{"id":33608,"date":"2021-09-07T12:01:00","date_gmt":"2021-09-07T12:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33608"},"modified":"2021-09-07T06:47:27","modified_gmt":"2021-09-07T06:47:27","slug":"cartao-hipercard-ou-cartao-digio","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-hipercard-ou-cartao-digio\/","title":{"rendered":"Cardul Hipercard sau cardul Digio: pe care s\u0103 alegi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-hipercard-x-digio-descubra-qual-o-melhor\">Hipercard x Digio: afl\u0103 care este cel mai bun!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Hipercard ou cart\u00e3o Digio: qual o ideal? Fonte: Pxhere.\"  id=\"33613\" src=\"https:\/\/ucarecdn.com\/93b9d75e-49d2-440b-8473-5a4af87a300c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul Hipercard sau cardul Digio: care este ideal? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen orice caz, alegerea \u00eentre cardul Hipercard sau cardul Digio poate fi dificil, p\u00e2n\u0103 la urm\u0103 sunt c\u0103r\u021bi cu profil similar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, cardul Hipercard este ideal pentru cei care au nevoie de credit personal, dob\u00e2nd\u0103 sc\u0103zut\u0103 la ratele facturii \u0219i mai mult timp pentru achitarea cump\u0103r\u0103turilor, cu termen de p\u00e2n\u0103 la 40 de zile oferit de Hipercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, cardul Digio este popular printre conturile digitale, deoarece este gratuit \u00een toate sensurile, comand\u0103 online \u0219i posibilitatea de rambursare la fiecare achizi\u021bie cu cardul de credit, ceea ce genereaz\u0103 economii pe termen lung.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, oricine caut\u0103 un card de credit dore\u0219te s\u0103 pl\u0103teasc\u0103 pu\u021bin \u0219i s\u0103 aib\u0103 multe avantaje, a\u0219a c\u0103, f\u0103r\u0103 alte prelungiri, verific\u0103 aceast\u0103 compara\u021bie preg\u0103tit\u0103 \u00een detaliu pentru a te ajuta cu alegerea ta.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZlaCjY\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-passo-a-passo-seu-cartao-hipercard\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se solicit\u0103 cardul Hipercard\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3fcd034a-af1e-4f0d-ae28-0d04ed7b627b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-passo-a-passo-seu-cartao-hipercard\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se solicit\u0103 cardul Hipercard\">\n            Cum se solicit\u0103 cardul Hipercard        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cu cardul Hipercard nu platesti taxa anuala, poti comanda cardul cu un venit minim de R$ 800.00 si chiar primesti reduceri la achizitia lunii la orice magazin din grupul Mare!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-passo-a-passo-seu-cartao-hipercard\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } 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this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-passo-a-passo-seu-cartao-hipercard\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/3fcd034a-af1e-4f0d-ae28-0d04ed7b627b\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum se solicit\u0103 cardul Hipercard              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-passo-a-passo-seu-cartao-hipercard\/\"  data-analytics-label=\"anchorButton\" 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mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Digio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/81bc85c9-1305-4f0c-8bcf-c8cd7dff60eb\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Digio\">\n            Cum s\u0103 aplici pentru cardul Digio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Digio nu are birocra\u021bie, necesit\u0103 analiz\u0103 de credit, dar are limite bune pre-aprobate \u0219i nu percepe o anuitate, pe l\u00e2ng\u0103 faptul c\u0103 are cashback \u0219i club de puncte.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/81bc85c9-1305-4f0c-8bcf-c8cd7dff60eb\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Digio              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cardul Hipercard<\/strong><\/td><td><strong>card digital<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>R$ 800,00<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>Scuti<\/td><td>Scuti<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>MasterCard<\/td><td>Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Nu pl\u0103ti\u021bi niciodat\u0103 o tax\u0103 anual\u0103, chiar \u0219i pe carduri suplimentare<br>Prime\u0219te cardul \u00een 15 zile<br>Economisi\u021bi p\u00e2n\u0103 la R$ 200,00 la achizi\u021bia lunar\u0103 din magazinele partenere<br>ob\u021bine credit personal&nbsp;<br>Ob\u021bine\u021bi un rating de credit de urgen\u021b\u0103 atunci c\u00e2nd dep\u0103\u0219i\u021bi limita cardului<\/td><td>Nu v\u0103 face\u021bi griji cu privire la anuitate, taxa de membru sau orice tax\u0103 lunar\u0103<br>Conta\u021bi pe un cashback de fiecare dat\u0103 c\u00e2nd cheltui\u021bi limita de credit pentru achizi\u021bii<br>Cu reducerea Digio, clientul are p\u00e2n\u0103 la 60% reducere la achizi\u021biile din magazinele partenere<br>Aplica\u021bi online pentru cardul dvs. de credit \u0219i evita\u021bi birocra\u021bia \u00een analiza documentelor<\/td><\/tr><\/tbody><\/table><figcaption>Dar, la urma urmei, care este idealul?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-hipercard-\"><strong>Cardul Hipercard<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru cei care nu sunt familiariza\u021bi cu cardul Hipercard, este o op\u021biune bancar\u0103 Ita\u00fa care ofer\u0103 reduceri la mai multe magazine din \u021bar\u0103, cu o tax\u0103 anual\u0103 gratuit\u0103, cerin\u021b\u0103 de venit minim mai mic\u0103 dec\u00e2t salariul minim \u0219i comisioane mici de utilizare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u0103 \u0219ti\u021bi c\u0103 clien\u021bii Hipercard pot solicita cardul prin internet \u0219i \u00eel pot primi acas\u0103, cu o perioad\u0103 maxim\u0103 de p\u00e2n\u0103 la 15 zile, \u00een plus, cardul de credit este eliberat cu o limit\u0103 minim\u0103 de cheltuieli de R$300.00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 se \u00eent\u00e2mpl\u0103 s\u0103 ai nevoie de un \u00eemprumut, nu-\u021bi face griji, Hipercard ofer\u0103 un \u00eemprumut personal cu dob\u00e2nzi mici \u0219i chiar o prelungire a limitei de credit atunci c\u00e2nd cheltuielile dep\u0103\u0219esc ceea ce este disponibil, f\u0103r\u0103 a percepe nimic \u00een plus.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, ai un card de credit complet cu rate de achizi\u021bie de p\u00e2n\u0103 la 12 rate f\u0103r\u0103 dob\u00e2nd\u0103 \u0219i 24 de rate \u00een rate fixe ce urmeaz\u0103 a fi definite \u00een momentul achizi\u021biei, a\u0219a c\u0103 nu ai probleme c\u00e2nd ai cardul Hipercard.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-digio-\"><strong>card digital<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 ce clientul solicit\u0103 cardul Digio, acesta nu va pl\u0103ti o anuitate, cotiza\u021bie de membru sau cotiza\u021bie lunar\u0103, \u00een plus, remiterea cardului \u0219i creditul revolving nu sunt nici pe cheltuiala clientului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 se \u00eent\u00e2mpl\u0103 s\u0103 cau\u021bi un club de puncte, vei avea \u0219anse duble, deoarece cardul Digio are propriul program, pe l\u00e2ng\u0103 Vai de Visa, care transform\u0103 \u0219i cheltuielile \u00een recompense.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Av\u00e2nd \u00een vedere cererea de reduceri, programul de reduceri ofer\u0103 o reducere 60% la achizi\u021biile din magazinele partenere Livelo, unde pe site, clien\u021bii pot verifica produsele disponibile \u00een ziua respectiv\u0103 \u0219i pot pl\u0103ti mult mai ieftin.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, cardul Digio nu are birocratie, poate fi solicitat online, unde iti introduci datele si astepti cateva zile pentru a accesa limita de credit a cardului, care poate fi fizica sau virtuala.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-hipercard-\"><strong>Care sunt avantajele cardului Hipercard?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre as vantagens do cart\u00e3o Hipercard. Fonte: Wikimedia Commons.\"  id=\"29581\" src=\"https:\/\/ucarecdn.com\/8fe1d031-44e6-4529-b312-9ab5bf6d6f45\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi mai multe despre avantajele cardului Hipercard. Sursa: Wikimedia Commons.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De\u0219i arat\u0103 ca un card obi\u0219nuit, Hipercard este ideal pentru cei cu venituri mici, scor mare sau nume curat \u0219i care, pe l\u00e2ng\u0103 aceste aspecte, au nevoie de credit personal pl\u0103tind pu\u021bin mai pu\u021bin. Vezi mai jos alte beneficii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Venitul minim mic de R$ 800,00;<\/li><li>Efectua\u021bi retrageri de urgen\u021b\u0103 la orice bancomat din re\u021beaua Banco24h;<\/li><li>Plata facturilor in maxim 40 de zile, fara dobanda;<\/li><li>Ob\u021bine\u021bi o limit\u0103 de credit de urgen\u021b\u0103 f\u0103r\u0103 costuri atunci c\u00e2nd dep\u0103\u0219i\u021bi achizi\u021biile;<\/li><li>Ob\u021bine\u021bi reduceri la magazinele Big Group, cu p\u00e2n\u0103 la 200,00 RS \u00een achizi\u021bii lunare.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-digio-\"><strong>Care sunt avantajele cardului Digio?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba detalhes sobre os benef\u00edcios do cart\u00e3o Digio. Fonte: Digio.\"  id=\"33548\" src=\"https:\/\/ucarecdn.com\/aa85fc85-9489-4f94-b1f8-41bbf87f2bc4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi detalii despre beneficiile cardului Digio. Sursa: Digio.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a nu avea \u00eendoieli, consulta\u021bi mai multe despre avantajele cardului Digio, care nu va percepe clientului nicio tax\u0103 lunar\u0103, inclusiv anuitatea, a\u0219a c\u0103 urma\u021bi mai jos alte beneficii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Ob\u021bine\u021bi acces la acumularea de puncte din programul Vai de Visa, dar \u0219i din Clube Digio;<\/li><li>Ob\u021bine\u021bi reduceri pe re\u021beaua Livelo, \u00een fiecare zi, de p\u00e2n\u0103 la 60% la produse;<\/li><li>Nu pl\u0103ti\u021bi dob\u00e2nd\u0103 revolving, remitere card sau orice comision lunar\u0103;<\/li><li>Efectua\u021bi retrageri na\u021bionale \u0219i interna\u021bionale pe re\u021beaua Banco24H;<\/li><li>Comanda online si cumpara in magazine din strainatate.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-hipercard-\"><strong>Care sunt dezavantajele cardului Hipercard?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Printre principalele dezavantaje ale cardului Hipercard se num\u0103r\u0103 necesitatea unei analize stricte de credit pentru a elibera limita, ceea ce \u00eempiedic\u0103 unii clien\u021bi s\u0103 acceseze un card de credit bun.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, de\u0219i este legat de Ita\u00fa, nu poate fi folosit \u00een sucursalele b\u0103ncii, ci \u00een re\u021beaua Banco24h, unde clientul are comisioane pentru mai multe tranzac\u021bii, inclusiv retrageri, care ajung la R$ 12.00.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-digio-\"><strong>Care sunt dezavantajele cardului Digio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, nici nu este indicat pentru cei cu un nume murdar, a\u0219a c\u0103 a\u0219tepta\u021bi aprobarea doar dac\u0103 nu este negativ\u0103, \u00een plus, a\u0219tepta\u021bi p\u00e2n\u0103 la 30 de zile pentru a primi cardul atunci c\u00e2nd exist\u0103 aprobare, ceea ce este foarte consumator de timp pentru unii clien\u021bi .<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Clientul nu scap\u0103 nici de taxele de retragere, care sunt 7.99% pe lun\u0103 + IOF, adic\u0103 la fiecare retragere, a\u0219tepta\u021bi aceast\u0103 tax\u0103 stipulat\u0103 \u00een factura dumneavoastr\u0103 lunar\u0103, care se pl\u0103te\u0219te doar \u00een rate tot cu dob\u00e2nd\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-hipercard-ou-cart%C3%A3o-digio-qual-escolher-\"><strong>Cardul Hipercard sau cardul Digio: pe care s\u0103 alegi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conseguiu definir entre o cart\u00e3o Hipercard ou cart\u00e3o Digio? Fonte: Pexels.\"  id=\"33715\" src=\"https:\/\/ucarecdn.com\/e159434c-2f86-4d33-8d8a-079e3f6ca5f1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ai reu\u0219it s\u0103 decizi \u00eentre cardul Hipercard sau cardul Digio? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar, p\u00e2n\u0103 la urm\u0103, te-ai decis \u00eentre cardul Hipercard sau cardul Digio?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, sunt carduri care au comisioane mici, pot fi solicitate prin internet \u0219i nu au o cerin\u021b\u0103 mare de venit pentru ca clientul s\u0103 ob\u021bin\u0103 aprobarea mult visat\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103, pe de o parte, cardul Hipercard garanteaz\u0103 reduceri la numeroase magazine Big group, pe de alt\u0103 parte, cardul Digio ofer\u0103, \u00een fiecare zi, 60% produse de pe site-ul Livelo \u0219i cashback la fiecare achizi\u021bie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, atunci c\u00e2nd alege\u021bi, \u021bine\u021bi cont de nevoile de achizi\u021bie \u0219i, de asemenea, de modul \u00een care fiecare corespunde profilului dvs. financiar, fie c\u0103 este nevoie de o limit\u0103 mai mare sau chiar de un termen mai lung pentru plata facturilor, de exemplu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen fine, dac\u0103 \u00eenc\u0103 nu te-ai hot\u0103r\u00e2t care dintre ele este ideal\u0103, nu-\u021bi face griji, pentru c\u0103 mai jos separ\u0103m o nou\u0103 compara\u021bie la fel de interesant\u0103 ca aceasta, cu informa\u021bii bogate \u0219i mai multe detalii despre alte carduri de credit, a\u0219a c\u0103 d\u0103 click mai jos!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-29lLct\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-universitario-ou-cartao-cea\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Santander Universit\u00e1rio sau cardul CEA\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/cartao-Hipercard-ou-cartao-Digio.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-santander-universitario-ou-cartao-cea\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Santander Universit\u00e1rio sau cardul CEA\">\n            Cardul Santander Universit\u00e1rio sau cardul CEA        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cen timp ce unul nu necesit\u0103 dovada veniturilor sau analiza documentelor, cel\u0103lalt ofer\u0103 reduceri \u0219i rate f\u0103r\u0103 dob\u00e2nd\u0103. 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Deci, cunoa\u0219te\u021bi diferen\u021bele \u0219i alege\u021bi mai bine!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,874,601,339],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Hipercard ou Cart\u00e3o Digio: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Para decidir entre o cart\u00e3o Hipercard ou cart\u00e3o Digio, saiba que voc\u00ea ter\u00e1 acesso a anuidade gr\u00e1tis e parcelamento sem juros. 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