{"id":66617,"date":"2022-08-12T23:00:00","date_gmt":"2022-08-12T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=66617"},"modified":"2022-08-12T21:42:33","modified_gmt":"2022-08-12T21:42:33","slug":"dv-da-conta","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/dv-da-conta\/","title":{"rendered":"Ce este contul DV sau cifra contului?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-descubra-para-que-serve-o-dv-da-conta-e-quando-utiliza-lo\">Afla\u021bi pentru ce cont este DV \u0219i c\u00e2nd s\u0103 \u00eel utiliza\u021bi<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, veja mais aqui como encontrar o DV da conta e para que serve. Fonte: Adobe Stock.\"  id=\"66618\" src=\"https:\/\/cdn.adtechpanda.com\/97bf028d-4e02-43c5-abdf-5b98ae39e9aa\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, vezi mai multe aici cum s\u0103 g\u0103se\u0219ti DV-ul contului \u0219i pentru ce este acesta. Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a face tranzac\u021biile \u0219i opera\u021biunile bancare de succes, trebuie s\u0103 ave\u021bi c\u00e2teva informa\u021bii la \u00eendem\u00e2n\u0103. Iar una dintre cele mai importante este DV-ul contului, cifra de verificare. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest cod numeric atest\u0103 c\u0103 contul dvs. este real \u0219i c\u0103 va acorda permisiunea de a efectua pl\u0103\u021bi, achizi\u021bii, transferuri etc.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z110r9H\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 \u0219tii dac\u0103 o institu\u021bie este de \u00eencredere?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b12fd8fa-6868-4ac2-b853-5fb938d8c2cd\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 \u0219tii dac\u0103 o institu\u021bie este de \u00eencredere?\">\n            Cum s\u0103 \u0219tii dac\u0103 o institu\u021bie este de \u00eencredere?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Iat\u0103 \u00eentrebarea, este aceast\u0103 institu\u021bie financiar\u0103 de \u00eencredere? Am enumerat aici c\u00e2teva sfaturi ca s\u0103 \u0219tii cum s\u0103 afli dac\u0103 s\u0103 ai sau nu \u00eencredere \u00een companie, vezi!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b12fd8fa-6868-4ac2-b853-5fb938d8c2cd\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 \u0219tii dac\u0103 o institu\u021bie este de \u00eencredere?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, este extrem de important s\u0103 \u0219ti\u021bi unde s\u0103 \u00eel localiza\u021bi pe contul dvs. curent sau cardul de economii \u00een cauz\u0103. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, bine\u00een\u021beles, ce s\u0103 faci dac\u0103 sunt dou\u0103 cifre sau o cifr\u0103 de verificare cu litera X. \u00cen acest fel, nu vei avea probleme la efectuarea tranzac\u021biilor de rutin\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dori\u021bi s\u0103 afla\u021bi mai multe despre cifra de verificare, cum s\u0103 o g\u0103si\u021bi \u0219i cum func\u021bioneaz\u0103? A\u0219a c\u0103 vino cu noi \u0219i continu\u0103-\u021bi lectura!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ce este contul DV?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Confira a seguir do que se trata o DV da conta. Fonte: Adobe Stock.\"  id=\"66619\" src=\"https:\/\/cdn.adtechpanda.com\/d21781fb-7dd5-476f-84c0-02db6c7e4283\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Verifica\u021bi mai jos despre ce este vorba despre DV-ul contului. Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>DV-ul contului este cifra de verificare. Aceast\u0103 succesiune de numere este prezent\u0103 \u00een unele documente, precum CNPJ, RG, CPF \u0219i, bine\u00een\u021beles, dup\u0103 cum vom explica ast\u0103zi, \u00een conturile bancare. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este un cod folosit pentru a valida dac\u0103 num\u0103rul de cont exist\u0103 sau nu. Este alc\u0103tuit din una sau mai multe cifre reale, care sunt de obicei numere, plasate la sf\u00e2r\u0219itul secven\u021bei numerice care identific\u0103 num\u0103rul dvs. unic de cont.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Obiectivul s\u0103u principal este acela de a evita erorile \u00een transmiterea sau scrierea datelor, prevenirea fraudei sau inconsecven\u021bele \u00een sistemele de plat\u0103 sau chiar utilizarea datelor dumneavoastr\u0103 pentru a efectua achizi\u021bii \u0219i pl\u0103\u021bi ilicite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In acest fel, ori de cate ori urmeaza sa efectuam o operatiune bancara intre conturi, bancile cer ca DV sa fie informat. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 aceste date nu sunt transmise, tranzac\u021bia nu este efectuat\u0103 sau, \u00een caz de erori, contul sau cardul dvs. poate fi blocat, achizi\u021bia dvs. anulat\u0103 sau neacceptat\u0103, sau chiar suma returnat\u0103 \u00een contul ini\u021bial.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Calculul cifrei de cec se face conform bancii. Majoritatea b\u0103ncilor tradi\u021bionale, cum ar fi Caixa Econ\u00f4mica Federal \u0219i Banco do Brasil, de exemplu, folosesc doar numere. Alte b\u0103nci, precum Citibank sau Agiplan, folosesc dou\u0103 cifre \u00een DV, iar altele folosesc litera X.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cel mai obi\u0219nuit mod de a calcula aceast\u0103 cifr\u0103 de verificare este de a \u00eenmul\u021bi toate numerele de identificare a contului \u0219i de a le \u00eemp\u0103r\u021bi la 11. Apoi, restul acestei diviziuni este sc\u0103zut cu 11. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Rezultatul contului va fi cifra dvs. de verificare. Re\u021bin\u00e2nd c\u0103, de la institu\u021bie la institu\u021bie, acest mod de calcul poate fi schimbat.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-rdhU7\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/fraudes-pagamento-por-aproximacao-como-evitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Frauda cu pl\u0103\u021bi f\u0103r\u0103 contact: cum s\u0103 o evita\u021bi?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/4ccc485f-34d9-4cb4-8774-220899dbb907\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/fraudes-pagamento-por-aproximacao-como-evitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Frauda cu pl\u0103\u021bi f\u0103r\u0103 contact: cum s\u0103 o evita\u021bi?\">\n            Frauda cu pl\u0103\u021bi f\u0103r\u0103 contact: cum s\u0103 o evita\u021bi?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Pl\u0103\u021bile de proximitate ne-au f\u0103cut via\u021ba mult mai u\u0219oar\u0103, dar pot contribui \u0219i la escrocherii financiare. Afla\u021bi cum s\u0103 le evita\u021bi aici.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/fraudes-pagamento-por-aproximacao-como-evitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/fraudes-pagamento-por-aproximacao-como-evitar\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Am 2 cifre de verificare: ce s\u0103 fac?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 cum am men\u021bionat \u00een subiectul anterior, unele b\u0103nci au dou\u0103 cifre de verificare, care difer\u0103 de institu\u021biile financiare mai tradi\u021bionale, precum Caixa Econ\u00f4mica Federal sau Banco do Brasil, care au doar una. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, oricine are un card sau un cont care are ambele cifre poate avea dificult\u0103\u021bi \u00een efectuarea pl\u0103\u021bilor sau tranzac\u021biilor sau chiar \u00een introducerea datelor \u00een unele sisteme, cum ar fi Federal Revenue, care accept\u0103 doar conturi cu o cifr\u0103 de verificare.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, nu este nimic de care s\u0103 v\u0103 face\u021bi griji. C\u00e2nd se confrunt\u0103 cu aceast\u0103 problem\u0103, clien\u021bii b\u0103ncilor care au dou\u0103 numere de securitate ar trebui s\u0103 ia \u00een considerare doar ultimul num\u0103r. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De exemplu: dac\u0103 num\u0103rul de cont este 144567-09, acesta va fi introdus \u00een sistem sau \u00een momentul unei tranzac\u021bii ca 144567-9.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>C\u00e2nd s\u0103 utiliza\u021bi DV din contul curent sau de economii?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cifra de verificare a contului dvs. va fi folosit\u0103 ori de c\u00e2te ori primi\u021bi sau trimite\u021bi transferuri sau introduce\u021bi detaliile dvs. bancare pe o platform\u0103, deoarece aceasta este modalitatea de a recunoa\u0219te loca\u021bia \u00een care va fi transferat\u0103 suma \u00een cauz\u0103. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin aceste date, este posibil s\u0103 \u0219tii unde a fost deschis contul, sucursala care \u00eel gestioneaz\u0103 \u0219i, bine\u00een\u021beles, informa\u021biile necesare pentru a-\u021bi efectua transferurile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cifra de verificare are func\u021bia de a v\u0103 autentifica \u0219i valida datele, precum \u0219i de a valida numerele de sucursal\u0103 \u0219i de cont \u00een opera\u021biunile financiare. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este necesar \u00een transferuri \u0219i opera\u021biuni bancare, a\u0219a cum am men\u021bionat mai sus, s\u0103 certifica\u021bi c\u0103 contul dumneavoastr\u0103 este real \u0219i valid.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ce s\u0103 faci c\u00e2nd cifra contului este litera X?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Unele b\u0103nci folosesc litera X ca cifr\u0103 de verificare pentru conturile curente sau de economii. Pentru a rezolva aceast\u0103 problem\u0103 \u0219i pentru a introduce datele corect, trebuie doar s\u0103 schimba\u021bi \u201ex\u201d cu num\u0103rul 0, iar opera\u021biunea bancar\u0103 \u0219i transferul vor avea succes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar, este necesar s\u0103 face\u021bi un addendum de securitate despre cifra de verificare: acestea sunt date extrem de importante despre contul dvs., precum \u0219i parola dvs. personal\u0103. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a c\u0103 nu-l distribui pe site-uri \u00een care nu ai \u00eencredere sau cu nimeni. Salva\u021bi aceste informa\u021bii pentru a evita frauda \u00een numele dvs., problemele cu banii sau chiar blocarea contului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a cum cardul de credit CVV d\u0103 ok pentru ca tranzac\u021biile s\u0103 aib\u0103 loc, DV, \u00een func\u021bie de tranzac\u021bia bancar\u0103 sau dac\u0103 este \u00eenregistrat ca cont de referin\u021b\u0103 al cuiva, poate fi folosit f\u0103r\u0103 permisiunea dumneavoastr\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum se identific\u0103 cifra contului?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Por fim, veja aqui as dicas de como identificar o DV da conta, confira adiante! Fonte: Adobe Stock.\"  id=\"66620\" src=\"https:\/\/cdn.adtechpanda.com\/2f800b1b-e9a6-4206-8abc-83666fc2ff86\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00cen cele din urm\u0103, iat\u0103 sfaturi despre cum s\u0103 identifici DV-ul contului, consulta\u021bi-l mai jos! Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a g\u0103si cifra de control a contului dvs., trebuie doar s\u0103 g\u0103si\u021bi data de expirare a cardului, care se g\u0103se\u0219te de obicei l\u00e2ng\u0103 secven\u021ba numeric\u0103 a contului de economii sau a contului curent, imediat dup\u0103 cratim\u0103 sau spa\u021biu. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest num\u0103r care vine dup\u0103 cratima trebuie s\u0103 fie \u00eentotdeauna informat \u00een achizi\u021biile \u0219i transferurile bancare. \u00cen plus, pe cardurile de debit emise de b\u0103nci, pe fa\u021b\u0103, dup\u0103 num\u0103rul de cont, ve\u021bi g\u0103si \u0219i cifra de cec, cunoscut\u0103 \u0219i sub denumirea de cifra de cec.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, ai reu\u0219it s\u0103 \u00een\u021belegi ce este contul DV \u0219i cum s\u0103-l g\u0103se\u0219ti?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Speram! \u00cen cele din urm\u0103, pentru mai mult con\u021binut ca acesta, citi\u021bi con\u021binutul nostru recomandat de mai jos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>P\u00e2n\u0103 mai t\u00e2rziu!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1jntkh\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/onde-fica-o-cvv-do-cartao-nubank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Unde este CVV-ul cardului Nubank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d6e882bd-60e0-45da-8e62-0984b974a96a\/\" alt=\"Pessoa segurando um cart\u00e3o de cr\u00e9dito Nubank\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/onde-fica-o-cvv-do-cartao-nubank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Unde este CVV-ul cardului Nubank\">\n            Unde este CVV-ul cardului Nubank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dar, p\u00e2n\u0103 la urm\u0103, cum s\u0103 localiza\u021bi CVV-ul cardului de credit Nubank? V\u0103 explic\u0103m aici, asigura\u021bi-v\u0103 c\u0103 \u00eel verifica\u021bi!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/onde-fica-o-cvv-do-cartao-nubank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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