{"id":33504,"date":"2021-09-06T23:01:00","date_gmt":"2021-09-06T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33504"},"modified":"2021-09-06T16:42:20","modified_gmt":"2021-09-06T16:42:20","slug":"cartao-magalu-ou-cartao-digio","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-magalu-ou-cartao-digio\/","title":{"rendered":"Card Magalu sau Card Digio: pe care s\u0103-l alegi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-magalu-x-digio-descubra-qual-o-melhor\">Magalu x Digio: afl\u0103 care este cel mai bun!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Magalu ou cart\u00e3o Digio: qual a op\u00e7\u00e3o ideal? Fonte: Pxhere.\"  id=\"33508\" src=\"https:\/\/ucarecdn.com\/0bf05364-4bdb-4e94-981a-91ce557f08bd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Card Magalu sau card Digio: care este varianta ideala? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atunci c\u00e2nd alege\u021bi un card de credit, de ce s\u0103 nu lua\u021bi \u00een considerare cardul Magalu sau cardul Digio \u0219i s\u0103 ave\u021bi un aliat pentru a v\u0103 organiza via\u021ba financiar\u0103 \u0219i pentru a pl\u0103ti achizi\u021biile interna\u021bionale?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ambele carduri ofer\u0103 reduceri exclusive, nu percep anuitate \u0219i chiar au cashback, adic\u0103 la fiecare achizi\u021bie clientul c\u00e2\u0219tig\u0103 o parte din bani \u00eenapoi, ceea ce este foarte economic, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, sunt carduri pline de avantaje, cu pu\u021bine diferen\u021be, \u00eentruc\u00e2t ambele necesit\u0103 analiz\u0103 de credit, punctaj bun, pot fi folosite pentru achizi\u021bii interna\u021bionale \u0219i pl\u0103\u021bi \u00een rate \u00een mii de unit\u0103\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, am g\u0103sit c\u00e2teva diferen\u021be de carduri care ar putea fi cruciale pentru alegerea dvs., a\u0219a c\u0103 r\u0103m\u00e2ne\u021bi cu noi \u0219i decide\u021bi ast\u0103zi \u00eentre cardul Magalu sau cardul Digio. S\u0103 mergem!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2syDAp\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/08\/Cartao-Havan-ou-Cartao-Magalu.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Magalu\">\n            Cum s\u0103 aplici pentru cardul Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cashback, anuitate zero \u0219i reduceri exclusive \u00een magazine, pe l\u00e2ng\u0103 Clientul Gold, atunci c\u00e2nd iei produse gratuit. Afla\u021bi mai multe!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a 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0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1VSY17\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Digio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/81bc85c9-1305-4f0c-8bcf-c8cd7dff60eb\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Digio\">\n            Cum s\u0103 aplici pentru cardul Digio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            F\u0103r\u0103 anuitate, tax\u0103 de membru sau tax\u0103 lunar\u0103, cu \u0219ansa de a te al\u0103tura clubului de puncte \u0219i de a primi cashback la fiecare achizi\u021bie!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/81bc85c9-1305-4f0c-8bcf-c8cd7dff60eb\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Digio              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>card Magalu<\/strong><\/td><td><strong>card digital<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>R$ 800,00<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>Scuti<\/td><td>Scuti<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Cumpara cu reduceri la magazinele Magalu, dar si la alte<br>Efectua\u021bi pl\u0103\u021bi \u00een magazine din str\u0103in\u0103tate \u0219i, de asemenea, online<br>Nu pl\u0103ti\u021bi anuitate \u0219i ave\u021bi \u00een continuare cashback<br>Ob\u021bine\u021bi reduceri exclusive la orice magazin Magalu<\/td><td>Unul dintre singurii care nu percepe rent\u0103, cotiza\u021bie de membru sau cotiza\u021bie lunar\u0103<br>Al\u0103tur\u0103-te clubului de puncte \u0219i schimb\u0103 produse sau mile<br>Retrage\u021bi la orice bancomat din re\u021beaua Banco24h<br>Ob\u021bine\u021bi rambursare la fiecare achizi\u021bie de credit<\/td><\/tr><\/tbody><\/table><figcaption>Dar p\u00e2n\u0103 la urm\u0103 pe care s\u0103 o aleg?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-magalu-\"><strong>card Magalu<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deoarece cardul Magalu are numeroase beneficii pentru clien\u021bi, cererea mare a f\u0103cut cardul \u0219i o op\u021biune excelent\u0103 pentru orice achizi\u021bie pe credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta \u00eenseamn\u0103 c\u0103 cu acest card nu vei pl\u0103ti o tax\u0103 anual\u0103, vei avea un card de credit cu achizi\u021bii interna\u021bionale, vei ob\u021bine reduceri exclusive \u00een magazine \u0219i, \u00een plus, nu va trebui s\u0103-\u021bi faci griji cu privire la dob\u00e2nda la rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 ce a\u021bi pl\u0103tit \u00een 24 de rate, nu ve\u021bi pl\u0103ti dob\u00e2nd\u0103 la facturi, de exemplu, dec\u00e2t dac\u0103 am\u00e2na\u021bi plata. Din acela\u0219i punct de vedere, clientul Magalu poate urm\u0103ri toat\u0103 mi\u0219carea \u0219i \u00eentr-un cont digital facilitat \u0219i f\u0103r\u0103 costuri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, este un portofel digital care poate fi folosit ca un card de credit obi\u0219nuit, dar cu beneficiile de a pl\u0103ti \u00eentotdeauna mai ieftin pentru produsele Magalu, cum ar fi a fi Client Gold.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-digio-\"><strong>card digital<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00centruc\u00e2t cardul Digio este unul dintre cele mai ieftine din modalitate, ofer\u0103 \u0219i cashback, puncte club \u0219i reduceri la magazinele partenere, ceea ce pe termen lung genereaz\u0103 foarte multe economii, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, costul acestui card este mult mai mic \u00een compara\u021bie cu altele, p\u00e2n\u0103 la urm\u0103 nu percepe dob\u00e2nd\u0103 la cardul de credit revolving, anuitate, cotiza\u021bie de membru sau nicio tax\u0103 lunar\u0103. Cu toate acestea, necesit\u0103 o analiz\u0103 detaliat\u0103 a creditului, cu un timp de sosire destul de lung.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, clien\u021bii pot face retrageri pe re\u021belele Banco24h, pl\u0103tind o tax\u0103 ori de c\u00e2te ori exist\u0103 o tranzac\u021bie, adic\u0103 este util\u0103 \u0219i \u00een situa\u021bii de urgen\u021b\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La urma urmei, cardul Digio poate oferi pl\u0103\u021bi de abonament, precum Netflix \u0219i Spotify, achizi\u021bii interna\u021bionale \u0219i rate, cu posibilitate de returnare prin puncte acumulate \u0219i cashback!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-magalu-\"><strong>Care sunt avantajele cardului Magalu?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais detalhes sobre o cart\u00e3o Magalu. Fonte: Magalu.\"  id=\"33576\" src=\"https:\/\/ucarecdn.com\/923dd7aa-6141-4adf-8497-45e9645ef143\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afl\u0103 mai multe detalii despre cardul Magalu. Sursa: Magalu.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen orice caz, cardul Magalu face achizi\u021biile clien\u021bilor mult mai ieftine prin reducerile zilnice \u0219i Clientul Gold, care ofer\u0103 \u00eentotdeauna unul sau mai multe produse gratuit \u00een cantit\u0103\u021bi mari, deci vezi mai jos mai multe avantaje.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Nu pl\u0103ti\u021bi nicio tax\u0103 anual\u0103 sau vreo tax\u0103 lunar\u0103;<\/li><li>Prime\u0219te, \u00een portofelul digital Magalu, toate ramburs\u0103rile din achizi\u021bii;<\/li><li>Al\u0103tura\u021bi-v\u0103 clubului de oferte cu p\u00e2n\u0103 la 10% reduceri la achizi\u021bii;<\/li><li>Instaleaz\u0103-\u021bi achizi\u021biile \u00een p\u00e2n\u0103 la 24 de rate f\u0103r\u0103 dob\u00e2nd\u0103;<\/li><li>Ob\u021bine\u021bi reduceri la magazinele partenere, cum ar fi Zattini, \u00c9poca Cosm\u00e9ticos \u0219i Netshoes.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-digio-\"><strong>Care sunt avantajele cardului Digio?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as vantagens do cart\u00e3o Digio. Fonte: Digio.\"  id=\"33578\" src=\"https:\/\/ucarecdn.com\/91ac826a-a9e1-4ca3-ac77-c840075356b3\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cunoa\u0219te\u021bi avantajele cardului Digio. Sursa: Digio.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 ce comanda\u021bi cardul Digio, ve\u021bi avea acces la mai multe avantaje precum neplata unor taxe, puncte club, cashback \u0219i multe altele. A\u0219adar, consulta\u021bi mai jos alte beneficii ale \u201eazulzinho\u201d.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Particip\u0103 la Vai de Visa, unde acumulezi puncte, dar \u0219i al\u0103tur\u0103-te clubului de carduri Digio;<\/li><li>Cu cashback, primi\u021bi bani \u00eenapoi la fiecare plat\u0103 cu cardul de credit;<\/li><li>Dob\u00e2nd\u0103 rotativ\u0103? Aici nu vei pl\u0103ti niciunul;<\/li><li>Retrage\u021bi la orice bancomat din re\u021beaua Banco24h, contra cost;<\/li><li>Ob\u021bine\u021bi o reducere de p\u00e2n\u0103 la 60% la magazinele partenere de carduri Digio.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-magalu-\"><strong>Care sunt dezavantajele cardului Magalu?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De\u0219i are numeroase avantaje, cardul Magalu nu este interesant pentru cei cu un scor mic sau un nume murdar, de exemplu, deoarece necesit\u0103 o analiz\u0103 detaliat\u0103 a creditului \u0219i poate s\u0103 nu fie aprobat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deoarece unele carduri de magazin nu au conturi bancare, acesta are, a\u0219a c\u0103 oblig\u0103 clientul s\u0103 deschid\u0103 un cont, ceea ce poate s\u0103 nu fie interesant. \u00cen plus, cashback-ul este valabil doar la cump\u0103r\u0103turile din magazinele Magalu, nu \u0219i la alte unit\u0103\u021bi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-digio-\"><strong>Care sunt dezavantajele cardului Digio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ceea ce atrage cel mai mult aten\u021bia dintre dezavantaje este \u00eent\u00e2rzierea sosirii cardului. Aceasta \u00eenseamn\u0103 c\u0103 \u00eentre solicitarea, analiza \u0219i eliberarea creditului, clientul poate a\u0219tepta p\u00e2n\u0103 la treizeci de zile, conform informa\u021biilor de la unii clien\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen fine, trebuie pl\u0103tite \u0219i retragerile de urgen\u021b\u0103, adic\u0103 cu fiecare retragere ve\u021bi pl\u0103ti comisioane lunare de 7.90% + IOF-ul definit la momentul respectiv, deci este important s\u0103 fi\u021bi aten\u021bi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-magalu-ou-cart%C3%A3o-digio-qual-escolher-\"><strong>Card Magalu sau Card Digio: pe care s\u0103-l alegi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Magalu ou Cart\u00e3o Digio: conseguiu decidir? Fonte: Pxhere.\"  id=\"33509\" src=\"https:\/\/ucarecdn.com\/fc324919-18a3-4071-a649-6588f9f9d89c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Magalu Card sau Digio Card: ai reusit sa te hotarasti? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Fie ca iti place sau nu, e greu sa alegi intre cardul Magalu sau cardul Digio, nu-i asa?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103 un card vine de la un magazin, ceea ce este extrem de benefic pentru plata \u00een rate f\u0103r\u0103 dob\u00e2nd\u0103 \u0219i, de asemenea, pentru a ob\u021bine achizi\u021bii la un pre\u021b mult mai mic dec\u00e2t dac\u0103 nu ai avea un card de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, cardul Digio este larg, cu cont bancar digital gratuit, program de puncte \u0219i cashback, cu card contactless, f\u0103r\u0103 anuitate, adic\u0103 comand\u0103 online \u0219i nu pl\u0103te\u0219ti nimic.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, \u00eentruc\u00e2t ambele carduri au profiluri similare, este necesar s\u0103 \u021bii cont dac\u0103 de obicei cumperi multe din magazinele Magalu pentru a ajunge la concluzia pe care s\u0103-l comanzi, cu siguran\u021b\u0103!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, nu v\u0103 face\u021bi griji dac\u0103 nu v-a\u021bi hot\u0103r\u00e2t \u00eenc\u0103, deoarece mai jos am preg\u0103tit o alt\u0103 compara\u021bie detaliat\u0103 pentru a v\u0103 ajuta s\u0103 decide\u021bi, a\u0219a c\u0103 doar face\u021bi clic!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-211sNJ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Pagbank sau cardul Magalu?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c1103414-1f37-433d-a3af-f9601f1489d0\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Pagbank sau cardul Magalu?\">\n            Cardul Pagbank sau cardul Magalu? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/c1103414-1f37-433d-a3af-f9601f1489d0\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cardul Pagbank sau cardul Magalu?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u00centre cardul Magalu sau cardul Digio, care poate oferi anuitate gratuit\u0103, achizi\u021bii interna\u021bionale, cashback \u0219i multe altele? Afla acum!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,835,874,458],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Magalu ou Cart\u00e3o Digio: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Entre o cart\u00e3o Magalu ou cart\u00e3o Digio, qual poder\u00e1 oferecer anuidade gr\u00e1tis, compras internacionais, cashback e muito mais? 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