{"id":41126,"date":"2021-11-16T12:00:00","date_gmt":"2021-11-16T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41126"},"modified":"2021-11-16T11:32:29","modified_gmt":"2021-11-16T11:32:29","slug":"afinz-ou-marisa","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/afinz-ou-marisa\/","title":{"rendered":"Cardul Afinz sau Cardul Marisa: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-afinz-x-marisa-descubra-qual-escolher\">Afinz x Marisa: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou Marisa? Fonte: Pexels.\"  id=\"41127\" src=\"https:\/\/cdn.adtechpanda.com\/a52cc5f3-6a20-4f7f-ae14-829a873323ae\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, p\u00e2n\u0103 la urm\u0103, care este cea mai bun\u0103 carte \u00eentre Afinz sau Marisa? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este de net\u0103g\u0103duit c\u0103 exist\u0103 carduri de credit cu propuneri foarte atractive pentru diferite profiluri \u00een pia\u021b\u0103. Totu\u0219i, dac\u0103 cau\u021bi un card cu termene de plat\u0103 diferite, un steag interna\u021bional \u0219i o aplica\u021bie de control al cheltuielilor, atunci cardul Afinz sau cardul Marisa poate fi pentru tine.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, ob\u021bine\u021bi \u0219i alte avantaje \u00een companiile partenere Afinz \u0219i Banco Ita\u00fa (care este emitentul cardului Marisa). Deci, pentru a afla mai multe despre caracteristicile acestor carduri \u0219i pentru a alege cea mai bun\u0103 alternativ\u0103, citi\u021bi mai departe.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1eudkK\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Afinz\">\n            Cum s\u0103 aplici pentru cardul Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vrei s\u0103 \u00eenve\u021bi cum s\u0103 aplici pentru cardul Afinz \u0219i s\u0103 te bucuri de avantajele programului Voc\u00ea Bem? A\u0219a c\u0103 face\u021bi clic aici pentru a verifica pas cu pas.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Afinz              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2aDtJ5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul de credit Marisa?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e18b76ea-88ee-4128-974f-0d9659c6fc1d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-marisa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul de credit Marisa?\">\n            Cum s\u0103 aplici pentru cardul de credit Marisa?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cen acest articol ve\u021bi \u00een\u021belege exact pas cu pas pentru a comanda tradi\u021bionalul card Marisa \u0219i Marisa Itaucard, toate 100% online.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/e18b76ea-88ee-4128-974f-0d9659c6fc1d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul de credit Marisa?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-marisa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Cardul Afinz<\/strong><\/td><td><strong>card Marisa<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><td>R$ 800,00<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>R$ 227,88<\/td><td>R$ 130,80<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa<\/td><td>MasterCard <\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>P\u00e2n\u0103 la 40 de zile de plat\u0103;<br>Carduri suplimentare cu reducere 50% la anuitate;<br>Rate diferentiate;<br>Programul You Well.<\/td><td>Prima plat\u0103 \u00een 100 de zile;<br>Posibilitate de scutire de anuitate;<br>Rate in pana la 12 rate fara dobanda la Marisa;<br>10% reducere la prima achizi\u021bie.<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt caracteristicile acestor c\u0103r\u021bi?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-afinz\">Cardul Afinz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Afinz? Fonte: Afinz.\"  id=\"41131\" src=\"https:\/\/cdn.adtechpanda.com\/e904efc8-e56e-435b-a9d9-1b4d77b5658c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, cum func\u021bioneaz\u0103 cardul Afinz? Sursa: Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Afinz este o institu\u021bie financiar\u0103 care ofer\u0103 servicii precum \u00eemprumuturi personale, finan\u021bare \u0219i, de asemenea, card de credit, care este produsul prezentat \u00een aceast\u0103 compara\u021bie. Astfel, \u00een noiembrie 2020, Afinz a lansat cardul \u00een parteneriat cu steagul Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103 vechile carduri puse la dispozi\u021bie de Afinz veneau cu steagul regional Sorocred, care avea mai multe puncte negative, de exemplu, neput\u00e2nd face cump\u0103r\u0103turi \u00een alte loca\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, cu noul card de credit po\u021bi participa \u0219i la Programul Voc\u00ea Bem, care ofer\u0103 reduceri \u0219i avantaje \u00een diferite segmente precum farmacie, s\u0103n\u0103tate \u0219i educa\u021bie, f\u0103r\u0103 a fi nevoie s\u0103 pl\u0103te\u0219ti nimic \u00een plus pentru el, at\u00e2ta timp c\u00e2t e\u0219ti un client Afinz .<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De exemplu, Programul Voc\u00ea Bem Farm\u00e1cia, creat \u00een parteneriat cu grupul DPSP, un lan\u021b de farmacii lider de v\u00e2nzare cu am\u0103nuntul din Brazilia, ofer\u0103 reduceri la achizi\u021bionarea de medicamente. La fel \u0219i Programul Voc\u00ea Bem Sa\u00fade, creat \u00een parteneriat cu Tem, o companie privat\u0103 de servicii de s\u0103n\u0103tate, care ofer\u0103 acces la consulta\u021bii, examene \u0219i servicii stomatologice la pre\u021buri diferite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru retaileri, Afinz ofera si tratament diferentiat, oferind solutii personalizate pentru fiecare business in functie de activitatea desfasurata de companie. Astfel, Afinz aduce o experien\u021b\u0103 independent\u0103 de profilul clientului.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-marisa\">card Marisa<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Marisa? Fonte: Marisa.\"  id=\"43389\" src=\"https:\/\/cdn.adtechpanda.com\/27cb51c3-12c4-4521-954f-74a6325b08e9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, p\u00e2n\u0103 la urm\u0103, cum func\u021bioneaz\u0103 cardul Marisa? Sursa: Marisa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este de net\u0103g\u0103duit faptul c\u0103 magazinele Marisa sunt printre cele mai tradi\u021bionale lan\u021buri din Brazilia cu produse de calitate din diferite segmente, oferind astfel clien\u021bilor dou\u0103 carduri de credit, unul f\u0103r\u0103 asociere bancar\u0103 \u0219i cel\u0103lalt asociat cu Banco Ita\u00fa. \u00cen prezent, Mbank, banca digital\u0103 a Marisei, gestioneaz\u0103 cardurile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, clien\u021bii care folosesc cardul Marisa vor putea acum s\u0103-\u0219i urm\u0103reasc\u0103 facturile, s\u0103 afle cea mai bun\u0103 zi \u00een care s\u0103 cumpere \u0219i s\u0103 aib\u0103 acces la promo\u021bii \u0219i reduceri prin Mbank, precum \u0219i s\u0103 \u00ee\u0219i poat\u0103 pl\u0103ti cump\u0103r\u0103turile \u00een rate \u0219i s\u0103 beneficieze de avantajele Marisei. ofer\u0103 direct prin intermediul aplica\u021biei.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-afinz\">Care sunt avantajele cardului Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cu tehnologia de proximitate, nu este nevoie s\u0103 introduci cardul \u00een aparat pentru a-\u021bi face achizi\u021biile, ci doar s\u0103 te apropii de el \u0219i \u00een siguran\u021b\u0103 \u0219i u\u0219or, po\u021bi cump\u0103ra f\u0103r\u0103 probleme.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La fel, acum cu steagul Visa, utilizatorii de carduri Afinz pot face cump\u0103r\u0103turi la milioane de unit\u0103\u021bi din peste 200 de \u021b\u0103ri \u0219i pot participa, de asemenea, la promo\u021bii \u0219i beneficii exclusive drapelului Visa, precum programul de recompense Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, po\u021bi \u0219ti tot ce se \u00eent\u00e2mpl\u0103 cu cardul t\u0103u prin intermediul aplica\u021biei. Acest lucru se datoreaz\u0103 faptului c\u0103 prin intermediul acestuia este posibil s\u0103 consulta\u021bi factura \u0219i limita cardului, identifica\u021bi cea mai bun\u0103 zi de achizi\u021bie, efectua\u021bi pl\u0103\u021bi facturilor, cum ar fi electricitate, internet \u0219i ap\u0103 \u0219i alte c\u00e2teva func\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, a\u0219a cum am men\u021bionat mai devreme, particip\u0103 \u0219i la programul Voc\u00ea Bem, care v\u0103 d\u0103 dreptul, de exemplu, la Voc\u00ea Bem Educa\u00e7\u00e3o, care ofer\u0103 acces la cursuri gratuite \u0219i reduceri de p\u00e2n\u0103 la 80% la Instituto iNove, care este o platform\u0103 online de cursuri de \u00eenv\u0103\u021b\u0103m\u00e2nt la distan\u021b\u0103 (EAD).<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-marisa\">Care sunt avantajele cardului Marisa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Printre avantajele cardului Marisa se num\u0103r\u0103 reducerile \u0219i promo\u021biile exclusive care au loc \u00een fiecare zi \u00een lan\u021burile de magazine Marisa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, po\u021bi pl\u0103ti prima achizi\u021bie cu o reducere 10% \u0219i mai ai p\u00e2n\u0103 la 100 de zile pentru a deconta factura. \u00cen plus, v\u0103 pute\u021bi pl\u0103ti achizi\u021biile \u00een p\u00e2n\u0103 la 12 rate f\u0103r\u0103 dob\u00e2nd\u0103 \u0219i pute\u021bi primi transport gratuit dac\u0103 cheltui\u021bi mai mult de 200,00 R$ \u00een aplica\u021bie. Dar este de remarcat faptul c\u0103 toate aceste beneficii sunt legate de achizi\u021biile din magazinele Marisa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De altfel, nu putem uita c\u0103 este posibil s\u0103 renun\u021bi la anuitate dac\u0103 cheltuie\u0219ti cel pu\u021bin R$ 1.500,00 pe lun\u0103 pe factur\u0103, precum \u0219i te po\u021bi bucura de toate beneficiile m\u0103rcii, precum programul de puncte Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Printre alte avantaje, pute\u021bi controla totul \u0219i prin aplica\u021bia Mbank \u0219i nici m\u0103car nu ave\u021bi nevoie de un card fizic pentru a face cump\u0103r\u0103turi online, deoarece pute\u021bi face totul prin aplica\u021bie.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-afinz\">Care sunt dezavantajele cardului Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui card anual f\u0103r\u0103 comision \u0219i f\u0103r\u0103 analiz\u0103 de credit, cardul Afinz nu este pentru dvs. Acest lucru se datoreaz\u0103 faptului c\u0103 Afinz analizeaz\u0103 dac\u0103 exist\u0103 restric\u021bii privind CPF-ul clientului, precum \u0219i percepe o anuitate pentru a men\u021bine active serviciile de card. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt dezavantaj este ca trebuie sa cauti o unitate acreditata pentru a comanda cardul, adica nu exista posibilitatea de a-l solicita online. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-marisa\">Care sunt dezavantajele cardului Marisa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Din p\u0103cate, cardul Marisa are \u0219i puncte negative, precum analiza creditului \u0219i obliga\u021bia de a face dovada veniturilor, care, la r\u00e2ndul lor, pot \u00eengreuna accesul cardului. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, exist\u0103 o tax\u0103 de anuitate, dar, \u00een ciuda faptului c\u0103 este o sum\u0103 mic\u0103, este posibil s\u0103 o scuti\u021bi dac\u0103 cheltui\u021bi cel pu\u021bin 1.500,00 R$ pe lun\u0103 pe factur\u0103. Prin urmare, este important s\u0103 analizezi foarte atent toate avantajele \u0219i dezavantajele fiec\u0103rei c\u0103r\u021bi \u00eenainte de a-l alege pe cel ideal pentru tine.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-afinz-ou-cart%C3%A3o-marisa-qual-escolher\">Cardul Afinz sau Cardul Marisa: pe care s\u0103-l alegi?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum c\u0103 a\u021bi v\u0103zut cele dou\u0103 alternative, care ar fi cea mai bun\u0103 pentru dvs.: cardul Afinz sau cardul Marisa?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, ambele sunt carduri cu propuneri atractive pentru achizi\u021bii \u00een modalitatea de credit, de exemplu, pot fi folosite \u00een unit\u0103\u021bi na\u021bionale \u0219i interna\u021bionale. \u00cen acest fel, trebuie doar s\u0103 verifici caracteristicile fiec\u0103ruia pentru a face cea mai bun\u0103 alegere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar, dac\u0103 mai aveai dubii, mai jos avem o alt\u0103 compara\u021bie \u00eentre cardurile de credit. A\u0219adar, da\u021bi clic pe con\u021binutul recomandat \u0219i citi\u021bi mai departe!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Nu9OB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-marisa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Atacad\u00e3o sau cardul Marisa: care este mai bun?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/98e53485-3121-4b9d-8220-d4f688ef9633\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-marisa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Atacad\u00e3o sau cardul Marisa: care este mai bun?\">\n            Cardul Atacad\u00e3o sau cardul Marisa: care este mai bun?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ce zici de a decide \u00eentre carduri de credit cu steag interna\u021bional, reduceri \u0219i comisioane anuale mici? A\u0219adar, afla\u021bi mai multe despre cardul Atacad\u00e3o sau cardul Marisa.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-marisa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-marisa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ce zici de a decide \u00eentre carduri de credit cu steag interna\u021bional, o aplica\u021bie de control al cheltuielilor \u0219i o tax\u0103 anual\u0103 mic\u0103? A\u0219adar, afl\u0103 mai multe despre cardul Afinz sau cardul Marisa aici \u0219i alege-l pe al t\u0103u!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,2168,922,791,1928],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o Marisa: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Que tal decidir entre cart\u00e3o Afinz ou cart\u00e3o Marisa? Ambos t\u00eam bandeira internacional, condi\u00e7\u00f5es especiais e aplicativo para controle de gastos. 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