{"id":54614,"date":"2022-05-12T23:01:00","date_gmt":"2022-05-12T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=54614"},"modified":"2022-05-05T01:04:18","modified_gmt":"2022-05-05T01:04:18","slug":"conheca-consorcio-automovel-santander","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/conheca-consorcio-automovel-santander\/","title":{"rendered":"Descoperi\u021bi consor\u021biul de automobile Santander"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cons\u00f3rcio Santander: ideal para comprar carro ou moto<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Com o cons\u00f3rcio Santander, \u00e9 poss\u00edvel adquirir um ve\u00edculo. Fonte: Santander.\"  id=\"52732\" src=\"https:\/\/cdn.adtechpanda.com\/9b916fe7-c78a-4819-8d20-1a77323ee83b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Com o cons\u00f3rcio Santander, \u00e9 poss\u00edvel adquirir um ve\u00edculo. Fonte: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cons\u00f3rcio de autom\u00f3vel Santander tem grandes vantagens para quem est\u00e1 na luta por adquirir seu primeiro autom\u00f3vel ou ainda trocar o atual. Portanto, al\u00e9m desse modelo de cons\u00f3rcio, o Santander tem outros planos para ajudar e agradar todos os p\u00fablicos de clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea ainda n\u00e3o conhece, o cons\u00f3rcio \u00e9 aquela modalidade de pagamentos em conjunto. Em s\u00edntese, uma quantidade certa de pessoas f\u00edsicas ou jur\u00eddicas se unem com o intuito de comprar bem ou servi\u00e7o atrav\u00e9s do financiamento em conjunto. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, no cons\u00f3rcio Santander, os participantes n\u00e3o precisam ser correntistas Santander, basta pagar cada parcela mensal at\u00e9 chegar \u00e0 contempla\u00e7\u00e3o, por meio de sorteio ou lance.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, nesse post vamos te explicar tudo que voc\u00ea precisa saber sobre o cons\u00f3rcio Santander, suas caracter\u00edsticas e vantagens sobre os outros do mercado. Confira, a seguir!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>Dob\u00e2nd\u0103<\/strong><\/td><td>Scuti<\/td><\/tr><tr><td><strong>Termen de plat\u0103<\/strong><\/td><td>Neinformat<\/td><\/tr><tr><td><strong>perioada de lansare<\/strong><\/td><td>Neinformat<\/td><\/tr><tr><td><strong>Valoarea consor\u021biului<\/strong><\/td><td>Neinformat<\/td><\/tr><tr><td><strong>Accepta\u021bi negative?<\/strong><\/td><td>Neinformat<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Dob\u00e2nd\u0103 zero \u0219i condi\u021bii excelente de creditare<\/td><\/tr><\/tbody><\/table><figcaption>Caracteristicile consor\u021biului<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-13jTf1\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru consor\u021biul auto Santander\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-consorcio-automovel-santander\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru consor\u021biul auto Santander\">\n            Cum s\u0103 aplici pentru consor\u021biul auto Santander        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Realizeaz\u0103-\u021bi visul de a avea o ma\u0219in\u0103 sau o motociclet\u0103 cu consor\u021biul Santander. Afl\u0103 mai multe aici!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru consor\u021biul auto Santander              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como funciona o cons\u00f3rcio Santander?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cons\u00f3rcio autom\u00f3vel Santander parece muito com um financiamento, no entanto aqui voc\u00ea n\u00e3o paga entrada e nem juros. Portanto, ele \u00e9 basicamente o que muitos chamam de compra conjunta, na qual voc\u00ea come\u00e7a a pagar antes de receber o produto, seja ele qual for.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, todos os meses, por per\u00edodo determinado em contrato, os participantes do cons\u00f3rcio contribuem com um valor pr\u00e9-estabelecido. Assim, a cada m\u00eas acontece um sorteio, no qual um contribuinte ganha e pode usar a carta de cr\u00e9dito da maneira que quiser. Al\u00e9m disso, vale lembrar que a finalidade do uso da carta deve estar no segmento estabelecido no pelo cons\u00f3rcio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, algumas pessoas que n\u00e3o conhecem essa forma de pagamento podem estar confusas quanto ao termo \u201ccarta de cr\u00e9dito\u201d. Bom, a carta de cr\u00e9dito \u00e9 a maneira que o administrador do cons\u00f3rcio paga os participantes, sendo assim \u00e9 poss\u00edvel comprar qualquer coisa dentro da classe do cons\u00f3rcio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cons\u00f3rcio chega ao fim no momento em que todas pessoas do plano recebem seu cr\u00e9dito corretamente. Em s\u00edntese, esse per\u00edodo \u00e9 equivalente \u00e0 quantidade de parcelas previstas no contrato.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Qual o limite do cons\u00f3rcio Santander?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Banco Santander oferece uma grande diversidade de cons\u00f3rcios a qual veremos logo abaixo. No caso do cons\u00f3rcio autom\u00f3vel, os valores variam de acordo com o tipo de plano definido.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Avantajele Santander<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O cons\u00f3rcio de carro Santander oferece muitas vantagens como maiores chances de ser contemplado e zero juros. Fonte: Adobe Stock.\"  id=\"54618\" src=\"https:\/\/cdn.adtechpanda.com\/f551cb9d-bf34-472d-b383-8727c80378cd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >O cons\u00f3rcio de carro Santander oferece muitas vantagens como maiores chances de ser contemplado e zero juros. Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Logo abaixo est\u00e3o as principais vantagens do cons\u00f3rcio Santander frente \u00e0s outras op\u00e7\u00f5es do mercado:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Santander n\u00e3o cobra juros: a taxa de juros do cons\u00f3rcio Santander \u00e9 zerada, ent\u00e3o os clientes n\u00e3o precisam se preocupar com cobran\u00e7as indevidas;<\/li><li>Parcelas iniciais reduzidas: voc\u00ea pode optar por pagar apenas 30% das parcelas at\u00e9 o momento de contempla\u00e7\u00e3o;<\/li><li>Contempla\u00e7\u00e3o por lance e sorteio: o consorciado que decide adiantar os pagamentos com um dinheiro que tem guardado, provavelmente ser\u00e1 contemplado antecipadamente em raz\u00e3o desse lance.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Principalele caracteristici ale Santander<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diferentemente de outras op\u00e7\u00f5es de cons\u00f3rcios, o Santander oferece diversos planos para praticamente todos os p\u00fablicos de clientes. Veja s\u00f3:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Ve\u00edculos de m\u00e9dio porte: tanto carros como motocicletas entram nesse grupo;<\/li><li>Ve\u00edculos de grande porte: nessa modalidade os consorciados t\u00eam acesso ao cr\u00e9dito para adquirir caminh\u00f5es.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Pentru care este indicat consor\u021biul<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Toda e qualquer pessoa que deseja entrar no programa e deseja adquirir um bem que est\u00e1 nas modalidades acima podem participar do cons\u00f3rcio Santander. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque a \u00fanica restri\u00e7\u00e3o \u00e9 a de idade m\u00ednima de 18 anos e m\u00e1xima de 70 anos de idade. Al\u00e9m disso, apenas empresas com mais de 1 ano podem participar. Por fim, lembre-se que n\u00e3o \u00e9 necess\u00e1rio ter conta do banco para aderir ao cons\u00f3rcio.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como fazer um cons\u00f3rcio Santander?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como fazer um cons\u00f3rcio Santander? Fonte: Adobe Stock.\"  id=\"54619\" src=\"https:\/\/cdn.adtechpanda.com\/a7e4cd0a-21f1-417a-98e3-d02f7ad9f979\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, como fazer um cons\u00f3rcio Santander? Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Basta recorrer aos canais de comunica\u00e7\u00e3o do banco em dias \u00fateis, das 8h \u00e0s 20h, exceto feriados. Para pessoas f\u00edsicas, segue os n\u00fameros de contato:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>4004 3535 (capitale \u0219i zone metropolitane);<\/li><li>0800 702 3535 (alte locatii);<\/li><li>0800 723 5007 (pessoas com defici\u00eancia auditiva e de fala).<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 para as empresas, os n\u00fameros s\u00e3o:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>4004 2125 (capitais e regi\u00f5es metropolitanas);<\/li><li>0800 726 2125 (demais localidades);<\/li><li>0800 723 5007 (pessoas com defici\u00eancia auditiva e de fala).<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Seu aplicativo est\u00e1 dispon\u00edvel para correntistas na Play Store e App Store, al\u00e9m disso voc\u00ea pode entrar no site do Santander.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Gostou? Para saber mais sobre como solicitar o cons\u00f3rcio de autom\u00f3vel Santander basta acessar nosso conte\u00fado recomendado.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZTtTXS\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-consorcio-automovel-santander\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru consor\u021biul auto Santander\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/51bc7a4f-5388-42d0-b9d1-2436e819cc99\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-consorcio-automovel-santander\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru consor\u021biul auto Santander\">\n            Cum s\u0103 aplici pentru consor\u021biul auto Santander        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Realizeaz\u0103-\u021bi visul de a avea o ma\u0219in\u0103 sau o motociclet\u0103 cu consor\u021biul Santander. 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Parcelas acess\u00edveis, sem juros, sem entrada e muitos outros benef\u00edcios num s\u00f3 cons\u00f3rcio. Saiba mais aqui!<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[3578],"tags":[3306,3334,3303,3684,3300,3333,3332,488,3305],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cons\u00f3rcio autom\u00f3vel Santander - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conquiste seu sonho do carro zero com o cons\u00f3rcio autom\u00f3vel Santander. 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