{"id":49432,"date":"2022-02-01T23:01:00","date_gmt":"2022-02-01T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=49432"},"modified":"2022-08-17T02:40:25","modified_gmt":"2022-08-17T02:40:25","slug":"conheca-programa-fies","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/conheca-programa-fies\/","title":{"rendered":"Programul FIES: cur\u0103\u021ba\u021bi-v\u0103 \u00eendoielile"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-conheca-os-detalhes-do-programa-fies\">Conhe\u00e7a os detalhes do programa FIES<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba como funciona o Financiamento Estudantil do governo. Fonte: FIES.\"  id=\"49438\" src=\"https:\/\/cdn.adtechpanda.com\/963d532a-cedb-4aca-ba35-eeac90c92e20\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba como funciona o Financiamento Estudantil do governo. Fonte: FIES.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Fundo de Financiamento Estudantil, ou programa FIES, foi criado pelo governo brasileiro em 1999. Desde ent\u00e3o, auxilia diversos estudantes a ingressarem na universidade. Isso porque nem sempre entrar em uma universidade p\u00fablica \u00e9 f\u00e1cil. Principalmente com a desigualdade educacional no Brasil. <\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2alGCk\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 v\u0103 \u00eenregistra\u021bi la FIES\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/bcf1858b-30b6-4f57-ada3-d72c4eedb081\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 v\u0103 \u00eenregistra\u021bi la FIES\">\n            Cum s\u0103 v\u0103 \u00eenregistra\u021bi la FIES        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba como se inscrever no programa de financiamento estudantil do governo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/bcf1858b-30b6-4f57-ada3-d72c4eedb081\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 v\u0103 \u00eenregistra\u021bi la FIES              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, muita gente v\u00ea a universidade particular como a \u00fanica op\u00e7\u00e3o. Entretanto, por serem privadas, essas institui\u00e7\u00f5es possuem um valor elevado para estudar. Dessa forma, o FIES auxilia os estudantes a pagarem as mensalidades com mais folga. E ainda tendo a chance de pagar assim que conseguirem um emprego ap\u00f3s formados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, no artigo de hoje vamos te mostrar os detalhes do financiamento estudantil do governo brasileiro, o FIES. Continue a leitura e confira!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-o-que-e-o-programa-fies\">O que \u00e9 o programa FIES?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o FIES \u00e9 o Fundo de Financiamento Estudantil. Nesse sentido, ele foi criado com objetivo de ampliar o acesso da popula\u00e7\u00e3o de baixa renda a universidade. Isso porque o programa FIES oferece mais tempo para pagar a mensalidade das faculdades privadas. Ou seja, funciona como uma esp\u00e9cie de empr\u00e9stimo. Normalmente, os estudantes podem pagar ap\u00f3s a sua forma\u00e7\u00e3o, quando normalmente j\u00e1 est\u00e3o empregados.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, esse empr\u00e9stimo pode ser ofertado tanto pelo governo quanto por institui\u00e7\u00f5es financeiras. Sendo assim, o financiamento FIES &#8211; pelo governo &#8211; tem taxas mais baixas. J\u00e1 o P-FIES, tem taxas um pouco mais altas, por ser das institui\u00e7\u00f5es financeiras. Contudo, fique tranquilo, ainda assim as taxas s\u00e3o menores por conterem recursos p\u00fablicos. Ainda assim, o novo FIES oferece a possibilidade de juros zero, em algumas condi\u00e7\u00f5es de renda. Ou seja, agora a escala de financiamento e de juros varia de acordo com a renda de cada fam\u00edlia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, em 2022 ser\u00e3o oferecidas aproximadamente 110 mil vagas para o FIES. Sendo elas divididas entre 60% para o primeiro semestre e 40% para o segundo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quais-os-beneficios-do-fies\">Quais os benef\u00edcios do FIES?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, os principais benef\u00edcios do programa FIES, \u00e9 ampliar o acesso a gradua\u00e7\u00e3o. Embora uma gradua\u00e7\u00e3o n\u00e3o garanta a entrada no mercado de trabalho, realmente d\u00e1 mais oportunidades. Por isso, a chance de come\u00e7ar a pagar as mensalidades apenas depois da forma\u00e7\u00e3o, \u00e9 muito boa. Contudo, vale lembrar que o valor da mensalidade n\u00e3o pode ultrapassar 10% da renda total do grupo familiar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, como mencionamos, o novo FIES tem uma escala de juros diferente. Ou seja, o programa analisa a condi\u00e7\u00e3o social de cada estudante para estipular os juros. Sendo assim, \u00e9 poss\u00edvel que o aluno consiga taxa zero no financiamento!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-quem-tem-direito-ao-programa\">Cine are dreptul la program?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O FIES \u00e9 destinado para estudantes de baixa renda que buscam o ensino superior. Fonte: Pexels.\"  id=\"49439\" src=\"https:\/\/cdn.adtechpanda.com\/367eb85d-40ba-4266-961c-3eb8edef68f1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >O FIES \u00e9 destinado para estudantes de baixa renda que buscam o ensino superior. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Resumidamente, para ter direito ao programa \u00e9 preciso ter uma renda espec\u00edfica. Ali\u00e1s, essa renda varia de acordo com o financiamento escolhido. Sendo assim, para o FIES \u00e9 preciso ter renda familiar de no m\u00e1ximo tr\u00eas sal\u00e1rios m\u00ednimos. J\u00e1 para quem optar pelo P-FIES, a renda \u00e9 de at\u00e9 cinco sal\u00e1rios m\u00ednimos. Al\u00e9m disso, o FIES \u00e9 o financiamento direto com o governo, enquanto o P-FIES \u00e9 a jun\u00e7\u00e3o do governo com bancos privados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o programa FIES tamb\u00e9m utiliza o ENEM como forma de sele\u00e7\u00e3o. Nesse sentido, existem algumas condi\u00e7\u00f5es para quem prestou o exame:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Ter feito a prova a partir de 2010;<\/li><li>Ter no m\u00ednimo 450 pontos nas \u00e1reas do exame (Ci\u00eancias da Natureza, Ci\u00eancias Humanas, Linguagens e Matem\u00e1tica);<\/li><li>Tirar no m\u00ednimo 400 pontos na Reda\u00e7\u00e3o.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"h-como-saber-se-voce-podera-se-inscrever-no-fies\">Como saber se voc\u00ea poder\u00e1 se inscrever no FIES?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, para se inscrever no FIES \u00e9 necess\u00e1rio j\u00e1 ter prestado o ENEM.&nbsp; Por isso, se certifique que em algum ano a partir de 2010, voc\u00ea prestou a prova. Veja ainda se preenche os pr\u00e9-requisitos, como tirar, no m\u00ednimo, 450 nas \u00e1reas de conhecimento. Al\u00e9m de atingir, no m\u00ednimo, 400 pontos na Reda\u00e7\u00e3o.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com isso, voc\u00ea j\u00e1 pode realizar sua inscri\u00e7\u00e3o no programa. Para isso, basta acessar o portal do FIES, preencher seus dados e concluir sua inscri\u00e7\u00e3o. Depois, \u00e9 s\u00f3 escolher o curso pretendido e como realizar o finaciamento.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, a aberta das inscri\u00e7\u00f5es est\u00e1 prevista para 8 a 11 de mar\u00e7o. J\u00e1 a divulga\u00e7\u00e3o de resultados, deve ser realizada no dia 15 de mar\u00e7o de 2022. Fique atento as datas e n\u00e3o perca sua inscri\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, agora que voc\u00ea j\u00e1 conhece o programa, chegou a hora de entender como se inscrever. Confira nosso artigo abaixo em que te mostramos o passo a passo!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZyLlPc\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 v\u0103 \u00eenregistra\u021bi la FIES\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/bcf1858b-30b6-4f57-ada3-d72c4eedb081\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 v\u0103 \u00eenregistra\u021bi la FIES\">\n            Cum s\u0103 v\u0103 \u00eenregistra\u021bi la FIES        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba como se inscrever no programa de financiamento estudantil do governo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-se-inscrever-fies\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Por isso, no artigo de hoje vamos te mostrar como funciona esse benef\u00edcio. Confira!<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2613,29],"tags":[2616,215,2640,623,2615],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Programa FIES: tire suas d\u00favidas - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O programa FIES foi criado para ajudar estudantes a pagarem sua faculdade quando se formarem. 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