{"id":61018,"date":"2022-06-08T12:00:00","date_gmt":"2022-06-08T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=61018"},"modified":"2022-06-09T00:06:04","modified_gmt":"2022-06-09T00:06:04","slug":"will-bank-ou-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/will-bank-ou-magalu\/","title":{"rendered":"Card bancar sau card Magalu: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Will Bank x Magalu: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Will Bank ou Cart\u00e3o Magalu: Qual escolher? Fonte: CanvaPro.\"  id=\"61023\" src=\"https:\/\/cdn.adtechpanda.com\/aceafa8c-cd9e-4ba0-9dbf-75cc2644b7ac\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Will Bank ou Cart\u00e3o Magalu: Qual escolher? Fonte: CanvaPro.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Existem cart\u00f5es de cr\u00e9dito no mercado para cada pessoa, com renda m\u00ednima maior ou menor, com cobran\u00e7a ou aus\u00eancia de anuidade, com ou sem cashback al\u00e9m de outros itens. Assim, hoje, vamos te apresentar um comparativo entre o cart\u00e3o Will Bank ou cart\u00e3o Magalu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ambos possuem cobertura internacional e s\u00e3o isentos de anuidade. De um lado, um possui bandeira Mastercard e do outro, o cart\u00e3o possui bandeira Visa que s\u00e3o as duas bandeiras mais aceitas no mundo. E a\u00ed, voc\u00ea poder\u00e1 usar qualquer um deles no mundo inteiro!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, voc\u00ea vai poder comparar e ver qual deles \u00e9 o melhor para voc\u00ea.  Confira!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Card bancar Will<\/strong><\/td><td><strong>card Magalu<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><td>R$ 800,00<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>Scuti<\/td><td>Scuti<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>MasterCard<\/td><td>Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Gestiona\u021bi cheltuielile prin aplica\u021bie<br>Mastercard Surpriz\u0103<\/td><td>Descontos nas lojas Magalu<br>Cashback<\/td><\/tr><\/tbody><\/table><figcaption>caracteristicile cardului<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-g5NUv\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-will-bank-basico\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Will Bank Basic\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b813f1ab-db31-4e88-9c1e-f3ef8d12614a\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-will-bank-basico\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Will Bank Basic\">\n            Cum s\u0103 aplici pentru cardul Will Bank Basic        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Will Bank B\u00e1sico tem anuidade gr\u00e1tis e acesso ao programa Mastercard Surpreenda. Leia o post e confira como solicit\u00e1-lo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-will-bank-basico\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Verific\u0103!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/9d35cdcb-9c44-42b1-b2e6-76307345cf28\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Magalu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Card bancar Will<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Will Bank? Fonte: Will Bank.\"  id=\"61021\" src=\"https:\/\/cdn.adtechpanda.com\/0631cfa6-b6d2-40b3-91e2-9b13a4e6cb3c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, cum func\u021bioneaz\u0103 cardul Will Bank? Sursa: Will Bank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este cart\u00e3o faz parte de um novo banco digital, o banco Will que, veio como forte concorrente dos principais bancos digitais como Inter e Nubank. Assim, para ter uma vida financeira mais pr\u00e1tica e segura, voc\u00ea pode solicitar este cart\u00e3o e usufruir de v\u00e1rias vantagens.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Neste banco, voc\u00ea possui uma conta digital para fazer pagamentos, transfer\u00eancias, visualizar limite do cart\u00e3o e outros servi\u00e7os. Alias, ele n\u00e3o cobra anuidade viu?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para solicitar o cart\u00e3o Will, \u00e9 s\u00f3 voc\u00ea instalar o aplicativo do Will Bank, dispon\u00edvel para Android e iOs e preencher os seus dados para fazer o cadastro. Adiante, voc\u00ea s\u00f3 precisa esperar pela resposta da an\u00e1lise de cr\u00e9dito para ter o cart\u00e3o do Will em m\u00e3os!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>card Magalu<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Magalu? Fonte: Magalu.\"  id=\"61422\" src=\"https:\/\/cdn.adtechpanda.com\/36c4a3ff-6200-4ee0-b815-d80345e88244\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, como funciona o cart\u00e3o Magalu? Fonte: Magalu.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em abril de 2022, a rede Magazine Luiza lan\u00e7ou o seu novo cart\u00e3o de cr\u00e9dito, o Magalu, que foi criado para substituir o Cart\u00e3o Luiza (Ouro e Preferencial) com isen\u00e7\u00e3o de anuidade e cashback. Ali\u00e1s, o cashback \u00e9 de 2% de volta em todas as compras feitas com o cart\u00e3o no site ou no aplicativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para que voc\u00ea possa receber os valores de volta, \u00e9 s\u00f3 voc\u00ea ativar a conta digital MagaluPay al\u00e9m de que, comprando nas lojas da rede, tamb\u00e9m pode parcelar suas compras em at\u00e9 24 vezes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, ele ainda possui bandeira Visa Platinum Internacional e, pode ser administrado pelo aplicativo Magalu, dispon\u00edvel para Android e iOs. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, voc\u00ea tamb\u00e9m pode ganhar descontos de at\u00e9 10% nas compras no cart\u00e3o pelo Clube de Ofertas, que possui parceria com v\u00e1rias lojas. Ainda, h\u00e1 vantagens pelo Itaucard, como v\u00e1rios descontos de 50% em pe\u00e7as de teatro promovidas pelo banco Ita\u00fa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care sunt avantajele cardului Will Bank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o possui bandeira Mastercard e, voc\u00ea pode participar do programa Mastercard Surpreenda e, assim, acumular pontos com suas compras e trocar os pontos acumulados por produtos. Ali\u00e1s, por ser tamb\u00e9m internacional, voc\u00ea pode comprar em qualquer lugar do mundo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra vantagem \u00e9 que, o cart\u00e3o \u00e9 isento de anuidade e tamb\u00e9m funciona na fun\u00e7\u00e3o de cr\u00e9dito e d\u00e9bito. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, voc\u00ea tamb\u00e9m pode fazer pagamento por aproxima\u00e7\u00e3o, ou seja, \u00e9 s\u00f3 aproximar o cart\u00e3o na maquininha sem precisar digitar sua senha.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para finalizar, voc\u00ea tamb\u00e9m pode consultar sua fatura e o limite do cart\u00e3o al\u00e9m de alterar o vencimento da fatura e fazer pagamentos e transfer\u00eancias. Assim, \u00e9 s\u00f3 solicitar para garantir todas essas vantagens!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care sunt avantajele cardului Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as vantagens, voc\u00ea n\u00e3o precisa pagar anuidade e nenhuma taxa de manuten\u00e7\u00e3o para deixar o cart\u00e3o Magalu ativo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como, pode participar do clube de ofertas com at\u00e9 10% de descontos em compras e, ainda pode parcelar suas compras em at\u00e9 24 vezes sem juros. Fant\u00e1stico n\u00e3o \u00e9?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, voc\u00ea tamb\u00e9m ganha descontos em lojas parceiras, como Zattini, Netshoes e \u00c9poca Cosm\u00e9ticos, assim como, pode receber na carteira digital Magalu, todo cashback das compras!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as vantagens da bandeira Visa que \u00e9 a bandeira do cart\u00e3o, est\u00e1 o Programa Vai de Visa. Por meio deste programa, voc\u00ea tem acesso a ofertas e descontos na hora de comprar produtos ou contratar servi\u00e7os. Ainda, voc\u00ea ganha assist\u00eancia 24 horas da Visa para resolver quest\u00f5es sobre a bandeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para finalizar, voc\u00ea pode controlar todos as suas finan\u00e7as e ainda pode pagar a fatura do seu cart\u00e3o atrav\u00e9s do aplicativo Magalu!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care sunt dezavantajele cardului Will Bank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em contraponto \u00e0s vantagens, o cart\u00e3o Will Bank tamb\u00e9m possui desvantagens. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, ao contr\u00e1rio do cart\u00e3o Magalu, o Will n\u00e3o possui programa de pontos e nem cashback. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como, as taxas de juros rotativos s\u00e3o consideradas as mais altas do mercado, em torno de 16,3% ao m\u00eas e se voc\u00ea n\u00e3o conseguir pagar a fatura e, precisar parcelar, os juros s\u00e3o de 13,4%.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care sunt dezavantajele cardului Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Infelizmente, apesar de possuir v\u00e1rias vantagens, o cart\u00e3o Magalu tamb\u00e9m possui desvantagens. A come\u00e7ar, n\u00e3o \u00e9 um bom cart\u00e3o para quem est\u00e1 com nome sujo ou possui score de cr\u00e9dito baixo, pois, a an\u00e1lise de cr\u00e9dito \u00e9 bem criteriosa e costuma reprovar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, para solicitar o cart\u00e3o voc\u00ea precisa abrir uma conta, n\u00e3o d\u00e1 apenas para solicitar diretamente. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra desvantagem \u00e9 que, o cashback do cart\u00e3o s\u00f3 \u00e9 v\u00e1lido nas compras feitas na pr\u00f3pria rede da Magazine Luiza, ou seja, quanto mais voc\u00ea comprar na Magazine Luiza, mais cashback ter\u00e1 de retorno!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em se tratando da comprova\u00e7\u00e3o de renda, a obrigatoriedade de comprova\u00e7\u00e3o de renda m\u00ednima de R$800 tamb\u00e9m \u00e9 uma desvantagem j\u00e1 que impede o acesso de muitas pessoas que n\u00e3o podem comprovar a renda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No cart\u00e3o, o limite disponibilizado ser\u00e1 de acordo com a an\u00e1lise de cr\u00e9dito e o hist\u00f3rico de compras e h\u00e1bitos do cliente, ou seja, se n\u00e3o for vantajoso para a empresa, o seu limite ser\u00e1 baixo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Will Bank ou Cart\u00e3o Magalu: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual cart\u00e3o de cr\u00e9dito \u00e9 o melhor? Fonte: CanvaPro.\"  id=\"61022\" src=\"https:\/\/cdn.adtechpanda.com\/f441558c-293b-4c61-b9f1-1eaf522a99a3\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Qual cart\u00e3o de cr\u00e9dito \u00e9 o melhor? Fonte: CanvaPro.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, podemos perceber que n\u00e3o \u00e9 f\u00e1cil escolher entre o cart\u00e3o Will Bank ou Magalu, n\u00e3o \u00e9 mesmo? De um lado, temos um cart\u00e3o isento de anuidade, internacional e com bandeira Mastercard. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De outro, um cart\u00e3o que adv\u00e9m de loja, \u00f3timo para parcelar as compras sem juros e ainda conseguir descontos. Ali\u00e1s, ambos s\u00e3o \u00f3timos cart\u00f5es de cr\u00e9dito. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, se voc\u00ea n\u00e3o conseguiu se decidir ainda, n\u00e3o se preocupe, abaixo preparamos mais um comparativo detalhado para te ajudar. Recomendamos que voc\u00ea avalie sua situa\u00e7\u00e3o financeira e todos os pontos positivos e negativos antes de escolher o cart\u00e3o de cr\u00e9dito ideal para voc\u00ea. Confira!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1Yy66n\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-bmg-ou-cartao-pride\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card BMG sau Card Pride: care este mai bun?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e918b6ef-c2ba-4bab-9db3-f751efc0a4db\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-bmg-ou-cartao-pride\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card BMG sau Card Pride: care este mai bun?\">\n            Card BMG sau Card Pride: care este mai bun?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ai \u00eendoieli \u00eentre Cardul BMG sau Cardul M\u00e2ndrie? Ambele sunt op\u021biuni excelente de card de credit cu acoperire interna\u021bional\u0103. 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Ambos n\u00e3o cobram taxa de manuten\u00e7\u00e3o, possuem cobertura internacional e v\u00e1rios descontos e promo\u00e7\u00f5es. Confira!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[458,3192,3930,685,3931],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Will Bank ou Cart\u00e3o Magalu: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Cart\u00e3o Will Bank ou cart\u00e3o Magalu: qual o melhor? Ambos s\u00e3o internacionais, isentos de anuidade e com v\u00e1rios descontos. 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