{"id":31157,"date":"2021-08-25T23:00:00","date_gmt":"2021-08-25T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=31157"},"modified":"2021-08-25T19:44:13","modified_gmt":"2021-08-25T19:44:13","slug":"cartao-pagbank-ou-cartao-havan","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-havan\/","title":{"rendered":"Cardul PagBank sau Cardul Havan: pe care s\u0103-l alegi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-pagbank-x-havan-descubra-qual-escolher-\"><strong>PagBank x Havan: afl\u0103 pe care s\u0103 o alegi<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"PagBank x Havan: descubra qual escolher. Fonte: Pexels.\"  id=\"31486\" src=\"https:\/\/ucarecdn.com\/22e27e41-cc6c-40cf-b06b-db00e3cc5df9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >PagBank x Havan: afl\u0103 pe care s\u0103 o alegi. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui card cu acoperire interna\u021bional\u0103, absen\u021ba dovezilor de venit, program de beneficii pentru clien\u021bi \u0219i alte c\u00e2teva beneficii, cardul Pagbank sau cardul Havan poate fi alternativa pe care o c\u0103uta\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De aceea, ast\u0103zi, v\u0103 vom ar\u0103ta totul despre aceste dou\u0103 carduri, astfel \u00eenc\u00e2t s\u0103 pute\u021bi alege op\u021biunea care se potrive\u0219te cel mai bine nevoilor dumneavoastr\u0103. Urma!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZATgue\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Pagbank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/818ff183-d5f1-4e2b-bfc8-e60a4b2055ab\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Pagbank\">\n            Cum s\u0103 aplici pentru cardul Pagbank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Card f\u0103r\u0103 anuitate, f\u0103r\u0103 dovad\u0103 \u0219i care accept\u0103 negative? Vino la PagBank.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/818ff183-d5f1-4e2b-bfc8-e60a4b2055ab\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Pagbank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Hu9Ud\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Havan\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/52525b65-f14f-4533-80be-400e0a5151da\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-havan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Havan\">\n            Cum s\u0103 aplici pentru cardul Havan        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            De\u0219i poate fi folosit doar \u00een lan\u021buri de magazine, cardul Havan ofer\u0103 multe beneficii \u00een momentul achizi\u021biei. \u00cen continuare, vezi cum s\u0103-l soliciti pe al t\u0103u \u00eentr-un mod simplu \u0219i practic.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/52525b65-f14f-4533-80be-400e0a5151da\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Havan              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Pagbank<\/strong><\/td><td><strong>Havana<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>nu este necesar<\/td><td>nu este necesar<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>Scuti<\/td><td>Scuti<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>MasterCard<\/td><td>nici un steag<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Na\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Cheltuieli numai din soldul disponibil pe card<br>Re\u00eenc\u0103rcare card prin soldul contului, talon bancar, depunere sau debit online<br>Servicii digitale \u0219i de streaming<br>Reduceri \u0219i avantaje exclusive<\/td><td>F\u0103r\u0103 anuitate<br>Acceptat la cele 134 de magazine fizice \u0219i online Havan<br>Plata primei achizi\u021bii cu cardul \u00een termen de 40 de zile<br><\/td><\/tr><\/tbody><\/table><figcaption>Dar, la urma urmei, care este cea mai bun\u0103 carte?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-pagbank\">card PagBank<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul PagBank este un produs financiar prepl\u0103tit care func\u021bioneaz\u0103 ca \u0219i cum ar fi un card de debit, dar cu sumele reduse la momentul achizi\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest lucru se datoreaz\u0103 faptului c\u0103 atunci c\u00e2nd introduce\u021bi acest card \u00een aparate, va trebui s\u0103 alege\u021bi metoda de creditare, dar va face imediat reducerea ca \u0219i cum ar fi un card de debit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a putea folosi acest card, va trebui s\u0103 ave\u021bi \u00eentotdeauna un sold \u00een contul dvs. PagBank, re\u00eenc\u0103rc\u00e2ndu-l frecvent.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Si, in plus, cardul PagBank este international, adica il poti folosi pentru a face cumparaturi in magazinele nationale si internationale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, are steag Mastercard, care v\u0103 ofer\u0103 acces la unit\u0103\u021bile partenere, precum \u0219i beneficiile steagului Mastercard, cum ar fi programul Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a aplica pentru card, trebuie doar s\u0103 instalezi aplica\u021bia, s\u0103 deschizi un cont PagBank \u0219i s\u0103 aplici pentru cardul t\u0103u de credit \u00eentr-un mod simplu \u0219i f\u0103r\u0103 nicio birocra\u021bie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Pagbank este un produs financiar care are mai multe beneficii pentru utilizatori, \u00eentr-un mod care le face via\u021ba financiar\u0103 mai simpl\u0103 \u0219i mai accesibil\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-havan\">Havana card<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul de credit Havan este un produs financiar care a fost creat pentru a fi folosit \u00een peste 134 de magazine fizice \u0219i digitale din re\u021beaua Havan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103 este un card de credit, dar func\u021bioneaz\u0103 pu\u021bin diferit fa\u021b\u0103 de alte carduri, de exemplu, pentru c\u0103 nu are steag.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru a aplica pentru cardul Havan, nu trebuie s\u0103 pl\u0103ti\u021bi nimic pentru acesta, nici anuitate, nici cotiza\u021bie de membru.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, prin intermediul acestui card, pute\u021bi face o achizi\u021bie la oricare dintre magazinele lan\u021bului personal sau online, cu condi\u021bii exclusive pentru clien\u021bii care achizi\u021bioneaz\u0103 produse cu cardul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, dac\u0103 sunte\u021bi un client frecvent al magazinelor Havan, acest card este o alternativ\u0103 excelent\u0103 pentru dvs.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-pagbank\">Care sunt avantajele cardului PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul PagBank are mai multe avantaje pentru utilizatori, precum acoperire interna\u021bional\u0103, deoarece prin intermediul acestuia po\u021bi folosi cardul pentru a face cump\u0103r\u0103turi \u00een magazine na\u021bionale sau str\u0103ine.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, pentru a aplica pentru card, nu este necesar s\u0103 face\u021bi dovada veniturilor, precum \u0219i nu trebuie s\u0103 pl\u0103ti\u021bi o anuitate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Are \u0219i steag Mastercard, adic\u0103 v\u0103 ofer\u0103 acces la toate unit\u0103\u021bile partenere Mastercard, precum \u0219i la beneficiile re\u021belei, precum Programul Surpriz\u0103 Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul PagBank este un mare aliat atunci c\u00e2nd face\u021bi cump\u0103r\u0103turi la orice magazin.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-havan\">Care sunt avantajele cardului Havan?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"31498\" src=\"https:\/\/ucarecdn.com\/7f61eb54-1bf0-467c-b83e-4417f3748d9d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care sunt avantajele cardului? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, \u00een ciuda faptului c\u0103 cardul Havan poate fi folosit doar \u00een magazinele lan\u021bului, acesta are mai multe avantaje, primul fiind faptul c\u0103 ai acces la diverse promo\u021bii speciale, reduceri \u0219i tombole valabile exclusiv pentru clien\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, plata primei tran\u0219e a cardului are loc \u00een termen de 40 de zile, precum \u0219i pute\u021bi pl\u0103ti achizi\u021biile \u00een p\u00e2n\u0103 la 10 rate f\u0103r\u0103 dob\u00e2nd\u0103 \u0219i f\u0103r\u0103 avans.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pute\u021bi face alegerea datei scadente a facturii cardului dvs. mai flexibil\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj este c\u0103 nu pl\u0103te\u0219ti cotiza\u021bie sau anuitate, adic\u0103 cardul este complet gratuit, la fel ca \u0219i duplicatul este gratuit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, pentru a-\u021bi simplifica via\u021ba financiar\u0103, \u00ee\u021bi po\u021bi consulta extrasul online \u00een orice zi sau or\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Havan este un mare aliat pentru a face cump\u0103r\u0103turi la lan\u021burile de magazine Havan.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-pagbank\">Care sunt dezavantajele cardului PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul PagBank are unele dezavantaje, de exemplu, nu toate retragerile sunt gratuite, deoarece dup\u0103 5 retrageri se percepe o sum\u0103 de R$7.50 pe tranzac\u021bie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, mai mult, fiind un card prepl\u0103tit, dac\u0103 e\u0219ti o persoan\u0103 c\u0103reia \u00eei place s\u0103 pl\u0103teasc\u0103 cump\u0103r\u0103turile \u00een rate, cardul PagBank nu este pentru tine, \u00eentruc\u00e2t nu po\u021bi pl\u0103ti cump\u0103r\u0103turile \u00een rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, dac\u0103 dori\u021bi s\u0103 utiliza\u021bi cardul, va trebui s\u0103 ave\u021bi un sold pe el, adic\u0103 va trebui s\u0103 \u00eel re\u00eenc\u0103rca\u021bi frecvent \u0219i nu pute\u021bi avea un sold de urgen\u021b\u0103 dac\u0103 este necesar. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul PagBank este un card bun, dar are c\u00e2teva puncte negative.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-havan-\"><strong>Care sunt dezavantajele cardului Havan?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul Havan de\u0219i are mai multe avantaje, are \u0219i c\u00e2teva dezavantaje, primul fiind faptul c\u0103 nu este acceptat \u00een niciun magazin, deoarece cardul Havan poate fi folosit doar \u00een lan\u021burile de magazine Havan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, cardul nu are program de cashback, precum \u0219i, nu are niciun program de acumulare de puncte, adic\u0103 este un dezavantaj deoarece chiar dac\u0103 cumperi foarte mult \u00een re\u021bea, nu vei c\u00e2\u0219tiga valori. sau produse \u00een schimb.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, aprobarea cardului Havan este supus\u0103 analizei de credit, adic\u0103 \u00een func\u021bie de venitul sau scorul dvs. de credit, cererea dvs. poate fi respins\u0103. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Havan, \u00een ciuda faptului c\u0103 este un card de cump\u0103r\u0103turi grozav, are \u0219i punctele sale negative.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-pagbank-ou-cart%C3%A3o-havan-qual-escolher-\"><strong>Cardul PagBank sau Cardul Havan: pe care s\u0103-l alegi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"PagBank x Havan: descubra qual escolher. Fonte: Pexels.\"  id=\"31160\" src=\"https:\/\/ucarecdn.com\/87247204-e161-4dc4-98a4-dc8287fe52db\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >PagBank x Havan: afl\u0103 pe care s\u0103 o alegi. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p id=\"block-1c14889e-4ab8-42d0-89e0-8ac702ddc23d\">A\u0219adar, cardul PagBank sau cardul Havan sunt carduri foarte diferite, dar ofer\u0103 propuneri interesante care urm\u0103resc s\u0103-\u0219i p\u0103streze clien\u021bii. Astfel, dac\u0103 sunte\u021bi \u00een c\u0103utarea siguran\u021bei, credibilit\u0103\u021bii \u0219i a unui card bun pentru cump\u0103r\u0103turi, acestea pot fi o alternativ\u0103 bun\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p id=\"block-d659403e-fc74-46ef-b1f8-691e47011e05\">Dar dac\u0103 mai ave\u021bi \u00eendoieli, consulta\u021bi o alt\u0103 compara\u021bie de carduri \u00een con\u021binutul recomandat de mai jos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-jiQit\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card Saraiva sau card Pan?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/2d537656-8671-4e61-839f-a1a595ff0c13\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card Saraiva sau card Pan?\">\n            Card Saraiva sau card Pan?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Fie c\u0103 este cardul Saraiva sau cardul Pan, ambele au scutire de anuitate \u0219i steag interna\u021bional. Vezi mai multe informa\u021bii despre ei aici!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/2d537656-8671-4e61-839f-a1a595ff0c13\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Card Saraiva sau card Pan?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Dac\u0103 v\u0103 plac cump\u0103r\u0103turile, precum \u0219i s\u0103 c\u0103uta\u021bi scutire de taxe \u0219i un card accesibil pentru negative, cardul PagBank sau cardul Havan poate fi ceea ce ave\u021bi nevoie. A\u0219adar, citi\u021bi textul nostru comparativ \u0219i afla\u021bi mai multe!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[571,525,1575,1574,283,1573],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o PagBank ou Cart\u00e3o Havan: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O cart\u00e3o PagBank ou cart\u00e3o Havan s\u00e3o cart\u00f5es com isen\u00e7\u00e3o de taxas, acessivel para negativados e ideais para compras. Quer conhecer?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-havan\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o PagBank ou Cart\u00e3o Havan: qual escolher?\" \/>\n<meta property=\"og:description\" content=\"O cart\u00e3o PagBank ou cart\u00e3o Havan s\u00e3o cart\u00f5es com isen\u00e7\u00e3o de taxas, acessivel para negativados e ideais para compras. Quer conhecer?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-havan\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-25T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-08-25T19:44:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/22e27e41-cc6c-40cf-b06b-db00e3cc5df9\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joyce Viana\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/22e27e41-cc6c-40cf-b06b-db00e3cc5df9\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/22e27e41-cc6c-40cf-b06b-db00e3cc5df9\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/\",\"name\":\"Cart\u00e3o PagBank ou Cart\u00e3o Havan: qual escolher? - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#primaryimage\"},\"datePublished\":\"2021-08-25T23:00:00+00:00\",\"dateModified\":\"2021-08-25T19:44:13+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d\"},\"description\":\"O cart\u00e3o PagBank ou cart\u00e3o Havan s\u00e3o cart\u00f5es com isen\u00e7\u00e3o de taxas, acessivel para negativados e ideais para compras. Quer conhecer?\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/ro\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cart\u00e3o PagBank ou Cart\u00e3o Havan: qual escolher?\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d\",\"name\":\"Joyce Viana\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g\",\"caption\":\"Joyce Viana\"},\"description\":\"Graduada em Direito pela PUC Minas. P\u00f3s Graduada em Direito Penal e Processo Penal pela Faculdade Legale. \u00c9 produtora de conte\u00fado para diversos nichos, desde receitas e finan\u00e7as, at\u00e9 beleza e sa\u00fade. Desde crian\u00e7a, fez da escrita sua melhor amiga, e nunca mais parou!\",\"url\":\"https:\/\/senhorpanda.com\/ro\/author\/joyceviana\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Cart\u00e3o PagBank ou Cart\u00e3o Havan: qual escolher? - Senhor Panda","description":"O cart\u00e3o PagBank ou cart\u00e3o Havan s\u00e3o cart\u00f5es com isen\u00e7\u00e3o de taxas, acessivel para negativados e ideais para compras. Quer conhecer?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-havan\/","og_locale":"ro_RO","og_type":"article","og_title":"Cart\u00e3o PagBank ou Cart\u00e3o Havan: qual escolher?","og_description":"O cart\u00e3o PagBank ou cart\u00e3o Havan s\u00e3o cart\u00f5es com isen\u00e7\u00e3o de taxas, acessivel para negativados e ideais para compras. Quer conhecer?","og_url":"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-havan\/","og_site_name":"Senhor Panda","article_published_time":"2021-08-25T23:00:00+00:00","article_modified_time":"2021-08-25T19:44:13+00:00","og_image":[{"url":"https:\/\/ucarecdn.com\/22e27e41-cc6c-40cf-b06b-db00e3cc5df9\/"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Joyce Viana","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ro-RO"},{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#primaryimage","url":"https:\/\/ucarecdn.com\/22e27e41-cc6c-40cf-b06b-db00e3cc5df9\/","contentUrl":"https:\/\/ucarecdn.com\/22e27e41-cc6c-40cf-b06b-db00e3cc5df9\/"},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#webpage","url":"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/","name":"Cart\u00e3o PagBank ou Cart\u00e3o Havan: qual escolher? - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#primaryimage"},"datePublished":"2021-08-25T23:00:00+00:00","dateModified":"2021-08-25T19:44:13+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d"},"description":"O cart\u00e3o PagBank ou cart\u00e3o Havan s\u00e3o cart\u00f5es com isen\u00e7\u00e3o de taxas, acessivel para negativados e ideais para compras. Quer conhecer?","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/cartao-pagbank-ou-cartao-havan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/ro\/"},{"@type":"ListItem","position":2,"name":"Cart\u00e3o PagBank ou Cart\u00e3o Havan: qual escolher?"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d","name":"Joyce Viana","image":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g","caption":"Joyce Viana"},"description":"Graduada em Direito pela PUC Minas. P\u00f3s Graduada em Direito Penal e Processo Penal pela Faculdade Legale. \u00c9 produtora de conte\u00fado para diversos nichos, desde receitas e finan\u00e7as, at\u00e9 beleza e sa\u00fade. Desde crian\u00e7a, fez da escrita sua melhor amiga, e nunca mais parou!","url":"https:\/\/senhorpanda.com\/ro\/author\/joyceviana\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts\/31157"}],"collection":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/comments?post=31157"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts\/31157\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/media?parent=31157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/categories?post=31157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/tags?post=31157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}