{"id":50738,"date":"2022-02-17T23:01:00","date_gmt":"2022-02-17T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=50738"},"modified":"2022-02-26T20:15:56","modified_gmt":"2022-02-26T20:15:56","slug":"qual-score-minimo-cartao-de-credito","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/qual-score-minimo-cartao-de-credito\/","title":{"rendered":"Care este scorul minim al cardului de credit?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Afla\u021bi tot ce nu v-au spus despre scorul cardului dvs. de credit<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"\u00c9 essencial ter entendimento sobre score de cr\u00e9dito para manter o cadastro positivo perante os \u00f3rg\u00e3os financeiros e conseguir boas vantagens e benef\u00edcios ao contratar produtos financeiros. Fonte: Adobe Stock.\"  id=\"50744\" src=\"https:\/\/cdn.adtechpanda.com\/6e658c87-99c6-4df6-9c52-8db01ce9f99f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Este esen\u021bial s\u0103 \u00een\u021belege\u021bi scorurile de credit pentru a men\u021bine o eviden\u021b\u0103 pozitiv\u0103 cu organismele financiare \u0219i pentru a ob\u021bine avantaje \u0219i beneficii bune atunci c\u00e2nd angaja\u021bi produse financiare. Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Care este scorul minim pentru a fi aprobat \u00eentr-o cerere de card de credit?<strong> <\/strong>Te-ai oprit s\u0103 vezi dac\u0103 scorul t\u0103u este \u00eentr-adev\u0103r bun? Acestea sunt \u00eentreb\u0103ri frecvente de c\u0103tre persoanele care caut\u0103 produse financiare. mai ales c\u00e2nd nu primesc aprobare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, s\u0103 clarific\u0103m mai \u00eent\u00e2i pe scurt ce este un scor. Astfel, scorul este un subiect despre care se vorbe\u0219te mult \u00een r\u00e2ndul consumatorilor \u00een general. Se refer\u0103 la un scor care indic\u0103 \u00een fa\u021ba autorit\u0103\u021bilor de credit dac\u0103 consumatorul este un bun pl\u0103titor sau nu. \u00cen acest sens, a avea un punctaj bun \u00eei poate ajuta pe acele persoane care caut\u0103 un card de credit bun, cu limite mai mari, beneficii mai bune \u0219i chiar alte oportunit\u0103\u021bi de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, am preg\u0103tit acest con\u021binut complet cu inten\u021bia de a cur\u0103\u021ba toate \u00eendoielile cu privire la subiect. Vom ar\u0103ta ceea ce este considerat un scor prost, adic\u0103 unul care arat\u0103 institu\u021biilor de credit c\u0103 suntem \u00een stare de nerambursare. \u00cen plus, v\u0103 vom prezenta ce este un scor bun, care v\u0103 va aduce \u0219anse bune de credit. S\u0103 mergem!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care este un scor bun?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"A pontua\u00e7\u00e3o score varia de 0 a 1000 pontos. Entenda qual o score ideal! Fonte: Adobe Stock.\"  id=\"50745\" src=\"https:\/\/cdn.adtechpanda.com\/c32b97d2-3250-4112-86e1-385d406d32dc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Scorul variaz\u0103 de la 0 la 1000 de puncte. \u00cen\u021belege\u021bi scorul ideal! Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mul\u021bi oameni au \u00eendoieli cu privire la acest subiect \u0219i se \u00eentreab\u0103 mereu despre calitatea scorului \u0219i cum s\u0103 \u0219tie dac\u0103 este bun sau nu, pe l\u00e2ng\u0103 ceea ce este un scor cu adev\u0103rat bun pentru carduri, \u00eemprumuturi \u0219i alte servicii de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, aceasta este o \u00eentrebare destul de simpl\u0103 la care se r\u0103spunde. Pentru cei care nu \u0219tiu, scorul este scorul de credit luat ca baz\u0103 pentru aprobare \u00een diverse servicii de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De exemplu, oricine dore\u0219te s\u0103 aplice pentru un card de credit trebuie s\u0103 aib\u0103 un anumit punctaj nu numai pentru a fi aprobat, ci \u0219i pentru a ob\u021bine un produs cu beneficii bune. Dar care este scorul minim al cardului de credit? Despre asta vom vorbi mai departe.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, trebuie s\u0103 \u00een\u021belege\u021bi c\u0103 scorul variaz\u0103 de la 0 la 1000 de puncte. Fiind: :<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>0 p\u00e2n\u0103 la 300: r\u0103u;<\/li><li>301 p\u00e2n\u0103 la 500: obi\u0219nuit;<\/li><li>501 p\u00e2n\u0103 la 700: Bine;<\/li><li>701 p\u00e2n\u0103 la 1000: Foarte bine.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest tabel de scor este folosit pentru a determina dac\u0103 un scor este sau nu sc\u0103zut \u00een cadrul birourilor de credit. Astfel, putem urm\u0103ri c\u0103 501 p\u00e2n\u0103 la 700 de puncte este un scor bun. Adic\u0103 este un scor fix care face ca autorit\u0103\u021bile de credit s\u0103 te vad\u0103 ca un bun consumator \u00een cadrul pie\u021bei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Merit\u0103 men\u021bionat aici c\u0103 scorul t\u0103u poate varia \u00een func\u021bie de ac\u021biunile pe care le \u00eentreprinzi, cum ar fi achizi\u021bii, datorii, negocieri \u0219i pl\u0103\u021bi. \u00cen acest fel, punctele tale vor putea s\u0103 scad\u0103, dar \u0219i s\u0103 creasc\u0103. Prin urmare, este important s\u0103 \u00eenve\u021bi s\u0103 \u0219tii dac\u0103 scorul t\u0103u de credit este bun, care este scorul ideal \u0219i cum s\u0103-\u021bi \u00eembun\u0103t\u0103\u021be\u0219ti scorul.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZieCTc\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/descubra-como-funciona-o-serasa-score\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum func\u021bioneaz\u0103 Serasa Score\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/214db7b1-a0c0-4555-972b-8f7aa924da50\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/descubra-como-funciona-o-serasa-score\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum func\u021bioneaz\u0103 Serasa Score\">\n            Cum func\u021bioneaz\u0103 Serasa Score        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi cum func\u021bioneaz\u0103 Serasa Score \u0219i cum s\u0103 ob\u021bine\u021bi un scor bun de credit.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/descubra-como-funciona-o-serasa-score\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ca, de exemplu, \u00een cazurile de \u00eent\u00e2rziere a pl\u0103\u021bii, cu siguran\u021b\u0103 va genera o sc\u0103dere a scorului. Diferit de achizi\u021biile \u00een numerar, care arat\u0103 partea ta bun\u0103 ca consumator.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Oricum, toate acestea vor genera un scor variabil. Dar de unde \u0219tiu dac\u0103 scorul meu este bun pentru a solicita servicii \u00een general? Simplu! Utiliza\u021bi doar tabelul afi\u0219at la \u00eenceputul acestei post\u0103ri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, scorul considerat bun \u00eencepe de la 501 puncte. Cu toate acestea, acest num\u0103r nu este neap\u0103rat bun, deoarece, dup\u0103 cum am spus, scorul poate varia. Deci, \u00een\u021belege\u021bi c\u0103 501 este un scor bun, dar 500 devine un scor normal. In acest sens, distanta de la unul la altul este foarte mica si orice miscare iti poate schimba punctele.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, este important s\u0103 ave\u021bi o marj\u0103 de puncte pentru a v\u0103 asigura c\u0103 scorul este cu adev\u0103rat bun. Conform cercet\u0103rilor efectuate, un scor \u00eentre 630 \u0219i 650 este un scor ideal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, punctele tale se \u00eencadreaz\u0103 \u00een criteriile pentru bine, iar suferind o varia\u021bie descendent\u0103, va continua s\u0103 fie un punctaj bun. \u0218i dac\u0103 variaz\u0103 \u00een sus, avem \u0219ansa s\u0103 ajungem la un scor grozav!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>C\u00e2te puncte s\u0103 aib\u0103 credit aprobat?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, qual score ideal para ser aprovado no cart\u00e3o de cr\u00e9dito? Fonte: Adobe Stock.\"  id=\"50746\" src=\"https:\/\/cdn.adtechpanda.com\/bcf8d51a-2680-4d4e-8aa5-5d71cf387163\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, care este scorul ideal pentru a-\u021bi ob\u021bine aprobarea cardului de credit? Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar, exist\u0103 o sum\u0103 minim\u0103 de puncte pentru a putea aplica pentru un card de credit? Nu! Cu toate acestea, cu c\u00e2t scorul este mai mic, cu at\u00e2t sunt mai mici \u0219ansele de aprobare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Urma\u021bi ra\u021bionamentul! Vedem multe companii pe pia\u021b\u0103 care ofer\u0103 carduri de credit pentru negative. Cu toate acestea, aceste persoane atunci c\u00e2nd solicit\u0103 un card nu primesc aprobare. Prin urmare, acest lucru se \u00eent\u00e2mpl\u0103 adesea pentru c\u0103 nu au un scor bun.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest fel, chiar dac\u0103 suntem negativi, trebuie s\u0103 c\u0103ut\u0103m solu\u021bii pentru a negocia datorii \u0219i, astfel, s\u0103 reu\u0219im s\u0103 \u00eembun\u0103t\u0103\u021bim scorul. Adic\u0103 din momentul \u00een care negociem datoriile \u0219i pl\u0103tim aceast\u0103 negociere la timp, scorul t\u0103u va cre\u0219te. In acest fel, agentiile de credit vor intelege ca, chiar daca esti in default, esti o persoana care cauta solutii pentru achitarea datoriilor.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, un scor bun va primi aprobare. \u00cen acest sens, trebuie s\u0103 folosim aceea\u0219i logic\u0103 ca la subiectul anterior, scorul nostru trebuie s\u0103 fie \u00een jur de 630 p\u00e2n\u0103 la 650 sau mai mult \u0219i, urm\u00e2nd ra\u021bionamentul indicat, ve\u021bi putea ajunge la acest scor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu acest scor, pe l\u00e2ng\u0103 faptul c\u0103 este bun, va reduce foarte mult \u0219ansa de dezaprobare \u00een timpul oric\u0103rei solicit\u0103ri, deoarece institu\u021biile financiare se vor uita la profilul nostru financiar \u0219i nu vor vedea implicit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, acum c\u0103 \u0219tim care este scorul minim al cardului de credit, ne putem cre\u0219te scorul \u0219i ne putem solicita cardul chiar acum! Cu toate acestea, dac\u0103 mai ave\u021bi \u00eendoieli, consulta\u021bi con\u021binutul nostru recomandat despre cum s\u0103 v\u0103 \u00eembun\u0103t\u0103\u021bi\u021bi scorul de credit. Pune \u00een practic\u0103 toate sfaturile noastre \u0219i relueaz\u0103-\u021bi via\u021ba creditului.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1LTwSW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-aumentar-seu-score-de-credito\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103-\u021bi cre\u0219ti scorul de credit\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f1e6ea0e-9a27-49c8-abe0-a8b83f14143e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-aumentar-seu-score-de-credito\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103-\u021bi cre\u0219ti scorul de credit\">\n            Cum s\u0103-\u021bi cre\u0219ti scorul de credit        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cen\u021belege\u021bi cum s\u0103 v\u0103 cre\u0219te\u021bi scorul de credit cu toate sfaturile pe care le separ\u0103m \u00een acest con\u021binut. \u00cembun\u0103t\u0103\u021bi\u021bi-v\u0103 via\u021ba financiar\u0103 \u0219i ob\u021bine\u021bi acces la cele mai bune produse financiare        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-aumentar-seu-score-de-credito\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Afla\u021bi mai multe aici.<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25,29],"tags":[2839,2747,2842,2841,2843,2838,2840],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qual o score m\u00ednimo para cart\u00e3o de cr\u00e9dito? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Saber qual o score m\u00ednimo para cart\u00e3o de cr\u00e9dito \u00e9 essencial para evitar reprova\u00e7\u00f5es durante as solicita\u00e7\u00f5es. 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