{"id":61988,"date":"2022-06-20T23:00:00","date_gmt":"2022-06-20T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=61988"},"modified":"2022-06-21T01:02:42","modified_gmt":"2022-06-21T01:02:42","slug":"financiamento-para-construcao","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/financiamento-para-construcao\/","title":{"rendered":"Finantare pentru constructii: afla cum sa faci!"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Afla\u021bi cum s\u0103 v\u0103 finan\u021ba\u021bi munca \u0219i s\u0103 v\u0103 preg\u0103ti\u021bi proprietatea!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba como o financiamento para constru\u00e7\u00e3o funciona! Fonte: Adobe Stock.\"  id=\"62290\" src=\"https:\/\/cdn.adtechpanda.com\/ddcb805a-377e-43aa-be06-386aba699ba6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi cum func\u021bioneaz\u0103 finan\u021barea construc\u021biilor! Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen zilele noastre, mul\u021bi brazilieni doresc s\u0103 investeasc\u0103 \u00een construc\u021bii, dar aceast\u0103 afacere se poate dovedi a fi foarte costisitoare. Pentru a o transforma \u00een realitate, este posibil\u0103 finan\u021barea construc\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest tip de finan\u021bare este diferit de imobiliar, pe care mul\u021bi \u00eel fac pentru a achizi\u021biona o proprietate gata f\u0103cut\u0103. Din finan\u021barea construc\u021biei se poate finan\u021ba p\u00e2n\u0103 la 80% din construc\u021bie \u0219i se face plata \u00een p\u00e2n\u0103 la 35 de ani.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1R6WHW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/financiamento-para-negativado\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Exist\u0103 finan\u021bare pentru creditul r\u0103u?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b6314409-9f86-425e-97f9-201b913247ee\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/financiamento-para-negativado\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Exist\u0103 finan\u021bare pentru creditul r\u0103u?\">\n            Exist\u0103 finan\u021bare pentru creditul r\u0103u?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vezi dac\u0103 se poate finan\u021ba chiar \u0219i cu CPF negativ!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/financiamento-para-negativado\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/financiamento-para-negativado\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b6314409-9f86-425e-97f9-201b913247ee\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Exist\u0103 finan\u021bare pentru creditul r\u0103u?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/financiamento-para-negativado\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este oferit de b\u0103nci \u0219i institu\u021bii financiare, fiecare av\u00e2nd propriile reguli privind timpul de plat\u0103 \u0219i suma finan\u021b\u0103rii. Dar, arat\u0103 o op\u021biune mai bun\u0103 pentru cei care doresc s\u0103 construiasc\u0103 o proprietate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen urm\u0103toarea postare, ve\u021bi afla mai multe despre acest tip de finan\u021bare, cum func\u021bioneaz\u0103 \u0219i cum o pute\u021bi ob\u021bine prin Caixa!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z16t1rY\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/melhor-banco-para-financiamento-imobiliario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cea mai bun\u0103 banc\u0103 pentru finan\u021bare\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6b46e739-eaf4-476a-92f9-3bdc7fceb546\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/melhor-banco-para-financiamento-imobiliario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cea mai bun\u0103 banc\u0103 pentru finan\u021bare\">\n            Cea mai bun\u0103 banc\u0103 pentru finan\u021bare        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descoper\u0103 cea mai bun\u0103 op\u021biune de pe pia\u021b\u0103 pentru finan\u021barea imobiliar\u0103!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/melhor-banco-para-financiamento-imobiliario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/melhor-banco-para-financiamento-imobiliario\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6b46e739-eaf4-476a-92f9-3bdc7fceb546\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cea mai bun\u0103 banc\u0103 pentru finan\u021bare              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/melhor-banco-para-financiamento-imobiliario\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Se poate finan\u021ba construc\u021bia?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Majoritatea brazilienilor sunt deja bine obi\u0219nui\u021bi cu finan\u021barea imobiliar\u0103. Din aceasta, este posibil\u0103 finan\u021barea contravalorii pentru a achizi\u021biona o proprietate gata f\u0103cut\u0103 sau pentru a efectua renov\u0103ri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar c\u00e2nd vine vorba de construirea unei propriet\u0103\u021bi, acest tip de finan\u021bare poate s\u0103 nu acopere proiectul. Astfel, cei care vor s\u0103 construiasc\u0103 trebuie s\u0103 caute alte modalit\u0103\u021bi de a ob\u021bine credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Una dintre ele este finan\u021barea construc\u021biei. Oric\u00e2t de mult nu este la fel de cunoscut ca finan\u021barea imobiliar\u0103, este cea mai bun\u0103 op\u021biune pentru cei care vor s\u0103 construiasc\u0103 de la zero.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ce este finan\u021barea construc\u021biilor \u0219i cum func\u021bioneaz\u0103?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Confira como esse financiamento funciona para voc\u00ea! Fonte: Pexels.\"  id=\"62293\" src=\"https:\/\/cdn.adtechpanda.com\/5aca6be1-afc8-491f-a898-729cd953d319\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vezi cum func\u021bioneaz\u0103 aceast\u0103 finan\u021bare pentru tine! Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finan\u021barea pentru construc\u021bia de imobile este o linie de credit pe care o ofer\u0103 mai multe b\u0103nci. Din aceasta, se poate finan\u021ba p\u00e2n\u0103 la 80% din valoarea construc\u021biei, f\u0103r\u0103 a lua \u00een calcul for\u021ba de munc\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Plata poate fi prelungit\u0103 pe o perioad\u0103 de 35 de ani, care este o perioad\u0103 mai lung\u0103 dec\u00e2t permite finan\u021barea imobiliar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a putea finan\u021ba o construc\u021bie este necesar\u0103 cercetarea b\u0103ncilor \u0219i institu\u021biilor financiare care ofer\u0103 aceast\u0103 linie de credit.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Caixa Econ\u00f4mica Federal, de exemplu, ofer\u0103 acest tip de finan\u021bare. De acolo, po\u021bi chiar s\u0103 folose\u0219ti resursele FGTS pentru plat\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar, indiferent de institu\u021bie, este necesar s\u0103 se \u00eendeplineasc\u0103 unele cerin\u021be de baz\u0103 pentru a avea acces la linia de credit, precum:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>S\u0103 aib\u0103 un nume curat;<\/li><li>S\u0103 fie major sau s\u0103 aib\u0103 emancipare;<\/li><li>S\u0103 fii n\u0103scut \u00een Brazilia sau s\u0103 ai o viz\u0103 permanent\u0103;<\/li><li>Au capacitatea de a efectua pl\u0103\u021bi.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, valoarea ratelor nu trebuie s\u0103 dep\u0103\u0219easc\u0103 30% din venitul t\u0103u lunar. Pentru a obtine finantare este necesar si ca terenul dumneavoastra sa aiba structura necesara pentru realizarea constructiei.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum func\u021bioneaz\u0103 finan\u021barea construc\u021biei pe teren propriu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 \u00eendeplini\u021bi cerin\u021bele enumerate mai sus, pute\u021bi continua s\u0103 aplica\u021bi pentru finan\u021bare! Dac\u0103 de\u021bine\u021bi deja terenul \u0219i ave\u021bi nevoie doar de resurse pentru construc\u021bie, pute\u021bi urma pas cu pas de mai jos pentru a face cererea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Alege\u021bi institu\u021bia \u0219i simula\u021bi creditul<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primul pas este de a efectua simularea creditului pentru finan\u021bare. Din aceasta, ve\u021bi avea o idee mai bun\u0103 despre care vor fi ratele dob\u00e2nzilor \u0219i sumele ratelor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cenainte de a efectua simularea, banca sau institu\u021bia financiar\u0103 va efectua o analiz\u0103 de credit.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest pas este necesar deoarece din analiz\u0103 ei pot verifica dac\u0103 pute\u021bi utiliza FGTS sau pute\u021bi participa la un program guvernamental pentru a realiza finan\u021barea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Separa\u021bi documentele<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 cu simularea f\u0103cut\u0103, vei putea separa toat\u0103 documenta\u021bia necesar\u0103 pentru a solicita suma creditului. Pentru a face acest lucru, va trebui s\u0103 ave\u021bi la \u00eendem\u00e2n\u0103 urm\u0103toarele documente:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Act de identificare (RG sau CNH);<\/li><li>Dovada st\u0103rii civile;<\/li><li>Documentul persoanelor aflate \u00een \u00eentre\u021binere;<\/li><li>Dovada de rezidenta;<\/li><li>Declaratie de impozit pe venit;<\/li><li>Dovad\u0103 de venit.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe l\u00e2ng\u0103 acestea, institu\u021bia poate solicita documente suplimentare de analizat. Aceste documente pot fi autoriza\u021bia de construire, planul de etaj sau programul de construc\u021bie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen momentul depunerii cererii, institu\u021bia v\u0103 va comunica toate documentele necesare. P\u00e2n\u0103 c\u00e2nd ve\u021bi primi aprobarea \u0219i semna\u021bi contractul, este esen\u021bial s\u0103 v\u0103 p\u0103stra\u021bi intacte veniturile, starea civil\u0103 \u0219i alte informa\u021bii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>semn\u0103tura contractului<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 cu aprobarea analizei dvs. de credit, institu\u021bia v\u0103 va trimite un document cu toate detaliile de finan\u021bare. Acolo vei g\u0103si avansul, finan\u021barea total\u0103, ratele de pl\u0103tit, printre alte date.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De acolo se va putea semna contractul. \u00cen acel moment, banca sau institu\u021bia financiar\u0103 va confirma c\u0103 toat\u0103 documenta\u021bia dumneavoastr\u0103 este corect\u0103 \u00eenainte de a elibera creditul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu totul \u00een regul\u0103, pute\u021bi semna contractul online sau fizic. \u00cen acest moment, este important s\u0103 citi\u021bi contractul \u0219i s\u0103 verifica\u021bi dac\u0103 toate informa\u021biile sunt cele convenite.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ce banc\u0103 finan\u021beaz\u0103 terenurile \u0219i construc\u021biile?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Confira os principais bancos que fazem financiamento para constru\u00e7\u00e3o. Fonte: Pexels.\"  id=\"62298\" src=\"https:\/\/cdn.adtechpanda.com\/acd3a2b6-9eb9-40f4-b455-3c8ddf43d155\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Consulta\u021bi principalele b\u0103nci care finan\u021beaz\u0103 construc\u021bia. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a efectua finan\u021barea construc\u021biei, este important s\u0103 desf\u0103\u0219ura\u021bi \u00eentregul proces \u00eentr-o banc\u0103 de \u00eencredere. \u00cen prezent, pe pia\u021b\u0103 exist\u0103 3 b\u0103nci cunoscute care ofer\u0103 publicului aceast\u0103 linie de credit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Caixa Economic\u0103 Federal\u0103<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La Caixa, pute\u021bi finan\u021ba construc\u021bia printr-o scrisoare de credit. \u00cen aceast\u0103 banc\u0103, este posibil s\u0103 se finan\u021beze p\u00e2n\u0103 la R$100 mii care pot fi pl\u0103tite \u00een maximum 18 ani.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aici, este posibil s\u0103-\u021bi folose\u0219ti FGTS pentru plat\u0103, pe l\u00e2ng\u0103 faptul c\u0103 po\u021bi participa la programe guvernamentale, precum Casa Verde \u0219i Amarela.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Banca Bradesco<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bradesco este capabil s\u0103 ofere \u0219i finan\u021bare pentru construc\u021bii. Cu el, este posibil s\u0103 finan\u021bezi p\u00e2n\u0103 la 70% din suma de care ai nevoie \u0219i poate fi pl\u0103tit\u0103 \u00een p\u00e2n\u0103 la 10 ani. \u00cen aceast\u0103 banc\u0103, valoarea ratelor nu poate dep\u0103\u0219i 20% din venitul dumneavoastr\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Banca Itau<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, este posibil\u0103 efectuarea finan\u021b\u0103rii de la banca Ita\u00fa. Cu acesta, pute\u021bi finan\u021ba p\u00e2n\u0103 la 82% din construc\u021bie, iar suma minim\u0103 de finan\u021bare este R$133.334,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, pentru a finan\u021ba construc\u021bia folosindu-l, valoarea ratelor nu trebuie s\u0103 dep\u0103\u0219easc\u0103 35% din venitul dumneavoastr\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum func\u021bioneaz\u0103 \u00eemprumutul pentru construc\u021bie al Caixa?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra como o financiamento de constru\u00e7\u00e3o funciona na Caixa! Fonte: Adobe Stock.\"  id=\"62300\" src=\"https:\/\/cdn.adtechpanda.com\/b3941858-9d6c-4d1c-b5aa-9d08a9e87a91\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi cum func\u021bioneaz\u0103 finan\u021barea construc\u021biilor la Caixa! Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u00e2nd vine vorba de finan\u021bare, institu\u021bia care vine cel mai mult \u00een minte consumatorilor este Caixa. La urma urmei, de acolo po\u021bi accesa cu u\u0219urin\u021b\u0103 soldul FGTS pentru a efectua plata, pe l\u00e2ng\u0103 faptul c\u0103 po\u021bi folosi programe guvernamentale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La finan\u021barea prin Caixa, suma \u00eemprumutat\u0103 este garantat\u0103 de proprietatea care urmeaz\u0103 s\u0103 fie construit\u0103. Astfel, nu ri\u0219ti s\u0103-\u021bi pierzi celelalte bunuri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a contracta \u00eemprumutul pentru construc\u021bie, va trebui s\u0103 parcurge\u021bi aceia\u0219i pa\u0219i ca orice alt \u00eemprumut. Mai \u00eent\u00e2i faci o simulare \u0219i trimi\u021bi documenta\u021bia pentru analiza creditului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu creditul aprobat, Caixa va analiza ingineria propriet\u0103\u021bii ce urmeaz\u0103 a fi construit\u0103. Dac\u0103 totul merge bine, \u00eemprumutul pentru construc\u021bie va fi aprobat \u0219i pute\u021bi continua semnarea contractului \u0219i apoi plata ratelor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, Caixa lucreaz\u0103 \u0219i cu finan\u021bare specific\u0103 doar pentru achizi\u021bionarea de material de construc\u021bie. De acolo, pute\u021bi utiliza Cardul Construcard Caixa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu acesta, pute\u021bi cump\u0103ra materialul de la magazinele partenere ale Caixa \u0219i pute\u021bi pl\u0103ti pentru el \u00een maximum 240 de luni. Dac\u0103 dori\u021bi s\u0103 afla\u021bi mai multe despre acest card, consulta\u021bi postarea de mai jos!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zr04G9\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-credito-para-construcao-construcard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru Construcard\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e362d7b4-e242-4509-820d-bf33ace72a72\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-credito-para-construcao-construcard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru Construcard\">\n            Cum s\u0103 aplici pentru Construcard        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vezi cum po\u021bi aplica pentru acest card Caixa pentru finan\u021barea materialelor de construc\u021bie!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-credito-para-construcao-construcard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-credito-para-construcao-construcard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/e362d7b4-e242-4509-820d-bf33ace72a72\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru Construcard              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-credito-para-construcao-construcard\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Dori\u021bi s\u0103 construi\u021bi o proprietate, dar nu ave\u021bi \u00eentreaga sum\u0103 de investit acum? Vezi cum po\u021bi ob\u021bine acest lucru dintr-un \u00eemprumut pentru construc\u021bii!<\/p>","protected":false},"author":31,"featured_media":61989,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1337],"tags":[1542,170,719],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financiamento para constru\u00e7\u00e3o: saiba como fazer! - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Se voc\u00ea pensa em construir um im\u00f3vel, veja como o financiamento para constru\u00e7\u00e3o funciona e de que forma voc\u00ea pode fazer o seu!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/ro\/financiamento-para-construcao\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financiamento para constru\u00e7\u00e3o: saiba como fazer!\" \/>\n<meta property=\"og:description\" content=\"Se voc\u00ea pensa em construir um im\u00f3vel, veja como o financiamento para constru\u00e7\u00e3o funciona e de que forma voc\u00ea pode fazer o seu!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/ro\/financiamento-para-construcao\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-06-20T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-06-21T01:02:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/732278d8-8128-4d70-a468-61cb1bb6164c\/\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leticia Jord\u00e3o\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/732278d8-8128-4d70-a468-61cb1bb6164c\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/732278d8-8128-4d70-a468-61cb1bb6164c\/\",\"width\":1920,\"height\":1080,\"caption\":\"Saiba como o financiamento para constru\u00e7\u00e3o funciona!\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/financiamento-para-construcao\/\",\"name\":\"Financiamento para constru\u00e7\u00e3o: saiba como fazer! - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#primaryimage\"},\"datePublished\":\"2022-06-20T23:00:00+00:00\",\"dateModified\":\"2022-06-21T01:02:42+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/18a3eabaab6b876e352ccacdfdd668fb\"},\"description\":\"Se voc\u00ea pensa em construir um im\u00f3vel, veja como o financiamento para constru\u00e7\u00e3o funciona e de que forma voc\u00ea pode fazer o seu!\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/financiamento-para-construcao\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/ro\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financiamento para constru\u00e7\u00e3o: saiba como fazer!\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/18a3eabaab6b876e352ccacdfdd668fb\",\"name\":\"Leticia Jord\u00e3o\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7cd430a4a8f62095715d687ff93f7559?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7cd430a4a8f62095715d687ff93f7559?s=96&d=mm&r=g\",\"caption\":\"Leticia Jord\u00e3o\"},\"description\":\"Ol\u00e1! Sou formada em Marketing e acabei descobrindo minha paix\u00e3o na \u00e1rea de produ\u00e7\u00e3o de conte\u00fado! Hoje eu possuo experi\u00eancia escrevendo sobre marketing digital e finan\u00e7as pessoais onde sempre foco em entregar a informa\u00e7\u00e3o que o p\u00fablico mais precisa.\",\"url\":\"https:\/\/senhorpanda.com\/ro\/author\/letihcontent\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Financiamento para constru\u00e7\u00e3o: saiba como fazer! - Senhor Panda","description":"Se voc\u00ea pensa em construir um im\u00f3vel, veja como o financiamento para constru\u00e7\u00e3o funciona e de que forma voc\u00ea pode fazer o seu!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/ro\/financiamento-para-construcao\/","og_locale":"ro_RO","og_type":"article","og_title":"Financiamento para constru\u00e7\u00e3o: saiba como fazer!","og_description":"Se voc\u00ea pensa em construir um im\u00f3vel, veja como o financiamento para constru\u00e7\u00e3o funciona e de que forma voc\u00ea pode fazer o seu!","og_url":"https:\/\/senhorpanda.com\/ro\/financiamento-para-construcao\/","og_site_name":"Senhor Panda","article_published_time":"2022-06-20T23:00:00+00:00","article_modified_time":"2022-06-21T01:02:42+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/cdn.adtechpanda.com\/732278d8-8128-4d70-a468-61cb1bb6164c\/","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Leticia Jord\u00e3o","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ro-RO"},{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#primaryimage","url":"https:\/\/cdn.adtechpanda.com\/732278d8-8128-4d70-a468-61cb1bb6164c\/","contentUrl":"https:\/\/cdn.adtechpanda.com\/732278d8-8128-4d70-a468-61cb1bb6164c\/","width":1920,"height":1080,"caption":"Saiba como o financiamento para constru\u00e7\u00e3o funciona!"},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#webpage","url":"https:\/\/senhorpanda.com\/financiamento-para-construcao\/","name":"Financiamento para constru\u00e7\u00e3o: saiba como fazer! - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#primaryimage"},"datePublished":"2022-06-20T23:00:00+00:00","dateModified":"2022-06-21T01:02:42+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/18a3eabaab6b876e352ccacdfdd668fb"},"description":"Se voc\u00ea pensa em construir um im\u00f3vel, veja como o financiamento para constru\u00e7\u00e3o funciona e de que forma voc\u00ea pode fazer o seu!","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/financiamento-para-construcao\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/financiamento-para-construcao\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/ro\/"},{"@type":"ListItem","position":2,"name":"Financiamento para constru\u00e7\u00e3o: saiba como fazer!"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/18a3eabaab6b876e352ccacdfdd668fb","name":"Leticia Jord\u00e3o","image":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7cd430a4a8f62095715d687ff93f7559?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7cd430a4a8f62095715d687ff93f7559?s=96&d=mm&r=g","caption":"Leticia Jord\u00e3o"},"description":"Ol\u00e1! Sou formada em Marketing e acabei descobrindo minha paix\u00e3o na \u00e1rea de produ\u00e7\u00e3o de conte\u00fado! Hoje eu possuo experi\u00eancia escrevendo sobre marketing digital e finan\u00e7as pessoais onde sempre foco em entregar a informa\u00e7\u00e3o que o p\u00fablico mais precisa.","url":"https:\/\/senhorpanda.com\/ro\/author\/letihcontent\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts\/61988"}],"collection":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/users\/31"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/comments?post=61988"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts\/61988\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/media\/61989"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/media?parent=61988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/categories?post=61988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/tags?post=61988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}