{"id":31515,"date":"2021-08-26T12:00:00","date_gmt":"2021-08-26T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=31515"},"modified":"2021-10-01T12:38:14","modified_gmt":"2021-10-01T12:38:14","slug":"cartao-mercado-pago-ou-cartao-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-mercado-pago-ou-cartao-btg\/","title":{"rendered":"Cardul Mercado Pago sau Cardul BTG+: pe care s\u0103 alegi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-mercado-pago-x-btg-descubra-qual-escolher\">Mercado Pago x BTG+: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Mercado Pago ou cart\u00e3o BTG+: qual a melhor conta digital? Fonte: Unsplash.\"  id=\"31517\" src=\"https:\/\/ucarecdn.com\/14ee17f2-9e2f-4333-831e-f07dbfda791f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Mercado Pago ou cart\u00e3o BTG+: qual a melhor conta digital? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Do mesmo modo que tomar qualquer decis\u00e3o pode ser dif\u00edcil, escolher entre o cart\u00e3o Mercado pago ou cart\u00e3o BTG+ \u00e9 tamb\u00e9m, afinal, s\u00e3o cart\u00f5es de cr\u00e9dito com muitos benef\u00edcios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favidas, existem diversas op\u00e7\u00f5es vantajosas de cart\u00e3o de cr\u00e9dito dispon\u00edveis, mas isso n\u00e3o significa que sejam ideais para todos, n\u00e3o \u00e9 mesmo? Pensando nisso, criamos esse comparativo com cart\u00f5es bem avaliados no mercado financeiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Mercado Pago, do Mercado Livre aparece como sugest\u00e3o para negativados ou quem possui score baixo, j\u00e1 que n\u00e3o exige an\u00e1lise de cr\u00e9dito na abertura da conta e conforme o uso, pode at\u00e9 liberar um bom limite de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, temos o cart\u00e3o BTG+, que \u00e9 do banco BTG Pactual e pode ser o ponto de partida para quem quer se tornar investidor pagando pouco em taxas, entretanto, \u00e9 uma conta digital que exige renda m\u00ednima para alguns casos e possui uma r\u00edgida an\u00e1lise de perfil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, traremos mais detalhes sobre essas op\u00e7\u00f5es a fim de que voc\u00ea pe\u00e7a o cart\u00e3o de cr\u00e9dito que mais atenda \u00e0s suas necessidades, sendo elas pagamentos mensais de servi\u00e7os b\u00e1sicos ou o cart\u00e3o direcionado para grandes compras de rotinas. Portanto, continue conosco!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2m2spJ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Mercado Pago\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/33f88e9a-438f-4907-b66e-6fda823c9911\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-mercado-pago-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Mercado Pago\">\n            Cum s\u0103 solicita\u021bi cardul Mercado Pago        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi cum s\u0103 aplica\u021bi pentru cardul Mercado Pago f\u0103r\u0103 tax\u0103 anual\u0103, cu aprobare imediat\u0103 \u0219i rate f\u0103r\u0103 dob\u00e2nd\u0103 de p\u00e2n\u0103 la 18 achizi\u021bii. Verific\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Conhe\u00e7a!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/a4f03f4f-6c21-49b0-a1ef-02196f9fa819\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul BTG+              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cardul Mercado Pago<\/strong><\/td><td><strong>Card BTG+<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><td>N\u00e3o exige (Op\u00e7\u00e3o B\u00e1sica)<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>Scuti<\/td><td>Scutit (op\u021biune de baz\u0103)<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>Visa<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>na\u0163ionale sau interna\u0163ionale<\/td><td>na\u0163ionale sau interna\u0163ionale<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Conta digital sem burocracia pelo APP<br>Movimente a conta e pe\u00e7a a fun\u00e7\u00e3o cr\u00e9dito<br>Tenha o Mercado Cr\u00e9dito, que s\u00e3o empr\u00e9stimos<br>Instala\u021bi-v\u0103 achizi\u021biile \u00een p\u00e2n\u0103 la 18 rate f\u0103r\u0103 dob\u00e2nd\u0103<\/td><td>Tenha o Invest+ e comece a investir de maneira segura<br>Conte com a tecnologia contactless<br>N\u00e3o pague pela conta digital<br>Fa\u00e7a parcelamentos sem juros em at\u00e9 24x<br>Participe dos programas Mastercard<\/td><\/tr><\/tbody><\/table><figcaption>Compara\u021bi cele dou\u0103 \u0219i decide\u021bi<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-mercado-pago-\"><strong>Cardul Mercado Pago<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Desde que foi lan\u00e7ada, a conta digital Mercado Pago apareceu como uma das mais facilitadas, j\u00e1 que \u00e9 aberta pelo aplicativo, sem exig\u00eancia de comprova\u00e7\u00e3o de documentos e com aprova\u00e7\u00e3o na hora, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, se tornou \u00fatil tanto para pessoas f\u00edsicas, quanto jur\u00eddicas, j\u00e1 que oferece m\u00e1quina de cart\u00e3o, linha de cr\u00e9dito e conta gr\u00e1tis. Al\u00e9m disso, possui uma conta que rende apenas se deixar o dinheiro l\u00e1, com rendimento maior que a poupan\u00e7a, ou seja, 100% do CDI.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Do mesmo modo que possui uma conta gr\u00e1tis, \u00e9 importante destacar que \u00e9 uma das poucas contas digitais que n\u00e3o cobra tarifas para transfer\u00eancias como TED, ademais, n\u00e3o se preocupe com os saques: isso porque o cart\u00e3o Mercado Pago oferece uma das taxas mais baixas do mercado, R$ 5,90 por saque.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, abra sua conta pelo aplicativo, movimente-a e mesmo com score baixo ou nome sujo, consiga uma chance de ter limite de cr\u00e9dito para utilizar da maneira que quiser. Em seguida, conte com o Mercado Cr\u00e9dito, que disponibiliza empr\u00e9stimos aos clientes, o que \u00e9 muito vantajoso, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-btg-\"><strong>Card BTG+<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o apenas um banco de investimentos, recentemente o BTG Pactual se tornou uma conta digital que tamb\u00e9m possui maneiras de chegar a investimentos financeiros de uma forma mais facilitada, sem sair de casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, o BTG+ \u00e9 um banco digital que oferece op\u00e7\u00f5es de cart\u00e3o de d\u00e9bito e cr\u00e9dito, que variam entre a op\u00e7\u00e3o Black e a op\u00e7\u00e3o mais b\u00e1sica, ou seja, no primeiro caso uma renda alta \u00e9 exigida.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favidas, \u00e9 ideal para quem pensa em investir e j\u00e1 possui um determinado valor guardado, mas quer ter acesso a assinaturas de servi\u00e7os de streaming, ou aplicativos de carona e comida, sem esquecer dos parcelamentos do dia a dia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o BTG+ oferece o Invest+, onde os gastos do cart\u00e3o de cr\u00e9dito v\u00e3o direto para um fundo, ou seja, neste fundo seu dinheiro rende apenas por estar parado na conta, mais um benef\u00edcio para quem entende pouco de investimento e quer ver valores crescerem aos poucos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Posto que a vers\u00e3o Black tem uma anuidade mensal de R$ 90,00, exigindo investimentos de at\u00e9 300 mil reais no banco, a op\u00e7\u00e3o b\u00e1sica n\u00e3o cobra qualquer anuidade e oferece cart\u00e3o virtual, conta com seguro viagem e muito mais. Portanto, \u00e9 ideal para quem quer uma conta digital e que investe seu dinheiro sem esfor\u00e7o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-mercado-pago-\"><strong>Care sunt avantajele cardului Mercado Pago?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"31592\" src=\"https:\/\/ucarecdn.com\/a1db403d-ad05-40d7-8013-192c06241482\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care sunt avantajele cardului? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Seja como for, o cart\u00e3o Mercado Pago \u00e9 um dos mais f\u00e1ceis de acessar entre os bancos digitais, j\u00e1 que aprova o cart\u00e3o virtual em minutos, com a chance de utilizar apenas ele sem qualquer pagamento de taxa por n\u00e3o emitir o cart\u00e3o f\u00edsico, portanto, veja outras vantagens abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Conta digital gratuita, com TEDs ilimitados;<\/li><li>Tenha descontos em restaurantes, recargas de celular e lojas;<\/li><li>Pague com o aplicativo sem precisar do cart\u00e3o de cr\u00e9dito ou d\u00e9bito;<\/li><li>Venda com a m\u00e1quina de cart\u00e3o Mercado Pago.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-btg-\"><strong>Care sunt avantajele cardului BTG+?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se acaso tiver renda m\u00ednima, o cart\u00e3o BTG+ tamb\u00e9m \u00e9 \u00fatil para dar os primeiros passos nos investimentos, ademais, para rendas altas ele oferece vantagens e taxas mais baixas, portanto, acompanhe outros detalhes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>No Invest+, receba em toda compra 0,75% de cashback;<\/li><li>N\u00e3o pague mensalidades quando os gastos superarem R$ 3.500,00;<\/li><li>O valor disponibilizado sempre ir\u00e1 render, independentemente da movimenta\u00e7\u00e3o;<\/li><li>Fa\u00e7a todo o processo pela internet e tenha uma conta digital gratuita;<\/li><li>Monitore seu CPF e seja Serasa Premium sendo um bom pagador do banco.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-mercado-pago-\"><strong>Care sunt dezavantajele cardului Mercado Pago?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Visto que algumas pessoas conseguem limites de cr\u00e9dito superiores a R$ 500,00, at\u00e9 elas ter\u00e3o taxas cobradas se as compras ultrapassarem esse valor, isso porque quando ele \u00e9 superado, \u00e9 aplicada uma taxa de 2,99% neste valor que foi excedido, o que acaba sendo desinteressante.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-btg-\"><strong>Care sunt dezavantajele cardului BTG+?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale destacar que n\u00e3o h\u00e1 solicita\u00e7\u00e3o de renda m\u00ednima, por\u00e9m, o cliente ainda passa por an\u00e1lise de cr\u00e9dito, al\u00e9m disso, ter\u00e1 que aguardar um tempo para a aprova\u00e7\u00e3o. Ademais, n\u00e3o \u00e9 acess\u00edvel para quem tem nome sujo ou est\u00e1 com baixa no score.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-mercado-pago-ou-cart%C3%A3o-btg-qual-escolher-\"><strong>Cart\u00e3o Mercado Pago ou cart\u00e3o BTG+: qual escolher?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, entre os dois, qual sua escolha? Fonte: Unsplash.\"  id=\"31518\" src=\"https:\/\/ucarecdn.com\/98dc2333-0c6e-4f02-98e6-d77f290afeb7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, entre os dois, qual sua escolha? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, entendemos que \u00e9 uma decis\u00e3o complicada escolher entre o cart\u00e3o Mercado Pago ou cart\u00e3o BTG+, afinal, eles s\u00e3o para objetivos diferentes, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, vamos resumir alguns detalhes para te ajudar! Em suma, saiba que o cart\u00e3o Mercado Pago tem uma conta digital liberada em minutos e tamb\u00e9m h\u00e1 chances de aprova\u00e7\u00e3o para quem est\u00e1 com nome negativado e quer acessar compras no cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o BTG+ \u00e9 focado em formar novos investidores, que somente pelo fato de utilizar o cart\u00e3o de cr\u00e9dito j\u00e1 come\u00e7am a investir em um fundo de renda fixa, o que pode ser o pontap\u00e9 no mundo financeiro para muitos, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 prov\u00e1vel que voc\u00ea ainda esteja com d\u00favidas, portanto, n\u00e3o se preocupe! Abaixo, temos outro comparativo pensado para seu perfil financeiro, sem esquecer das necessidades em compras na modalidade cr\u00e9dito, ent\u00e3o, continue conosco!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1EVfsi\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul PagBank sau cardul Atacad\u00e3o: pe care s\u0103 alege\u021bi?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6209a886-8006-45a1-88e3-7c9a02e11ef6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul PagBank sau cardul Atacad\u00e3o: pe care s\u0103 alege\u021bi?\">\n            Cardul PagBank sau cardul Atacad\u00e3o: pe care s\u0103 alege\u021bi?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Se voc\u00ea busca um cart\u00e3o que ofere\u00e7a v\u00e1rios descontos em lojas parceiras, assim como cobertura internacional, bandeira Visa ou Mastercard, confira o nosso comparativo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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