{"id":48107,"date":"2022-01-16T23:00:00","date_gmt":"2022-01-16T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=48107"},"modified":"2022-01-15T20:33:05","modified_gmt":"2022-01-15T20:33:05","slug":"submarino-ou-vooz","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/submarino-ou-vooz\/","title":{"rendered":"Card Submarino sau Card Vooz: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Submarino x Vooz: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, qual cart\u00e3o escolher? Fonte: Pexels.\"  id=\"48277\" src=\"https:\/\/cdn.adtechpanda.com\/e8b861b2-f17a-4d54-b802-3440719209cf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, ce card s\u0103 aleg? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Alegerea unui card pare o sarcin\u0103 dificil\u0103, dar nu este. Pentru a face acest lucru, trebuie s\u0103 analiza\u021bi avantajele \u0219i dezavantajele fiec\u0103ruia \u0219i s\u0103 defini\u021bi care dintre ele corespunde nevoilor dvs. G\u00e2ndindu-ne s\u0103 v\u0103 ajut\u0103m cu aceast\u0103 sarcin\u0103, am separat dou\u0103 op\u021biuni aici: card Submarino sau card Vooz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 nu a\u021bi auzit \u00eenc\u0103 de cardul Vooz, trebuie s\u0103 \u0219ti\u021bi cum func\u021bioneaz\u0103, deoarece chiar \u0219i cu mai multe op\u021biuni de card de credit disponibile pe pia\u021b\u0103, acesta poate fi cel mai bun pentru cei care doresc o limit\u0103 bun\u0103 \u0219i carduri pentru \u00eentreaga familie. . O alt\u0103 variant\u0103 interesant\u0103 este cardul Submarino, care ofer\u0103 o super limit\u0103 \u0219i promo\u021bii exclusive la achizi\u021biile din magazin.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, afl\u0103 acum care este cel mai potrivit pentru tine!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1z5r1e\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Submarino\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f0d49cc1-95f5-48f1-ad16-399ed6e3c65e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Submarino\">\n            Cum s\u0103 aplici pentru cardul Submarino        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi cum s\u0103 aplica\u021bi pentru cardul Submarino \u0219i bucura\u021bi-v\u0103 de toate beneficiile acestuia.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/f0d49cc1-95f5-48f1-ad16-399ed6e3c65e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Submarino              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-boWlc\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-vooz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Vooz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/188a8402-c5ae-4064-856d-e6c7f8796c73\/-\/preview\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-vooz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Vooz\">\n            Cum s\u0103 aplici pentru cardul Vooz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Vooz are acoperire interna\u021bional\u0103 \u0219i beneficii mari. Afla\u021bi cum s\u0103 o solicita\u021bi aici.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-vooz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-vooz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/188a8402-c5ae-4064-856d-e6c7f8796c73\/-\/preview\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Vooz              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-vooz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Card de submarin<\/strong><\/td><td><strong>Cardul Voz<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>Salariu minim<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>12x din R$15.70<\/td><td>12x din R$9.90 (exist\u0103 scutire)<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>MasterCard<\/td><td>Mastercard sau Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Na\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Submarino Super Limit, cerere prin aplica\u021bie, reduceri \u0219i promo\u021bii exclusive<\/td><td>Posibilitate scutire de taxa anuala, carduri suplimentare, card gata instantaneu<\/td><\/tr><\/tbody><\/table><figcaption>Caracteristicile cardului Submarino \u0219i cardului Vooz<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Card de submarin<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Submarino este o companie care activeaz\u0103 pe segmentul electronicelor din 1999 \u0219i \u00een to\u021bi ace\u0219ti ani magazinul \u0219i-a construit din ce \u00een ce mai mult\u0103 credibilitate pe pia\u021b\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, dup\u0103 ceva timp pe pia\u021b\u0103, a ap\u0103rut cardul Submarino, care \u00ee\u0219i propune s\u0103 faciliteze tranzac\u021biile \u0219i s\u0103 fac\u0103 via\u021ba economic\u0103 a consumatorilor mai practic\u0103.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Institu\u021bia financiar\u0103 Cetelem este compania responsabil\u0103 de toate controlul emisiunii, managementul proceselor \u0219i serviciile pentru cardul Submarino. Astfel, devine mult mai u\u0219or \u0219i mai rapid s\u0103 rezolvi orice tip de problem\u0103 care ar putea ap\u0103rea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Cardul Voz&nbsp;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cardul Vooz este un produs bancar Sicoob care are unele caracteristici foarte diferite, cum ar fi Cooperatismul de credit, care nu este altceva dec\u00e2t participarea clien\u021bilor la deciziile cooperativei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Printre principalele caracteristici ale cardului Vooz se num\u0103r\u0103 taxa anual\u0103 zero. Prin urmare, efectuarea a cel pu\u021bin o achizi\u021bie pe lun\u0103 cu acest card, \u00een caz contrar rata de pl\u0103tit cost\u0103 R$9.90.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ca \u0219i \u00een cazul altor modele, \u0219i aici vei fi supus analizei de credit pentru a putea fi aprobat \u0219i a primi o limit\u0103 compatibil\u0103 cu via\u021ba ta financiar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u0103turi de aceasta, avem \u0219i nout\u0103\u021bile pur tehnologice ale acestui card, \u00eentruc\u00e2t dispune de tehnologie Contactless (plat\u0103 abordare). \u00cen plus, factura dumneavoastr\u0103 este digital\u0103 100% \u0219i poate fi pl\u0103tit\u0103 prin intermediul aplica\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De fapt, pute\u021bi desc\u0103rca aplica\u021bia Sicoob, care este disponibil\u0103 pentru Android \u0219i iOS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, dac\u0103 nu ave\u021bi prea mult\u0103 afinitate cu internetul, pute\u021bi merge la o cooperativ\u0103 Sicoob \u0219i pute\u021bi ob\u021bine cardul imediat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te marca, cardul Vooz ofer\u0103 dou\u0103 op\u021biuni de brand: Mastercard \u0219i Visa. \u00cen plus, ambele aduc beneficii foarte asem\u0103n\u0103toare, cum ar fi protec\u021bia pre\u021bului, protec\u021bia achizi\u021biilor, garan\u021bia extins\u0103 \u0219i service 24 de ore.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diferen\u021ba cu Vooz este acoperirea interna\u021bional\u0103, a\u0219a c\u0103 nu trebuie s\u0103 v\u0103 face\u021bi griji c\u00e2nd face\u021bi achizi\u021bii \u00een afara \u021b\u0103rii. \u0218i nu \u00een ultimul r\u00e2nd, pute\u021bi comanda c\u00e2te carduri suplimentare dori\u021bi f\u0103r\u0103 s\u0103 pl\u0103ti\u021bi nimic pentru el.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Care sunt avantajele cardului Submarino?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens? Fonte: Pexels.\"  id=\"48292\" src=\"https:\/\/cdn.adtechpanda.com\/4e22d87a-05c5-42f5-b2a2-711e888f8cd4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, care sunt beneficiile? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, avem programul de mile exclusiv al cardului Submarino. \u00cen plus, putem eviden\u021bia \u0219i extinderea limitei pentru achizi\u021biile \u00een magazin. \u00cen cele din urm\u0103, de\u021bin\u0103torilor de carduri li se ofer\u0103 reduceri la magazinele online partenere ale companiei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O alt\u0103 caracteristic\u0103 este c\u0103 marca sa este Mastercard, care aduce cu sine un num\u0103r bun \u0219i o varietate de servicii exclusive pentru clien\u021bii s\u0103i, precum:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>serviciu de urgen\u021b\u0103 24 de ore pe zi;<\/li><li>Program de puncte pentru schimbul de produse;<\/li><li>Asigurare de cump\u0103rare;<\/li><li>Securitate \u0219i flexibilitate \u00een pl\u0103\u021bi;<\/li><li>Garan\u021bia celui mai mic pre\u021b.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aceste beneficii sunt posibile doar deoarece Mastercard este unul dintre cele mai vechi \u0219i mai puternice m\u0103rci din lume. \u00cen acest fel, pot oferi beneficii de mare calibru.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, este foarte simplu s\u0103 solicita\u021bi \u0219i s\u0103 controla\u021bi cardul, deoarece aplica\u021bia acestuia este disponibil\u0103 pentru iOS \u0219i Android, pe l\u00e2ng\u0103 faptul c\u0103 ofer\u0103 principalele instrumente necesare pentru monitorizarea tranzac\u021biilor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Care sunt avantajele cardului Vooz?&nbsp;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, avem faptul c\u0103 taxa anual\u0103 este practic gratuit\u0103, deoarece dac\u0103 clientul face o achizi\u021bie, acest beneficiu este deja garantat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Continu\u00e2nd pe list\u0103, se poate men\u021biona posibilitatea de a avea carduri suplimentare \u0219i cu o singur\u0103 achizi\u021bie lunar\u0103, anul\u00e2nd taxa anual\u0103 pentru toate cardurile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, dup\u0103 cum am men\u021bionat deja, are acoperire interna\u021bional\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Care sunt dezavantajele cardului Submarino?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as desvantagens? Fonte: Pexels.\"  id=\"48295\" src=\"https:\/\/cdn.adtechpanda.com\/ac9713df-13a3-4a39-b0fb-4d508c2f1289\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, care sunt dezavantajele? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a men\u021biona c\u00e2teva puncte care pot fi considerate ca un dezavantaj al cardului Submarino, \u00een primul r\u00e2nd subliniem cerin\u021ba de a dovedi un venit minim egal sau mai mare de 1 salariu minim.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, bine\u00een\u021beles c\u0103 ve\u021bi fi supus unei analize de credit, astfel \u00eenc\u00e2t institu\u021biile s\u0103 \u0219tie dac\u0103 sunte\u021bi cu adev\u0103rat demn de \u00eencredere s\u0103 v\u0103 asuma\u021bi toate angajamentele viitoare posibile.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te taxa anual\u0103, cardul Submarino percepe 12 rate de R$15.70, adic\u0103 R$188.40 anual, ceea ce este un punct prost deoarece al\u021bi concuren\u021bi nu percep aceast\u0103 tax\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen afar\u0103 de taxa anual\u0103, exist\u0103 \u0219i alte taxe importante, care sunt:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Eliberarea celui de-al 2-lea exemplar al cardului: R$22.00;<\/li><li>Rata dob\u00e2nzii la rate: 0,99% pe lun\u0103 + IOF;<\/li><li>Retragere la Banco24Horas: R$13.90;<\/li><li>Rata dob\u00e2nzii la \u00eemprumutul personal: p\u00e2n\u0103 la 15.99%.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, ultima caracteristic\u0103 relevant\u0103 de prezentat este acoperirea cardului Submarino, care este doar na\u021bional.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Care sunt dezavantajele cardului Vooz?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cel mai interesant lucru este imposibilitatea de a solicita cardul prin intermediul aplica\u021biei. Prin urmare, pentru a solicita cardul Vooz este necesar s\u0103 merge\u021bi la o sucursal\u0103 a cooperativei \u0219i s\u0103 solicita\u021bi cardul personal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Imediat, clientul are un card \u00een m\u00e2n\u0103, \u00eens\u0103 acest card nu are informa\u021bii precum num\u0103r sau CVV, date pe care le ve\u021bi putea accesa doar ulterior.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2><strong>Card Submarino sau Card Vooz: pe care s\u0103 o alege\u021bi?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La urma urmei, ai reu\u0219it s\u0103 decizi care este cea mai bun\u0103 carte pentru via\u021ba ta de zi cu zi?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, ambele au puncte forte \u0219i puncte slabe. Pute\u021bi solicita unul prin aplica\u021bie, \u00een timp ce cel\u0103lalt necesit\u0103 prezen\u021ba fizic\u0103 a clientului la o sucursal\u0103. Unul \u00eei cere clientului s\u0103 a\u0219tepte analiza creditului, \u00een timp ce cel\u0103lalt \u00ee\u021bi d\u0103 cardul imediat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, esen\u021bial este s\u0103 \u00een\u021belegi care sunt priorit\u0103\u021bile tale \u00een acest moment. Dac\u0103 scopul t\u0103u este s\u0103 ai o limit\u0103 de credit ini\u021bial\u0103 bun\u0103, cardul Vooz<strong> <\/strong>este varianta corecta. Pe de alt\u0103 parte, dac\u0103 preferi s\u0103 ai oportunit\u0103\u021bi bune de cump\u0103rare \u0219i o limit\u0103 bun\u0103 \u00een anumite magazine specifice, Submarino este perfect pentru tine.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ai ajuns p\u00e2n\u0103 aici dar \u00eenc\u0103 nu e\u0219ti convins c\u0103 cardul Submarino sau cardul Vooz sunt una dintre cele mai bune op\u021biuni pentru profilul t\u0103u financiar? Nu v\u0103 face\u021bi griji, deoarece avem compara\u021bii separate ale altor carduri disponibile pe pia\u021b\u0103 care v\u0103 pot interesa. Suntem siguri c\u0103 te va ajuta s\u0103 decizi cea mai bun\u0103 op\u021biune pentru tine!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, da\u021bi clic pe con\u021binutul recomandat de mai jos \u0219i verifica\u021bi noua compara\u021bie!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1jH1N7\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/lanistar-ou-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Lanistar sau cardul Atacad\u00e3o: care este cel mai bun?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/182246d2-955d-4e11-8720-9d4e06d76241\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/lanistar-ou-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Lanistar sau cardul Atacad\u00e3o: care este cel mai bun?\">\n            Cardul Lanistar sau cardul Atacad\u00e3o: care este cel mai bun?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            At\u00e2t cardul Lanistar, c\u00e2t \u0219i cardul Atacad\u00e3o au dou\u0103 avantaje \u0219i dezavantaje. Vrei s\u0103 \u0219tii care este cel mai bun? Deci, cite\u0219te acest text \u0219i verific\u0103-l!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/lanistar-ou-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/lanistar-ou-atacadao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Card Submarino sau card Vooz, afl\u0103 care este cel mai potrivit pentru profilul t\u0103u financiar. Submarino are acoperire na\u021bional\u0103 \u0219i este ideal pentru cei care fac cump\u0103r\u0103turi din magazin. Vooz, in schimb, este international, are posibilitatea de scutire de taxe anuale si il poti folosi oriunde si oricand vrei. A\u0219adar, cite\u0219te textul nostru comparativ \u0219i alege-l pe al t\u0103u.<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,2441,2442,2444,1916,2458],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Submarino ou Cart\u00e3o Vooz: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Saiba qual o melhor entre o cart\u00e3o Submarino ou cart\u00e3o Vooz e fa\u00e7a sua escolha seguindo seu perfil financeiro. 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