{"id":34923,"date":"2021-09-14T23:00:00","date_gmt":"2021-09-14T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=34923"},"modified":"2021-09-14T08:20:15","modified_gmt":"2021-09-14T08:20:15","slug":"cartao-atacadao-ou-cartao-meliuz","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-atacadao-ou-cartao-meliuz\/","title":{"rendered":"Cardul Atacad\u00e3o sau Cardul M\u00e9liuz: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-atacad%C3%A3o-x-m%C3%A9liuz-descubra-qual-escolher\">Atacad\u00e3o x M\u00e9liuz: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Atacad\u00e3o ou cart\u00e3o M\u00e9liuz: qual o melhor? Fonte: Unsplash.\"  id=\"34926\" src=\"https:\/\/ucarecdn.com\/acabc21d-47d9-473e-9ae9-4bc869d2c213\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul Atacad\u00e3o sau cardul M\u00e9liuz: care este mai bun? Sursa: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen timp ce mul\u021bi oameni fac achizi\u021bii cu cardul de credit f\u0103r\u0103 economii, de ce nu faci ceva diferit \u0219i alegi \u00eentre cardul Atacad\u00e3o sau cardul M\u00e9liuz?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, cardul M\u00e9liuz ofer\u0103 cashback la fiecare achizi\u021bie \u0219i nu percepe o anuitate, fiind mutat prin aplica\u021bie f\u0103r\u0103 nicio tax\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, cardul Atacad\u00e3o are un steag interna\u021bional cu posibilitate de rate pentru achizi\u021biile \u00een re\u021beaua de magazine, numeroase date de expirare \u0219i mai mult timp pentru plata facturilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, alege\u021bi \u00eentre op\u021biuni \u0219i ave\u021bi un card de credit care v\u0103 ajut\u0103 s\u0103 economisi\u021bi la achizi\u021biile lunare, pe l\u00e2ng\u0103 faptul c\u0103 este util pentru pl\u0103\u021bi, precum Netflix, Spotify \u0219i Amazon Prime, de exemplu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, urma\u021bi textele noastre comparative de mai jos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Y8q5F\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se solicit\u0103 cardul Atacad\u00e3o\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se solicit\u0103 cardul Atacad\u00e3o\">\n            Cum se solicit\u0103 cardul Atacad\u00e3o        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Solicita\u021bi un card de credit pentru a economisi la achizi\u021biile de zi cu zi \u0219i pentru a pl\u0103ti rate f\u0103r\u0103 dob\u00e2nd\u0103 chiar \u0219i pentru medicamente.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum se solicit\u0103 cardul Atacad\u00e3o              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2eMHrd\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-meliuz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se solicit\u0103 cardul M\u00e9liuz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/769bb3fd-c0a1-4434-af86-62b8bc9a318e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-meliuz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se solicit\u0103 cardul M\u00e9liuz\">\n            Cum se solicit\u0103 cardul M\u00e9liuz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul de credit M\u00e9liuz are cashback \u0219i nu percepe anuitate! Afl\u0103 cum s\u0103-l comanzi pe al t\u0103u!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-meliuz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-meliuz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/769bb3fd-c0a1-4434-af86-62b8bc9a318e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum se solicit\u0103 cardul M\u00e9liuz              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-meliuz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cardul Atacad\u00e3o<\/strong><\/td><td><strong>cardul M\u00e9liuz<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><td>Salariu minim<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>12x R$ 11,99<\/td><td>Scuti<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa sau Mastercard<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Pl\u0103ti\u021bi facturile de p\u00e2n\u0103 la 24 de ori<br>Ob\u021bine\u021bi reduceri s\u0103pt\u0103m\u00e2nale la produse la Atacad\u00e3o<br>Ai avut nevoie de medicamente? Plat\u0103 f\u0103r\u0103 dob\u00e2nd\u0103 la farmaciile Atacad\u00e3o \u0219i Carrefour<br>Ob\u021bine\u021bi un \u00eemprumut cu bani \u00een contul dvs. \u00een maximum 3 zile<\/td><td>Nu pl\u0103ti\u021bi niciodat\u0103 anuitate<br>Utiliza\u021bi beneficiile Pan Bank, cum ar fi avansurile la \u00eemprumuturi FGTS<br>C\u00e2\u0219tiga\u021bi 1,81 TP3T cashback la fiecare cheltuial\u0103 pe factur\u0103<br>Rambursare cu acumularea de R$ 20,00<\/td><\/tr><\/tbody><\/table><figcaption>Dar, la urma urmei, care este idealul?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-atacad%C3%A3o\">Cardul Atacad\u00e3o<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ce p\u0103rere ave\u021bi despre a avea un card de credit cu steag interna\u021bional, reduceri la produse \u0219i rate lungi pe factur\u0103? Deci, cardul Atacad\u00e3o poate oferi toate acestea, mai ales \u00een 250 de magazine din Brazilia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Atacad\u00e3o este ideal pentru a pl\u0103ti mai ieftin, cu \u0219anse de rate speciale, de exemplu. Aceasta \u00eenseamn\u0103 c\u0103 pe tot parcursul anului, clien\u021bii pot pl\u0103ti \u00een p\u00e2n\u0103 la 4 rate f\u0103r\u0103 dob\u00e2nd\u0103 pentru anumite articole.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Doar ca s\u0103 dau un exemplu, anvelopele, ventilatoarele, mobilierul \u0219i saltelele se num\u0103r\u0103 printre articolele cu rate f\u0103r\u0103 dob\u00e2nd\u0103 atunci c\u00e2nd clientul are nevoie, at\u00e2ta timp c\u00e2t are card de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, cardul necesit\u0103 analiz\u0103 de credit \u0219i chiar \u0219i f\u0103r\u0103 a avea un venit minim, va fi necesar\u0103 dovada veniturilor \u0219i se va a\u0219tepta ca limita s\u0103 fie autorizat\u0103, ca orice card de credit obi\u0219nuit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-m%C3%A9liuz\">cardul M\u00e9liuz<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Imagina\u021bi-v\u0103 c\u0103 primi\u021bi bani \u00eenapoi de fiecare dat\u0103 c\u00e2nd cheltui\u021bi cu cardul de credit? Dup\u0103 ce a devenit foarte popular cu un program grozav de puncte, cardul de credit asociat cu Pan bank este, de asemenea, foarte larg.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, exist\u0103 peste 1.600 de magazine partenere M\u00e9liuz, unde clientul face achizi\u021bii \u0219i i se garanteaz\u0103 un procent de retur. Odat\u0103 cu \u00eenregistrarea finalizat\u0103, de la R$20.00 este posibil\u0103 retragerea direct \u00een contul bancar selectat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cardul de credit M\u00e9liuz nu percepe o tax\u0103 anual\u0103 \u0219i, de asemenea, returneaz\u0103 \u00eentotdeauna un procent, ca \u00een exemplu: o factur\u0103 de R$750.00 c\u00e2\u0219tig\u0103 p\u00e2n\u0103 la 1% din valoarea \u00eenapoi, valabil\u0103 pentru toate lunile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, comanda se face prin internet \u0219i dureaz\u0103 c\u00e2teva zile p\u00e2n\u0103 sose\u0219te cardul, cu necesitatea unei analize de credit pentru ca clientului s\u0103 i se elibereze o limit\u0103 bun\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-atacad%C3%A3o\">Care sunt avantajele cardului Atacad\u00e3o?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Tenha acesso a descontos em uma das maiores redes atacadistas. Fonte: Atacad\u00e3o.\"  id=\"35043\" src=\"https:\/\/ucarecdn.com\/908d9156-6bc4-465a-9c8e-3a71ab287c95\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ob\u021bine\u021bi acces la reduceri la una dintre cele mai mari re\u021bele en-gros. Sursa: Atacad\u00e3o.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 ce cardul Atacad\u00e3o este disponibil, v\u0103 pute\u021bi bucura deja de toate avantajele, \u00een special de reduceri, a\u0219a c\u0103 vede\u021bi mai multe beneficii mai jos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Alege\u021bi dintre 14 op\u021biuni pentru data scaden\u021bei facturii;<\/li><li>Pot fi solicitate 4 carduri suplimentare gratuite;<\/li><li>Ai avut nevoie de bani? Retrage\u021bi de la orice bancomat din re\u021beaua Banco24h;<\/li><li>Este posibil s\u0103 aplica\u021bi pentru un \u00eemprumut personal dup\u0103 analiza creditului;<\/li><li>Dac\u0103 ave\u021bi nevoie de mai mult timp, pl\u0103ti\u021bi factura \u00een maximum 24 de rate.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-m%C3%A9liuz\">Care sunt avantajele cardului M\u00e9liuz?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre o cart\u00e3o M\u00e9liuz. Fonte: M\u00e9liuz.\"  id=\"35046\" src=\"https:\/\/ucarecdn.com\/9d8c5552-5e1b-4960-9069-79b7d490e632\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi mai multe despre cardul M\u00e9liuz. Sursa: Meliuz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00centruc\u00e2t cardul M\u00e9liuz este acceptat \u00een peste 1.600 de unit\u0103\u021bi, este posibil s\u0103 \u00eel folosi\u021bi \u00een toat\u0103 \u021bara \u00een cele mai diverse magazine, de aceea, vede\u021bi mai jos alte detalii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Primi\u021bi p\u00e2n\u0103 la 1,8% de cashback, adic\u0103 bani reali, f\u0103r\u0103 puncte sau mile;<\/li><li>Dup\u0103 completarea R$ 20.00, r\u0103scump\u0103ra\u021bi-l \u00een contul dvs. curent;<\/li><li>Nu v\u0103 face\u021bi griji cu privire la anuitate sau orice taxe;<\/li><li>Utiliza\u021bi aplica\u021bia Pan bank pentru a efectua tranzac\u021bii;<\/li><li>Comanda online si nu platesti taxa de membru.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-atacad%C3%A3o\">Care sunt dezavantajele cardului Atacad\u00e3o?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De\u0219i are beneficii bune, cardul Atacad\u00e3o are c\u00e2teva dezavantaje, printre care, neav\u00e2nd un program de puncte sau o rat\u0103 lung\u0103 f\u0103r\u0103 dob\u00e2nd\u0103, de exemplu. In plus, rata facturii are comisioane.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O alt\u0103 situa\u021bie este anuitatea, care poate ajunge R$143.00 pe an, pentru unii poate fi costisitoare, nu? \u00cen final, clientul este supus unei analize de credit cu prezentarea documentelor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-m%C3%A9liuz\">Care sunt dezavantajele cardului M\u00e9liuz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un aspect de care trebuie s\u0103 fii con\u0219tient este cashback-ul, deoarece doar cei care cheltuiesc o factur\u0103 minim\u0103 de R$750.00 pot profita de cel pu\u021bin 1% de cashback, adic\u0103 dac\u0103 nu se folose\u0219te cardul de credit nu exist\u0103 cashback.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deoarece necesit\u0103 dovada veniturilor, cardul M\u00e9liuz Pan solicit\u0103 \u0219i un venit salarial minim pentru aprobare, astfel \u00eenc\u00e2t procesul de aplicare poate fi mai dificil.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-atacad%C3%A3o-ou-cart%C3%A3o-m%C3%A9liuz-qual-escolher\">Cardul Atacad\u00e3o sau Cardul M\u00e9liuz: pe care s\u0103 alege\u021bi?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual o melhor para compras e economia? Fonte: Unsplash.\"  id=\"34932\" src=\"https:\/\/ucarecdn.com\/aa7f50e1-6a89-4d1c-8ccc-662f3b8728e3\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Care este mai bun pentru cump\u0103r\u0103turi \u0219i economii? Sursa: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u021bi reu\u0219it s\u0103 face\u021bi diferen\u021ba \u0219i s\u0103 decide\u021bi \u00eentre cardul Atacad\u00e3o sau cardul M\u00e9liuz?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Doar pentru a exemplifica, ambele necesit\u0103 analiz\u0103 de credit, dar sunt carduri de credit care permit achizi\u021bii interna\u021bionale \u0219i reduceri la magazinele partenere, \u00een cazul M\u00e9liuz, cashback-ul se prime\u0219te \u00een numerar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, dac\u0103 ave\u021bi nevoie de un card pentru a pl\u0103ti mai ieftin pe re\u021beaua Atacad\u00e3o, l-a\u021bi g\u0103sit pe cel ideal, dar dac\u0103 dori\u021bi s\u0103 economisi\u021bi bani prin cashback \u0219i f\u0103r\u0103 comisioane, atunci alegerea ar trebui s\u0103 fie pentru cardul M\u00e9liuz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, dac\u0103 nu te-ai hot\u0103r\u00e2t \u00eenc\u0103, nu-\u021bi face griji. \u00cen timp ce v\u0103 uita\u021bi la cele dou\u0103, ne g\u00e2ndim la alte op\u021biuni pentru a v\u0103 ajuta cu aceast\u0103 decizie dificil\u0103, a\u0219a c\u0103 v\u0103 rug\u0103m s\u0103 face\u021bi clic mai jos \u0219i s\u0103 r\u0103m\u00e2ne\u021bi cu noi.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Prldk\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul PagBank sau cardul Atacad\u00e3o\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Atacadao-ou-Cartao-Meliuz.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul PagBank sau cardul Atacad\u00e3o\">\n            Cardul PagBank sau cardul Atacad\u00e3o        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Ob\u021bine\u021bi mai multe detalii despre ambele, care ofer\u0103 anuitate redus\u0103, rate f\u0103r\u0103 dob\u00e2nd\u0103 \u0219i achizi\u021bii interna\u021bionale cu credit.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-atacadao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Atacadao-ou-Cartao-Meliuz.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cardul PagBank sau cardul Atacad\u00e3o              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-atacadao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Ce zici de a decide \u00eentre cardul Atacad\u00e3o sau cardul M\u00e9liuz? Ambele ofer\u0103 avantaje mari \u0219i pu\u021bine dezavantaje. Apoi consulta\u021bi mai multe detalii \u00een compara\u021bia noastr\u0103.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[469,179,436,480],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Atacad\u00e3o ou Cart\u00e3o M\u00e9liuz: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Que tal decidir entre o cart\u00e3o Atacad\u00e3o ou cart\u00e3o M\u00e9liuz? Um tem cr\u00e9dito pessoal facilitado e outro tem cashback? 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