{"id":41092,"date":"2021-10-28T23:00:00","date_gmt":"2021-10-28T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41092"},"modified":"2021-10-28T20:47:42","modified_gmt":"2021-10-28T20:47:42","slug":"cartao-afinz-ou-cartao-atacadao","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-afinz-ou-cartao-atacadao\/","title":{"rendered":"Cardul Afinz sau cardul Atacad\u00e3o: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-afinz-x-atacad%C3%A3o-descubra-qual-escolher\">Afinz x Atacad\u00e3o: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou Atacad\u00e3o? Fonte: Pexels.\"  id=\"41093\" src=\"https:\/\/ucarecdn.com\/835cdf1b-539a-4e5e-bc88-59597b1f3fbc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care este cea mai bun\u0103 carte \u00eentre Afinz sau Atacad\u00e3o? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Desigur, pe pia\u021b\u0103 exist\u0103 mai multe op\u021biuni pentru cardurile de cump\u0103r\u0103turi \u0219i fiecare are propriile caracteristici, avantaje \u0219i dezavantaje. Printre aceste op\u021biuni, putem aminti cardul Afinz sau cardul Atacad\u00e3o, care, la r\u00e2ndul lor, aduc o nou\u0103 experien\u021b\u0103 de cump\u0103r\u0103turi clien\u021bilor t\u0103i. Asta pentru c\u0103 ofer\u0103 avantaje mari asociate m\u0103rcii, precum \u0219i rate \u0219i reduceri incredibile. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a c\u0103 citi\u021bi mai departe pentru a afla totul despre aceste dou\u0103 c\u0103r\u021bi. Verific\u0103!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-fLPKa\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1da6729d-1221-4989-a451-e700679c09d4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Afinz\">\n            Cum s\u0103 aplici pentru cardul Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vrei s\u0103 \u00eenve\u021bi cum s\u0103 aplici pentru cardul Afinz, ideal pentru comercian\u021bi? A\u0219a c\u0103, citi\u021bi aceast\u0103 postare pentru a \u00eenv\u0103\u021ba pas cu pas!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/1da6729d-1221-4989-a451-e700679c09d4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Afinz              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZuuKEW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Atacad\u00e3o \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Atacad\u00e3o \">\n            Cum s\u0103 solicita\u021bi cardul Atacad\u00e3o         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi chiar acum tot ce trebuie s\u0103 face\u021bi pentru a solicita cardul dvs. en gros. Echipa noastr\u0103 a separat pas cu pas pentru tine.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 solicita\u021bi cardul Atacad\u00e3o              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Cardul Afinz<\/strong><\/td><td><strong>Cardul Atacad\u00e3o<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>R$ 227,88<\/td><td>143,88 sau 12x din R$ 11,99<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa<\/td><td>Mastercard \u0219i Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>P\u00e2n\u0103 la 40 de zile de plat\u0103;<br>Carduri suplimentare cu reducere 50% la anuitate;<br>Programul You Well;<br>Programul Vai de Visa.<\/td><td>Reduceri speciale;<br>Rate exclusive;<br>Oferte \u00een fiecare s\u0103pt\u0103m\u00e2n\u0103;<br>Beneficii asociate steagului.<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt caracteristicile acestor c\u0103r\u021bi?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-afinz\">Cardul Afinz<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Afinz? Fonte: Afinz.\"  id=\"41098\" src=\"https:\/\/ucarecdn.com\/11971325-f3d8-4187-b0a4-637618d12a74\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, cum func\u021bioneaz\u0103 cardul Afinz? Sursa: Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardul Afinz este un produs financiar interna\u021bional care apar\u021bine Afinz. Este unul dintre numeroasele produse puse la dispozi\u021bie de institu\u021bia financiar\u0103. Asta pentru c\u0103, ea lucreaz\u0103 \u0219i cu \u00eemprumuturi, investi\u021bii, asigur\u0103ri \u0219i alte servicii pentru antreprenorii digitali. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De altfel, unul dintre avantajele la care poate fi accesat orice client Afinz este Programul Voc\u00ea Bem, care se ocup\u0103 de reduceri \u0219i beneficii \u00een domeniile s\u0103n\u0103t\u0103\u021bii \u0219i educa\u021biei. \u00cen plus, nu exist\u0103 nicio tax\u0103 pentru sume suplimentare pentru accesarea programului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, tot despre cardul Afinz, are un steag Visa. Prin urmare, este acceptat \u00een mii de unit\u0103\u021bi fizice \u0219i online. A\u0219a cum pute\u021bi face achizi\u021bii folosind Visa Checkout cu mai mult\u0103 siguran\u021b\u0103 \u0219i, de asemenea, v\u0103 pute\u021bi bucura de tehnologia contactless \u00een care v\u0103 aduce\u021bi cardul la aparate f\u0103r\u0103 a fi nevoie s\u0103 introduce\u021bi parola.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, Afinz are mai mul\u021bi parteneri pentru a v\u0103 transforma experien\u021ba cu acest card. A\u0219adar, pentru a o solicita, trebuie doar s\u0103 accesa\u021bi site-ul web sau s\u0103 instala\u021bi aplica\u021bia Afinz, disponibil\u0103 pentru Android \u0219i iOS. Apoi, \u00eenregistra\u021bi-v\u0103 \u0219i solicita\u021bi cardul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, pentru a afla mai multe despre acest card \u0219i beneficiile sale, citi\u021bi mai departe. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-atacad%C3%A3o\">Cardul Atacad\u00e3o<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, o que \u00e9 o cart\u00e3o Atacad\u00e3o? Fonte: Atacad\u00e3o.\"  id=\"41099\" src=\"https:\/\/ucarecdn.com\/31a5d709-7f99-4d33-b92a-69d4e8435a81\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, ce este cardul Atacad\u00e3o? Sursa: Atacad\u00e3o.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul Atacad\u00e3o este un produs financiar pus la dispozi\u021bie de lan\u021bul de retail Atacad\u00e3o, astfel \u00eenc\u00e2t clien\u021bii s\u0103 poat\u0103 cump\u0103ra \u00een magazinele lan\u021bului cu mai mult\u0103 siguran\u021b\u0103, reduceri, rate speciale \u0219i condi\u021bii diferite.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, Atacad\u00e3o face parte dintr-unul dintre cele mai mari grupuri de retail din Brazilia, cu aproximativ 250 de unit\u0103\u021bi \u0219i o varietate de produse care ajunge la peste 10.000 de articole. Astfel, poti achizitiona produse specifice pentru intreaga casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, cardul are dou\u0103 op\u021biuni de steag, care pot fi Visa sau Mastercard. Astfel, po\u021bi opta pentru steagul care \u00ee\u021bi place cel mai mult.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este important de re\u021binut c\u0103 prin steagul Visa ave\u021bi acces la beneficii precum programul Vai de Visa care v\u0103 ofer\u0103 reduceri la hoteluri, restaurante \u0219i excursii. Pe de alt\u0103 parte, cu brandul Mastercard, po\u021bi participa la Mastercard Surprise.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pentru a solicita cardul Atacad\u00e3o, pute\u021bi merge la oricare dintre magazinele lan\u021bului \u0219i pute\u021bi aplica personal sau pur \u0219i simplu accesa\u021bi site-ul web al re\u021belei \u0219i completa\u021bi detaliile. Dup\u0103 aceea, \u00een c\u00e2teva zile cardul va fi la tine acas\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, pentru a afla mai multe despre acest card \u0219i beneficiile sale, citi\u021bi mai departe.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-afinz\">Care sunt avantajele cardului Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cu cardul Afinz cumperi \u00een cea mai bun\u0103 zi \u0219i ai p\u00e2n\u0103 la 40 de zile pentru a pl\u0103ti. A\u0219a cum este posibil s\u0103 pl\u0103ti\u021bi toate achizi\u021biile dvs. \u00een rate \u0219i s\u0103 alege\u021bi cea mai bun\u0103 op\u021biune \u00een rate pentru a le pl\u0103ti.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, pute\u021bi comanda carduri suplimentare cu reducere de anuitate 50%.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cu aplica\u021bia Afinz po\u021bi s\u0103-\u021bi deblochezi cardul de credit, precum \u0219i s\u0103 consul\u021bi limita \u0219i cea mai bun\u0103 zi de achizi\u021bie, s\u0103 prime\u0219ti informa\u021bii despre reduceri \u0219i promo\u021bii pentru clien\u021bi, s\u0103 pl\u0103te\u0219ti facturi la ap\u0103, electricitate \u0219i internet, precum \u0219i s\u0103 consul\u021bi factura.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Printre avantajele Afinz, ave\u021bi \u0219i Programul Voc\u00ea Bem care, la r\u00e2ndul s\u0103u, ofer\u0103 numeroase reduceri cu partenerii din domeniile s\u0103n\u0103t\u0103\u021bii \u0219i educa\u021biei.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-atacad%C3%A3o\">Care sunt avantajele cardului Atacad\u00e3o?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul Atacad\u00e3o are c\u00e2teva avantaje interesante, dar cele mai atractive sunt condi\u021biile exclusive pentru clien\u021bii care fac cump\u0103r\u0103turi frecvent la magazinele Atacad\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103 ave\u021bi reduceri \u0219i rate exclusive la produsele marcate \u00een magazinele Atacad\u00e3o. De asemenea, este unul dintre singurele carduri de credit acceptate \u00een magazinele lan\u021bului. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, este, de asemenea, posibil s\u0103 c\u00e2\u0219tigi mai mult timp pentru a pl\u0103ti combustibilul la sta\u021biile Atacad\u00e3o \u0219i, totu\u0219i, \u00ee\u021bi po\u021bi pl\u0103ti medicamentele \u00een p\u00e2n\u0103 la 10 rate la Drogherii Atacad\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, v\u0103 pute\u021bi bucura \u0219i de beneficiile Visa sau Mastercard, indiferent de op\u021biunea pe care o alege\u021bi. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-afinz\">Care sunt dezavantajele cardului Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Din p\u0103cate, Afinz are puncte negative, cum ar fi taxa de anuitate, deoarece pute\u021bi deveni scutit \u00een alte op\u021biuni de card de credit de pe pia\u021b\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, exist\u0103 o analiz\u0103 de credit efectuat\u0103 de Afinz pentru a putea accesa cardul. A\u0219adar, \u00eenainte de a opta pentru acest produs financiar, uit\u0103-te la alte op\u021biuni disponibile pe pia\u021b\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-atacad%C3%A3o\">Care sunt dezavantajele cardului Atacad\u00e3o?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, de\u0219i exist\u0103 mai multe avantaje, cardul Atacad\u00e3o are \u0219i puncte negative, principalul fiind taxa de anuitate. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103 percepe o anuitate de R$11.99 pe lun\u0103 \u0219i exist\u0103 \u0219i alte op\u021biuni de card de credit pe pia\u021b\u0103 care sunt scutite de aceast\u0103 sum\u0103 lunar\u0103, fiind alternative mai recomandate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, cardul percepe \u0219i dob\u00e2nd\u0103 \u00een caz de \u00eent\u00e2rziere a pl\u0103\u021bii pe factur\u0103. Astfel, ceea ce ar putea fi o factur\u0103 mai mic\u0103 poate deveni o sum\u0103 mare la sf\u00e2r\u0219itul lunii. Prin urmare, dac\u0103 opta\u021bi pentru acest card, nu uita\u021bi s\u0103 nu \u00eent\u00e2rzia\u021bi plata facturii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cele mai multe dintre avantajele cardului sunt de a fi folosite la magazinele Atacad\u00e3o, ceea ce poate s\u0103 nu fie o alternativ\u0103 bun\u0103 dac\u0103 nu faci cump\u0103r\u0103turi frecvent la aceste magazine.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-afinz-ou-cart%C3%A3o-atacad%C3%A3o-qual-escolher\">Cardul Afinz sau cardul Atacad\u00e3o: pe care s\u0103 alege\u021bi?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, dup\u0103 cum putem vedea, at\u00e2t cardul Afinz, c\u00e2t \u0219i cardul Atacad\u00e3o ofer\u0103 puncte pozitive \u0219i negative, dar este de remarcat faptul c\u0103 sunt destinate diferi\u021bilor clien\u021bi, de exemplu, Afinz este destinat clien\u021bilor care caut\u0103 un produs de credit eficient.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, dac\u0103 sunte\u021bi un client frecvent Atacad\u00e3o, atunci cardul Atacad\u00e3o poate fi o alternativ\u0103 mai bun\u0103 pentru a oferi reduceri, inclusiv la Benzin\u0103rii \u0219i Drogherii ale m\u0103rcii, precum \u0219i rate diferen\u021biate. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar dac\u0103 mai ai \u00eendoieli cu privire la cardul ideal, vezi con\u021binutul recomandat mai jos \u0219i descoper\u0103 mai multe op\u021biuni!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2mt3vJ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-acesso\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Atacad\u00e3o sau cardul Access: care este mai bun?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/127653d5-c52e-4004-8f43-7178f05e446e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-acesso\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Atacad\u00e3o sau cardul Access: care este mai bun?\">\n            Cardul Atacad\u00e3o sau cardul Access: care este mai bun?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Alege\u021bi \u00eentre cardul Atacad\u00e3o sau cardul Acesso. Ambele ofer\u0103 tarife mici \u0219i cump\u0103r\u0103turi interna\u021bionale. Citi\u021bi aceast\u0103 postare \u0219i verifica\u021bi-o!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-acesso\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-acesso\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Alege\u021bi \u00eentre cardul Afinz sau cardul Atacad\u00e3o. Ambele ofer\u0103 rate diferen\u021biate \u0219i reduceri. A\u0219adar, verific\u0103 aici caracteristicile fiec\u0103ruia \u0219i vezi care este cea mai bun\u0103 alternativ\u0103 pentru tine.<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,2164,469,791,1306],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o Atacad\u00e3o: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Escolha entre o cart\u00e3o Afinz ou cart\u00e3o Atacad\u00e3o. Ambos oferecem parcelamentos diferenciados e descontos. 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