{"id":41150,"date":"2021-10-27T23:00:00","date_gmt":"2021-10-27T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41150"},"modified":"2021-10-27T21:54:03","modified_gmt":"2021-10-27T21:54:03","slug":"cartao-afinz-ou-cartao-santander-sx","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-afinz-ou-cartao-santander-sx\/","title":{"rendered":"Cardul Afinz sau Cardul Santander SX: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-afinz-x-santander-sx-descubra-qual-escolher\">Afinz x Santander SX: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou Santander SX? Fonte: Pexels.\"  id=\"41151\" src=\"https:\/\/ucarecdn.com\/3199965b-62da-4bb6-84bc-a25e286c84e5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care este cea mai bun\u0103 carte \u00eentre Afinz sau Santander SX? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardul Afinz sau cardul Santander SX sunt dou\u0103 op\u021biuni de card de credit care ofer\u0103 programe de reduceri derivate din steagul interna\u021bional Visa, precum \u0219i o aplica\u021bie de control al cheltuielilor care ofer\u0103 mai mult\u0103 securitate \u0219i autonomie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, r\u0103m\u00e2ne\u021bi pe faz\u0103 \u00een acest articol, deoarece v\u0103 vom ar\u0103ta avantajele \u0219i dezavantajele acestor carduri, astfel \u00eenc\u00e2t s\u0103 le pute\u021bi compara \u0219i s\u0103 lua\u021bi cea mai bun\u0103 decizie. Verific\u0103!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZTil75\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1da6729d-1221-4989-a451-e700679c09d4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Afinz\">\n            Cum s\u0103 aplici pentru cardul Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vrei s\u0103 \u00eenve\u021bi cum s\u0103 aplici pentru cardul Afinz care are Programul Voc\u00ea Bem \u0219i o aplica\u021bie cu reduceri? A\u0219a c\u0103 verific\u0103-l!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Afla\u021bi cum s\u0103 o solicita\u021bi urm\u00e2nd postarea pas cu pas.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/f08640f0-2066-49da-bb1e-575292148b90\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Santander SX              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-santander-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Cardul Afinz<\/strong><\/td><td><strong>Santander S Card<\/strong>X<\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><td>R$ 500,00 pentru titularii de cont<br>R$ 1.045,00 pentru non-titulari de cont<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>R$ 227,88<\/td><td>R$ 399,00<br>Exceptat dac\u0103 v\u0103 al\u0103tura\u021bi sistemului PIX<br>Gratuit cu o cheltuial\u0103 minim\u0103 de R$ 100,00<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa<\/td><td>Mastercard sau Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>P\u00e2n\u0103 la 40 de zile de plat\u0103;<br>Carduri suplimentare cu reducere 50% la anuitate;<br>Rate exclusive;<br>Programul You Well.<\/td><td>Reduceri la magazinele partenere Esfera;<br>Posibilitate de scutire de anuitate;<br>Dou\u0103 op\u021biuni de steag;<br>Beneficii banner.<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt caracteristicile acestor c\u0103r\u021bi?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-afinz\">Cardul Afinz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as caracter\u00edsticas do cart\u00e3o Afinz? Fonte: Afinz.\"  id=\"41154\" src=\"https:\/\/ucarecdn.com\/7f69f93d-5a17-4a7c-a999-d8bc82b9a926\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, p\u00e2n\u0103 la urm\u0103, care sunt caracteristicile cardului Afinz? Sursa: Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apoi, platforma de servicii financiare Afinz a lansat un nou card de credit \u00een parteneriat cu steagul Visa pentru a \u00eenlocui vechiul card Sorocred. Odat\u0103 cu aceast\u0103 schimbare, produsul financiar a c\u00e2\u0219tigat alte diferen\u021be, precum Programul Voc\u00ea Bem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cu acest program nu trebuie s\u0103 v\u0103 face\u021bi griji cu privire la plata unui plan medical costisitor, deoarece garanteaz\u0103 reduceri la examene \u0219i consulta\u021bii medicale, precum \u0219i la procedurile dentare. Dar, dac\u0103 cazul t\u0103u este de medicamente, fii sigur, deoarece ofer\u0103 \u0219i reduceri la aceste produse.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, dac\u0103 ave\u021bi nevoie de un impuls \u00een studii, Afinz ofer\u0103 \u0219i Programul Voc\u00ea Bem Educa\u00e7\u00e3o, care v\u0103 ofer\u0103 reduceri la cursuri gratuite \u0219i p\u00e2n\u0103 la 80% de la Instituto iNove, care este o platform\u0103 online pentru cursuri de educa\u021bie online. (EAD).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cardul Afinz are un steag interna\u021bional Visa Gold, a\u0219a c\u0103 \u00eel pute\u021bi folosi \u00een Brazilia \u0219i \u00een str\u0103in\u0103tate. \u00cen plus, pute\u021bi accesa beneficii precum protec\u021bia pentru achizi\u021bii \u0219i pre\u021buri, precum \u0219i asigurare de c\u0103l\u0103torie \u0219i vehicul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, cardul Afinz, dup\u0103 cum putem vedea, este un produs diferit de orice a\u021bi v\u0103zut vreodat\u0103 \u0219i aduce alte c\u00e2teva avantaje. A\u0219adar, continua\u021bi s\u0103 citi\u021bi pentru a afla mai multe despre caracteristicile acestui card de credit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-santander-sx\">Cardul Santander SX<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Santander SX? Fonte: Santander SX.\"  id=\"41198\" src=\"https:\/\/ucarecdn.com\/b544959a-0adc-4495-9cee-f14b82e24a78\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, cum func\u021bioneaz\u0103 cardul Santander SX? Sursa: Santander SX.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardul Santander SX este un produs financiar creat de Banco Santander \u00een parteneriat cu marca Visa pentru a \u00eenlocui fostul Santander Free care nu mai deserve\u0219te clien\u021bii Santander \u00een cel mai bun mod posibil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Santander SX poate fi emis at\u00e2t cu Visa, c\u00e2t \u0219i cu Mastercard. A\u0219adar, tu \u00eel alegi pe cel care se potrive\u0219te cel mai bine nevoilor tale, de exemplu, Visa aduce programul Vai de Visa care \u00ee\u021bi ofer\u0103 reduceri la hoteluri \u0219i restaurante. Pe de alt\u0103 parte, Mastercard aduce programul Mastercard Surprise, \u00een care po\u021bi acumula puncte \u0219i le po\u021bi schimba cu produse sau servicii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, aplicarea pentru acest card este foarte simpl\u0103, \u00eentruc\u00e2t tot ce trebuie s\u0103 faci este s\u0103 mergi la o sucursal\u0103 Santander sau s\u0103 aplici prin site-ul institu\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul necesit\u0103 un venit minim de 500,00 R$ pentru titularii de cont \u0219i 1.045,00 R$ pentru cei nede\u021bin\u0103tori de cont, adic\u0103 \u00een analiza de credit se vor verifica aceste date, a\u0219a c\u0103 v\u0103 recomand\u0103m ca \u00eenainte de a alege cardul s\u0103 v\u0103 deschide\u021bi contul la adresa Santander.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i totu\u0219i, percepe \u0219i o anuitate \u00een valoare de R$ 399,00 sau 12x R$33,25, totu\u0219i, pute\u021bi reseta aceast\u0103 sum\u0103 dac\u0103 v\u0103 \u00eenscrie\u021bi \u00een sistemul Pix la Santander sau cheltui\u021bi cel pu\u021bin R$100,00 pe factura lunar\u0103, considerat\u0103 foarte propunere atractiv\u0103. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, pute\u021bi solicita \u0219i p\u00e2n\u0103 la 5 carduri suplimentare \u0219i ave\u021bi acces la condi\u021bii exclusive pentru clien\u021bi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-afinz\">Care sunt avantajele cardului Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul Afinz are condi\u021bii foarte atractive pentru clien\u021bi. Ini\u021bial, este un card cu acoperire na\u021bional\u0103 \u0219i interna\u021bional\u0103, adic\u0103 nu trebuie s\u0103 \u00ee\u021bi limitezi cump\u0103r\u0103turile doar la magazinele braziliene, ci le po\u021bi face \u0219i \u00een magazinele interna\u021bionale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, are o perioad\u0103 de p\u00e2n\u0103 la 40 de zile pentru a pl\u0103ti achizi\u021biile tale, precum \u0219i rate exclusive. \u0218i dac\u0103 ave\u021bi nevoie de un card suplimentar, Afinz \u00eel elibereaz\u0103 pentru dvs. cu o reducere de 50% la anuitate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, garanta\u021bi \u0219i accesul la Programul Voc\u00ea Bem, care v\u0103 ofer\u0103 reduceri la examene, program\u0103ri medicale \u0219i stomatologice. \u0218i dac\u0103 totul este \u00een regul\u0103 cu s\u0103n\u0103tatea ta, po\u021bi ob\u021bine reduceri la cursurile online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Printre alte avantaje, Afinz \u00ee\u021bi ofer\u0103 tot suportul de care ai nevoie \u00eentr-un card de credit, adic\u0103 po\u021bi controla tot ce se \u00eent\u00e2mpl\u0103 cu cardul t\u0103u prin aplica\u021bia Afinz \u0219i, cine \u0219tie, po\u021bi chiar s\u0103 \u00eencepi s\u0103 faci investi\u021bii la institu\u021bie.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-santander-sx\">Care sunt avantajele cardului Santander SX?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardul Santander SX este un produs financiar interna\u021bional. In plus, oriunde te-ai afla poti profita de conditiile speciale ale steagului Visa sau Mastercard Gold, inclusiv programul Vai de Visa care iti ofera reduceri in hoteluri si restaurante sau programul Mastercard Surpreenda in care schimbi puncte pentru produse uimitoare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103, pute\u021bi alege ce steag dori\u021bi pentru cardul dvs., amintindu-v\u0103 c\u0103 ambele sunt acceptate \u00een peste 200 de \u021b\u0103ri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, po\u021bi solicita p\u00e2n\u0103 la 5 carduri suplimentare pe l\u00e2ng\u0103 ale tale, adic\u0103 po\u021bi distribui carduri Santander SX tuturor membrilor familiei. \u0218i totu\u0219i, toat\u0103 lumea va avea acces la reduceri de p\u00e2n\u0103 la 50% cu partenerii Esfera.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul Santander SX percepe o tax\u0103 de anuitate, cu toate acestea, pute\u021bi zero aceast\u0103 tax\u0103. Pentru a face acest lucru, trebuie doar s\u0103 cheltui\u021bi facturi lunare peste R$100.00 sau s\u0103 \u00eenregistra\u021bi cheia Pix \u00een contul Santander, astfel \u00eenc\u00e2t s\u0103 nu v\u0103 face\u021bi griji cu privire la anuitate.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-afinz\">Care sunt dezavantajele cardului Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Printre dezavantajele cardului Afinz se num\u0103r\u0103 analiza creditului, precum \u0219i taxa de anuitate. Asta \u00eenseamn\u0103 c\u0103 dac\u0103 e\u0219ti \u00een c\u0103utarea unui card gratuit sau care nu percepe o tax\u0103 anual\u0103 \u0219i este mai accesibil, Afinz nu este cea mai bun\u0103 alternativ\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-santander-sx\">Care sunt dezavantajele cardului Santander SX?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este de net\u0103g\u0103duit c\u0103 a avea un card de credit f\u0103r\u0103 tax\u0103 anual\u0103 este o condi\u021bie foarte atractiv\u0103, dar, din p\u0103cate, cardul Santander SX percepe o tax\u0103 anual\u0103. Cu toate acestea, exist\u0103 posibilitatea scutirii de la acest tarif \u0219i condi\u021biile pentru aceasta sunt u\u0219or de realizat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, chiar \u00eenainte de aprobarea cardului pentru client, Santander efectueaz\u0103 o analiz\u0103 de credit la agen\u021biile de protec\u021bie, precum SPC \u0219i Serasa, pentru a verifica eventualele restric\u021bii asupra CPF-ului clientului \u0219i, astfel, a decide dac\u0103 aprob\u0103 sau nu card.card de credit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-afinz-ou-cart%C3%A3o-santander-sx-qual-escolher\">Cardul Afinz sau Cardul Santander SX: pe care s\u0103 alege\u021bi?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul Afinz sau cardul Santander SX sunt dou\u0103 op\u021biuni cu mai multe avantaje, precum acoperire interna\u021bional\u0103, reduceri la parteneri \u0219i beneficii asociate m\u0103rcilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aceasta \u00eenseamn\u0103 c\u0103, pentru a alege cea mai bun\u0103 alternativ\u0103 de card, trebuie s\u0103 face\u021bi o compara\u021bie am\u0103nun\u021bit\u0103 a caracteristicilor dintre ambele. Totu\u0219i, re\u021bine\u021bi c\u0103 aceste carduri nu sunt potrivite pentru persoanele f\u0103r\u0103 restric\u021bii de nume, deoarece sunt de la institu\u021bii care efectueaz\u0103 analize de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, vezi care dintre aceste carduri corespunde cel mai bine a\u0219tept\u0103rilor tale. Pe de alt\u0103 parte, dac\u0103 mai ave\u021bi \u00eendoieli care este cel mai bun card de credit pentru dvs., nu dispera\u021bi, pentru c\u0103 mai jos avem o alt\u0103 compara\u021bie \u00eentre carduri. A\u0219a c\u0103 da\u021bi clic pe con\u021binutul recomandat de mai jos \u0219i verifica\u021bi-l!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1QAGNl\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card Santander SX sau card Pan: pe care s\u0103 o alege\u021bi?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d8d5014d-98d8-488d-9863-1ffb9202febc\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card Santander SX sau card Pan: pe care s\u0103 o alege\u021bi?\">\n            Card Santander SX sau card Pan: pe care s\u0103 o alege\u021bi?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Santander SX sau Pan Card sunt op\u021biuni de card de credit pentru cei care caut\u0103 practicitate, securitate \u0219i autonomie \u00een utilizarea cardului de credit! Verific\u0103!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-sx-ou-cartao-pan-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Exist\u0103 mai multe asem\u0103n\u0103ri \u00eentre cardul Afinz \u0219i cardul Santander SX, precum acoperire interna\u021bional\u0103, reduceri cu parteneri \u0219i condi\u021bii speciale pentru clien\u021bi. Dar, \u0219ti\u021bi care sunt diferen\u021bele? A\u0219a c\u0103 cite\u0219te aceast\u0103 postare \u0219i verific\u0103-l!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,2170,464,2172,2171],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o Santander SX: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Entre o cart\u00e3o Afinz ou cart\u00e3o Santander SX h\u00e1 v\u00e1rias semelhan\u00e7as, como a cobertura internacional e os descontos em parceiros. 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