{"id":33491,"date":"2021-09-06T23:00:00","date_gmt":"2021-09-06T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33491"},"modified":"2021-09-06T16:42:08","modified_gmt":"2021-09-06T16:42:08","slug":"cartao-ourocard-universitario-ou-cartao-digio","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-digio\/","title":{"rendered":"Cardul universitar Ourocard sau cardul Digio: pe care s\u0103-l alegi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-digio-descubra-qual-o-melhor\">Ourocard Universit\u00e1rio x Digio: afl\u0103 care este cel mai bun<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Digio: qual o ideal? Fonte: Pxhere.\"  id=\"33370\" src=\"https:\/\/ucarecdn.com\/a3b08d0b-0b98-4450-a9be-c7f42ea75870\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul Ourocard Universit\u00e1rio sau cardul Digio: care este ideal? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, a alege \u00eentre cardul Ourocard Universit\u00e1rio sau cardul Digio poate fi o decizie dificil\u0103, p\u00e2n\u0103 la urm\u0103 sunt carduri cu comisioane mici \u0219i birocra\u021bie!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, au fost concepute pentru diferite profiluri. \u00cen timp ce cardul Ourocard Universit\u00e1rio este pentru studen\u021bii cu v\u00e2rsta de p\u00e2n\u0103 la 28 de ani, Digio ofer\u0103 beneficii oricui.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este de remarcat faptul c\u0103 cardul Ourocard Universit\u00e1rio nu necesit\u0103 dovada veniturilor pentru a oferi o limit\u0103 de credit care ajunge la R$1,500, dar trebuie s\u0103 fi\u021bi \u00eenscris \u00eentr-o IIS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, cardul Digio are o aprobare u\u0219oar\u0103, nu percepe nicio anuitate, dar necesit\u0103 un nume curat, scor mare \u0219i dovada de venit pentru ca cererea dumneavoastr\u0103 s\u0103 fie acceptat\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, vom aduce mai multe detalii despre ambele, care sunt ideale pentru tinerii \u0219i adul\u021bii care au nevoie s\u0103 cumpere pe credit \u0219i nu pot pl\u0103ti comisioane mari. Verific\u0103!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZOF6Jn\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Ourocard Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/4df3a643-fbfe-494a-bca0-d7b64da2ac41\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Ourocard Universit\u00e1rio\">\n            Cum s\u0103 solicita\u021bi cardul Ourocard Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Studentul care de\u021bine acest card nu \u00ee\u0219i face griji cu privire la taxa anual\u0103, cotiza\u021bia de membru, cotiza\u021bia lunar\u0103 \u0219i prime\u0219te deja o limit\u0103 de R$ 1.500,00 f\u0103r\u0103 nicio dovad\u0103 de venit.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a 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extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && 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this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/81bc85c9-1305-4f0c-8bcf-c8cd7dff60eb\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Digio              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cardul Universit\u0103\u021bii Ourocard<\/strong><\/td><td><strong>card digital<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>nu este necesar<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>Scuti<\/td><td>Scuti<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Au o limit\u0103 preaprobat\u0103 de R$ 1.500,00 f\u0103r\u0103 dovada de venit<br>Nu pl\u0103ti\u021bi rent\u0103, tax\u0103 lunar\u0103 sau cotiza\u021bie de membru<br>Cump\u0103ra\u021bi \u00een str\u0103in\u0103tate folosind func\u021bia de credit interna\u021bional<br>Cre\u0219te\u021bi limita la utilizare<\/td><td>Bucura\u021bi-v\u0103 de avantajele unui card complet f\u0103r\u0103 a pl\u0103ti o tax\u0103 anual\u0103<br>Retragere din cardul de credit sau din contul curent din re\u021beaua Banco24h<br>Ob\u021bine\u021bi acces la clubul de puncte<br>Nu pl\u0103ti\u021bi dob\u00e2nda revolving<\/td><\/tr><\/tbody><\/table><figcaption>Compara\u021bi cele dou\u0103 \u0219i decide\u021bi!<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ourocard-universit%C3%A1rio-\"><strong>Cardul Universit\u0103\u021bii Ourocard<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Anterior, mul\u021bi tineri ajungeau s\u0103 nu aib\u0103 acces la linii de credit pentru c\u0103 nu aveau un venit lunar sau documente care s\u0103 ateste vreun venit, ceea ce le-a \u00eempiedicat chiar studiile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai t\u00e2rziu, b\u0103ncile au \u00eenceput s\u0103 \u00een\u021beleag\u0103 c\u0103 acest public era important \u0219i a\u0219a BB a creat cardul Ourocard Universit\u00e1rio, solicit\u00e2nd doar documente de \u00eenscriere \u0219i facilit\u00e2nd aprobarea celor care au aderat la finan\u021bare (FIES).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Ourocard Universit\u00e1rio este unul dintre singurele de pe pia\u021b\u0103 care ofer\u0103 o limit\u0103 pre-aprobat\u0103, nu percepe nicio tax\u0103 \u0219i permite totu\u0219i participarea la toate avantajele contului BB.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, cardul Ourocard Universit\u00e1rio este ideal pentru persoanele cu v\u00e2rsta \u00eentre 16 \u0219i 28 de ani, care pot pl\u0103ti facturi lunare \u0219i au nevoie de ajutor financiar pentru a acoperi cheltuielile studen\u021bilor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-digio-\"><strong>card digital<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen timp ce au ap\u0103rut multe carduri bancare digitale, Digio era deja tradi\u021bional \u00een a nu percepe anuitate, av\u00e2nd pu\u021bin\u0103 birocra\u021bie pentru aprobare \u0219i fiind tehnologic, cu plata prin aproximare \u0219i mi\u0219carea contului prin aplica\u021bie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 cu trecerea timpului, au fost legate noi avantaje, cum ar fi clubul de puncte pentru schimbul de produse sau mile aeriene, taxe zero de dob\u00e2nd\u0103 revolving sau comisioane lunare \u0219i chiar cashback.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu DigioCashback, prime\u0219ti bani \u00eenapoi la unele achizi\u021bii, \u00een plus, clientul are o reducere de p\u00e2n\u0103 la 60% la magazinele partenere Digio bank, ceea ce economise\u0219te mult, nu?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, contul digital Digio d\u0103 mai mult dec\u00e2t economiile, permite retrageri pe re\u021beaua Banco24h \u0219i nu percepe dob\u00e2nd\u0103 revolving pe cardul de credit, ca s\u0103 nu mai vorbim c\u0103 totul se face f\u0103r\u0103 a pleca de acas\u0103, de la cerere \u0219i p\u00e2n\u0103 la tranzac\u021bia contului.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio-\"><strong>Care sunt avantajele cardului Ourocard Universit\u00e1rio?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as vantagens do cart\u00e3o Ourocard Universit\u00e1rio. Fonte: BB.\"  id=\"28172\" src=\"https:\/\/ucarecdn.com\/6a330a3b-b4e2-4c62-afa8-48c74b42e290\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descoperi\u021bi avantajele cardului Ourocard Universit\u00e1rio. Sursa: BB.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a nu avea \u00eendoieli, separ\u0103m principalele avantaje ale cardului de credit Ourocard Universit\u00e1rio, eviden\u021biind aprobarea rapid\u0103 \u0219i absen\u021ba birocra\u021biei. Vede\u021bi mai multe beneficii mai jos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Chiar \u0219i minori, ave\u021bi credit dac\u0103 CPF este regulat;<\/li><li>Comanda online si bucura-te de aceleasi beneficii ca si clientii BB;<\/li><li>Efectua\u021bi achizi\u021bii interna\u021bionale cu card universitar;<\/li><li>Primeste din limita initiala R$ 1.500,00;<\/li><li>Nu v\u0103 face\u021bi griji cu privire la anuitate, taxa de \u00eentre\u021binere sau calitatea de membru.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-digio-\"><strong>Care sunt avantajele cardului Digio?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais detalhes do cart\u00e3o Digio. Fonte: Digio.\"  id=\"33548\" src=\"https:\/\/ucarecdn.com\/aa85fc85-9489-4f94-b1f8-41bbf87f2bc4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi mai multe despre cardul Digio. Sursa: Digio.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, cardul Digio este unul dintre singurele carduri din modalitate care nu percepe rent\u0103, \u00eentre\u021binere sau vreo tax\u0103 lunar\u0103 aferent\u0103 contului, adic\u0103 clientul pl\u0103te\u0219te doar pentru ceea ce consum\u0103. Vezi mai jos alte beneficii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Clubul de puncte Digio \u0219i, de asemenea, Vai de Visa;<\/li><li>Pl\u0103te\u0219te mai ieftin \u00een magazinele partenere;<\/li><li>Ob\u021bine\u021bi bani \u00eenapoi la unele achizi\u021bii cu cardul de credit;<\/li><li>Efectua\u021bi retrageri \u00een \u021bar\u0103 \u0219i \u00een str\u0103in\u0103tate;<\/li><li>Muta\u021bi-v\u0103 contul prin aplica\u021bie f\u0103r\u0103 a pl\u0103ti nimic.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio-\"><strong>Care sunt dezavantajele cardului Ourocard Universit\u00e1rio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219a cum exist\u0103 avantaje, exist\u0103 anumite limit\u0103ri ale cardului Ourocard Universit\u00e1rio, inclusiv imposibilitatea de a ob\u021bine cardul dac\u0103 ave\u021bi peste 28 de ani.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta \u00eenseamn\u0103 c\u0103 dac\u0103 e\u0219ti \u00een gradul doi, de exemplu, \u0219i ai dep\u0103\u0219it aceast\u0103 v\u00e2rst\u0103, nu e\u0219ti considerat student universitar de c\u0103tre banc\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, BB nu accept\u0103 \u00eenscrieri la toate universit\u0103\u021bile pentru a oferi credit, exist\u0103 o list\u0103 specific\u0103 de parteneri care pot facilita aprobarea creditelor, \u00een plus, au FIES pentru a ob\u021bine \u0219i mai multe avantaje.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-digio-\"><strong>Care sunt dezavantajele cardului Digio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La fel ca cardul Digio nu are la fel de mult\u0103 birocra\u021bie, sosirea cardului de credit dureaz\u0103 pu\u021bin timp, dur\u00e2nd aproximativ 30 de zile \u00eentre solicitare, analiza creditului \u0219i sosirea efectiv\u0103 a limitei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, orice retrageri efectuate vor atrage comisioane, intrucat orice tip de tranzactie de genul acesta se poate face doar prin reteaua Banco24h, asa ca pregatiti-va buzunarul daca aveti nevoie urgent de bani.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, nu este un card pentru negative, ci pentru cei care au un scor bun legat de un istoric financiar rezonabil, care limiteaz\u0103 \u0219i accesul la nenum\u0103ra\u021bi brazilieni.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-digio-qual-escolher-\"><strong>Cardul Ourocard Universit\u00e1rio sau Cardul Digio: pe care s\u0103 alege\u021bi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual escolher? Fonte: Pxhere.\"  id=\"32666\" src=\"https:\/\/ucarecdn.com\/23355f0b-9529-44f6-91c3-98538bb3c6df\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar p\u00e2n\u0103 la urm\u0103 pe care s\u0103 o aleg? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Imediat dup\u0103 compara\u021bie, a\u021bi reu\u0219it s\u0103 decide\u021bi \u00eentre cardul Ourocard Universit\u00e1rio sau cardul Digio?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, \u00een timp ce unul nu are o analiz\u0103 de credit, venit minim sau cerin\u021b\u0103 de anuitate, cel\u0103lalt este, de asemenea, zero comisioane, dar are o analiz\u0103 de credit riguroas\u0103 \u0219i oarecum consumatoare de timp \u0219i poate fi solicitat\u0103 de orice v\u00e2rst\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aceasta \u00eenseamn\u0103 c\u0103 cardul universitar se adreseaz\u0103 studen\u021bilor, \u00een timp ce Digio poate fi partener pentru achizi\u021bii interna\u021bionale, pl\u0103\u021bi Netflix, Amazon Prime \u0219i Spotify pentru de\u021bin\u0103torii de conturi peste 30 de ani, de exemplu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a-\u021bi u\u0219ura alegerea, observ\u0103-\u021bi nevoile \u0219i profilul financiar, totu\u0219i, dac\u0103 nu te-ai hot\u0103r\u00e2t \u00eenc\u0103, stai lini\u0219tit! Mai jos, avem o nou\u0103 compara\u021bie cu op\u021biunile de pia\u021b\u0103 care v\u0103 rog, a\u0219a c\u0103 face\u021bi clic!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-LkDT6\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-santander-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Ourocard Universit\u00e1rio sau Santander Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Ourocard-Universitario-ou-Cartao-Santander-Universitario.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-santander-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Ourocard Universit\u00e1rio sau Santander Universit\u00e1rio\">\n            Ourocard Universit\u00e1rio sau Santander Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Studen\u021bii au nevoie de taxe mici, reduceri de \u0219colarizare \u0219i o limit\u0103 pre-aprobat\u0103 f\u0103r\u0103 probleme, a\u0219a c\u0103 afl\u0103 mai multe!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-santander-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Deci, decide\u021bi!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,874,1423,339,861],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ourocard universit\u00e1rio ou Cart\u00e3o Digio: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Certamente, quem escolher entre o cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Digio, n\u00e3o ter\u00e1 anuidade, mas conta com altos limites. 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