{"id":46601,"date":"2022-01-03T23:01:00","date_gmt":"2022-01-03T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=46601"},"modified":"2022-01-03T18:38:58","modified_gmt":"2022-01-03T18:38:58","slug":"conheca-credito-imobiliario-caixa","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/conheca-credito-imobiliario-caixa\/","title":{"rendered":"Face\u021bi cuno\u0219tin\u021b\u0103 cu creditul imobiliar Caixa"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cr\u00e9dito imobili\u00e1rio Caixa: a linha de cr\u00e9dito ideal para voc\u00ea<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as vantagens do cr\u00e9dito imobili\u00e1rio da Caixa. Fonte: Caixa.\"  id=\"47530\" src=\"https:\/\/cdn.adtechpanda.com\/2f400ce4-f7b5-4755-a944-51cad7120da1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a as vantagens do cr\u00e9dito imobili\u00e1rio da Caixa. Fonte: Caixa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ter uma casa pr\u00f3pria \u00e9 sin\u00f4nimo de liberdade. Isso porque voc\u00ea fica livre de alugu\u00e9is e, ainda, tem um bem no seu nome. Por isso, tantos brasileiros buscam financiamentos imobili\u00e1rios. Pois estes s\u00e3o uma forma de comprar o im\u00f3vel mesmo que ainda n\u00e3o tenha todo o dinheiro. Dessa maneira, o cr\u00e9dito imobili\u00e1rio Caixa \u00e9 uma solu\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, seja im\u00f3vel novo ou usado, a Caixa te oferece condi\u00e7\u00f5es exclusivas e at\u00e9 35 anos para pagar. Al\u00e9m disso, a simula\u00e7\u00e3o pode ser feita de maneira 100% online.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Continue a leitura e veja todas as especifica\u00e7\u00f5es desse cr\u00e9dito. Vamos l\u00e1!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>Dob\u00e2nd\u0103<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>Termen de plat\u0103<\/strong><\/td><td>P\u00e2n\u0103 la 420 de luni<\/td><\/tr><tr><td><strong>perioada de lansare<\/strong><\/td><td>Neinformat<\/td><\/tr><tr><td><strong>Valoarea creditului ipotecar<\/strong><\/td><td>Neinformat<\/td><\/tr><tr><td><strong>Accepta\u021bi negative?<\/strong><\/td><td>Nu<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Pute\u021bi utiliza FGTS<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt caracteristicile finan\u021b\u0103rii?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z28EoJN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut pentru locuin\u021b\u0103\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/7dbfcf96-358b-44f7-9014-c6132a677f2d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-credito-imobiliario-caixa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut pentru locuin\u021b\u0103\">\n            Cum s\u0103 aplici pentru un \u00eemprumut pentru locuin\u021b\u0103        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cu creditul imobiliar Caixa, \u00ee\u021bi finan\u021bezi proprietatea \u00een p\u00e2n\u0103 la 420 de luni \u0219i po\u021bi folosi \u0219i FGTS. Verific\u0103 acum cum s\u0103-l comanzi pe al t\u0103u.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ou seja, se voc\u00ea tem o nome sujo \u00e9 preciso quitar suas d\u00edvidas antes. Al\u00e9m disso, a Caixa possui 2 modalidades de cr\u00e9dito: o Sistema Financeiro de Habita\u00e7\u00e3o e a Carteira Hipotec\u00e1ria. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O SFH funciona a partir do saldo das cadernetas de poupan\u00e7a e o Fundo de Garantia por Tempo de Servi\u00e7o (FGTS). J\u00e1 a Carteira Hipotec\u00e1ria, funciona da mesma forma. Todavia, a diferen\u00e7a \u00e9 que com a CH \u00e9 poss\u00edvel financiar im\u00f3veis de valores mais altos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, a parcela do financiamento da Caixa pode ser de at\u00e9 30% do sal\u00e1rio bruto da sua fam\u00edlia. Em conjunto, se voc\u00ea precisar \u00e9 poss\u00edvel utilizar o FGTS para abater no valor do financiamento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Qual o limite do cr\u00e9dito imobili\u00e1rio Caixa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acima de tudo, o limite do cr\u00e9dito Imobili\u00e1rio da Caixa depende muito de cada pessoa. Assim como, a an\u00e1lise de cr\u00e9dito de cada um. No entanto, \u00e9 poss\u00edvel solicitar um determinado percentual do valor do im\u00f3vel no financiamento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Avantajele cutiei<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Definitivamente o cr\u00e9dito imobili\u00e1rio da Caixa Econ\u00f4mica Federal possui diversas vantagens. Confira algumas delas, a seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>At\u00e9 35 anos para pagar;<\/li><li>\u00c9 poss\u00edvel financiar im\u00f3veis novos e usados;<\/li><li>Utilize seu FGTS;<\/li><li>Pode usar Taxa Fixa;<\/li><li>As parcelas correspondem a 30% do sal\u00e1rio bruto da fam\u00edlia.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Caracter\u00edsticas principais da Caixa<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Financie o seu im\u00f3vel com a Caixa. Fonte: Caixa.\"  id=\"46605\" src=\"https:\/\/cdn.adtechpanda.com\/2a50b998-b4d0-4ec4-b430-37480c7dfc96\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Financie o seu im\u00f3vel com a Caixa. Fonte: Caixa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea quiser contratar o cr\u00e9dito da Caixa, \u00e9 importante checar todas as suas carater\u00edsticas antes. Por isso, trouxemos algumas das mais importantes para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como j\u00e1 mencionamos, o cr\u00e9dito imobili\u00e1rio da Caixa oferece duas modalidades: o Sistema Financeiro de Habita\u00e7\u00e3o e a Carteira Hipotec\u00e1ria.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, \u00e9 importante saber sobre as tarifas. Primeiramente, na assinatura do contrato tem a taxa de avalia\u00e7\u00e3o do im\u00f3vel. Essa avalia\u00e7\u00e3o \u00e9 realizada por um funcion\u00e1rio habilitado da caixa. Ademais, existe ainda a taxa de administra\u00e7\u00e3o do contrato. Por\u00e9m, \u00e9 somente para im\u00f3veis financiados pelo sistema de SFH.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, tamb\u00e9m existem algumas taxas de juros. Al\u00e9m disso, existem dois \u00edndices de corre\u00e7\u00e3o: TR e IPCA. Os dois s\u00e3o respons\u00e1veis por atualizar as presta\u00e7\u00f5es mensalmente. no entanto, tamb\u00e9m \u00e9 poss\u00edvel contratar um financiamento sem \u00edndice de corre\u00e7\u00e3o. Ou seja, com taxa fixa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, vale ressaltar que todo o seu financiamento pode ser acompanhado pelo app Habita\u00e7\u00e3o. Por l\u00e1, voc\u00ea confere e realiza manuten\u00e7\u00e3o dos seus contratos. Al\u00e9m de gerenciar seu cr\u00e9dito imobili\u00e1rio sem ter que comparecer a uma ag\u00eancia da Caixa Econ\u00f4mica Federal.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Pentru care este indicat creditul imobiliar<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, o cr\u00e9dito imobili\u00e1rio da Caixa \u00e9 indicado principalmente para quem tem o nome limpo e j\u00e1 possui um certo valor de entrada.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como fazer um cr\u00e9dito imobili\u00e1rio Caixa?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como fazer o financiamento? Fonte: Pexels.\"  id=\"47539\" src=\"https:\/\/cdn.adtechpanda.com\/992a192e-3bc6-40fa-85aa-baa802073a92\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, cum s\u0103 finan\u021bezi? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em conclus\u00e3o, fazer o seu cr\u00e9dito imobili\u00e1rio da Caixa \u00e9 muito simples. Em outras palavras, o processo pode ser feito online. O primeiro passo \u00e9 fazer a simula\u00e7\u00e3o e descobrir o valor da sua presta\u00e7\u00e3o. Depois disso, o banco te oferece uma proposta de cr\u00e9dito. Por fim, o banco s\u00f3 precisa fazer a avalia\u00e7\u00e3o do im\u00f3vel e passar para as quest\u00f5es contratuais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No artigo recomendado abaixo, detalhamos o passo a passo para voc\u00ea solicitar o cr\u00e9dito da Caixa. Confira!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1ee2eo\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut pentru locuin\u021b\u0103\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/7dbfcf96-358b-44f7-9014-c6132a677f2d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-credito-imobiliario-caixa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut pentru locuin\u021b\u0103\">\n            Cum s\u0103 aplici pentru un \u00eemprumut pentru locuin\u021b\u0103        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cu creditul imobiliar Caixa, \u00ee\u021bi finan\u021bezi proprietatea \u00een p\u00e2n\u0103 la 420 de luni \u0219i po\u021bi folosi \u0219i FGTS. Verific\u0103 acum cum s\u0103-l comanzi pe al t\u0103u.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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O cr\u00e9dito da Caixa tem taxas condizentes com o mercado e voc\u00ea ainda pode financiar seu im\u00f3vel em at\u00e9 35 anos. Saiba mais sobre ele aqui.<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2400],"tags":[202,1281,2415,2385],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cr\u00e9dito imobili\u00e1rio Caixa - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O cr\u00e9dito Imobili\u00e1rio da Caixa tem vantagens especiais para voc\u00ea. Com ele, \u00e9 poss\u00edvel financiar o seu im\u00f3vel em at\u00e9 35 anos. 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