{"id":33974,"date":"2021-10-02T23:00:00","date_gmt":"2021-10-02T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33974"},"modified":"2021-10-02T21:14:29","modified_gmt":"2021-10-02T21:14:29","slug":"review-cartao-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/review-cartao-btg\/","title":{"rendered":"Revizuirea cardului BTG+ 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-transforme-gastos-em-investimento-com-o-cart%C3%A3o-btg\">Transform\u0103 cheltuielile \u00een investi\u021bii cu cardul BTG+<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Review cart\u00e3o BTG+ 2021. Fonte: BTG.\"  id=\"35593\" src=\"https:\/\/ucarecdn.com\/953a4828-ffd3-4c14-86fd-d15b605152e4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Card de recenzie BTG+ 2021. Sursa: BTG.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Banco BTG Pactual a lansat banca digital\u0103 BTG+ destinat\u0103 persoanelor fizice \u0219i, prin intermediul acesteia, cardul de credit BTG+ cu program de cashback, acoperire interna\u021bional\u0103 \u0219i brandul Mastercard. Prin urmare, recenzia cardului BTG+ v\u0103 va spune totul despre acest card, care este printre cele mai bune de pe pia\u021b\u0103.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Anuitate<\/strong><\/td><td>Scutit - Op\u021biune de baz\u0103<br>12x din R$ 45.00 \u2013 Op\u021biune avansat\u0103<br>12x din R$ 90.00 \u2013 Mastercard Black<\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>neinformat<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Programul Invest+ (op\u021bional)<br>Retrageri pe re\u021beaua Banco24Horas<br>Programul surpriz\u0103 Mastercard<\/td><\/tr><\/tbody><\/table><figcaption>Dar, la urma urmei, care sunt caracteristicile cardului?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-vXOyz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru carduri de credit BTG+?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru carduri de credit BTG+?\">\n            Cum s\u0103 aplici pentru carduri de credit BTG+?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vrei s\u0103 \u0219tii cum s\u0103 aplici pentru carduri de credit BTG+ \u0219i s\u0103 ai unul dintre cele mai bune programe de cashback de pe pia\u021b\u0103? A\u0219adar, \u0219tii c\u0103 e\u0219ti \u00een locul potrivit!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru carduri de credit BTG+?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-review-cart%C3%A3o-btg-tudo-o-que-voc%C3%AA-precisa-saber\">Revizuirea cardului BTG+: tot ce trebuie s\u0103 \u0219ti\u021bi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Tudo o que voc\u00ea precisa saber sobre o cart\u00e3o BTG+. Fonte: Pexels.\"  id=\"33982\" src=\"https:\/\/ucarecdn.com\/5b743cf8-77ed-4f48-b300-0b84b3414649\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Tot ce trebuie s\u0103 \u0219tii despre cardul BTG+. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum, ve\u021bi verifica totul despre revizuirea cardului BTG+, mai jos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-anuidade-e-cobertura\">anuitate \u0219i acoperire<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, \u00een ceea ce prive\u0219te taxa anual\u0103, exist\u0103 o diferen\u021b\u0103 \u00eentre cele trei modele de card bancar digital BTG+. Acest lucru se datoreaz\u0103 faptului c\u0103 cardul BTG+ Basic Option nu percepe o tax\u0103 anual\u0103. Pe de alt\u0103 parte, dac\u0103 dori\u021bi s\u0103 participa\u021bi la programul Invest+, trebuie s\u0103 pl\u0103ti\u021bi o tax\u0103 anual\u0103 de 12 ori de R$ 30,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ciuda acestei taxe, o pute\u021bi scuti dac\u0103 cheltui\u021bi cel pu\u021bin 3.500,00 R$ pe lun\u0103 pe factur\u0103 sau dac\u0103 investi\u021bi de la 30 mii R$. \u00cen cazul cardului BTG+ Advanced Option, anuitatea este de 12x R$ 15.00 f\u0103r\u0103 programul Invest+ \u0219i 12x R$ 45.00 cu beneficiu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Exista insa si posibilitatea scutirii in ambele cazuri, in primul trebuie sa ai cheltuieli de R$ 2.000,00 pe factura sau sa investesti din R$ 20 mii. \u00cen al doilea caz, trebuie s\u0103 cheltui\u021bi mai mult de 5.000,00 R$ pe factura lunar\u0103 sau s\u0103 investi\u021bi peste 50 mii R$.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, cardul BTG+ Black percepe o anuitate de 12x R$90.00. \u00cen acest caz, ob\u021bine\u021bi scutire dac\u0103 cheltui\u021bi mai mult de 12 mii R$ pe lun\u0103 pe factur\u0103 sau dac\u0103 investi\u021bi mai mult de 100 mii R$ \u00een banc\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te acoperirea, cele trei carduri au acoperire interna\u021bional\u0103, astfel \u00eenc\u00e2t pute\u021bi face cump\u0103r\u0103turi oriunde \u00een lume, precum \u0219i efectua\u021bi pl\u0103\u021bi \u0219i transferuri financiare prin contul digital.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-taxas-a-tarifas\">rate la rate<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Continu\u00e2nd revizuirea cardului BTG+, s\u0103 vorbim despre taxe \u0219i tarife. \u00cen ceea ce prive\u0219te dob\u00e2nda de credit revolving pe toate cardurile, este \u00een jur de 10% pe lun\u0103. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te dob\u00e2nda la ratele facturii, se percepe p\u00e2n\u0103 la 6,51 TP3T pe lun\u0103. Cu toate acestea, dac\u0103 am\u00e2na\u021bi pl\u0103\u021bile, va trebui s\u0103 pl\u0103ti\u021bi 2% de tax\u0103 de \u00eent\u00e2rziere \u0219i 1% de dob\u00e2nd\u0103 de \u00eent\u00e2rziere.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-bandeira-e-benef%C3%ADcios\">steag \u0219i beneficii<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Steagul folosit de banca BTG+ este Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, cele trei carduri ofer\u0103 programe precum Mastercard Surpreenda, \u00een care atunci c\u00e2nd \u00ee\u021bi \u00eenregistrezi cardul BTG+ c\u00e2\u0219tigi 1 punct ori de c\u00e2te ori \u00eel folose\u0219ti, indiferent de suma achizi\u021biei \u0219i de la 5 puncte \u00eencolo \u00eel po\u021bi schimba cu recompense incredibile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, ai acces \u0219i la asisten\u021ba Mastercard 24 de ore din 24, asigurarea auto, protec\u021bia pre\u021burilor, garan\u021bia extins\u0103 ini\u021bial\u0103, Carta Schengen, asigurarea medical\u0103 de urgen\u021b\u0103, printre c\u00e2teva alte avantaje pe care doar marca le ofer\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a ob\u021bine acces, trebuie doar s\u0103 v\u0103 \u00eenregistra\u021bi cardul \u00een programele men\u021bionate mai sus \u0219i s\u0103 \u00eencepe\u021bi s\u0103 v\u0103 bucura\u021bi de toate aceste beneficii Mastercard.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-vantagens-do-cart%C3%A3o-btg\">Avantajele cardului BTG+<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Vantagens do cart\u00e3o BTG+. Fonte: Pexels.\"  id=\"33983\" src=\"https:\/\/ucarecdn.com\/a693a6be-c0a9-4172-8fa8-abfa6b4a2eaf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Avantajele cardului BTG+. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>C\u00e2nd vine vorba de cardurile BTG+ Basic \u0219i Advanced Option, avantajele sunt practic acelea\u0219i, deoarece toate fac parte \u0219i din versiunea Black. \u00cen acest fel, po\u021bi conta pe pl\u0103\u021bi de aproximare care ofer\u0103 mai mult\u0103 siguran\u021b\u0103 atunci c\u00e2nd faci cump\u0103r\u0103turi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, prin intermediul aplica\u021biei bancare BTG+, \u00ee\u021bi po\u021bi schimba limita cardului, \u00ee\u021bi po\u021bi verifica factura, \u00ee\u021bi debloca cardul, \u00ee\u021bi controlezi toate cheltuielile \u0219i ai acces la tot ce se \u00eent\u00e2mpl\u0103 cu cardul t\u0103u \u00een momentul exact al achizi\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pute\u021bi \u00eencepe s\u0103 utiliza\u021bi versiunea virtual\u0103 chiar \u00eenainte de a primi cea fizic\u0103, precum \u0219i cardul func\u021bioneaz\u0103 ca debit \u0219i credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i ai acces \u0219i la programul Invest+ \u00een care po\u021bi face investi\u021bii chiar prin aplica\u021bia BTG bank. \u00cen acest caz, dac\u0103 optezi pentru program, vei avea o parte din cheltuielile tale transformate \u00een investi\u021bii. De exemplu, \u00een versiunea Black este posibil s\u0103 ave\u021bi 1% de cashback. Astfel, ace\u0219ti bani care revin sunt investi\u021bi automat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, practic avantajele sunt acelea\u0219i pentru cele trei carduri, dar \u00een varianta Black, ai \u0219i asigurare, asisten\u021b\u0103 de c\u0103l\u0103torie \u0219i acces la saloanele Mastercard de pe Aeroportul Guarulhos, pe l\u00e2ng\u0103 dou\u0103 accese anuale gratuite la saloanele VIP asociate programului LoungeKey.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, pe de alt\u0103 parte, varianta Basic nu percepe rent\u0103 \u0219i nici nu necesit\u0103 dovada venitului minim, fiind o alternativ\u0103 bun\u0103 dac\u0103 e\u0219ti f\u0103r\u0103 resurse pentru celelalte dou\u0103 variante.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1j0nDc\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/tudo-sobre-o-cartao-de-credito-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Totul despre cardul de credit BTG+\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/tudo-sobre-o-cartao-de-credito-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Totul despre cardul de credit BTG+\">\n            Totul despre cardul de credit BTG+        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi totul despre cardul BTG+ cu program de rambursare, acoperire interna\u021bional\u0103, marca Mastercard \u0219i alte c\u00e2teva avantaje.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/tudo-sobre-o-cartao-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Doar instala\u021bi aplica\u021bia BTG+ bank, disponibil\u0103 \u00een App Store sau Play Store \u0219i deschide\u021bi-v\u0103 contul. Apoi, trebuie s\u0103 furniza\u021bi datele dvs. personale, s\u0103 trimite\u021bi fotografii \u0219i un selfie care \u021bine documentul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a c\u0103 a\u0219tepta\u021bi doar analiza creditului. Dac\u0103 este aprobat, pute\u021bi continua \u0219i alege cardul la alegere. Pentru instruc\u021biuni pas cu pas, face\u021bi clic pe con\u021binutul recomandat de mai jos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-25hIjT\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru carduri de credit BTG+?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru carduri de credit BTG+?\">\n            Cum s\u0103 aplici pentru carduri de credit BTG+?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Aplica acum pentru cardul tau international BTG+, cu marca Mastercard si programul de cashback.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/848b939a-3eef-42c3-b2df-94e543b61bb8\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru carduri de credit BTG+?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Dac\u0103 dori\u021bi un card cu acces la un program de cashback care v\u0103 transform\u0103 cheltuielile \u00een investi\u021bii, consulta\u021bi recenzia cardului BTG+. Exist\u0103 trei op\u021biuni de card cu posibilitatea de renun\u021bare la anuitate, marca Mastercard \u0219i acoperire interna\u021bional\u0103. Verific\u0103!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1254,1784,1783,1785,1782],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review cart\u00e3o BTG+ 2021 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Se voc\u00ea quer um cart\u00e3o com acesso a um programa de cashback que transforma seus gastos em investimentos, veja o review cart\u00e3o BTG+. 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