{"id":49837,"date":"2022-02-03T12:00:00","date_gmt":"2022-02-03T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=49837"},"modified":"2022-02-03T11:54:40","modified_gmt":"2022-02-03T11:54:40","slug":"banco-central-devolve-dinheiro","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/banco-central-devolve-dinheiro\/","title":{"rendered":"Banca Central\u0103 returneaz\u0103 bani: afla\u021bi cum s\u0103 v\u0103 primi\u021bi cota"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Descoperi\u021bi cum s\u0103 r\u0103scump\u0103ra\u021bi bani de la Banca Central\u0103<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba tudo sobre a devolu\u00e7\u00e3o de dinheiro do Banco Central. Fonte: Pexels.\"  id=\"49840\" src=\"https:\/\/cdn.adtechpanda.com\/f44f8a46-7b9c-4f5a-b5ee-58bfa87924cd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi totul despre returnarea banilor de la Banca Central\u0103. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen trecut, era obi\u0219nuit ca institu\u021biile financiare s\u0103 fac\u0103 taxe necuvenite. Sau p\u00e2n\u0103 c\u00e2nd consumatorii au uitat banii din conturile bancare. Prin urmare, Banca Central\u0103 returneaz\u0103 bani din conturile inactive. Cu alte cuvinte, institu\u021bia a anun\u021bat pe site-ul s\u0103u c\u0103 va returna oamenilor aceste sume. De fapt, majoritatea oamenilor care \u00eel vor primi sunt persoane fizice, nu companii.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, Banca Central\u0103 va elibera un tip de instrument care v\u0103 permite s\u0103 consulta\u021bi sumele de \u00eencasat. Majoritatea brazilienilor nici m\u0103car nu \u0219tiu c\u0103 au dreptul s\u0103 primeasc\u0103 aceste sume. Prin urmare, Banca Central\u0103 a raportat c\u0103 exist\u0103 peste 26 de milioane de brazilieni care pot primi bani. Mai mult, mai sunt aproximativ $8 miliarde de returnat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, citi\u021bi acum totul despre ac\u021biunea B\u0103ncii Centrale de a returna banii. Verific\u0103!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ce bani returneaz\u0103 Banca Central\u0103?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, este important s\u0103 explic\u0103m ce bani returneaz\u0103 Banca Central\u0103. \u00cen acest sens, banii pe care Banca Central\u0103 \u00eei returneaz\u0103 provin din conturi inactive. Cu alte cuvinte, bani care au fost uita\u021bi \u00een conturi bancare sau chiar taxe necuvenite. Prin urmare, bani care nu mai puteau fi consulta\u021bi de clien\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, merit\u0103 s\u0103 ne amintim c\u0103 26 de milioane care vor primi banii sunt persoane fizice. Celelalte 1,9 milioane sunt CNPJ-uri, adic\u0103 persoane juridice.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, din R$8 miliarde care vor fi distribuite, guvernul \u00eel va \u00eemp\u0103r\u021bi \u00een c\u00e2teva sume. Cu alte cuvinte, ini\u021bial 24 de milioane de persoane fizice \u0219i juridice vor primi R$3,9 miliarde. \u00cen acest sens, banii provin din conturi inactive, taxe necuvenite, surplus de cote de la participan\u021bii la uniuni de credit \u0219i, de asemenea, din resurse legate de grupurile consor\u021biale.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, restul sumei distribuite va proveni din comisioane percepute incorect, conturi \u00eenchise cu un sold disponibil \u0219i alte situa\u021bii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum s\u0103 recuperezi bani din conturi inactive?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Practic, pentru recuperarea banilor din conturile inactive, Banca Central\u0103 va oferi un instrument de consultare. \u00cen acest fel, clien\u021bii pot verifica suma pe care o pot primi. \u00cen plus, ve\u021bi putea g\u0103si \u0219i informa\u021bii despre cum s\u0103 retrage\u021bi ace\u0219ti bani.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, pentru a recupera banii, va trebui s\u0103 v\u0103 \u00eenregistra\u021bi cu instrumentul Sistemul sumelor de \u00eencasat. Pentru a face acest lucru, pur \u0219i simplu accesa\u021bi site-ul web, completa\u021bi informa\u021biile de baz\u0103 \u0219i \u00eenregistra\u021bi-v\u0103. Dup\u0103 aceast\u0103 faz\u0103, ve\u021bi afla dac\u0103 ave\u021bi bani disponibili. Dac\u0103 da, trebuie s\u0103 v\u0103 conecta\u021bi la o alt\u0103 platform\u0103: Registrato. \u00cen acest sens, tocmai prin aceast\u0103 platform\u0103 vei putea transfera suma.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z180IDI\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/planejamento-financeiro-ipva-e-iptu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Planificarea financiar\u0103 a IPVA \u0219i IPTU\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/828a16b3-fe5d-412c-bc12-27abe4b0405c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/planejamento-financeiro-ipva-e-iptu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Planificarea financiar\u0103 a IPVA \u0219i IPTU\">\n            Planificarea financiar\u0103 a IPVA \u0219i IPTU        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi cum s\u0103 face\u021bi planificarea financiar\u0103 pentru principalele conturi la \u00eenceputul anului.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/planejamento-financeiro-ipva-e-iptu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/planejamento-financeiro-ipva-e-iptu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/828a16b3-fe5d-412c-bc12-27abe4b0405c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Planificarea financiar\u0103 a IPVA \u0219i IPTU              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/planejamento-financeiro-ipva-e-iptu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Pas cu pas pentru a recupera bani din conturi inactive<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O dinheiro vem de contas inativas e cobran\u00e7as indevidas. Fonte: Pexels.\"  id=\"49841\" src=\"https:\/\/cdn.adtechpanda.com\/f05fb350-f4b4-4b7e-b345-1390bd12fd27\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Banii provin din conturi inactive \u0219i taxe necorespunz\u0103toare. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, vom explica cum va func\u021biona instrumentul B\u0103ncii Centrale, Sistemul de valori de \u00eencasat (SVR). De fapt, atunci c\u00e2nd platforma a fost lansat\u0103, au fost at\u00e2t de multe acces\u0103ri \u00eenc\u00e2t pagina a fost scoas\u0103 offline. Prin urmare, instrumentul va fi disponibil pentru utilizare din nou doar din 14 februarie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, pentru a solicita transferuri, at\u00e2t persoanele juridice, c\u00e2t \u0219i persoanele fizice trebuie s\u0103 a\u0219tepte p\u00e2n\u0103 pe 7 martie. De la acea dat\u0103 se va putea programa \u00eencasarea banilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, vezi ghidul pas cu pas pentru a efectua consulta\u021bia din 14 februarie:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Accesa\u021bi site-ul B\u0103ncii Centrale;<\/li><li>Accesa\u021bi op\u021biunea: Via\u021ba mea financiar\u0103;<\/li><li>Accesa\u021bi \u201eConsulta\u021bi raportul sume de \u00eencasat\u201d;<\/li><li>Introduce\u021bi CPF sau CNPJ.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De acolo, dac\u0103 ave\u021bi vreo sum\u0103 disponibil\u0103, aceasta va ap\u0103rea pe platform\u0103. Prin urmare, va trebui s\u0103 accesa\u021bi portalul pentru a \u00een\u021belege \u00een ce banc\u0103 sunt banii dvs. Astfel, pute\u021bi solicita transferul pe 7 martie.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum \u0219tiu dac\u0103 am bani de primit de la Banca Central\u0103?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 cum am men\u021bionat deja, Banca Central\u0103 returneaz\u0103 bani din conturile inactive. Prin urmare, dac\u0103 dori\u021bi s\u0103 afla\u021bi dac\u0103 ave\u021bi bani de primit, trebuie s\u0103 accesa\u021bi platforma Receivable Values System.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, acest sistem realizeaz\u0103 consult\u0103ri cu Banca Central\u0103. Prin urmare, pute\u021bi afla dac\u0103 ave\u021bi bani disponibili de la institu\u021biile financiare. De fapt, ace\u0219ti bani provin din conturi inactive \u0219i chiar din taxe necuvenite. Astfel, platforma v\u0103 arat\u0103 numele b\u0103ncii, suma \u0219i v\u0103 va ar\u0103ta \u0219i cum s\u0103 face\u021bi returul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, \u00eenregistrarea pe platform\u0103 este foarte simpl\u0103. Dar aminti\u021bi-v\u0103 c\u0103 va fi disponibil doar din 14 februarie. La fel \u0219i termenul limit\u0103 pentru transferuri, care va fi disponibil doar pe 7 martie.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum s\u0103 retragi bani uita\u021bi \u00een b\u0103nci?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como sacar o dinheiro? Fonte: Pexels.\"  id=\"49879\" src=\"https:\/\/cdn.adtechpanda.com\/f56e7e38-90f1-4c01-8f7f-31937421e013\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, cum s\u0103 retragi banii? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, pe 14 februarie, dac\u0103 efectua\u021bi consulta\u021bia \u0219i descoperi\u021bi c\u0103 mai ave\u021bi bani de r\u0103scump\u0103rat, cum \u00eei ve\u021bi primi? Pentru a face acest lucru, trebuie doar s\u0103 v\u0103 conecta\u021bi la Registrato, o alt\u0103 platform\u0103 a B\u0103ncii Centrale. \u00cen acest fel, pute\u021bi primi returul direct prin Pix \u00een termen de 12 zile lucr\u0103toare.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, pot exista excep\u021bii \u00een care banca efectueaz\u0103 rambursarea prin TED sau DOC. Prin urmare, aceasta ar putea fi o alternativ\u0103 dac\u0103 nu ave\u021bi Pix. \u00cen plus, se poate \u00eent\u00e2mpla \u0219i ca banca s\u0103 nu adere la Termenul B\u0103ncii Centrale. Dac\u0103 se \u00eent\u00e2mpl\u0103 acest lucru, va trebui s\u0103 contacta\u021bi direct institu\u021bia financiar\u0103 pentru a aranja o rambursare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, acum c\u0103 \u0219tii totul despre acest subiect, te-ai g\u00e2ndit s\u0103 faci planificare financiar\u0103? \u00cen articolul recomandat de mai jos, vorbim despre sfaturi de planificare pentru 2022. 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Vezi totul despre banii pe care Banca Central\u0103 \u00eei va returna \u00een acest articol!<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29],"tags":[2671,2662,2673,2672],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Banco Central devolve dinheiro: saiba como receber sua parte - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O Banco Central devolve dinheiro esquecido em contas inativas dos bancos, bem como reembolsa cobran\u00e7as indevidas. 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