{"id":40216,"date":"2021-10-21T23:00:00","date_gmt":"2021-10-21T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=40216"},"modified":"2021-11-10T10:39:04","modified_gmt":"2021-11-10T10:39:04","slug":"cartao-carrefour-ou-cartao-zencard","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-carrefour-ou-cartao-zencard\/","title":{"rendered":"Carrefour Card sau Zencard Card: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-carrefour-x-zencard-descubra-qual-escolher\">Carrefour x Zencard: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra qual cart\u00e3o \u00e9 ideal para voc\u00ea. Fonte: Pexels.\"  id=\"40218\" src=\"https:\/\/cdn.adtechpanda.com\/8cde69e8-c760-4a20-a148-b82a29645e27\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descubra qual cart\u00e3o \u00e9 ideal para voc\u00ea. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, existem tantas op\u00e7\u00f5es de cart\u00e3o de cr\u00e9dito dispon\u00edveis no mercado, que a escolha acaba sendo dif\u00edcil. Nesse sentido, preparamos um conte\u00fado comparando o cart\u00e3o Carrefour ou cart\u00e3o Zencard para que voc\u00ea conhe\u00e7a as principais caracter\u00edsticas de ambos os produtos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tanto o cart\u00e3o Carrefour quanto o cart\u00e3o Zencard oferecem benef\u00edcios exclusivos, como descontos e programa de recompensa da bandeira. Ali\u00e1s, os cart\u00f5es oferecem cobertura internacional e s\u00e3o \u00f3timas op\u00e7\u00f5es para quem precisa fazer compras fora do Brasil. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, continue a leitura para voc\u00ea conferir as vantagens e as desvantagens, bem como descobrir qual o melhor cart\u00e3o para seu perfil financeiro. Vamos l\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZRiEDl\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-carrefour\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Carrefour\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b7a6585e-b1b7-4e83-816f-411c14acaa9a\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-carrefour\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Carrefour\">\n            Cum s\u0103 aplici pentru cardul Carrefour        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afl\u0103 chiar acum cum s\u0103 aplici pentru cardul Carrefour f\u0103r\u0103 complica\u021bii, fie prin aplica\u021bie, fie prin magazinele fizice, pas cu pas.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-carrefour\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-carrefour\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b7a6585e-b1b7-4e83-816f-411c14acaa9a\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Carrefour              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-carrefour\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZWzCD2\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Zencard\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3b073469-582d-4804-adae-a00c9f3f1590\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-zencard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Zencard\">\n            Cum s\u0103 aplici pentru cardul Zencard        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O cart\u00e3o Zencard oferece programa de recompensa e Clube de Descontos. Se voc\u00ea gostou das vantagens, veja agora mesmo o passo a passo para solicitar o seu!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/3b073469-582d-4804-adae-a00c9f3f1590\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Zencard              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-zencard\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>&nbsp;<\/strong><\/td><td><strong>Cardul Carrefour<\/strong><\/td><td><strong>Card Zencard<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>Salariu minim<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>12x din R$13,99<\/td><td>12x din R$ 7,90<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa sau Mastercard<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Rata speciala; <br>Reduceri exclusive.<\/td><td>Clube de Descontos;<br>Programul surpriz\u0103 Mastercard.<\/td><\/tr><\/tbody><\/table><figcaption>Deci, care sunt caracteristicile c\u0103r\u021bilor?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-carrefour-\"><strong>Card <\/strong><strong>carrefour<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja as caracter\u00edsticas do cart\u00e3o. Fonte: Pexels.\"  id=\"40219\" src=\"https:\/\/cdn.adtechpanda.com\/7c4ea091-a4c8-41a9-a4bd-36d5aae10577\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Veja as caracter\u00edsticas do cart\u00e3o. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De in\u00edcio, o cart\u00e3o Carrefour \u00e9 oferecido tanto na bandeira Mastercard quanto na Visa e possui cobertura internacional. Portanto, voc\u00ea poder\u00e1 us\u00e1-lo para compras dentro ou fora do Brasil. Mas fique atento ao valor do c\u00e2mbio!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, quem emite o cart\u00e3o \u00e9 a pr\u00f3pria institui\u00e7\u00e3o financeira da rede Carrefour, a Carrefour Solu\u00e7\u00f5es Financeiras. Nesse sentido, a institui\u00e7\u00e3o foi criada em 2007 e \u00e9 aprovada pelo Banco Central. Ent\u00e3o, n\u00e3o se preocupe, pois voc\u00ea poder\u00e1 adquirir um produto seguro e de qualidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que existam 5 tipos diferentes de cart\u00e3o Carrefour, hoje traremos aqui as caracter\u00edsticas principais, vantagens e desvantagens do cart\u00e3o Carrefour Mastercard Gold. Nesse sentido, o cart\u00e3o cobra anuidade de R$13,99 mensais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, voc\u00ea pode zerar essa taxa se fizer pelo menos uma compra por m\u00eas da rede Carrefour. Ali\u00e1s, o cart\u00e3o oferece muitos benef\u00edcios para clientes frequentes das lojas e, se for o seu caso, ele pode ser ideal para voc\u00ea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-zencard-\"><strong>Card Zencard<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de tudo, o cart\u00e3o cr\u00e9dito Zencard \u00e9 um produto financeiro pr\u00e9-pago. Vale destacar que da parceria entre a Zencard e a CredLuz surgiu um empr\u00e9stimo que pode servir como saldo para o cart\u00e3o. Nesse sentido, voc\u00ea pode optar por um cr\u00e9dito pessoal que pode ser solicitado tanto por pessoa f\u00edsica quanto jur\u00eddica.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Desse modo, o valor \u00e9 creditado no saldo do Zencard e as parcelas s\u00e3o automaticamente debitadas na sua conta de luz mensalmente. Mas \u00e9 importante mencionar que esse cr\u00e9dito \u00e9 opcional, caso voc\u00ea n\u00e3o queira, basta carregar o seu cart\u00e3o normalmente por meio de dep\u00f3sito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, a sua bandeira \u00e9 a Mastercard e existe uma tarifa de mensalidade no valor de R$ 7,90, al\u00e9m da tarifa de aquisi\u00e7\u00e3o de R$ 21,90. \u00c9 importante informar que voc\u00ea dever\u00e1 usar o cart\u00e3o como cr\u00e9dito \u00e0 vista. Portanto, n\u00e3o h\u00e1 possibilidade de parcelar suas compras ou de realizar saques em dinheiro se voc\u00ea usar o cr\u00e9dito pessoal como saldo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, para solicit\u00e1-lo voc\u00ea pode acessar o site oficial da Zencard e preencher o formul\u00e1rio de ades\u00e3o. Dessa forma, voc\u00ea pode pedir o seu Zencard de forma online, sem sair de casa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-carrefour-\"><strong>Care sunt avantajele cardului Carrefour?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens? Fonte: Pexels.\"  id=\"40220\" src=\"https:\/\/cdn.adtechpanda.com\/c02190a0-2348-477a-8c9c-af6ca898bd99\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >La urma urmei, care sunt beneficiile? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Carrefour oferece diversas vantagens para clientes das lojas da rede. Dessa forma, com ele voc\u00ea pode ter acesso a ofertas e descontos exclusivos nas lojas Carrefour. Al\u00e9m disso, usu\u00e1rios do cart\u00e3o podem optar por parcelamento especial de at\u00e9 24x para alguns itens espec\u00edficos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, se abastecer seu ve\u00edculo nos Postos Carrefour, voc\u00ea pode fazer o pagamento em at\u00e9 70 dias se utilizar o cart\u00e3o de cr\u00e9dito da rede. Ali\u00e1s, o cart\u00e3o tamb\u00e9m oferece alguns descontos exclusivos nas farm\u00e1cias Carrefour.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m do mais, os usu\u00e1rios do cart\u00e3o tamb\u00e9m podem participar do programa Mastercard Surpreenda. Assim, voc\u00ea pode acumular pontos realizando compras de qualquer valor com o cart\u00e3o. Desse modo, voc\u00ea pode trocar seus pontos por voucher de descontos em produtos e servi\u00e7os.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-zencard-\"><strong>Care sunt avantajele cardului Zencard?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Zencard tem uma tarifa de mensalidade de R$ 7,90, ou seja, \u00e9 um valor baixo em compara\u00e7\u00e3o com outros cart\u00f5es do mercado. Al\u00e9m disso, ele tem cobertura internacional e voc\u00ea poder\u00e1 us\u00e1-lo tamb\u00e9m em compras no exterior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, por se tratar de um cart\u00e3o pr\u00e9-pago, o Zencard aceita negativados. Ent\u00e3o, mesmo que voc\u00ea esteja com score baixo ou, ainda, com restri\u00e7\u00e3o no nome, voc\u00ea pode conseguir um cr\u00e9dito Zencard para voc\u00ea. Vale destacar que \u00e9 poss\u00edvel ter acesso ao Clube de Descontos, assim voc\u00ea pode conseguir cupons de descontos ilimitados em lojas credenciadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m do mais, os clientes Zencard podem participar do programa de benef\u00edcios Mastercard Surpreenda. Com o programa, voc\u00ea pode acumular pontos em todas as compras realizadas com o cart\u00e3o da bandeira. Assim, voc\u00ea pode trocar seus pontos por recompensas incr\u00edveis.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-carrefour-\"><strong>Care sunt dezavantajele cardului Carrefour?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Carrefour ou o cart\u00e3o Zencard possuem diversas vantagens, mas tamb\u00e9m tem seus pontos negativos. Ent\u00e3o, confira, a seguir, quais s\u00e3o eles.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora ofere\u00e7a muitos benef\u00edcios para seus os usu\u00e1rios, o cart\u00e3o Carrefour tamb\u00e9m tem seu lado negativo. Assim, a principal desvantagem \u00e9 a cobran\u00e7a de anuidade. Ainda que voc\u00ea possa se isentar dessa taxa, voc\u00ea se v\u00ea obrigado a realizar pelo menos uma compra por m\u00eas nas lojas da rede.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o Carrefour exige comprova\u00e7\u00e3o de renda de pelo menos um sal\u00e1rio m\u00ednimo ao fazer a solicita\u00e7\u00e3o do cart\u00e3o. No entanto, se voc\u00ea for trabalhador aut\u00f4nomo e n\u00e3o tiver condi\u00e7\u00f5es de comprovar essa renda, pode ter seu pedido do cart\u00e3o negado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-zencard-\"><strong>Care sunt dezavantajele cardului Zencard?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se voc\u00ea optar pelo cr\u00e9dito pessoal da Credluz, um ponto negativo s\u00e3o os juros cobrados nas parcelas. Mas, \u00e9 importante ficar claro que voc\u00ea n\u00e3o \u00e9 obrigado a adquirir esse produto financeiro, pois \u00e9 poss\u00edvel carregar o cart\u00e3o normalmente por meio de dep\u00f3sito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outras desvantagens \u00e9 que voc\u00ea n\u00e3o poder\u00e1 parcelar suas compras ou fazer saque em dinheiro se usar o cr\u00e9dito pessoal. Mas, se voc\u00ea recarregar o cart\u00e3o por meio de dep\u00f3sito pode sacar normalmente, por\u00e9m, nesse caso, tem uma tarifa de R$ 6,90 por transa\u00e7\u00e3o. Ademais, ele tem uma mensalidade de R$ 7,90, bem como uma tarifa de aquisi\u00e7\u00e3o de R$ 21,90.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-carrefour-ou-cart%C3%A3o-zencard-qual-escolher-\"><strong>Cart\u00e3o Carrefour ou Cart\u00e3o Zencard: qual escolher?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se voc\u00ea acompanhou nosso conte\u00fado j\u00e1 sabe que o cart\u00e3o Carrefour ou cart\u00e3o Zencard possuem benef\u00edcios exclusivos voltados para um p\u00fablico-alvo espec\u00edfico.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, se voc\u00ea est\u00e1 negativado ou com score baixo e precisa de uma ajuda r\u00e1pida para sair do sufoco, pode ser que o Zencard seja a op\u00e7\u00e3o ideal para voc\u00ea. No entanto, estude bastante os juros e as parcelas para pagamento do cr\u00e9dito pessoal ou voc\u00ea pode acabar ainda mais endividado!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, se voc\u00ea costuma comprar com frequ\u00eancia nas lojas da rede Carrefour, pode ser que o cart\u00e3o de cr\u00e9dito Carrefour seja o produto financeiro certo para voc\u00ea. Isso porque esse cart\u00e3o garante descontos e ofertas exclusivas para clientes, al\u00e9m de parcelamento em at\u00e9 24x.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora, se voc\u00ea ainda est\u00e1 em d\u00favida de qual cart\u00e3o atende melhor seu perfil financeiro, ent\u00e3o, confira nosso conte\u00fado, a seguir, com outras op\u00e7\u00f5es!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-15S9V\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-acesso-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card de acces sau card superdigital?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e958224a-196b-43a9-bb17-1937082881f4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-acesso-ou-cartao-superdigital\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card de acces sau card superdigital?\">\n            Card de acces sau card superdigital?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ce zici de o compara\u021bie \u00eentre cardul Acesso \u0219i cardul Superdigital? Ambele sunt disponibile pentru negative \u0219i sunt ideale \u0219i pentru achizi\u021bii interna\u021bionale. Verific\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-acesso-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-acesso-ou-cartao-superdigital\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Veja aqui nosso conte\u00fado sobre o cart\u00e3o Carrefour ou cart\u00e3o Zencard e confira seus pontos positivos e negativos. Dessa forma, voc\u00ea poder\u00e1 fazer a melhor escolha para as suas necessidades financeiras!<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[472,470,179,309,308],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Carrefour ou Cart\u00e3o Zencard: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Se voc\u00ea est\u00e1 em d\u00favida entre cart\u00e3o Carrefour ou cart\u00e3o Zencard, confira suas caracter\u00edsticas principais aqui e escolha qual o melhor para voc\u00ea!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-carrefour-ou-cartao-zencard\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o Carrefour ou Cart\u00e3o Zencard: qual o melhor?\" \/>\n<meta property=\"og:description\" content=\"Se voc\u00ea est\u00e1 em d\u00favida entre cart\u00e3o Carrefour ou cart\u00e3o Zencard, confira suas caracter\u00edsticas principais aqui e escolha qual o melhor para voc\u00ea!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/ro\/cartao-carrefour-ou-cartao-zencard\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-21T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-11-10T10:39:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/8cde69e8-c760-4a20-a148-b82a29645e27\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aline Barbosa\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-carrefour-ou-cartao-zencard\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/8cde69e8-c760-4a20-a148-b82a29645e27\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/8cde69e8-c760-4a20-a148-b82a29645e27\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-carrefour-ou-cartao-zencard\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cartao-carrefour-ou-cartao-zencard\/\",\"name\":\"Cart\u00e3o Carrefour ou Cart\u00e3o Zencard: qual o melhor? 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