{"id":34156,"date":"2021-09-24T23:00:00","date_gmt":"2021-09-24T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=34156"},"modified":"2021-11-10T19:13:57","modified_gmt":"2021-11-10T19:13:57","slug":"review-cartao-americanas","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/review-cartao-americanas\/","title":{"rendered":"Revizuirea cardului Americanas 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-%C3%B3timos-programas-de-recompensa-e-descontos-exclusivos\">Programe excelente de recompense \u0219i reduceri exclusive<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Review cart\u00e3o Americanas 2021. Fonte: Americanas.\"  id=\"36935\" src=\"https:\/\/cdn.adtechpanda.com\/494d275e-4576-45cf-8498-0a342ef1ca86\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Revizuirea cardului Americanas 2021. Sursa: Americanas.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lojas Americanas este considerat unul dintre cele mai mari lan\u021buri de magazine din Brazilia care lucreaz\u0103 cu v\u00e2nzarea de diverse paturi, mese, produse de baie, produse alimentare, electrocasnice \u0219i multe altele. \u00cen plus, ofer\u0103 \u0219i un produs financiar de credit. Ast\u0103zi, vom vorbi despre revizuirea cardului Americanas, astfel \u00eenc\u00e2t s\u0103 pute\u021bi \u00een\u021belege mai bine cum func\u021bioneaz\u0103 acest plastic.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, prin recenzie pute\u021bi cunoa\u0219te mai bine acest card \u0219i pute\u021bi decide dac\u0103 este o alternativ\u0103 bun\u0103 pentru a v\u0103 u\u0219ura via\u021ba atunci c\u00e2nd face\u021bi cump\u0103r\u0103turi la Lojas Americanas \u0219i alte unit\u0103\u021bi. Continu\u0103 s\u0103 cite\u0219ti \u0219i verific\u0103-l!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Anuitate<\/strong><\/td><td>&nbsp;12x din R$ 15,70<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>Salariu minim<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Na\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Reduceri \u0219i oferte exclusive \u00een magazinele americane<br>Credit suplimentar pentru achizi\u021biile \u00een rate la magazinele Americanas<br>programul cashback<br>Programul de puncte Mais Sorrisos<\/td><\/tr><\/tbody><\/table><figcaption>Dar, la urma urmei, care sunt caracteristicile cardului?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZRPg9R\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Americanas \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e2df77f1-55fe-481e-bb46-522a7bce4b8c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-americanas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Americanas \">\n            Cum s\u0103 aplici pentru cardul Americanas         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Americanas ofera programe exclusive de beneficii, pe langa faptul ca are o analiza mai usoara a creditului. Solicitarea dumneavoastr\u0103 poate fi f\u0103cut\u0103 online, f\u0103r\u0103 a p\u0103r\u0103si casa dumneavoastr\u0103. \n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/e2df77f1-55fe-481e-bb46-522a7bce4b8c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Americanas              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-review-cart%C3%A3o-americanas-tudo-o-que-voc%C3%AA-precisa-saber\">Revizuirea cardului Americanas: tot ce trebuie s\u0103 \u0219ti\u021bi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Tudo o que voc\u00ea precisa saber sobre o cart\u00e3o. Fonte: Pexels.\"  id=\"36939\" src=\"https:\/\/cdn.adtechpanda.com\/046205fb-08e9-4c24-a15c-9b764e7e1428\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tot ce trebuie s\u0103 \u0219tii despre card. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum, este timpul s\u0103 verifica\u021bi recenzia cardului Americanas, s\u0103 mergem!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-anuidade-e-cobertura\">anuitate \u0219i acoperire<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, s\u0103 vorbim despre anuitatea cardului Americanas, deoarece \u00een ciuda faptului c\u0103 este un card plin de avantaje, percepe o anuitate. Dar, nu v\u0103 face\u021bi griji, deoarece suma este considerat\u0103 mic\u0103 \u00een compara\u021bie cu alte carduri de cump\u0103r\u0103turi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, trebuie s\u0103 pl\u0103ti\u021bi 12x R$ 15,70 pentru a accesa cardul Lojas Americanas \u0219i pentru a putea cump\u0103ra cele mai diverse produse pe care compania le ofer\u0103, precum electronice, electrocasnice, produse pentru pat, mas\u0103 \u0219i baie, produse pentru cas\u0103 \u0219i chiar alimente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u00e2nd vine vorba de acoperirea cardului, este na\u021bional\u0103, a\u0219a c\u0103 pute\u021bi face achizi\u021bii folosind cardul Americanas la orice unitate fizic\u0103 sau online din \u021bar\u0103 cu siguran\u021b\u0103 \u0219i comoditate.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-taxas-a-tarifas\">rate la rate<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, dup\u0103 cum am men\u021bionat deja, prima tax\u0103 pe care o cere cardul este taxa anual\u0103 \u00een valoare de 12x din R$ 15,70.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, necesit\u0103 \u0219i alte comisioane, precum taxa WebWithdraw care cost\u0103 R$13,90 pentru o singur\u0103 tran\u0219\u0103 sau R$ 22,00 dac\u0103 retragerea este \u00een rate. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, dob\u00e2nda revolving este de aproximativ 19,991 TP3T pe lun\u0103, precum \u0219i dob\u00e2nda \u00een rate cu CET de 18 p\u00e2n\u0103 la 24 de ori este de aproximativ 1,991 TP3T pe lun\u0103, iar rata dob\u00e2nzii WebSaque \u00eentr-o singur\u0103 tran\u0219\u0103 este de aproximativ 17,99% pe lun\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, sunt percepute \u0219i alte taxe, cum ar fi duplicatul cardului \u00een valoare de R$22.00 \u0219i comisionul de evaluare de urgen\u021b\u0103 a creditului \u00een valoare de R$22.00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, sumele percepute pentru retrageri la Banco24horas \u00eentr-o singur\u0103 tran\u0219\u0103 este R$13,90. Pe de alt\u0103 parte, dac\u0103 se pl\u0103te\u0219te \u00een rate, va valora R$22.00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, \u00een ciuda faptului c\u0103 este un card grozav, trebuie s\u0103 fi\u021bi aten\u021bi la taxele \u0219i taxele percepute, pentru a nu pierde.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-bandeira-e-benef%C3%ADcios\">steag \u0219i beneficii<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cenc\u0103 pe recenzia cardului Americanas, s\u0103 vorbim despre brand \u0219i despre beneficii. Deci, steagul cardului este Mastercard, unul dintre cele mai folosite din lume.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, prin intermediul acestuia vei avea drepturi, precum reduceri la c\u0103l\u0103torii, restaurante, hoteluri, printre altele. Toate acestea pentru a v\u0103 face mai confortabil c\u00e2nd face\u021bi cump\u0103r\u0103turi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, garantezi \u0219i accesul la Programul Surpriz\u0103 Mastercard, unde po\u021bi acumula puncte \u0219i le po\u021bi schimba cu recompense incredibile. Pentru a face acest lucru, trebuie doar s\u0103 v\u0103 \u00eenregistra\u021bi cardul \u00een program \u0219i ve\u021bi participa deja.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, Mastercard face cardul t\u0103u s\u0103 semene cu tine, aduc\u00e2nd tot ce ai nevoie \u00eentr-un produs financiar de credit. \u00cen plus, pentru a afla mai multe beneficii, trebuie doar s\u0103 accesa\u021bi site-ul oficial al steagului.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-vantagens-do-cart%C3%A3o-americanas\">Avantajele cardului american<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Vantagens do cart\u00e3o Americanas. Fonte: Pexels.\"  id=\"34159\" src=\"https:\/\/cdn.adtechpanda.com\/31dc2983-f8f2-4238-a1ea-d23b39a0e710\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Avantajele cardului Americana. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u0103 vorbim acum despre avantaje. \u00cen primul r\u00e2nd, cardul Americanas este un card care ofer\u0103 reduceri \u0219i oferte exclusive la toate produsele achizi\u021bionate din magazinele Americanas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, cardul are un program de cashback, adic\u0103 prime\u0219ti o parte din banii \u00eenapoi la toate achizi\u021biile pe care le faci \u00een re\u021bea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, are \u0219i rate diferen\u021biate la cump\u0103rarea cu cardul \u00een magazinele lan\u021bului, precum \u0219i credit suplimentar pentru cump\u0103r\u0103turi \u00een rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i ai acces \u0219i la programul Mais Sorrisos unde po\u021bi acumula puncte ori de c\u00e2te ori folose\u0219ti cardul \u0219i \u00eel schimbi cu produse. <\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1Kurjb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-cartao-de-credito-americanas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cunoa\u0219te\u021bi cardul de credit american\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e2df77f1-55fe-481e-bb46-522a7bce4b8c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-cartao-de-credito-americanas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cunoa\u0219te\u021bi cardul de credit american\">\n            Cunoa\u0219te\u021bi cardul de credit american        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Face\u021bi cuno\u0219tin\u021b\u0103 cu cardul de credit al americanilor. Ofer\u0103 programe de beneficii, cum ar fi cashback, Mastercard Surpreenda \u0219i programe Mais Sorrisos. Citi\u021bi aceast\u0103 postare \u0219i afla\u021bi mai multe!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-cartao-de-credito-americanas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-cartao-de-credito-americanas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/e2df77f1-55fe-481e-bb46-522a7bce4b8c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cunoa\u0219te\u021bi cardul de credit american              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-cartao-de-credito-americanas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-desvantagens-do-cart%C3%A3o-americanas\">Dezavantajele cardului american<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La fel cum cardul are mai multe avantaje, are \u0219i unele dezavantaje. \u00cencep\u00e2nd cu perceperea unei taxe de anuitate \u0219i diverse alte taxe, a\u0219a cum s-a men\u021bionat mai sus. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103 pe pia\u021b\u0103 exist\u0103 \u0219i alte carduri de cump\u0103r\u0103turi cu servicii gratuite care \u00ee\u021bi fac via\u021ba financiar\u0103 \u0219i mai u\u0219oar\u0103, a\u0219a c\u0103 taxele de percepere las\u0103 cardul de dorit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, un alt punct negativ este c\u0103 institu\u021bia face o analiz\u0103 de credit, adic\u0103 dac\u0103 nu ave\u021bi venitul minim recomandat, solicitarea dvs. poate fi respins\u0103, precum \u0219i un scor mare de credit \u0219i alte cerin\u021be care pot fi percepute. de c\u0103tre institu\u021bie..<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-aplicativo-do-cart%C3%A3o\">cerere de card<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cenc\u0103 \u00een recenzia cardului Americanas, s\u0103 vorbim despre aplicarea cardului. Asta pentru c\u0103, prin intermediul acestuia, vei putea s\u0103 faci toate mi\u0219c\u0103rile din contul t\u0103u \u0219i s\u0103 controlezi tot ce se \u00eent\u00e2mpl\u0103 cu cardul t\u0103u Americanas \u0219i, totu\u0219i, s\u0103 faci achizi\u021bii, s\u0103 ai acces la promo\u021bii \u0219i oferte fulger \u0219i la condi\u021bii unice doar pentru clien\u021bii Americanas. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"8-processo-de-solicita%C3%A7%C3%A3o\">procesul de aplicare<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a aplica pentru cardul Americanas, trebuie doar s\u0103 accesa\u021bi site-ul oficial al re\u021belei. Apoi, urma\u021bi toate recomand\u0103rile de pe site, adic\u0103 completa\u021bi datele dumneavoastr\u0103 personale \u0219i ata\u0219a\u021bi dovada veniturilor, printre alte documente solicitate. Dup\u0103 aceea, a\u0219tepta\u021bi analiza de credit efectuat\u0103 de re\u021bea. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De asemenea, dac\u0103 dori\u021bi s\u0103 afla\u021bi mai multe despre procesul pas cu pas, face\u021bi clic pe con\u021binutul recomandat de mai jos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2eAPWe\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Americanas \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e2df77f1-55fe-481e-bb46-522a7bce4b8c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-americanas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Americanas \">\n            Cum s\u0103 aplici pentru cardul Americanas         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Americanas ofera programe exclusive de beneficii, pe langa faptul ca are o analiza mai usoara a creditului. Solicitarea dumneavoastr\u0103 poate fi f\u0103cut\u0103 online, f\u0103r\u0103 a p\u0103r\u0103si casa dumneavoastr\u0103. \n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-americanas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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