{"id":46397,"date":"2021-12-22T12:00:00","date_gmt":"2021-12-22T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=46397"},"modified":"2021-12-22T11:56:06","modified_gmt":"2021-12-22T11:56:06","slug":"calculo-decimo-terceiro","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/calculo-decimo-terceiro\/","title":{"rendered":"Al treisprezecelea calcul al salariului: cum se face"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Afla\u021bi cum s\u0103 v\u0103 calcula\u021bi al treisprezecelea<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Vamos te mostrar como calcular o d\u00e9cimo terceiro. Fonte: Pexels.\"  id=\"46398\" src=\"https:\/\/cdn.adtechpanda.com\/378629de-5e7e-4552-b898-92b2818372ff\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >V\u0103 vom ar\u0103ta cum s\u0103 calcula\u021bi al treisprezecelea. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al treisprezecelea salariu este un beneficiu oferit lucr\u0103torilor garantat de Codul Muncii, CLT. Putem spune c\u0103 este un salariu \u00een plus la sf\u00e2r\u0219it de an. Pentru a calcula al treisprezecelea, folosim raportul de 1\/12 luni lucrate. Adic\u0103 dac\u0103 lucrezi un an \u00eentreg \u00een aceea\u0219i firm\u0103, vei primi beneficiul integral. Cu alte cuvinte, \u00eentreaga sum\u0103 a salariului t\u0103u.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen articolul de ast\u0103zi, v\u0103 vom ar\u0103ta cum s\u0103 calcula\u021bi al treisprezecelea \u00een detaliu. Continu\u0103 s\u0103 cite\u0219ti \u0219i afl\u0103!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Care este al treisprezecelea salariu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a cum am men\u021bionat, al treisprezecelea salariu este beneficiul garantat lucr\u0103torilor prin Codul Muncii. Asta pentru ca firma acumuleaza acest beneficiu pe toata perioada lucrata. Adica daca lucrezi un an primesti salariul intreg. Cu toate acestea, dac\u0103 ai lucrat doar 6 luni, prime\u0219ti jum\u0103tate din beneficiu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, beneficiul nu este acordat doar lucr\u0103torilor formali. Unele alte categorii primesc \u0219i bonusul. Acesta este exemplul salaria\u021bilor afla\u021bi \u00een concediu de boal\u0103, al salaria\u021bilor afla\u021bi \u00een concediu din cauza accidentelor de munc\u0103 \u0219i al pensionarilor \u0219i pensionarilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al treisprezecelea bonus poate fi pl\u0103tit \u00een dou\u0103 rate, astfel \u00eenc\u00e2t s\u0103 fie mai u\u0219or pentru companii. Totu\u0219i, dac\u0103 se pl\u0103te\u0219te \u00eentr-o singur\u0103 tran\u0219\u0103, are termen de 30 noiembrie. \u00cen cazul \u00een care compania alege s\u0103 fac\u0103 plata \u00een dou\u0103 rate, aceasta func\u021bioneaz\u0103 astfel:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prima rat\u0103 trebuie pl\u0103tit\u0103 \u00een perioada 1 februarie \u2013 30 noiembrie. Aceast\u0103 sum\u0103 poate fi anticipat\u0103 \u0219i atunci c\u00e2nd angajatul pleac\u0103 \u00een concediu. A doua rat\u0103 trebuie pl\u0103tit\u0103 p\u00e2n\u0103 pe 20 decembrie.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1gpgE2\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-calcular-ferias\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se calculeaz\u0103 vacan\u021ba: pas cu pas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/dd7ecb6c-1cb0-4914-a2d4-6d871d7bb0f3\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-calcular-ferias\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se calculeaz\u0103 vacan\u021ba: pas cu pas\">\n            Cum se calculeaz\u0103 vacan\u021ba: pas cu pas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vrei s\u0103 \u0219tii cum s\u0103-\u021bi calculezi vacan\u021ba? V\u0103 vom ar\u0103ta ce sunt vacan\u021bele \u0219i, de asemenea, cum s\u0103 le calcula\u021bi pas cu pas. Verific\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-calcular-ferias\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Exist\u0103 mai multe op\u021biuni de calculator online. Cu toate acestea, v\u0103 vom explica cum func\u021bioneaz\u0103 calculul celui de-al treisprezecelea. Vezi informa\u021biile necesare:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>salariu brut: salariu fara deduceri;<\/li><li>num\u0103rul de persoane aflate \u00een \u00eentre\u021binere: de exemplu, un copil;<\/li><li>ore suplimentare medii: pune o medie a orelor suplimentare pe care le faci \u00een lun\u0103;<\/li><li>num\u0103rul de luni lucrate: acest num\u0103r care prevede c\u00e2t ve\u021bi primi;<\/li><li>rate: aici defini\u021bi dac\u0103 va fi o singur\u0103 tran\u0219\u0103 sau dou\u0103 rate.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu aceste informa\u021bii pute\u021bi calcula deja al treisprezecelea. De asemenea, s\u0103 faci matematica manual nu este at\u00e2t de dificil. Doar \u00eemp\u0103r\u021bi\u021bi salariul brut la 12, ceea ce corespunde num\u0103rului de luni din an. Astfel, afli suma lunar\u0103 a salariului t\u0103u. Apoi, \u00eenmul\u021bi\u021bi acea valoare cu num\u0103rul de luni lucrate \u00een anul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar sta\u021bi pe faz\u0103, sunt c\u00e2\u021biva factori care influen\u021beaz\u0103 al treisprezecelea. Este cazul primei de noapte, orele suplimentare \u0219i comisioanele. Acest lucru se datoreaz\u0103 faptului c\u0103 aceste sume trebuie ad\u0103ugate la salariul brut \u00eenainte de \u00eemp\u0103r\u021birea la cele 12 luni. \u00cen plus, absen\u021bele nejustificate influen\u021beaz\u0103 \u0219i calculul, \u00eentruc\u00e2t se iau \u00een calcul doar lunile \u00een care angajatul a lucrat mai mult de 15 zile la firm\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum se calculeaz\u0103 valoarea ratei unice?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O d\u00e9cimo terceiro pode ser pago em uma ou duas parcelas. Fonte: Pexels.\"  id=\"46399\" src=\"https:\/\/cdn.adtechpanda.com\/7d68be69-cd41-4498-9d46-2c2e0efb09f2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Al treisprezecelea poate fi pl\u0103tit \u00een una sau dou\u0103 rate. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum c\u0103 \u0219ti\u021bi cum s\u0103 calcula\u021bi al treisprezecelea total, este timpul s\u0103 \u00een\u021belege\u021bi mai multe despre plata \u00een rate unice. Dup\u0103 cum am ar\u0103tat mai sus, acest calcul este foarte simplu. Este necesar doar sa ai valoarea salariului tau brut si numarul de luni lucrate. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, este necesar s\u0103 se fac\u0103 reduceri, precum INSS, la suma de primit. Un alt impozit de dedus este Impozitul pe Venitul Retinut la Sursa, aceasta suma influenteaza si cat vei primi din al treisprezecelea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cum este al treisprezecelea calcul \u00een dou\u0103 tran\u0219e?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 cum am men\u021bionat, bonusul de Cr\u0103ciun poate fi pl\u0103tit \u00een dou\u0103 rate. \u00cen acest sens, prima rat\u0103 se poate achita \u00een perioada 1 februarie \u2013 30 noiembrie. Ei bine, al doilea trebuie pl\u0103tit muncitorului p\u00e2n\u0103 pe 20 decembrie. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a calcula valoarea celor dou\u0103 rate, este un calcul foarte asem\u0103n\u0103tor cu cel pe care l-am men\u021bionat deja. Cu alte cuvinte, diferen\u021ba este c\u0103 valoarea salariului brut se \u00eemparte la doi. Cu toate acestea, dac\u0103 trebuie s\u0103 efectua\u021bi calculul propor\u021bional, doar nu num\u0103ra\u021bi 12 luni, ci suma pe care a\u021bi lucrat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a calcula a doua tran\u0219\u0103, procesul este exact acela\u0219i. Totu\u0219i, lua\u021bi \u00een considerare Impozitul pe venit \u0219i, de asemenea, INSS, deoarece aceste sume nu sunt incluse \u00een prima tran\u0219\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Descoperi\u021bi mai multe beneficii pentru angaja\u021bi<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al treisprezecelea beneficiu este un beneficiu obligatoriu prin lege, mai precis prin Consolidarea Legisla\u021biei Muncii. Pe l\u00e2ng\u0103 acestea, exist\u0103 \u0219i mai multe beneficii pe care o companie le poate oferi angajatului s\u0103u. Unele sunt obligatorii, altele nu. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La fel, \u00een cazul op\u021biunilor, acestea sunt de obicei oferite pentru a atrage cei mai buni profesioni\u0219ti de pe pia\u021b\u0103 cu condi\u021bii bune de munc\u0103. Vezi acum c\u00e2teva dintre beneficiile garantate de Consolidarea Legilor Muncii (CLT):<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>bonuri de transport<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale Transporte este esentiala, mai ales pentru angajatii care locuiesc departe de locul de munca. Legea \u00eent\u0103re\u0219te c\u0103 societatea este obligat\u0103 s\u0103 pl\u0103teasc\u0103 bonul pentru lucr\u0103torii care locuiesc la mai mult de un kilometru de la locul de munc\u0103. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La fel, societatea are dreptul de a deduce 6% din salariu pentru achitarea Voucherului de Transport. Cu toate acestea, pentru a atrage profesioni\u0219ti, companiile las\u0103 deoparte aceast\u0103 practic\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>FGTS - Fondul de indemniza\u021bie de \u00eencetare<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>FGTS, sau Fondul de indemniza\u021bie de \u00eencetare, este depus lunar \u00eentr-un cont la care angajatul nu are acces. \u00cen acest fel, este posibil\u0103 retragerea FGTS doar dac\u0103 angajatul este concediat f\u0103r\u0103 just\u0103 cauz\u0103 sau se \u00eemboln\u0103ve\u0219te. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, este posibil si in cazul cumpararii imobiliare. Pentru cei care sunt CLT, beneficiul corespunde cu 8% din salariu. \u00cen ceea ce prive\u0219te tinerii care \u00eenva\u021b\u0103, acesta corespunde cu 2%.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>noapte suplimentar\u0103<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prima de noapte este un beneficiu exclusiv pentru persoanele care lucreaz\u0103 noaptea. Aceste programe depind foarte mult de func\u021bie \u0219i, de asemenea, de zona de lucru a fiec\u0103ruia. In acest sens, valoarea turei de noapte este de minim 20% din ora de lucru.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, dup\u0103 ce a\u021bi aflat mai multe despre al treisprezecelea calcul \u0219i, de asemenea, mai multe beneficii pentru for\u021b\u0103 de munc\u0103, calcula\u021bi-v\u0103 acum \u0219i planifica\u021bi-v\u0103 cheltuielile la sf\u00e2r\u0219itul acestui an. \u00cen plus, \u00een articolul recomandat mai jos, v\u0103 \u00eenv\u0103\u021b\u0103m cum s\u0103 calcula\u021bi prima pe noapte. Verific\u0103!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-pyPra\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/adicional-noturno-online\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se calculeaz\u0103 suprataxa peste noapte online\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5d4a468b-125e-4e5d-8e5e-d5d0a16baf39\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/adicional-noturno-online\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se calculeaz\u0103 suprataxa peste noapte online\">\n            Cum se calculeaz\u0103 suprataxa peste noapte online        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Lucrezi noaptea? \u00cen acest articol v\u0103 vom ar\u0103ta cum s\u0103 calcula\u021bi online prima noapte. Cite\u0219te acum \u0219i afl\u0103 mai multe!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/adicional-noturno-online\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Este foarte simplu \u0219i se poate face manual. Cu toate acestea, \u00een prezent exist\u0103 mai multe instrumente care ajut\u0103 la aceast\u0103 sarcin\u0103. Continua\u021bi s\u0103 citi\u021bi \u0219i afla\u021bi cum s\u0103 calcula\u021bi acest beneficiu de munc\u0103.<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29],"tags":[2377,2376,2373,2378],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>C\u00e1lculo d\u00e9cimo terceiro sal\u00e1rio: como fazer - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Precisa fazer o c\u00e1lculo do d\u00e9cimo terceiro? Neste artigo te ensinamos como calcular tanto a parcela \u00fanica quanto o pagamento em duas parcelas. 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