{"id":50342,"date":"2022-03-27T23:00:00","date_gmt":"2022-03-27T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=50342"},"modified":"2022-03-28T00:11:13","modified_gmt":"2022-03-28T00:11:13","slug":"review-emprestimo-pessoal-sim","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/review-emprestimo-pessoal-sim\/","title":{"rendered":"Revizuirea \u00eemprumuturilor personale Da 2022"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Empr\u00e9stimo pessoal Sim: conte com juros baixos, bom prazo de pagamento e a credibilidade do Santander<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja como \u00e9 simples solicitar o empr\u00e9stimo pessoal Sim. Fonte: Sim.\"  id=\"38993\" src=\"https:\/\/cdn.adtechpanda.com\/7bcd5451-9da1-4f65-83e7-5b9ffa5fea2b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Veja como \u00e9 simples solicitar o empr\u00e9stimo pessoal Sim. Fonte: Sim.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ser\u00e1 apresentado neste review sobre o empr\u00e9stimo pessoal Sim as principais informa\u00e7\u00f5es sobre o cr\u00e9dito da fintech do grupo Santander. Portanto, conhe\u00e7a aqui mais detalhes sobre taxas, prazos de pagamentos, tempo de aprova\u00e7\u00e3o e muito mais para voc\u00ea conhecer tudo sobre o empr\u00e9stimo pessoal Sim.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ao contr\u00e1rio do que muitos pensam, solicitar um empr\u00e9stimo pessoal hoje n\u00e3o \u00e9 sin\u00f4nimo de burocracia, inseguran\u00e7a e juros altos. Gra\u00e7as a empresas como a Sim \u00e9 poss\u00edvel encontrar no mercado produtos de f\u00e1cil acesso, taxas reduzidas e bom prazo de pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ficou interessado? N\u00e3o perca nem uma linha desse review sobre o empr\u00e9stimo pessoal Sim e entenda as vantagens e desvantagens que ele tem a oferecer.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>Dob\u00e2nd\u0103<\/strong><\/td><td>Sem garantia &#8211; a partir de 2,83% ao m\u00eas<br>Com garantia de carro &#8211; a partir de 1,82% ao m\u00eas<\/td><\/tr><tr><td><strong>Termen de plat\u0103<\/strong><\/td><td>Sem garantia &#8211; at\u00e9 36 meses<br>Com garantia de carro &#8211; at\u00e9 60 meses<\/td><\/tr><tr><td><strong>perioada de lansare<\/strong><\/td><td>pana la 3 zile<\/td><\/tr><tr><td><strong>sum\u0103 \u00eemprumutat\u0103<\/strong><\/td><td>Sem garantia &#8211; at\u00e9 R$ 30 mil<br>Com garantia de carro &#8211; at\u00e9 R$ 150 mil<\/td><\/tr><tr><td><strong>Accepta\u021bi negative?<\/strong><\/td><td>da<\/td><\/tr><\/tbody><\/table><figcaption>Caracteristici de \u00eemprumut<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z3059K\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se aplic\u0103 pentru un \u00eemprumut personal Da\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c871cfa6-bc05-489b-b955-43726715f1c2\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-sim\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se aplic\u0103 pentru un \u00eemprumut personal Da\">\n            Cum se aplic\u0103 pentru un \u00eemprumut personal Da        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Na Sim sua solicita\u00e7\u00e3o \u00e9 100% online, sem burocracia. As taxas de cr\u00e9dito s\u00e3o reduzidas a partir de 1,82% a.m. e o prazo de pagamento \u00e9 de at\u00e9 60 meses. Confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/c871cfa6-bc05-489b-b955-43726715f1c2\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum se aplic\u0103 pentru un \u00eemprumut personal Da              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Review empr\u00e9stimo pessoal Sim: tudo o que voc\u00ea precisa saber<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Sim nada mais \u00e9 que uma fintech do grupo Santander que visa facilitar o acesso ao cr\u00e9dito para a popula\u00e7\u00e3o em geral que precisa de empr\u00e9stimos. Desta forma, na Sim voc\u00ea conta com duas linhas de cr\u00e9dito: o empr\u00e9stimo pessoal e o empr\u00e9stimo pessoal com garantia de carro. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Na Sim a solicita\u00e7\u00e3o do empr\u00e9stimo pessoal \u00e9 feita sem burocracia, com transpar\u00eancia e seguran\u00e7a, 100% online. Desta forma, no cr\u00e9dito sem garantia voc\u00ea tem at\u00e9 R$ 30 mil para pagar em at\u00e9 36 meses com uma taxa de juros a partir de 2,83% ao m\u00eas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 no empr\u00e9stimo pessoal com garantia de carro, voc\u00ea possui limite de cr\u00e9dito de at\u00e9 R$150.000,00, taxa de juros a partir de 1,82% a.m. e at\u00e9 60 meses para pagar. Os valores das parcelas s\u00e3o conforme o tipo escolhido. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atualmente a Sim est\u00e1 presente em mais de 26 estados e tem mais de 5 milh\u00f5es de clientes por todo o Brasil. Portanto, vamos te contar mais sobre o empr\u00e9stimo pessoal que essa fintech oferece.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Taxe, costuri \u0219i tarife<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as taxas de juros, custos e tarifas cobradas pela Sim. Fonte: Pixabay.\"  id=\"50345\" src=\"https:\/\/cdn.adtechpanda.com\/94b5b964-d2e0-4955-aa02-4fc28e3c1b72\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, quais as taxas de juros, custos e tarifas cobradas pela Sim. Fonte: Pixabay.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o \u00e9 cobrado tarifas na Sim. Apenas a taxa de juros e impostos. As taxas da Sim giram a partir de 1,82% ao m\u00eas no empr\u00e9stimo com garantia de carro e a partir de 2,83% ao m\u00eas no empr\u00e9stimo sem garantia. No entanto, elas s\u00e3o personalizadas podendo variar dependendo do produto, prazo, valor solicitado e perfil de cada cliente.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No site da Sim o cliente possui \u00e0 disposi\u00e7\u00e3o um simulador de empr\u00e9stimo para conseguir visualizar como ficar\u00e1 as parcelas do seu empr\u00e9stimo, taxa de juros, conforme o valor solicitado e prazo de pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o recomendado \u00e9 usar o simulador de empr\u00e9stimo Sim. Desta forma, ser\u00e1 poss\u00edvel saber exatamente qual vai ser o valor aproximado da taxa de juros que ir\u00e1 pagar pelo empr\u00e9stimo solicitado. Isso auxilia no planejamento financeiro pessoal para que n\u00e3o seja pego de surpresa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Vantagens do empr\u00e9stimo pessoal Sim<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Uma das principais vantagens do empr\u00e9stimo pessoal Sim \u00e9 a velocidade no qual o cliente realiza todo o procedimento de solicita\u00e7\u00e3o dentro do site. Ou seja, em menos de 5 minutos voc\u00ea preenche todas as informa\u00e7\u00f5es e entrega a sua solicita\u00e7\u00e3o de empr\u00e9stimo. Posteriormente, a resposta de aprova\u00e7\u00e3o da an\u00e1lise \u00e9 dada em at\u00e9 72 horas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, a taxa de juros que a Sim cobra dentro do seu empr\u00e9stimo pessoal \u00e9 bastante baixa, sendo a partir de 1,82% ao m\u00eas no cr\u00e9dito com garantia de carro e a partir de 2,83% ao m\u00eas no empr\u00e9stimo sem garantia. Contudo, pode ser que o valor mude dependendo do n\u00famero de parcelas ou quantia solicitada no empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cliente que solicitar o empr\u00e9stimo Sim ter\u00e1 a sua disposi\u00e7\u00e3o at\u00e9 60 meses (empr\u00e9stimo com garantia) ou at\u00e9 36 meses (empr\u00e9stimo sem garantia) para realizar o pagamento das parcelas do empr\u00e9stimo pessoal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra vantagem importante, \u00e9 a comodidade para solicitar o empr\u00e9stimo pessoal Sim. Nesse sentido, n\u00e3o precisamos sair de casa para solicitar o empr\u00e9stimo. Portanto, todo o procedimento de solicita\u00e7\u00e3o \u00e9 feito 100% online. Al\u00e9m disso, pode ser feito pelo site no computador, celular ou tablet.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2mgJoJ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-sim-a-solucao-de-credito-para-negativados\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Conhe\u00e7a o empr\u00e9stimo pessoal Sim\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c871cfa6-bc05-489b-b955-43726715f1c2\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-sim-a-solucao-de-credito-para-negativados\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Conhe\u00e7a o empr\u00e9stimo pessoal Sim\">\n            Conhe\u00e7a o empr\u00e9stimo pessoal Sim        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cr\u00e9dito de at\u00e9 R$150.000,00, taxa de juros a partir de 1,82% a.m. e solicita\u00e7\u00e3o 100% online.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-sim-a-solucao-de-credito-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-sim-a-solucao-de-credito-para-negativados\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/c871cfa6-bc05-489b-b955-43726715f1c2\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Conhe\u00e7a o empr\u00e9stimo pessoal Sim              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-sim-a-solucao-de-credito-para-negativados\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Desvantagens do empr\u00e9stimo pessoal Sim<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o primeiro ponto das desvantagens \u00e9 a aprova\u00e7\u00e3o para negativados estarem sujeitos a garantias. Isso mesmo, a Sim possui uma linha de cr\u00e9dito com garantia de ve\u00edculo e somente ela pode ser solicitada por pessoas com nome negativado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, caso voc\u00ea esteja negativado e n\u00e3o tenha um ve\u00edculo em seu nome, quitado, para dar como garantia, n\u00e3o ser\u00e1 poss\u00edvel aprova\u00e7\u00e3o no empr\u00e9stimo pessoal Sim.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, dentro do site da Sim n\u00e3o \u00e9 poss\u00edvel encontrar o valor de renda m\u00ednima para poder solicitar o empr\u00e9stimo pessoal e nem se existe esse valor de renda m\u00ednima.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>cerere de \u00eemprumut personal<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Sim possui um aplicativo tanto para Android como IOS que vai fornecer todas as informa\u00e7\u00f5es necess\u00e1rias sobre o empr\u00e9stimo que voc\u00ea precisa saber.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, ele \u00e9 bastante \u00fatil e completo, tanto que podemos realizar todo o procedimento de solicita\u00e7\u00e3o dentro do pr\u00f3prio aplicativo da Sim. Mas vamos falar disso no pr\u00f3ximo t\u00f3pico.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>procesul de aplicare<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Solicite seu empr\u00e9stimo 100% online, sem burocracia. Fonte: Pexels.\"  id=\"50346\" src=\"https:\/\/cdn.adtechpanda.com\/001cc680-8e52-4991-ac49-899a9c60a795\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Solicite seu empr\u00e9stimo 100% online, sem burocracia. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nessa parte do review sobre o empr\u00e9stimo pessoal Sim, n\u00f3s iremos falar um pouco sobre o processo de solicita\u00e7\u00e3o que \u00e9 100% online e bem f\u00e1cil de ser realizado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfim, siga o passo a passo para solicitar o empr\u00e9stimo pessoal:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Acesse o site ou baixe o app da Sim;<\/li><li>Depois disso, v\u00e1 para a op\u00e7\u00e3o do empr\u00e9stimo pessoal;<\/li><li>Ent\u00e3o, avance para solicitar j\u00e1;<\/li><li>Depois disso, preencha todo o formul\u00e1rio com as informa\u00e7\u00f5es;<\/li><li>Com isso, voc\u00ea receber\u00e1 as propostas de empr\u00e9stimo;<\/li><li>Ent\u00e3o, escolha a melhor para voc\u00ea e solicite!<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Veja os documentos que ser\u00e3o necess\u00e1rios para solicitar:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>CPF;<\/li><li>RG sau CNH;<\/li><li>Dovada adresei;<\/li><li>Dovad\u0103 de venit.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfim, depois de todo esse procedimento, basta aguardar o prazo m\u00e1ximo de 72 horas para receber a resposta sobre a poss\u00edvel aprova\u00e7\u00e3o.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Gostou das informa\u00e7\u00f5es? Portanto, neste review sobre o empr\u00e9stimo pessoal Sim foi poss\u00edvel esclarecer d\u00favidas sobre o servi\u00e7o de cr\u00e9dito Sim, al\u00e9m de ficar a par de todas as vantagens que a empresa tem para oferecer. Assim, se est\u00e1 precisando de um empr\u00e9stimo pessoal basta fazer sua simula\u00e7\u00e3o na Sim e contratar.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2qEle5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se aplic\u0103 pentru un \u00eemprumut personal Da\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c871cfa6-bc05-489b-b955-43726715f1c2\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-sim\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se aplic\u0103 pentru un \u00eemprumut personal Da\">\n            Cum se aplic\u0103 pentru un \u00eemprumut personal Da        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Na Sim sua solicita\u00e7\u00e3o \u00e9 100% online, sem burocracia. As taxas de cr\u00e9dito s\u00e3o reduzidas a partir de 1,82% a.m. e o prazo de pagamento \u00e9 de at\u00e9 60 meses. Confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-sim\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Conhe\u00e7a a Sim! Ela tem todas essas vantagens e muitos mais. Confira tudo sobre este empr\u00e9stimo neste review que preparamos para voc\u00ea.<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29,36],"tags":[2774,2772,1243,1235,1910,2775,2773],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review empr\u00e9stimo pessoal Sim 2022 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Confira este review sobre o empr\u00e9stimo pessoal Sim que conta com diversas informa\u00e7\u00f5es, como taxas, prazos de pagamentos e tempo de aprova\u00e7\u00e3o.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/ro\/review-emprestimo-pessoal-sim\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Review empr\u00e9stimo pessoal Sim 2022\" \/>\n<meta property=\"og:description\" content=\"Confira este review sobre o empr\u00e9stimo pessoal Sim que conta com diversas informa\u00e7\u00f5es, como taxas, prazos de pagamentos e tempo de aprova\u00e7\u00e3o.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/ro\/review-emprestimo-pessoal-sim\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-27T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-28T00:11:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/7bcd5451-9da1-4f65-83e7-5b9ffa5fea2b\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marina Poncio\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-pessoal-sim\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/7bcd5451-9da1-4f65-83e7-5b9ffa5fea2b\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/7bcd5451-9da1-4f65-83e7-5b9ffa5fea2b\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-pessoal-sim\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/review-emprestimo-pessoal-sim\/\",\"name\":\"Review empr\u00e9stimo pessoal Sim 2022 - 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