{"id":48165,"date":"2022-01-15T23:00:00","date_gmt":"2022-01-15T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=48165"},"modified":"2022-01-15T20:32:53","modified_gmt":"2022-01-15T20:32:53","slug":"afinz-ou-dotz","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/afinz-ou-dotz\/","title":{"rendered":"Cardul Afinz sau Cardul Dotz: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Afinz x Dotz: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, qual \u00e9 o melhor cart\u00e3o? Fonte: Pexels.\"  id=\"48327\" src=\"https:\/\/cdn.adtechpanda.com\/5a84d90c-f2fc-4fb1-9216-2e1c790b2f1d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, care este cea mai bun\u0103 carte? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen prezent, pe pia\u021b\u0103 exist\u0103 multe tipuri de carduri, iar unul dintre ele este cardul Afinz \u0219i cardul Dotz. Aceast\u0103 varietate tinde s\u0103 deruteze consumatorii care \u00ee\u0219i caut\u0103 op\u021biunile de credit. Cu toate acestea, nu totul trebuie s\u0103 fie at\u00e2t de complicat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, urma\u021bi acum articolul nostru pentru a \u00een\u021belege mai multe despre dou\u0103 carduri specifice: cardul Afinz \u0219i cardul Dotz. Primul se concentreaz\u0103 \u00een special pe clien\u021bii care caut\u0103 credit, \u00een timp ce al doilea urm\u0103re\u0219te s\u0103 serveasc\u0103 consumatorii de serviciu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Citi\u021bi mai departe pentru a afla care card este cel mai bun!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1mItf8\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Afinz\">\n            Cum s\u0103 aplici pentru cardul Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi cum s\u0103 aplica\u021bi pentru cardul Afinz \u0219i bucura\u021bi-v\u0103 de toate beneficiile oferite de marca Visa.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Afinz              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1okNn9\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-dotz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Dotz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a7fb94f4-ee63-4cfc-8095-a91e47c5ccf9\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-dotz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Dotz\">\n            Cum s\u0103 aplici pentru cardul Dotz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Dotz este o op\u021biune excelent\u0103 pentru cump\u0103r\u0103turi \u00een interiorul \u0219i \u00een afara \u021b\u0103rii. Afla\u021bi cum s\u0103 aplica\u021bi ast\u0103zi.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-dotz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-dotz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/a7fb94f4-ee63-4cfc-8095-a91e47c5ccf9\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Dotz              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-dotz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Cardul Afinz<\/strong><\/td><td><strong>Dotz Card<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>nu este necesar<\/td><td>R$1.000,00<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>R$ 227,88<\/td><td>12x din R$18.90<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa<\/td><td>Visa sau Mastercard<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>servicii de creditare<\/td><td>Dots Club (Dotz)<\/td><\/tr><\/tbody><\/table><figcaption>Caracteristicile cardului Afinz \u0219i cardului Dotz<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Cardul Afinz<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Compania Sorocred a ap\u0103rut la Sorocaba \u00een 1991 cu scopul de a facilita accesul la credit at\u00e2t pentru consumatori, c\u00e2t \u0219i pentru comercian\u021bii cu am\u0103nuntul regional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu tot acest timp pe pia\u021b\u0103, a fost posibil s\u0103 ne construim o anumit\u0103 credibilitate pe pia\u021b\u0103. \u00cen acest fel, peste 1 milion de unit\u0103\u021bi accept\u0103 Afinz \u0219i serviciile sale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apropo de servicii, cardul Afinz are c\u00e2teva puncte foarte pozitive, deoarece pe l\u00e2ng\u0103 finan\u021bare \u0219i un card de credit u\u0219or, rapid \u0219i cu o limit\u0103 bun\u0103, clien\u021bii au acces \u0219i la:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>credit personal;\u00a0<\/li><li>Credit personal cu garantii;<\/li><li>\u00cemprumut privat pentru salarii;<\/li><li>\u00eemprumut revolving;<\/li><li>Refinan\u021bare.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Totu\u0219i, nu totul este roz, deoarece pentru a garanta servicii de calitate, Afinz are nevoie de utilizatorii s\u0103i s\u0103 pl\u0103teasc\u0103 taxa anual\u0103 \u0219i unele taxe pentru cardurile respective.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cardul Afinz percepe o tax\u0103 anual\u0103 de R$227.88 pentru a putea oferi limite de credit bune, precum \u0219i servicii de credit mai actualizate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a emite a doua copie a cardului dvs., va trebui s\u0103 pl\u0103ti\u021bi R$15,99 pentru fiecare emisiune nou\u0103, a\u0219a c\u0103 ave\u021bi grij\u0103 de a dvs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pute\u021bi pl\u0103ti liber achizi\u021biile \u00een c\u00e2te rate dori\u021bi, dar ave\u021bi grij\u0103 s\u0103 nu exagera\u021bi deoarece \u00een cazul \u00een care exist\u0103 vreo \u00eent\u00e2rziere la plata facturii, se va percepe urm\u0103toarea dob\u00e2nd\u0103:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Dob\u00e2nd\u0103 revolving card de credit: 19,99% pe lun\u0103;<\/li><li>Taxa de intarziere: 2%;<\/li><li>Dob\u00e2nd\u0103 de \u00eent\u00e2rziere: 19.99% pe lun\u0103;<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u00e2nd vorbim despre steagul acestor carduri avem Visa. Are peste 30 de milioane de parteneri. Pentru a solicita Afinz este necesar s\u0103 merge\u021bi la o agen\u021bie fizic\u0103 din apropiere. Dup\u0103 aceea, controla\u021bi cardul prin aplica\u021bia pentru Android \u0219i iOS.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Dotz Card<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dotz este un program de puncte care func\u021bioneaz\u0103 \u00een Brazilia de mult timp \u0219i odat\u0103 cu marele val de carduri de credit, compania a intrat \u0219i ea pe aceast\u0103 pia\u021b\u0103. Institu\u021biile financiare responsabile cu emiterea \u0219i gestionarea proceselor legate de<strong> <\/strong>Cardurile Dotz sunt Banco do Brasil \u0219i Banco BV.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cardul Dotz este pu\u021bin mai versatil dec\u00e2t Afinz, deoarece aici vorbim despre dou\u0103 tipuri de carduri: BV \u0219i BB. \u00cen plus, exist\u0103 posibilitatea de a alege \u00eentre cele mai mari dou\u0103 steaguri din lume: Visa \u0219i Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ambele m\u0103rci au c\u00e2teva avantaje exclusive \u0219i servicii speciale, cum ar fi serviciul de urgen\u021b\u0103 24 de ore din 24, asigurare, cel mai mic pre\u021b garantat la achizi\u021bii \u0219i \u00eenlocuirea cardului \u00een situa\u021bii de urgen\u021b\u0103.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe l\u00e2ng\u0103 participarea la unul dintre programe: Vai de Visa sau Mastercard Surprise.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Persoanele care doresc s\u0103 fac\u0103 parte din familia Dotz trebuie s\u0103 completeze un formular pe site-ul cardului sau \u00een aplica\u021biile Banco do Brasil sau Banco BV care sunt disponibile pentru Android \u0219i iOS. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 aceea, institu\u021biile v\u0103 vor analiza datele \u0219i vor decide dac\u0103 cardul este disponibil sau nu.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Care sunt avantajele cardului Afinz?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens do cart\u00e3o? Fonte: Adobe Stock.\"  id=\"48349\" src=\"https:\/\/cdn.adtechpanda.com\/0e600082-9129-436b-b5e2-f4d83f40252c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, care sunt avantajele cardului? Sursa: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218tim deja c\u0103 Sorocred este acum Afinz \u0219i majoritatea beneficiilor sunt \u00eenc\u0103 valabile pentru aceast\u0103 nou\u0103 fa\u021b\u0103 a companiei, totu\u0219i avem c\u00e2teva nout\u0103\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Din acest motiv, vom detalia principalele avantaje pe care le ai la achizi\u021bionarea unui card Afinz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, ave\u021bi posibilitatea de a utiliza programul Voc\u00ea Bem, \u00een care ave\u021bi acces la reduceri la achizi\u021bionarea de medicamente \u0219i cursuri online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, facturile au o perioada de pana la 40 de zile pentru a face plata, astfel incat ai la dispozitie ceva mai mult timp pentru a-ti indeplini angajamentele.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu cardul Afinz este posibil s\u0103 solicita\u021bi carduri suplimentare cu reducere de p\u00e2n\u0103 la 50% la emitere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ultimul avantaj demn de mentionat este posibilitatea platii in rate chiar si dupa plata integrala.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Care sunt avantajele cardului Dotz?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Principalul avantaj al cardului Dotz este acumularea de puncte. Asta pentru c\u0103 po\u021bi achizi\u021biona aceste puncte cump\u0103r\u00e2nd at\u00e2t \u00een magazinele fizice, c\u00e2t \u0219i online, deoarece pentru fiecare R$3.00 \u00een achizi\u021bii c\u00e2\u0219tigi 1 DZ.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 cu acumularea de Dotz, pute\u021bi ajunge p\u00e2n\u0103 la punctul de a schimba aceste puncte pentru bilete de avion, promo\u021bii \u0219i alte divertisment.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apropo de anuitate, banca emitent\u0103 percepe un mic comision de 18,90 R$ pe lun\u0103. Chiar \u0219i a\u0219a, acest lucru ar trebui analizat, \u00eentruc\u00e2t \u00een unele \u00eemprejur\u0103ri este chiar posibil\u0103 scutirea de la plata anuit\u0103\u021bii din cauza cheltuielilor lunare.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pute\u021bi ob\u021bine beneficii foarte interesante \u021bin\u00e2nd pl\u0103\u021bile anuale la zi.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj este c\u0103 acumularea punctelor \u00een Dotz este mult mai rapid\u0103 dec\u00e2t \u00een alte programe conven\u021bionale de puncte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu acest card ave\u021bi acces la oferte exclusive pentru bilete de avion \u0219i oferte de p\u00e2n\u0103 la 70% la unit\u0103\u021bile partenere.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Care sunt dezavantajele cardului Afinz?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as desvantagens? Fonte: Pexels.\"  id=\"48350\" src=\"https:\/\/cdn.adtechpanda.com\/6e7448a4-f245-4c95-acda-e3a7ad1e2c77\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, care sunt dezavantajele? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u0103 eviden\u021biem cele mai izbitoare dezavantaje pe care le-am g\u0103sit la acest produs, bine? \u00cen primul r\u00e2nd, cardul Afinz nu are un program de puncte sau cashback, acesta fiind un factor care c\u00e2nt\u0103re\u0219te foarte mult consumatorii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen al doilea r\u00e2nd, avem taxa anual\u0103 care, nefiind mare, este un punct negativ \u00een concuren\u021b\u0103 cu alte carduri. \u0218i \u00een sf\u00e2r\u0219it, este nevoia s\u0103 mergi la o agen\u021bie fizic\u0103 pentru a aplica pentru card, deoarece ar fi mult mai simplu s\u0103 aplici prin aplica\u021bie.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Care sunt dezavantajele cardului Dotz?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u00e2nd ne oprim s\u0103 analiz\u0103m scenariul c\u0103r\u021bii Dotz, nu exist\u0103 multe puncte negative de subliniat. Cu toate acestea, cel mai relevant factor este cerin\u021ba de venit minim pentru cerere \u0219i cuantumul anuit\u0103\u021bii, chiar \u0219i cu posibilitatea de scutire cu cheltuieli minime.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Cardul Afinz sau Cardul Dotz: pe care s\u0103 alegi?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, pe cardul Afinz avem o gam\u0103 de servicii care ajung mai mult la publicul interesat de credit \u0219i de o oarecare accesibilitate pentru micii antreprenori. \u00cen timp ce Dotz \u00ee\u0219i men\u021bine concentrarea pe publicul de consum, aduc\u00e2nd un club de puncte puternic \u0219i atractiv.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ai ajuns p\u00e2n\u0103 aici, dar \u00eenc\u0103 nu e\u0219ti convins c\u0103 cardul Afinz sau cardul Dotz este una dintre cele mai bune op\u021biuni pentru profilul t\u0103u financiar? Nu v\u0103 face\u021bi griji, deoarece separ\u0103m compara\u021bii ale altor carduri disponibile pe pia\u021b\u0103 care v\u0103 pot interesa. Apoi, consulta\u021bi un alt text din con\u021binutul recomandat de mai jos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-i4EqF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/bradesco-prime-platinum-ou-sicredi-platinum\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Bradesco Prime Platinum sau Sicredi Platinum\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1f4264eb-3d51-44a7-8545-69a163e0ec31\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/bradesco-prime-platinum-ou-sicredi-platinum\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Bradesco Prime Platinum sau Sicredi Platinum\">\n            Bradesco Prime Platinum sau Sicredi Platinum        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vezi aici diferen\u021bele \u0219i avantajele dintre cardul Bradesco Prime Platinum \u0219i cardul Sicredi Platinum.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/bradesco-prime-platinum-ou-sicredi-platinum\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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La r\u00e2ndul s\u0103u, cardul Dotz are ca atrac\u021bie clubul de puncte. Consulta\u021bi compara\u021bia noastr\u0103 \u0219i alege\u021bi cea mai bun\u0103 op\u021biune!<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[795,2451,2450,2452,837],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o Dotz: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Em busca do cart\u00e3o ideal? Ent\u00e3o, conhe\u00e7a nosso comparativo entre o cart\u00e3o Afinz e o cart\u00e3o Dotz. 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