{"id":33254,"date":"2021-09-05T23:01:00","date_gmt":"2021-09-05T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33254"},"modified":"2021-09-27T19:58:45","modified_gmt":"2021-09-27T19:58:45","slug":"cartao-ourocard-universitario-ou-cartao-santander-universitario","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-santander-universitario\/","title":{"rendered":"Cardul Ourocard Universit\u00e1rio sau Cardul Santander Universit\u00e1rio: pe care s\u0103 alege\u021bi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-santander-universit%C3%A1rio-descubra-qual-o-melhor\">Ourocard Universit\u00e1rio vs Santander Universit\u00e1rio: afl\u0103 care dintre ele este mai bun\u0103!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Santander Universit\u00e1rio: qual o melhor? Fonte: Pxhere.\"  id=\"33256\" src=\"https:\/\/ucarecdn.com\/d77d263a-643f-4e65-84d6-7d0b72134052\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul Ourocard Universit\u00e1rio sau cardul Santander Universit\u00e1rio: care este mai bun? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, alegerea \u00eentre cardul Ourocard Universit\u00e1rio sau cardul Santander Universit\u00e1rio este complicat, p\u00e2n\u0103 la urm\u0103 ambele ofer\u0103 numeroase beneficii, care pentru studen\u021bi se traduc \u00een limite mari \u0219i reduceri, nu?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, este important s\u0103 cunoa\u0219tem diferen\u021bele \u0219i avantajele fiec\u0103ruia, \u00eentruc\u00e2t cardurile universitare exist\u0103 pentru a servi unui public care nu are acces la cardurile de credit tradi\u021bionale deoarece nu au dovada veniturilor \u0219i salariului fix, de exemplu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardul Ourocard Universit\u00e1rio este unul dintre cele mai vechi din model, cu o limit\u0103 minim\u0103 de R$1.500,00 f\u0103r\u0103 dovada de venit, cu \u0219anse mai mari de aprobare pentru cei care au o anumit\u0103 finan\u021bare pentru studen\u021bi, precum FIES.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen al doilea r\u00e2nd, cardul Santander Universit\u00e1rio nu este nici el \u00een urm\u0103, oferind o limit\u0103 suplimentar\u0103 chiar \u0219i pentru a acoperi taxele lunare ale colegiilor private, cu \u0219ansa de a pl\u0103ti chiar mai ieftin doar pentru c\u0103 e\u0219ti client Santander Universit\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, pentru a afla care card universitar se potrive\u0219te cel mai bine cu profilul t\u0103u, afl\u0103 mai jos mai multe detalii despre ambele \u00eentr-o compara\u021bie plin\u0103 de informa\u021bii, care, f\u0103r\u0103 alte prelungiri, te va ajuta s\u0103 pl\u0103te\u0219ti f\u0103r\u0103 stres cheltuielile facult\u0103\u021bii. Deci s\u0103 mergem!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZxpPvC\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Ourocard Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/4df3a643-fbfe-494a-bca0-d7b64da2ac41\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Ourocard Universit\u00e1rio\">\n            Cum s\u0103 solicita\u021bi cardul Ourocard Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Nu pl\u0103ti\u021bi anuitate \u0219i ob\u021bine\u021bi o limit\u0103 de R$1,500 f\u0103r\u0103 dovada de venit sau birocra\u021bie!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Vechea carte Play are un aspect nou.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Fonte: Banco do Brasil.\"  id=\"24063\" src=\"https:\/\/ucarecdn.com\/2002e21f-3271-44e8-8e13-9b2798cc8d19\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afla\u021bi mai multe despre card. Sursa: Bank of Brazil.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru ca cardul de credit s\u0103 fie folosit doar de un anumit public, limita de v\u00e2rst\u0103 pentru solicitarea cardului universitar Ourocard este \u00eentre 16 \u0219i 28 de ani, adic\u0103 de \u00eendat\u0103 ce intri la facultate po\u021bi aplica chiar dac\u0103 nu e\u0219ti titular de cont BB.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>La \u00eenceput, studentul va trebui s\u0103 fac\u0103 dovada informa\u021biilor \u0219i documentelor personale, principala, dovada \u00eenscrierii \u00een institu\u021bia de \u00eenv\u0103\u021b\u0103m\u00e2nt. Chiar dac\u0103 nu exist\u0103 venituri, limita minim\u0103 de credit garantat\u0103 este R$1,500.00, f\u0103r\u0103 a percepe vreodat\u0103 o anuitate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu siguran\u021b\u0103 este foarte u\u0219or de aplicat, la urma urmei, totul se face prin aplica\u021bie \u0219i po\u021bi accesa cardul digital chiar \u00eenainte de a ajunge cardul fizic, asta, desigur, dac\u0103 ai cardul de credit aprobat pentru cazul t\u0103u.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, chiar dac\u0103 pare un card limitat, studentul are acces la beneficiile BB \u0219i, de asemenea, la brandul de credit, cum ar fi acumularea de puncte \u00een Vai de Visa \u0219i reduceri \u00een cinematografe, teatre \u0219i alte programe culturale, ceea ce este foarte util pentru studen\u021bi, nu-i a\u0219a?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-santander-universit%C3%A1rio-\"><strong>Cardul Universit\u0103\u021bii Santander<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais detalhes sobre o cart\u00e3o? Fonte: Santander.\"  id=\"25060\" src=\"https:\/\/ucarecdn.com\/d6a3e3c0-145f-4a23-9d6b-fa42b9c33f49\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u0218ti\u021bi mai multe detalii despre card? Sursa: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>At\u00e2t \u00eenceperea unei facult\u0103\u021bi, c\u00e2t \u0219i posibilitatea de a-\u0219i permite sunt esen\u021biale pentru dezvoltarea unui t\u00e2n\u0103r \u0219i \u0219tim c\u0103 mul\u021bi nu pot primi bani \u00een plus, mai ales dac\u0103 nu au avut niciodat\u0103 un cont bancar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Santander Universit\u00e1rio ofer\u0103 o limit\u0103 de credit (nedezv\u0103luit\u0103) pentru studen\u021bii universitari care nu de\u021bin dovada veniturilor, prezint\u0103 doar documente care dovedesc \u00eenscrierea \u00een facultate \u0219i pot beneficia de avantaje.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pentru a sc\u0103pa de anuitate, de exemplu, studentul trebuie s\u0103 cheltuiasc\u0103, pe lun\u0103, o sum\u0103 de credit de R$100,00. \u00cen plus, pute\u021bi retrage bani de pe cardul dvs. de credit \u00een situa\u021bii de urgen\u021b\u0103 \u0219i pute\u021bi pl\u0103ti facturile \u00een p\u00e2n\u0103 la 24 de rate, cu dob\u00e2nd\u0103, desigur.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apropo, un alt beneficiu interesant este limita suplimentara pentru invatamant, unde studentul universitar care plateste taxa lunara in regim de credit poate obtine o limita suplimentara tocmai in acest scop, obtinand chiar si o reducere in unele cazuri, ceea ce este foarte interesant!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio-\"><strong>Care sunt avantajele cardului Ourocard Universit\u00e1rio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Desi este un card universitar, aceasta optiune ofera avantaje studentilor pe care multi clienti BB le au deja, facand si mai usoara perioada de cheltuieli legate de facultate, prin urmare, verifica mai jos mai multe beneficii ale cardului Ourocard Universit\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Limit\u0103 pre-aprobat\u0103 chiar \u0219i f\u0103r\u0103 venituri;<\/li><li>Credit pentru minori, cu CPF obi\u0219nuit \u0219i autoriza\u021bii;<\/li><li>Cump\u0103ra\u021bi online \u0219i orice plat\u0103 interna\u021bional\u0103;<\/li><li>R\u0103m\u00e2ne\u021bi liber de taxe de \u00eentre\u021binere sau anuitate;<\/li><li>Comanda online si primesti acasa fara birocratie.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-santander-universit%C3%A1rio-\"><strong>Care sunt avantajele cardului Santander Universit\u00e1rio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardul universitar Santander este interesant pentru cei care au nevoie de organizare financiar\u0103 pentru a pl\u0103ti \u0219colarizarea, de exemplu, deoarece ofer\u0103 o limit\u0103 suplimentar\u0103 \u0219i reduceri \u00een fiecare s\u0103pt\u0103m\u00e2n\u0103 la anumite universit\u0103\u021bi, a\u0219a c\u0103 vezi mai jos alte avantaje.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Au o limit\u0103 suplimentar\u0103 pentru plata taxelor lunare;<\/li><li>\u00cen fiecare luni, SX public\u0103 o list\u0103 de cursuri \u0219i universit\u0103\u021bi care ofer\u0103 o reducere cu plata creditului;<\/li><li>Nu dovedi\u021bi venitul pentru a ob\u021bine limita pre-aprobat\u0103;<\/li><li>Ob\u021bine\u021bi reduceri de p\u00e2n\u0103 la 50% la partenerii b\u0103ncii;<\/li><li>Retrage\u021bi-v\u0103 cardul de credit atunci c\u00e2nd ave\u021bi nevoie.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio-\"><strong>Care sunt dezavantajele cardului Ourocard Universit\u00e1rio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acela\u0219i mod \u00een care are avantaje, exist\u0103 \u0219i c\u00e2teva aspecte neinteresante ale acestei op\u021biuni, deoarece persoanele care au peste 28 de ani \u0219i sunt studen\u021bi nu pot accesa cardul Ourocard Universit\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, studen\u021bii nu pot accesa investi\u021bii \u0219i nici nu pot solicita \u00eemprumuturi, limit\u00e2ndu-se doar la utilizarea cardului de credit \u0219i mi\u0219carea normal\u0103 a contului curent, de exemplu, adic\u0103 doar prin \u201eupgrade\u201d contul se va modifica.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-santander-universit%C3%A1rio-\"><strong>Care sunt dezavantajele cardului Santander Universit\u00e1rio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 ce studentul face cererea, exist\u0103 o \u00eent\u00e2rziere p\u00e2n\u0103 la sosirea aprob\u0103rii, \u00een plus, nu este posibil s\u0103 \u0219ti\u021bi \u00een prealabil care este limita minim\u0103 de credit preaprobat\u0103, deoarece informa\u021biile de pe site-ul oficial al cardului Santander Universit\u00e1rio nu sunt clare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, de\u0219i exist\u0103 o limit\u0103 suplimentar\u0103 pentru plata comisionului lunar pe credit, aceasta nu se acord\u0103 celor care pl\u0103tesc factura \u00een contul curent. Mai mult dec\u00e2t at\u00e2t, doar studen\u021bii din universit\u0103\u021bile care au un acord cu Santander pot ob\u021bine aceast\u0103 limit\u0103, adic\u0103 niciun beneficiu f\u0103r\u0103 acest detaliu!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-santander-universit%C3%A1rio-qual-escolher-\"><strong>Cardul Ourocard Universit\u00e1rio sau Cardul Santander Universit\u00e1rio: pe care s\u0103 alege\u021bi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o? Fonte: Pxhere.\"  id=\"33260\" src=\"https:\/\/ucarecdn.com\/8252958b-7efd-4727-8c79-cad2d18d8142\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care este cea mai bun\u0103 carte? Sursa: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apropo, din moment ce ave\u021bi toate informa\u021biile, pute\u021bi defini care dintre ele v\u0103 va acoperi cel mai bine cheltuielile facult\u0103\u021bii, cardul universitar Ourocard sau cardul universitar Santander?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe scurt, ambele au beneficii similare, dar verificarea dac\u0103 universitatea dumneavoastr\u0103 are deja un acord cu banca Santander va ajuta \u0219i mai mult s\u0103 profita\u021bi de avantaje, a\u0219a c\u0103 este necesar s\u0103 c\u00e2nt\u0103ri\u021bi acest detaliu \u00een decizie!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, este deja posibil s\u0103 \u0219tii ce limit\u0103 de credit vei avea cu cardul Ourocard Universit\u00e1rio, nu exist\u0103 nicio tax\u0103 de anuitate chiar \u0219i f\u0103r\u0103 cheltuieli minime \u0219i po\u021bi chiar s\u0103 acumulezi puncte prin steagul Visa, care seam\u0103n\u0103 foarte mult cu cardurile tradi\u021bionale!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De asemenea, odat\u0103 ce te-ai hot\u0103r\u00e2t, doar face\u021bi cererea prin intermediul site-urilor web, dac\u0103 nu, nu v\u0103 face\u021bi griji! Exist\u0103 \u0219i alte op\u021biuni pentru acest public care vor fi disponibile mai jos, \u00eentr-o alt\u0103 compara\u021bie preg\u0103tit\u0103 de echipa noastr\u0103, a\u0219a c\u0103 verifica\u021bi!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-28X1ly\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-impact-bank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Ourocard Universit\u00e1rio sau card Impact Bank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/2cff0af8-285e-40e1-96f2-52b59640c6c8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-impact-bank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Ourocard Universit\u00e1rio sau card Impact Bank\">\n            Ourocard Universit\u00e1rio sau card Impact Bank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Nu pl\u0103ti\u021bi tax\u0103 anual\u0103 \u0219i dovedi\u021bi c\u0103 nu ave\u021bi venituri pentru a face achizi\u021bii interna\u021bionale \u0219i ave\u021bi un cont digital practic gratuit        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-impact-bank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Prin urmare, alege\u021bi \u00eentre cardul Ourocard Universit\u00e1rio sau cardul Santander Universit\u00e1rio.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,1423,1741],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ourocard Universit\u00e1rio ou Cart\u00e3o Santander Universit\u00e1rio: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Precisa de limite razo\u00e1vel e sem comprova\u00e7\u00e3o de renda? 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