{"id":58150,"date":"2022-05-19T23:00:00","date_gmt":"2022-05-19T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=58150"},"modified":"2022-05-09T14:46:50","modified_gmt":"2022-05-09T14:46:50","slug":"conta-digital-rende-mais-que-poupanca","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/conta-digital-rende-mais-que-poupanca\/","title":{"rendered":"Ce cont digital aduce mai mult dec\u00e2t economii?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Afl\u0103 aici cum banii t\u0103i vor aduce mai mult dec\u00e2t economii<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra quais as melhores op\u00e7\u00f5es de conta digital com rendimento. Fonte: Pexels\"  id=\"58160\" src=\"https:\/\/cdn.adtechpanda.com\/f75e68f9-720e-467c-877d-89714d691185\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descoperi\u021bi cele mai bune op\u021biuni de conturi digitale pentru venituri. Sursa: Pexels<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen prezent, exist\u0103 multe op\u021biuni pentru cei care doresc un cont digital care s\u0103 produc\u0103 mai mult dec\u00e2t economii. Acest lucru se datoreaz\u0103 faptului c\u0103 b\u0103ncile digitale au investit \u00een servicii financiare de calitate care faciliteaz\u0103 via\u021ba de zi cu zi a oamenilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, a avea contul dvs. curent \u0219i investi\u021biile \u00eempreun\u0103 \u00een acela\u0219i loc este o op\u021biune excelent\u0103 pentru a v\u0103 organiza financiar. Astfel, planificarea este centralizat\u0103 \u0219i \u00ee\u021bi po\u021bi gestiona banii mult mai bine.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, alegerea contului digital ideal pentru tine depinde de mul\u021bi factori. De aceea, \u00een articolul de ast\u0103zi, v\u0103 vom oferi c\u00e2teva op\u021biuni de cont digital care produc mai mult dec\u00e2t economii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>7 op\u021biuni de cont digital care genereaz\u0103 mai mult dec\u00e2t economii<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen principiu, majoritatea conturilor digitale au op\u021biuni de investi\u021bii disponibile. La fel ca unele chiar au venituri automate. Adic\u0103 doar l\u0103s\u00e2nd banii \u00een cont deja \u00eencepe s\u0103 aib\u0103 c\u00e2\u0219tiguri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>G\u00e2ndindu-ne la asta, v\u0103 vom ar\u0103ta conturi digitale cu ambele op\u021biuni. Citi\u021bi mai departe pentru a vedea exemple de top:<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Cont bancar Digi+&nbsp;<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a mais a conta digital Digi+ com rendimento autom\u00e1tico. Fonte: Digi+\"  id=\"59131\" src=\"https:\/\/cdn.adtechpanda.com\/010a1e2a-ba01-4a57-b22e-88f306da1d33\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi mai multe despre contul digital Digi+ cu venit automat. Sursa: Digi+<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, avem banca Digi+, cu un cont complet gratuit. Pe l\u00e2ng\u0103 faptul c\u0103 ofer\u0103 \u0219i un card de credit cu rambursare disponibil\u0103. Apropo de venituri, contul are op\u021biuni bune de investi\u021bii pentru clien\u021bii s\u0103i.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Op\u021biunile de investi\u021bie sunt variate \u0219i pute\u021bi \u00eencepe s\u0103 investi\u021bi doar cu R$100. \u00cen acest sens, Digi+ ofer\u0103 investi\u021bii cu venit fix cu risc sc\u0103zut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar cu contul digital po\u021bi alege unde vor fi aplica\u021bi banii t\u0103i. De exemplu, pre \u0219i post-fix cu venit fix \u0219i fond de investi\u021bii. Pentru a decide care este cea mai bun\u0103 investi\u021bie, este foarte important s\u0103 v\u0103 \u00een\u021belege\u021bi realitatea.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>rata de deschidere<\/strong><\/td><td>gratuit<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>ratele<\/strong><\/td><td>Retrageri \u0219i transferuri gratuite<\/td><\/tr><tr><td><strong>Card de credit<\/strong><\/td><td>interna\u021bionale \u0219i f\u0103r\u0103 contact<\/td><\/tr><tr><td><strong>linia venitului<\/strong><\/td><td>CBD<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Diverse tipuri de investi\u021bii<br>transferuri nelimitate<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>cont BV<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O Banco BV tem uma \u00f3tima op\u00e7\u00e3o de rendimento, confira! Fonte: BV\"  id=\"58152\" src=\"https:\/\/cdn.adtechpanda.com\/c109c27f-8088-4db7-b215-cdb789c72930\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Banco BV are o op\u021biune excelent\u0103 de venit, verifica\u021bi-o! Sursa: BV<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu contul BV via\u021ba ta financiar\u0103 poate fi mult mai u\u0219oar\u0103. Pentru ca principalul obiectiv al bancii este sa ofere un serviciu practic si eficient. Inclusiv, aproape toate aceste func\u021bii oferite de banc\u0103 sunt gratuite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te randamentul, linia de cont BV este CDI. \u00cen acest fel, l\u0103s\u00e2nd banii investi\u021bi \u00een cont, se ob\u021bine p\u00e2n\u0103 la 100% din CDI, mult mai mult dec\u00e2t economiile. \u00cen plus, cu contul ave\u021bi acces \u0219i la un card de credit f\u0103r\u0103 tax\u0103 anual\u0103.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>rata de deschidere<\/strong><\/td><td>gratuit<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>ratele<\/strong><\/td><td>Retrageri \u0219i transferuri gratuite<\/td><\/tr><tr><td><strong>Card de credit<\/strong><\/td><td>F\u0103r\u0103 tax\u0103 anual\u0103 sau cu cashback<\/td><\/tr><tr><td><strong>linia venitului<\/strong><\/td><td>CDI<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>retrageri nelimitate<br>Card de credit cu cashback<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1v1rc3\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-bv\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se deschide un cont BV\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/bv.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-bv\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se deschide un cont BV\">\n            Cum se deschide un cont BV        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vezi aici cum po\u021bi deschide cu u\u0219urin\u021b\u0103 un cont BV!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-bv\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Fonte: Pagbank\"  id=\"58153\" src=\"https:\/\/cdn.adtechpanda.com\/18b6914d-4012-4cdd-9ba8-374edcff4c9d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vede\u021bi cum func\u021bioneaz\u0103 contul de venit automat Pagbank. Sursa: Pagbank<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O op\u021biune popular\u0103 atunci c\u00e2nd vine vorba de conturile digitale cu venituri este contul de venit PagBank. Asta pentru c\u0103 are o configura\u021bie foarte asem\u0103n\u0103toare cu economiile, dar produce p\u00e2n\u0103 la 100% din CDI.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, aplica\u021bia este automat\u0103, dar este necesar s\u0103 l\u0103sa\u021bi suma \u00een cont timp de 30 de zile. Adic\u0103, trebuie s\u0103 finaliza\u021bi \u0219i ziua de na\u0219tere lunar\u0103. De altfel, c\u00e2nd banii sunt depu\u0219i pe 30 sau 31, se c\u00e2\u0219tig\u0103 pe 1.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>rata de deschidere<\/strong><\/td><td>gratuit<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>ratele<\/strong><\/td><td>F\u0103r\u0103 portabilitate sau investi\u021bie \u00een CDB, retragerea este R$7.50<\/td><\/tr><tr><td><strong>Card de credit<\/strong><\/td><td>Interna\u021bional \u0219i gratuit<\/td><\/tr><tr><td><strong>linia venitului<\/strong><\/td><td>CDI<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Produce p\u00e2n\u0103 la 30% mai mult dec\u00e2t economii<br>Aplica\u021bie pentru monitorizarea contului<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZiGtqX\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se deschide un cont PagBank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/pagbank.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se deschide un cont PagBank\">\n            Cum se deschide un cont PagBank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            V\u0103 vom ar\u0103ta mai multe despre contul de venit Pagbank \u0219i, de asemenea, ce trebuie s\u0103 face\u021bi c\u00e2nd \u00eel deschide\u021bi. Verific\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Fonte: C6 Bank\"  id=\"59133\" src=\"https:\/\/cdn.adtechpanda.com\/96b38fbe-320b-4392-9364-b0e1126bf454\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi totul despre randamentele oferite de C6 Bank. Sursa: C6 Bank<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, obiectivul C6 Bank este de a introduce investi\u021biile \u00eentr-un mod mai simplu \u00een via\u021ba clien\u021bilor s\u0103i. Astfel, pe l\u00e2ng\u0103 posibilitatea de a c\u00e2\u0219tiga cu CBD, ai acces \u0219i la speciali\u0219ti din zon\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu aceasta, ai ajutor dac\u0103 \u00eencepi \u00een acest domeniu \u0219i mai multe informa\u021bii dac\u0103 ai deja o idee despre investi\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, contul C6 ofer\u0103 un card de credit cu o tax\u0103 anual\u0103 gratuit\u0103 \u0219i un program de puncte. De fapt, programul de scor Atoms este exclusiv pentru C6 Bank. Prin urmare, cu el po\u021bi schimba puncte pentru cashback \u00een contul t\u0103u sau reduceri la produse.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>rata de deschidere<\/strong><\/td><td>gratuit<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>ratele<\/strong><\/td><td>f\u0103r\u0103 taxe<\/td><\/tr><tr><td><strong>Card de credit<\/strong><\/td><td>F\u0103r\u0103 anuitate<\/td><\/tr><tr><td><strong>linia venitului<\/strong><\/td><td>CBD<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Eticheta C6<br>portabilitatea salariului<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-hAdL4\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-c6-bank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se deschide un cont C6 Bank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fc4b3366-ae03-419e-a45b-2326cce7207b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-c6-bank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se deschide un cont C6 Bank\">\n            Cum se deschide un cont C6 Bank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vezi acum cum func\u021bioneaz\u0103 s\u0103 deschizi un cont C6 Bank cu op\u021biuni excelente de venit!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-c6-bank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-c6-bank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/fc4b3366-ae03-419e-a45b-2326cce7207b\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum se deschide un cont C6 Bank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-abrir-conta-c6-bank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Cont bancar original<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Se voc\u00ea quer saber mais sobre a conta digital do Banco Original, leia abaixo. Fonte: Banco Original\"  id=\"58155\" src=\"https:\/\/cdn.adtechpanda.com\/de194306-fd34-4c4f-8f0f-f1d3de2cce57\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dac\u0103 dori\u021bi s\u0103 afla\u021bi mai multe despre contul digital Banco Original, citi\u021bi mai jos. Sursa: Original Bank<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui cont digital care s\u0103 produc\u0103 mai mult dec\u00e2t economii, Banco Original poate fi o op\u021biune bun\u0103. Pe scurt, linia venitului este CDB, adic\u0103 venit fix.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, este posibil s\u0103 investe\u0219ti \u00een Daily Liquidity CDB, p\u0103str\u00e2nd doar banii \u00een cont. Valoarea care r\u0103m\u00e2ne acolo va randa zilnic. Trebuie doar s\u0103 \u0219ti\u021bi c\u0103 valoarea minim\u0103 a investi\u021biei este R$100<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De asemenea, contul original este gratuit, dar are \u0219i versiunea cu plat\u0103. Pentru R$24,90 pe lun\u0103, unele servicii precum transferurile \u0219i consultarea extrasului sunt nelimitate \u00een timpul lunii.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>rata de deschidere<\/strong><\/td><td>gratuit<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>ratele<\/strong><\/td><td>R$ 24,90 lunar<\/td><\/tr><tr><td><strong>Card de credit<\/strong><\/td><td>F\u0103r\u0103 tax\u0103 anual\u0103 \u0219i cu cashback<\/td><\/tr><tr><td><strong>linia venitului<\/strong><\/td><td>CBD<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>depozite \u00een numerar<br>Program de punctaj exclusiv<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Cont Mercado Pago<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a os detalhes da conta digital Mercado Pago Fonte: Mercado Pago\"  id=\"58156\" src=\"https:\/\/cdn.adtechpanda.com\/3053e78a-722c-4050-8e95-d57bed00d5a2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi detaliile contului digital Mercado Pago Sursa: Mercado Pago<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 vinzi deja prin platforma Mercado Pago, contul digital cu venituri poate fi o alegere bun\u0103. Asta pentru c\u0103 are aplicare automat\u0103, produce 100% din CDI cu lichiditate zilnic\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adic\u0103 doar l\u0103sa\u021bi banii \u00een cont, put\u00e2nd face mi\u0219c\u0103ri oric\u00e2nd dori\u021bi, iar valoarea nu va \u00eenceta s\u0103 cedeze. Acesta este un avantaj pentru cei care au nevoie s\u0103 fac\u0103 transferuri frecvente, dar nu vor s\u0103 piard\u0103 venituri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cu contul Mercado Pago, transferurile sunt nelimitate, la fel \u0219i Pix. Singura tax\u0103 perceput\u0103 este pentru retrageri. \u00cen acest caz, valoarea este R$5.90 pentru a efectua opera\u021biunile.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>rata de deschidere<\/strong><\/td><td>gratuit<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>ratele<\/strong><\/td><td>R$5.90 pentru retragere<\/td><\/tr><tr><td><strong>Card de credit<\/strong><\/td><td>F\u0103r\u0103 anuitate<\/td><\/tr><tr><td><strong>linia venitului<\/strong><\/td><td>CDI<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Simula\u021bi-v\u0103 veniturile<br>Investe\u0219te direct prin aplica\u021bie<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>cont Nubank<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O Nubank oferece servi\u00e7o de qualidade e transpar\u00eancia. Fonte: Nubank\"  id=\"58157\" src=\"https:\/\/cdn.adtechpanda.com\/eff0338f-00e3-49f9-b376-f702cce294c1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Nubank ofer\u0103 un serviciu de calitate \u0219i transparent. Sursa: Nubank<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, avem contul digital Nubank. Acesta a fost unul dintre primele care a fost un cont digital care a generat mai mult dec\u00e2t economii. \u0218i, \u00een principal, un pionier printre utilizatorii brazilieni. Probabil din cauza serviciului eficient \u0219i u\u0219or de utilizat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cu contul Nubank banii t\u0103i produc automat 100% din CDI. Pe l\u00e2ng\u0103 faptul c\u0103 po\u021bi l\u0103sa banii depozita\u021bi pentru o perioad\u0103 determinat\u0103. \u00cen acest caz, valoarea venitului cre\u0219te propor\u021bional cu durata \u00een care se va economisi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, contul Nubank ofer\u0103 \u0219i un card de credit f\u0103r\u0103 tax\u0103 anual\u0103. \u0218i are, de asemenea, o aplica\u021bie pentru a monitoriza achizi\u021biile \u0219i declara\u021bia care func\u021bioneaz\u0103 foarte bine \u0219i are o utilizare excelent\u0103.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>rata de deschidere<\/strong><\/td><td>gratuit<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>ratele<\/strong><\/td><td>Taxa de retragere de R$6.50<\/td><\/tr><tr><td><strong>Card de credit<\/strong><\/td><td>F\u0103r\u0103 anuitate&nbsp;<\/td><\/tr><tr><td><strong>linia venitului<\/strong><\/td><td>CDI<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>aplica\u021bie grozav\u0103<br>Card negru cu cashback<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a c\u0103 acum cunoa\u0219te\u021bi c\u00e2teva op\u021biuni de cont digital care produc mult mai mult dec\u00e2t economii. Este de men\u021bionat c\u0103 acest lucru se \u00eent\u00e2mpl\u0103 deoarece majoritatea acestor conturi randament \u00een func\u021bie de CDI sau CDB.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00centre timp, contul de economii are randamente pe baza ratei Selic \u0219i a Ratei de referin\u021b\u0103, dar aceast\u0103 sum\u0103 este foarte limitat\u0103. \u00cen principal pentru c\u0103 Rata de referin\u021b\u0103 este \u00een prezent zero.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, poate fi foarte avantajos s\u0103 investe\u0219ti \u00eentr-un cont digital. Dar dac\u0103 e\u0219ti curios, vezi \u00een aceast\u0103 postare c\u00e2\u021bi 50.000 se c\u00e2\u0219tig\u0103 \u00een economii!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2bl1Fn\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/quanto-rende-50-mil-na-poupanca\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00e2t genereaz\u0103 50 de mii \u00een economii?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/05\/pexels-alesia-kozik-6771607-scaled.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/quanto-rende-50-mil-na-poupanca\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"C\u00e2t genereaz\u0103 50 de mii \u00een economii?\">\n            C\u00e2t genereaz\u0103 50 de mii \u00een economii?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dac\u0103 vrei s\u0103 \u00eencepi s\u0103-\u021bi vezi banii pl\u0103ti\u021bi, poate economiile ar putea fi o op\u021biune. \u00cen acest articol, v\u0103 vom ar\u0103ta c\u00e2\u021bi 50.000 c\u00e2\u0219tiga\u021bi \u00een economii. 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Chiar \u0219i, pe l\u00e2ng\u0103 serviciile de baz\u0103, \u00een unele cazuri ofer\u0103 \u0219i alte servicii precum card de credit \u0219i limit\u0103 special\u0103 pentru clien\u021bii lor. Citi\u021bi mai multe \u00een acest articol \u0219i afla\u021bi ce conturi produc mai mult dec\u00e2t economii!<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1412],"tags":[132,227,3647],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qual conta digital rende mais que a poupan\u00e7a? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Quer saber qual conta digital rende mais que a poupan\u00e7a? No artigo de hoje vamos te mostrar algumas op\u00e7\u00f5es. 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