{"id":34115,"date":"2021-09-09T12:01:00","date_gmt":"2021-09-09T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=34115"},"modified":"2021-09-09T10:35:15","modified_gmt":"2021-09-09T10:35:15","slug":"cartao-ton-ou-cartao-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-ton-ou-cartao-magalu\/","title":{"rendered":"Card Ton sau Card Magalu: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ton-x-magalu-descubra-qual-escolher\">Ton x Magalu: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ton ou cart\u00e3o Magalu: qual o ideal? Fonte: Pxhere.\"  id=\"34123\" src=\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Card Ton sau Card Magalu: care este ideal? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, este esen\u021bial s\u0103 ai un card de credit, indiferent de situa\u021bia ta financiar\u0103. Prin urmare, alegerea \u00eentre cardul Ton sau cardul Magalu poate fi bun\u0103 pentru numeroase nevoi, cum ar fi plata pentru abonamente \u0219i aplica\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru ca tu s\u0103 te decizi, \u00een aceast\u0103 compara\u021bie vei afla fiecare detaliu al op\u021biunilor, cunoscute pentru c\u0103 nu au birocra\u021bie \u0219i nu percep comisioane mari de la clien\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, cardul Magalu ofer\u0103 reduceri mari \u0219i rate f\u0103r\u0103 dob\u00e2nd\u0103, nu necesit\u0103 o tax\u0103 anual\u0103 \u0219i ofer\u0103, de asemenea, cashback pentru fiecare achizi\u021bie din magazin.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, cardul Ton este pentru antreprenorii care caut\u0103 un aparat de carduri ieftin, dar care au nevoie \u0219i de un card de credit interna\u021bional \u0219i de pu\u021bine comisioane.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu aceste informa\u021bii ini\u021biale, f\u0103r\u0103 alte prelungiri, urm\u0103ri\u021bi compara\u021bia \u0219i alege\u021bi un card care ofer\u0103 achizi\u021bii cu credit \u0219i economii la fiecare tranzac\u021bie. S\u0103 mergem!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1keSs5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Ton\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/655d39a6-7b0d-4c5d-8eb3-c88029769677\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ton\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Ton\">\n            Cum s\u0103 aplici pentru cardul Ton        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Solicita\u021bi un card digital gratuit, f\u0103r\u0103 tax\u0103 anual\u0103 \u0219i care permite achizi\u021bii cu cardul de credit direct din v\u00e2nz\u0103rile primite. Esti curios? Afla\u021bi mai multe!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from 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Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-D1muP\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/08\/Cartao-Havan-ou-Cartao-Magalu.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Magalu\">\n            Cum s\u0103 aplici pentru cardul Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Celor care cump\u0103r\u0103 la Magalu le plac reducerile, a\u0219a c\u0103 cunoa\u0219te\u021bi cardul de credit f\u0103r\u0103 tax\u0103 anual\u0103, cu 24 de rate f\u0103r\u0103 dob\u00e2nd\u0103 \u0219i cashback la fiecare achizi\u021bie cu credit!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", 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this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/08\/Cartao-Havan-ou-Cartao-Magalu.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Magalu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>card ton\u0103<\/strong><\/td><td><strong>card Magalu<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>nu este necesar<\/td><td>R$ 800,00<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>Scuti<\/td><td>Scuti<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>MasterCard<\/td><td>Visa Platinum<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Nu exist\u0103 nicio tax\u0103 lunar\u0103 pentru utilizarea ma\u0219inii.<br>Transfera\u021bi bani din v\u00e2nz\u0103ri \u00een contul digital Ton, care este gratuit<br>Achizi\u021bii folosind un card de credit interna\u021bional<br>Retrage\u021bi la orice bancomat din re\u021beaua Banco24h<\/td><td>La magazinele Magalu, cumpara cu reduceri care ajung la 50%<br>Participa\u021bi la promo\u021bii \u0219i ob\u021bine\u021bi produse gratuite<br>Cu cardul dvs. de credit, cump\u0103ra\u021bi la orice unitate, chiar \u0219i \u00een str\u0103in\u0103tate<br>Nu pl\u0103ti\u021bi o tax\u0103 anual\u0103 \u0219i primi\u021bi cashback<\/td><\/tr><\/tbody><\/table><figcaption>Compara\u021bi \u0219i decide\u021bi!<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ton\">card ton\u0103<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, cardul Ton, care este de la compania Stone, apare ca o op\u021biune pentru persoanele care desf\u0103\u0219oar\u0103 activit\u0103\u021bi independente care trebuie s\u0103-\u0219i primeasc\u0103 v\u00e2nz\u0103rile cu un aparat de carduri f\u0103r\u0103 costuri mari.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, permite comandarea prin CPF sau CNPJ, eliber\u00e2nd cardul digital doar celor care au automatul de carduri prin CPF, deci decide\u021bi \u00eentre trei planuri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, exist\u0103 planurile Giga Ton, Mega Ton \u0219i Ton de baz\u0103, fiecare dintre ele percep\u00e2nd o tax\u0103 de membru care poate fi pl\u0103tit\u0103 \u00een rate \u0219i se aplic\u0103 taxe pentru fiecare achizi\u021bie \u00een care ratele variaz\u0103 de la 7.44% la 21.46% c\u00e2nd divizia ajunge la 12x.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul digital este gratuit, permite achizi\u021bii interna\u021bionale \u0219i nu exist\u0103 birocra\u021bie pentru comanda dumneavoastr\u0103, f\u0103cut\u0103 online. Ideal pentru antreprenori \u0219i persoane care caut\u0103 siguran\u021b\u0103 \u0219i caracter practic.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-magalu\">card Magalu<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ca \u0219i alte carduri de magazin, cardul Magalu este axat pe reduceri \u00een unit\u0103\u021bile fizice \u0219i \u00een magazinul online, prin urmare, aplic\u0103 chiar \u0219i cashback la cump\u0103r\u0103turi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu taxe anuale zero, se aplic\u0103 2% de cashback pentru fiecare achizi\u021bie efectuat\u0103 \u00een magazine, iar clientul trebuie s\u0103 \u00ee\u0219i activeze contul pe MagaluPlay pentru a avea acces la rambursarea banilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe l\u00e2ng\u0103 faptul c\u0103 este gratuit, cardul Magalu ofer\u0103 rate f\u0103r\u0103 dob\u00e2nd\u0103 de p\u00e2n\u0103 la 24 de rate, efectueaz\u0103 o analiz\u0103 de credit a profilului t\u0103u \u0219i elibereaz\u0103 un card modern cu plat\u0103 contactless.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, mi\u0219carea contului se face prin intermediul aplica\u021biei, unde clientul \u00ee\u0219i controleaz\u0103 \u0219i punctele programului Vai de Visa \u0219i poate verifica facturile, efectua transferuri \u0219i chiar poate folosi soldul cashback la cump\u0103r\u0103turi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ton\">Care sunt avantajele cardului Ton?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre o cart\u00e3o Ton. Fonte: Ton.\"  id=\"34210\" src=\"https:\/\/ucarecdn.com\/0ace8b31-5b82-4009-a8e8-39134ad60ea0\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi mai multe despre cardul Ton. Sursa: Ton.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a \u00eencuraja micile afaceri, cardul Ton promite un aparat cu cele mai mici tarife de pe pia\u021b\u0103, ceea ce \u00eenseamn\u0103 economii de aproape R$200.00 fa\u021b\u0103 de concuren\u021b\u0103, potrivit site-ului oficial. A\u0219adar, consulta\u021bi mai jos alte detalii benefice.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Clientul Ton pl\u0103te\u0219te doar cotiza\u021bia de membru, f\u0103r\u0103 a-\u0219i face griji cu privire la taxele lunare;<\/li><li>Nu pl\u0103ti\u021bi o tax\u0103 anual\u0103 pentru cardul digital Ton;<\/li><li>Face\u021bi achizi\u021bii pe cardul dvs. de credit cu soldul primit din v\u00e2nz\u0103ri;<\/li><li>Primi\u021bi pl\u0103\u021bi \u00een termen de o zi lucr\u0103toare pentru v\u00e2nz\u0103rile dvs. cu planul GigaTon;<\/li><li>Nu vrei ma\u0219ina? Accesa\u021bi TapTon \u0219i transforma\u021bi-v\u0103 telefonul mobil \u00eentr-unul singur.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-magalu\">Care sunt avantajele cardului Magalu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as vantagens do cart\u00e3o Magalu. Fonte: Magalu.\"  id=\"34213\" src=\"https:\/\/ucarecdn.com\/f588730f-9720-4769-a165-0b88b99f96ed\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descoperi\u021bi avantajele cardului Magalu. Sursa: Magalu.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 ce cardul Magalu va fi solicitat \u0219i aprobat, clientul va putea face cump\u0103r\u0103turi de pe site cu reducere \u0219i va putea beneficia de toate beneficiile, a\u0219a c\u0103 consulta\u021bi mai jos \u0219i alte beneficii ale cardului Magalu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Cashback care merge direct \u00een contul Magalu \u0219i poate fi folosit la mai multe achizi\u021bii;<\/li><li>Nu pl\u0103ti\u021bi taxe anuale, taxe de membru sau orice taxe lunare;<\/li><li>Pl\u0103ti\u021bi achizi\u021bii f\u0103r\u0103 dob\u00e2nd\u0103 \u00een p\u00e2n\u0103 la 24 de rate;<\/li><li>Ob\u021bine\u021bi o reducere la Magalu, dar \u0219i la magazinele partenere, precum Netshoes, Zattini \u0219i \u00c9poca Cosm\u00e9ticos;<\/li><li>Cump\u0103r\u0103 din orice magazin \u0219i acumuleaz\u0103 puncte \u00een programul Vai de Visa.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ton\">Care sunt dezavantajele cardului Ton?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chiar dac\u0103 este avantajos pentru persoanele care desf\u0103\u0219oar\u0103 activit\u0103\u021bi independente, cardul Ton nu este clar dac\u0103 are o analiz\u0103 de credit \u0219i dac\u0103 este disponibil pentru cei cu un nume prost, de exemplu, ceea ce limiteaz\u0103 accesul unor persoane.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, doar clien\u021bii din planul GigaTon care aleg aparatul T3 pot ob\u021bine cele mai mici tarife \u0219i se pot bucura de beneficii, dar \u00een aceast\u0103 op\u021biune utilizatorul pl\u0103te\u0219te R$406.80, sum\u0103 care poate fi pl\u0103tit\u0103 \u00een rate.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-magalu\">Care sunt dezavantajele cardului Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nu doar un card de magazin, cardul Magalu este un card de credit, prin urmare, clientul trece printr-o analiza riguroasa a creditului pentru a obtine limita, ceea ce nu este interesant pentru cei cu nume murdar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chiar dac\u0103 exist\u0103 cashback, acesta nu poate fi folosit a\u0219a cum define\u0219te clientul, ci doar \u00een contul digital \u0219i achizi\u021bionarea produselor Magalu, adic\u0103 nu se cheltuie\u0219te suma \u00eencasat\u0103 \u00een cashback \u00een alte unit\u0103\u021bi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ton-ou-cart%C3%A3o-magalu-qual-escolher\">Ton Card sau Magalu Card: pe care s\u0103-l alegi?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual o melhor? Fonte: Pxhere.\"  id=\"34130\" src=\"https:\/\/ucarecdn.com\/71b0a8e1-0010-4142-a2b6-d6c6230853d7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar p\u00e2n\u0103 la urm\u0103 care este cel mai bun? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, a\u021bi reu\u0219it s\u0103 decide\u021bi care card se va potrivi cel mai bine profilului dvs. financiar?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ca sa va dau un exemplu, atat cardul Ton cat si cardul Magalu sunt ieftine si accesibile, intrucat nu au comisioane mari si chiar permit achizitii internationale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen timp ce cardul Ton este recomandat antreprenorilor care nu au CNPJ \u0219i doresc un cont digital, cardul Magalu ofer\u0103 economii la cump\u0103r\u0103turi \u0219i un cont digital gratuit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, doar cardul Magalu precizeaz\u0103 c\u0103 necesit\u0103 o analiz\u0103 de credit, deci ce zici de a-\u021bi asuma un risc \u0219i de a comanda cardul Ton cu nume negativ?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen fine, nu v\u0103 face\u021bi griji dac\u0103 nu a\u021bi luat o decizie final\u0103 pe baza explica\u021biilor noastre, la urma urmei, mai jos avem o alt\u0103 compara\u021bie detaliat\u0103 cu op\u021biuni interesante! Deci, r\u0103m\u00e2i cu noi!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2fvChL\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-havan-ou-cartao-ton-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card Havan sau Card Ton?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Ton-ou-Cartao-Magalu-2.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-havan-ou-cartao-ton-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card Havan sau Card Ton?\">\n            Card Havan sau Card Ton?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dou\u0103 carduri f\u0103r\u0103 tax\u0103 anual\u0103 sau orice tax\u0103 pentru achizi\u021bii cu reducere \u0219i plat\u0103 folosind credit interna\u021bional. Afla\u021bi mai multe despre fiecare dintre ele mai jos!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-havan-ou-cartao-ton-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-havan-ou-cartao-ton-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Afla\u021bi detalii despre carduri, dar nu v\u0103 face\u021bi griji cu privire la taxa anual\u0103 \u0219i cump\u0103ra\u021bi folosind credit chiar \u0219i \u00een str\u0103in\u0103tate. Prin urmare, decide\u021bi \u00eentre cardul Ton sau cardul Magalu.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,198,835,458,454],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"N\u00e3o se preocupe com anuidade e compre no cr\u00e9dito at\u00e9 mesmo no exterior, portanto, decida entre o cart\u00e3o Ton ou cart\u00e3o Magalu!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-ton-ou-cartao-magalu\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor?\" \/>\n<meta property=\"og:description\" content=\"N\u00e3o se preocupe com anuidade e compre no cr\u00e9dito at\u00e9 mesmo no exterior, portanto, decida entre o cart\u00e3o Ton ou cart\u00e3o Magalu!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/ro\/cartao-ton-ou-cartao-magalu\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-09T12:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-09T10:35:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tathiane Mantovani\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/e6b37122-ebfe-42cb-b933-6aea58f04dc8\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cartao-ton-ou-cartao-magalu\/\",\"name\":\"Cart\u00e3o Ton ou Cart\u00e3o Magalu: qual o melhor? 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