{"id":51589,"date":"2022-03-13T12:00:00","date_gmt":"2022-03-13T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=51589"},"modified":"2022-03-13T01:54:29","modified_gmt":"2022-03-13T01:54:29","slug":"condor-ou-americanas","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/condor-ou-americanas\/","title":{"rendered":"\u00cemprumut Condor sau \u00eemprumut Americanas: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Condor x Americanas: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Condor ou empr\u00e9stimo Americanas, descubra qual escolher? Fonte: Pexels.\"  id=\"51590\" src=\"https:\/\/cdn.adtechpanda.com\/09b36fa6-b815-4221-9fc9-64f0082d9f04\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00cemprumut Condor sau \u00eemprumut Americanas, afl\u0103 pe care s\u0103 alegi? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>At\u00e2t \u00eemprumutul Condor, c\u00e2t \u0219i \u00eemprumutul Americanas sunt dou\u0103 op\u021biuni foarte apreciate pe care le avem \u00een prezent disponibile pe pia\u021ba serviciilor de \u00eemprumut. Cu toate acestea, este esen\u021bial ca atunci c\u00e2nd c\u0103uta\u021bi un \u00eemprumut pentru care s\u0103 solicita\u021bi, s\u0103 v\u0103 evalua\u021bi op\u021biunile \u0219i s\u0103 le compara\u021bi pentru a determina care dintre ele este cea mai bun\u0103 op\u021biune.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu alte cuvinte, compararea valorilor, dob\u00e2nzilor, termenilor, ratelor \u0219i multe altele, ne permite s\u0103 distingem avantajele \u0219i dezavantajele fiec\u0103ruia \u0219i s\u0103 definim cu precizie care este cea mai bun\u0103 op\u021biune de solicitat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, \u00een con\u021binutul de ast\u0103zi, domnul Panda va vorbi despre ambele \u00eemprumuturi \u0219i v\u0103 va ajuta s\u0103 alege\u021bi cel mai bun dintre ele. Verific\u0103!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1FTiQ2\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-emprestimo-condor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi un \u00eemprumut Condor\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f383c823-ec1f-4f4a-ba06-fe716affb885\/\" alt=\"empr\u00e9stimo condor\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-emprestimo-condor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi un \u00eemprumut Condor\">\n            Cum s\u0103 solicita\u021bi un \u00eemprumut Condor        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Verifica\u021bi aici cum s\u0103 solicita\u021bi \u00eemprumutul Condor cu dob\u00e2nzi super reduse.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-emprestimo-condor\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); 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else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); 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return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-emprestimo-americanas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/019ba525-2a0e-4d06-b473-8d93cc9d7aaa\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru un \u00eemprumut american              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-emprestimo-americanas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>\u00cemprumut Condor<\/strong><\/td><td><strong>\u00cemprumut american<\/strong><\/td><\/tr><tr><td><strong>venitul minim <\/strong><\/td><td>neinformat<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Dob\u00e2nd\u0103<\/strong><\/td><td>De la 1.69% am<\/td><td>\u00cencep\u00e2nd cu 1.991 TP3T am<\/td><\/tr><tr><td><strong>Termen de plat\u0103<\/strong><\/td><td>depinde de imprumut<\/td><td>48 de luni<\/td><\/tr><tr><td><strong>perioada de lansare<\/strong><\/td><td>dupa angajare<\/td><td>P\u00e2n\u0103 la 2 zile lucr\u0103toare<\/td><\/tr><tr><td><strong>sum\u0103 \u00eemprumutat\u0103<\/strong><\/td><td>Neinformat<\/td><td>P\u00e2n\u0103 la R$ 30 mii<\/td><\/tr><tr><td><strong>Accepta\u021bi negative?<\/strong><\/td><td>da<\/td><td>Neinformat<\/td><\/tr><\/tbody><\/table><figcaption>Caracteristicile \u00eemprumuturilor<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00cemprumut Condor<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cemprumutul Condor este foarte accesibil, nu doar datorit\u0103 u\u0219urin\u021bei de a avea cardul aprobat, ci \u0219i pentru c\u0103 cei negativi pot solicita \u0219i beneficia de un serviciu cu dob\u00e2nzi mici \u0219i beneficii bune.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu alte cuvinte, este un credit foarte complet care urm\u0103re\u0219te s\u0103 extind\u0103 gama de oameni care \u00eel pot solicita. \u00cen plus, una dintre principalele caracteristici ale \u00eemprumutului este u\u0219urin\u021ba de plat\u0103. Cu alte cuvinte, Condor urm\u0103re\u0219te s\u0103 ofere clientului servicii c\u00e2t mai u\u0219or de pl\u0103tit, acolo unde solicitantul are condi\u021bii bune de plat\u0103 \u0219i dob\u00e2nzi mici pentru aceste rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen prezent, rata dob\u00e2nzii la \u00eemprumut este mai mic\u0103 de 2%. Acest lucru \u00eel face s\u0103 c\u00e2\u0219tige mai multe puncte \u00een r\u00e2ndul solicitan\u021bilor care ajung s\u0103 prefere un serviciu care percepe mai pu\u021bine taxe \u00een plus fa\u021b\u0103 de rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oricum, toate acestea \u0219i multe altele \u00ee\u021bi vom spune prin intermediul subiectului avantaje ale \u00eemprumutului.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00cemprumut american<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cemprumutul Lojas Americanas este foarte axat pe clien\u021bii s\u0103i. Din acest motiv, facturile de \u00eemprumut pot fi debitate direct din contul Americanas pe care \u00eel are solicitantul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, ceea ce caracterizeaz\u0103 acest credit este suma maxim\u0103 de R$30.000 care poate fi solicitat\u0103 de clien\u021bi. Ar\u0103t\u00e2nd c\u0103 este un \u00eemprumut destinat \u00een principal clien\u021bilor lan\u021bului de magazine Americanas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, ofer\u0103 condi\u021bii excelente de plat\u0103 \u0219i o dob\u00e2nd\u0103 foarte sc\u0103zut\u0103, ceea ce face plata mai u\u0219oar\u0103 \u0219i ofer\u0103 lini\u0219te sufleteasc\u0103 atunci c\u00e2nd v\u0103 organiza\u021bi finan\u021bele pentru plata ratelor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oricum, haide\u021bi s\u0103 urm\u0103rim asta \u0219i multe altele de acum \u00eenainte!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care sunt avantajele \u00eemprumutului Condor?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens do empr\u00e9stimo Condor? Fonte: Condor.\"  id=\"45966\" src=\"https:\/\/cdn.adtechpanda.com\/1ba3a257-6edf-4493-9968-4e97565b0478\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, care sunt avantajele \u00eemprumutului Condor? Sursa: Condor.<\/figcaption><\/figure>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Dob\u00e2nzi sc\u0103zute<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 cum vedem, unul dintre principalele avantaje ale \u00eemprumutului Condor \u00eel reprezint\u0103 dob\u00e2nzile sc\u0103zute, care sunt \u00een jur de 1,69% pe lun\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, clientul are mai mult\u0103 lini\u0219te \u0219tiind c\u0103 dac\u0103 \u00eent\u00e2mpl\u0103tor vreo tran\u0219\u0103 ajunge cu \u00eent\u00e2rziere, dob\u00e2nda nu se va acumula at\u00e2t de repede.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Timp de aprobare \u0219i eliberare de bani<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este foarte rapid, spre deosebire de unele b\u0103nci, companii financiare \u0219i platforme \u00een general. Prin urmare, Condor elibereaz\u0103 suma contractat\u0103 la scurt timp dup\u0103 \u00eencheierea contractului \u00een sine.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu alte cuvinte, asta \u00eenseamn\u0103 c\u0103 nu trebuie s\u0103 a\u0219tept\u0103m nici m\u0103car 24 de ore ca s\u0103 avem banii \u00een cont \u0219i s\u0103 \u00eencepem s\u0103 folosim soldul solicitat la \u00eemprumut.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>angajare online<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, pentru a \u00eencheia, contractarea \u00eemprumutului Condor este complet online, adic\u0103 nu trebuie s\u0103 mergem nic\u0103ieri, trebuie doar s\u0103 trimitem un mesaj pe WhatsApp descris pe site.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care sunt avantajele \u00eemprumutului american?<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Bani \u00een cont rapid<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te timpul necesar pentru ca banii \u00eemprumutului s\u0103 ajung\u0103 \u00een cont, potrivit Americanas, nu dureaz\u0103 mai mult de 2 zile lucr\u0103toare pentru ca solicitantul de credit s\u0103 primeasc\u0103 \u00eentreaga sum\u0103 \u0219i s\u0103 \u00eenceap\u0103 s\u0103 o foloseasc\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Numar mare de parcele<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe l\u00e2ng\u0103 viteza de depunere, conform site-ului, clientul are op\u021biunea de a pl\u0103ti \u00een jur de 48 de rate pentru a-\u0219i pl\u0103ti creditul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu alte cuvinte, este suficient timp \u0219i un termen limit\u0103 bun pentru a face toate pl\u0103\u021bile pe facturile de \u00eemprumut p\u00e2n\u0103 la R$30.000.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>P\u00e2n\u0103 la 70 de zile pentru a pl\u0103ti<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te timpul de plat\u0103, clientul are suficient timp pentru a organiza \u0219i planifica toate pl\u0103\u021bile cu 70 de zile disponibile pentru a \u00eencepe plata.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Dob\u00e2nzi sc\u0103zute<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De acum \u00eenainte, merit\u0103 s\u0103 spunem c\u0103 \u0219i dob\u00e2nzile la \u00eemprumutul Americanas sunt la fel de mici ca \u0219i \u00eemprumutul Condor. \u00cen acest sens, valoarea taxelor \u00eencepe de la 1.99% pe lun\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Debit direct de pe cardul Americanas<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru clien\u021bii Americanas, magazinul permite ca sumele facturilor de \u00eemprumut s\u0103 fie debitate automat de pe factura cardului Americanas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care sunt dezavantajele \u00eemprumutului Condor?<\/h2>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Analiza creditului<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ciuda faptului c\u0103 accept\u0103m negative, suntem supu\u0219i unei analize de credit pentru a aproba \u00eemprumutul. Prin urmare, acest lucru poate genera mai multe \u0219anse de a fi respins, mai ales \u00een cazul profilurilor financiare negative sau a celor cu probleme juridice.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Grup limitat<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Doar pensionarii \u0219i pensionarii pot aplica pentru \u00eemprumut. Deci, \u00een ciuda faptului c\u0103 este complet \u0219i plin de avantaje, nu toat\u0103 lumea are acces la \u00eemprumutul \u00een sine.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Este necesar\u0103 o marj\u0103 de expediere<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Merit\u0103 s\u0103 ne amintim c\u0103 doar dac\u0103 persoana fizic\u0103 are o marj\u0103 consignabil\u0103, va putea solicita \u00eemprumutul Condor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care sunt dezavantajele \u00eemprumutului american?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como todo servi\u00e7o financeiro, o empr\u00e9stimo Americanas tamb\u00e9m possui pontos negativos. Fonte: Americanas.\"  id=\"45368\" src=\"https:\/\/cdn.adtechpanda.com\/0ed278b8-4c77-4cbe-91b3-4346ee8173d0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ca orice serviciu financiar, creditul Americanas are \u0219i puncte negative. Sursa: Americanas.<\/figcaption><\/figure>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Valoarea maxim\u0103 de R$30.000<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Suma maxim\u0103 a \u00eemprumutului este R$30.000, ceea ce poate fi o b\u0103taie de cap pentru clien\u021bii care sunt interesa\u021bi s\u0103 solicite sume de \u00eemprumut \u0219i mai mari dec\u00e2t aceasta.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Ratele dob\u00e2nzilor pot cre\u0219te<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te rata dob\u00e2nzii, a\u0219a cum am spus deja \u00een subiectele anterioare, valoarea ratelor \u00eencepe de la 1,99% pe lun\u0103 \u0219i variaz\u0103 \u0219i poate cre\u0219te.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u00cemprumut Condor sau \u00eemprumut Americanas: pe care s\u0103 alegi?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 cum putem observa, ambele \u00eemprumuturi au propriile lor particularit\u0103\u021bi \u0219i condi\u021bii personalizate la care solicitan\u021bii vor avea acces pe tot parcursul procesului. Cu toate acestea, putem eviden\u021bia c\u00e2teva caracteristici foarte importante ale ambelor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cum ar fi, de exemplu, ratele dob\u00e2nzilor. Prin urmare, ambele rate sunt ini\u021bial sc\u0103zute, r\u0103m\u00e2n\u00e2nd sub 2% de dob\u00e2nd\u0103 la \u00eencasarea ratelor la credit. Cu toate acestea, ratele \u00eemprumuturilor americane pot cre\u0219te \u0219i cre\u0219te, spre deosebire de \u00eemprumutul Condor, care r\u0103m\u00e2ne aceea\u0219i valoare de 1,69% pe lun\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, putem face o compara\u021bie a valorilor maxime, de\u0219i nu este precizat\u0103 valoarea maxim\u0103 a \u00eemprumutului Condor, valoarea maxim\u0103 a Americanas este R$30.000, ceea ce poate fi considerat bun.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, trebuie s\u0103 analiza\u021bi cu aten\u021bie fiecare caracteristic\u0103, avantaj \u0219i dezavantaj \u00eenainte de a alege cea mai bun\u0103 op\u021biune. Cu toate acestea, dac\u0103 nu v\u0103 \u00eendeplinesc profilul, consulta\u021bi \u0219i con\u021binutul nostru recomandat despre platforma Agreement Certo \u0219i \u00eemprumutul SuperSim.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Uy2on\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/plataforma-acordo-certo-ou-emprestimo-supersim\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Acord Platform\u0103 Certo sau \u00eemprumut SuperSim\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e711d7e0-7238-410f-ab64-3c0fe2584f5f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/plataforma-acordo-certo-ou-emprestimo-supersim\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Acord Platform\u0103 Certo sau \u00eemprumut SuperSim\">\n            Acord Platform\u0103 Certo sau \u00eemprumut SuperSim        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descoper\u0103 aici cea mai bun\u0103 op\u021biune \u00eentre Concordo Certo \u0219i SuperSim.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/plataforma-acordo-certo-ou-emprestimo-supersim\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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