{"id":71554,"date":"2022-10-10T23:00:00","date_gmt":"2022-10-10T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=71554"},"modified":"2022-10-12T13:40:50","modified_gmt":"2022-10-12T13:40:50","slug":"parcelado-sem-cartao-de-credito","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/parcelado-sem-cartao-de-credito\/","title":{"rendered":"Cump\u0103ra\u021bi \u00een rate f\u0103r\u0103 card de credit: verifica\u021bi op\u021biunile"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conheca-5-formas-de-comprar-parcelado-sem-ter-o-cartao\">Descoperi\u021bi 5 moduri de a cump\u0103ra \u00een rate f\u0103r\u0103 a avea un card<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja como parcelar suas compras mesmo sem o cart\u00e3o! Fonte: Pexels.\"  id=\"71555\" src=\"https:\/\/cdn.adtechpanda.com\/04004f8b-9ea4-42d5-b89e-665575ee31bb\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vezi cum s\u0103-\u021bi pl\u0103te\u0219ti cump\u0103r\u0103turile \u00een rate chiar \u0219i f\u0103r\u0103 card! Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Trebuie s\u0103 plasa\u021bi o comand\u0103 \u00een rate f\u0103r\u0103 un card de credit? A\u0219adar, \u0219tii c\u0103 nu e\u0219ti singurul care are aceast\u0103 nevoie, deoarece mul\u021bi oameni din ziua de azi s-ar putea s\u0103 nu aib\u0103 acces la un card de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, acest lucru se \u00eent\u00e2mpl\u0103 atunci c\u00e2nd ai un profil negativ sau c\u00e2nd \u00eenc\u0103 nu ai niciun istoric de credit. \u00cen aceste scenarii, companiile de carduri cu greu elibereaz\u0103 o limit\u0103 bun\u0103 pentru a v\u0103 face achizi\u021biile.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZEAOcb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-de-credito-com-limite-alto-para-negativado\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u0103r\u021bi cu o limit\u0103 mare pentru negativ\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c3944a8a-f372-4d32-9f37-13a047d30154\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-de-credito-com-limite-alto-para-negativado\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u0103r\u021bi cu o limit\u0103 mare pentru negativ\">\n            C\u0103r\u021bi cu o limit\u0103 mare pentru negativ        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Face\u021bi cuno\u0219tin\u021b\u0103 cu 5 op\u021biuni care ofer\u0103 o valoare mare de credit pentru cei cu un nume murdar!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-de-credito-com-limite-alto-para-negativado\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-de-credito-com-limite-alto-para-negativado\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/c3944a8a-f372-4d32-9f37-13a047d30154\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                C\u0103r\u021bi cu o limit\u0103 mare pentru negativ              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-de-credito-com-limite-alto-para-negativado\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, to\u021bi avem nevoia s\u0103 facem achizi\u021bii mai mari care trebuie pl\u0103tite \u00een rate. Dar c\u00e2nd suntem f\u0103r\u0103 card de credit, aceast\u0103 activitate pare s\u0103 devin\u0103 aproape imposibil\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Totu\u0219i, vestea bun\u0103 este c\u0103 ast\u0103zi exist\u0103 alternative la cardurile de credit pe care le po\u021bi folosi pentru a face achizi\u021bii \u00een rate! Pentru a-i cunoa\u0219te mai bine, continu\u0103 s\u0103 cite\u0219ti acest articol!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Este posibil s\u0103 cump\u0103ra\u021bi \u00een rate f\u0103r\u0103 card de credit?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja se \u00e9 realmente poss\u00edvel realizar essa opera\u00e7\u00e3o. Fonte: Pexels.\"  id=\"71557\" src=\"https:\/\/cdn.adtechpanda.com\/df7f3700-fd61-43d7-94a3-c806cc4f812c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vede\u021bi dac\u0103 este cu adev\u0103rat posibil s\u0103 efectua\u021bi aceast\u0103 opera\u021bie. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oric\u00e2t de mult nu pare, este posibil s\u0103 faci cump\u0103r\u0103turi \u00een rate f\u0103r\u0103 a avea un card de credit cu limita necesar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen zilele noastre, multe companii caut\u0103 s\u0103 permit\u0103 oamenilor s\u0103 aib\u0103 acces la diferite op\u021biuni de credit, astfel \u00eenc\u00e2t s\u0103 \u00ee\u0219i poat\u0103 efectua achizi\u021biile \u00een mod normal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Din acest motiv, este posibil s\u0103 g\u0103si\u021bi mai multe op\u021biuni pentru a efectua o achizi\u021bie f\u0103r\u0103 card. Printre acestea se num\u0103r\u0103 PIX-ul \u00een rate \u0219i bro\u0219ura digital\u0103. Ambele sunt modalit\u0103\u021bi relativ noi care au ap\u0103rut pentru a oferi acces la credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar, nu-\u021bi face griji, pe tot parcursul acestui text vom vorbi mai mult despre alternativele pentru ca tu s\u0103 \u0219tii s\u0103 cumperi \u00een rate f\u0103r\u0103 a avea un card de credit.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZpQXYh\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/novas-regras-pix-noturno\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Face\u021bi cuno\u0219tin\u021b\u0103 cu noile reguli PIX nocturne\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f4cf5b96-2f56-450c-9423-7361d9c05bed\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/novas-regras-pix-noturno\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Face\u021bi cuno\u0219tin\u021b\u0103 cu noile reguli PIX nocturne\">\n            Face\u021bi cuno\u0219tin\u021b\u0103 cu noile reguli PIX nocturne        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi ce s-a schimbat \u00een PIX pentru a v\u0103 oferi mai mult\u0103 siguran\u021b\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/novas-regras-pix-noturno\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Cump\u0103rarea \u00een rate f\u0103r\u0103 a avea un card de credit este \u0219i o alternativ\u0103 interesant\u0103 \u0219i avantajoas\u0103 pentru tine!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar ce op\u021biuni de cump\u0103rare \u00een rate ofer\u0103 acestea \u0219i alte avantaje? Despre asta ve\u021bi afla \u00een urm\u0103torul subiect.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum s\u0103 cumperi \u00een rate f\u0103r\u0103 un card de credit?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as op\u00e7\u00f5es! Fonte: Pexels.\"  id=\"71558\" src=\"https:\/\/cdn.adtechpanda.com\/01702726-cf21-4a7d-9f22-931ac370b685\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cunoa\u0219te\u021bi op\u021biunile! Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum c\u0103 \u0219ti\u021bi c\u0103 este posibil s\u0103 cump\u0103ra\u021bi \u00een rate f\u0103r\u0103 a avea un card de credit \u0219i c\u0103 aceast\u0103 op\u021biune este fiabil\u0103 \u0219i avantajoas\u0103, a sosit momentul s\u0103 \u0219ti\u021bi cu adev\u0103rat care sunt aceste op\u021biuni!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00een total, po\u021bi alege \u00eentre 5 alternative diferite pentru a-\u021bi face cump\u0103r\u0103turile \u00een lini\u0219te f\u0103r\u0103 a avea un card de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai jos, po\u021bi afla mai multe despre ce sunt acestea, avantajele lor \u0219i cum s\u0103 le folose\u0219ti pentru a-\u021bi face achizi\u021biile!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>bon de plat\u0103 \u00een rate<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, avem op\u021biunea de plat\u0103 \u00een rate, care este deja activ\u0103 \u00een mai multe magazine \u0219i a devenit op\u021biunea preferat\u0103 pentru a cump\u0103ra f\u0103r\u0103 a avea un card de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, din aceasta optiune, puteti imparti suma totala a unei achizitii in mai multe fise cu rate mai mici care vor fi platite in timp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O caracteristic\u0103 interesant\u0103 a acestei op\u021biuni este c\u0103 valoarea fiec\u0103rui alunecare nu trebuie s\u0103 fie aceea\u0219i. Prin urmare, pute\u021bi conveni cu comerciantul cu am\u0103nuntul diferite valori care \u00een suma total\u0103 dau valoarea achizi\u021biei dumneavoastr\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest fel, aceast\u0103 op\u021biune ofer\u0103 mai mult\u0103 flexibilitate pentru cei care cump\u0103r\u0103 \u0219i pentru cei care v\u00e2nd.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>PIX \u00een rate<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O alt\u0103 op\u021biune foarte interesant\u0103 de a pl\u0103ti achizi\u021biile \u00een rate f\u0103r\u0103 a avea un card de credit este utilizarea PIX-ului \u00een rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 ce a ap\u0103rut PIX, a devenit furie printre oamenii care acum pot face transferuri rapid \u0219i banii scad instantaneu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Av\u00e2nd \u00een vedere acest lucru, Banca Central\u0103 a decis s\u0103 implementeze actualiz\u0103ri ale acestei op\u021biuni de plat\u0103, cre\u00e2nd astfel PIX-ul \u00een rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu acesta, \u00ee\u021bi po\u021bi \u00eemp\u0103r\u021bi achizi\u021biile \u00een rate de p\u00e2n\u0103 la 24 de rate cu o cre\u0219tere a dob\u00e2nzii pe care o poate aplica institu\u021bia financiar\u0103. Astfel, po\u021bi pl\u0103ti ratele efectuate \u00een fiecare lun\u0103 f\u0103r\u0103 a avea cardul.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>plan de rate<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cunoscut \u0219i sub numele de carne, credi\u00e1rio este o op\u021biune de plat\u0103 foarte prezent\u0103 \u00een via\u021ba brazilienilor \u0219i care ast\u0103zi \u0219i-a c\u00e2\u0219tigat deja versiunea digital\u0103 pentru a v\u0103 permite s\u0103 face\u021bi cump\u0103r\u0103turi online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Din el, po\u021bi avea o limit\u0103 cu un magazin astfel \u00eenc\u00e2t s\u0103 po\u021bi pl\u0103ti \u00een rate pentru o achizi\u021bie pe care vrei s\u0103 o faci.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, magazinul \u00ee\u021bi poate achita achizi\u021bia \u00een p\u00e2n\u0103 la 24 de rate cu dob\u00e2nd\u0103 la fiecare tran\u0219\u0103 ce urmeaz\u0103 a fi pl\u0103tit\u0103 de tine.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest fel, \u00een fiecare lun\u0103 prime\u0219ti un talon bancar referitor la cardul de credit pentru a efectua plata \u0219i a-\u021bi deconta achizi\u021bia.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Rata in debit automat<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 sunte\u021bi mai familiarizat cu lumea digital\u0103 \u0219i prefera\u021bi s\u0103 v\u0103 rezolva\u021bi treburile prin acest canal, ratele de debit automat pot fi o op\u021biune bun\u0103 pentru a face achizi\u021bii \u00een rate f\u0103r\u0103 un card de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Din aceasta, \u00ee\u021bi po\u021bi \u00eemp\u0103r\u021bi cu u\u0219urin\u021b\u0103 achizi\u021bia, dar plata ratelor se face automat, f\u0103r\u0103 ca tu s\u0103 fii nevoit s\u0103 pl\u0103te\u0219ti o factur\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, suma aferent\u0103 ratei va fi dedus\u0103 automat din soldul contului dumneavoastr\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Pia\u021ba de credit<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, ultima op\u021biune de pe lista noastr\u0103 este pia\u021ba de credit, care este o metod\u0103 de plat\u0103 oferit\u0103 de Mercado Livre pentru achizi\u021biile din comer\u021bul electronic.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, cu el, publicul \u00ee\u0219i poate pl\u0103ti achizi\u021biile \u00een p\u00e2n\u0103 la 12 rate cu o mic\u0103 cre\u0219tere a dob\u00e2nzii care poate varia \u00een func\u021bie de num\u0103rul de rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, e\u0219ti mai relaxat s\u0103 profiti de promo\u021biile pe care le are Mercado Livre \u0219i, astfel, s\u0103-\u021bi faci cump\u0103r\u0103turile \u00een rate f\u0103r\u0103 a avea un card de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 dori\u021bi s\u0103 afla\u021bi mai multe despre cum func\u021bioneaz\u0103 una dintre aceste op\u021biuni, vizita\u021bi con\u021binutul nostru recomandat de mai jos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2ox7FL\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/carne-digital-casas-bahia\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card digital Casas Bahia\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b47459e8-63af-45ed-af9a-0eeedad4096d\/\" alt=\"Logo das Casas Bahia com um grande &quot;B&quot; no centro e um fundo azul\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/carne-digital-casas-bahia\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card digital Casas Bahia\">\n            Card digital Casas Bahia        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afl\u0103 mai multe despre bro\u0219ura pe care o ofer\u0103 acest magazin pentru a face cump\u0103r\u0103turi \u00een rate f\u0103r\u0103 a avea cardul!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/carne-digital-casas-bahia\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/carne-digital-casas-bahia\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b47459e8-63af-45ed-af9a-0eeedad4096d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Card digital Casas Bahia              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/carne-digital-casas-bahia\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Acum nu mai exist\u0103 nicio scuz\u0103 pentru a nu face cump\u0103r\u0103turi \u00een rate! Vede\u021bi cum este posibil s\u0103 cump\u0103ra\u021bi \u00een rate f\u0103r\u0103 a avea cardul \u0219i cum s\u0103 face\u021bi acest lucru prin metodele de plat\u0103 pe care le vom ar\u0103ta pe parcursul textului. Verific\u0103!<\/p>","protected":false},"author":31,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[4659,4481,4662,4658,4661,4660],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comprar parcelado sem cart\u00e3o de cr\u00e9dito: confira as op\u00e7\u00f5es - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Quer comprar parcelado sem cart\u00e3o de cr\u00e9dito? 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