103 contacta\u021bi Banco do Brasil pentru a solicita credit!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-banco-do-brasil\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp-banco-do-brasil\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u00cemprumutul WhatsApp este o op\u021biune mai simpl\u0103 pentru a putea accesa credit \u00een orice moment al zilei. Vede\u021bi \u00een aceast\u0103 postare cum func\u021bioneaz\u0103 \u0219i de unde s\u0103 o solicita\u021bi!<\/p>","protected":false},"author":31,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[392,4455,4456,598],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo pelo WhatsApp: como funciona e quais as op\u00e7\u00f5es? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Entenda como o empr\u00e9stimo pelo WhatsApp funciona e de que forma voc\u00ea pode solicitar ele a partir do Banco do Brasil e da Crefisa!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empr\u00e9stimo pelo WhatsApp: como funciona e quais as op\u00e7\u00f5es?\" \/>\n<meta property=\"og:description\" content=\"Entenda como o empr\u00e9stimo pelo WhatsApp funciona e de que forma voc\u00ea pode solicitar ele a partir do Banco do Brasil e da Crefisa!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/ro\/emprestimo-pelo-whatsapp\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-18T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-19T19:36:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/b9fc1f2e-3c58-4a9f-af04-d9ee7c2e7755\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leticia Jord\u00e3o\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-pelo-whatsapp\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/b9fc1f2e-3c58-4a9f-af04-d9ee7c2e7755\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/b9fc1f2e-3c58-4a9f-af04-d9ee7c2e7755\/\",\"width\":1280,\"height\":853,\"caption\":\"Executiva usando o celular enquanto trabalha\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-pelo-whatsapp\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/emprestimo-pelo-whatsapp\/\",\"name\":\"Empr\u00e9stimo pelo WhatsApp: como funciona e quais as op\u00e7\u00f5es? 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