{"id":30150,"date":"2021-08-24T12:00:00","date_gmt":"2021-08-24T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=30150"},"modified":"2021-08-23T20:57:35","modified_gmt":"2021-08-23T20:57:35","slug":"cartao-pagbank-ou-cartao-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-btg\/","title":{"rendered":"Card PagBank sau card BTG: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-pagbank-x-btg-descubra-qual-escolher-\"><strong>PagBank x BTG: afl\u0103 pe care s\u0103 o alegi<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"PagBank x BTG: descubra qual escolher. Fonte: Pexels.\"  id=\"31066\" src=\"https:\/\/ucarecdn.com\/dea0d6f9-f7be-40dc-a099-dad533a25b96\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >PagBank x BTG: afl\u0103 pe care s\u0103 o alegi. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, dac\u0103 sunte\u021bi \u00een c\u0103utarea unor carduri de credit versatile care v\u0103 permit s\u0103 face\u021bi cump\u0103r\u0103turi, s\u0103 pl\u0103ti\u021bi facturi, s\u0103 ave\u021bi acces la un program de avantaje, precum \u0219i f\u0103r\u0103 tax\u0103 anual\u0103 \u0219i dovada de venit, printre alte avantaje, cardul Pagbank sau cardul BTG sunt grozave optiuni..<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, ast\u0103zi, v\u0103 vom ar\u0103ta totul despre aceste dou\u0103 carduri, astfel \u00eenc\u00e2t s\u0103 pute\u021bi alege op\u021biunea care corespunde cel mai bine nevoilor dumneavoastr\u0103. S\u0103 mergem!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2lcjy8\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Pagbank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/818ff183-d5f1-4e2b-bfc8-e60a4b2055ab\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Pagbank\">\n            Cum s\u0103 aplici pentru cardul Pagbank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dac\u0103 \u021bi-au pl\u0103cut func\u021bionalit\u0103\u021bile \u0219i avantajele cardului prepl\u0103tit Pagbank, afl\u0103 chiar acum cum s\u0103 aplici f\u0103r\u0103 birocra\u021bie.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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       <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vrei s\u0103 \u0219tii cum s\u0103 aplici pentru carduri de credit BTG+ \u0219i s\u0103 ai unul dintre cele mai bune programe de cashback de pe pia\u021b\u0103? A\u0219adar, \u0219tii c\u0103 e\u0219ti \u00een locul potrivit! Afla acum!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/5d3201f4-164e-41e8-b342-a75f84ae76f8\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru carduri de credit BTG+?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Pagbank<\/strong><\/td><td><strong>BTG<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>nu este necesar<\/td><td>Op\u021biune de baz\u0103: nu este necesar\u0103<br>Op\u021biune avansat\u0103: R$ 7 mii sau investi\u021bii de la R$ 30 mii \u00een banc\u0103. <br>Op\u021biune neagr\u0103: R$ 15 mii sau investi\u021bii de la R$ 150 mii \u00een banc\u0103.<\/td><\/tr><tr><td><strong>Anuitate<\/strong><\/td><td>Scuti<\/td><td>Scutit (op\u021biune de baz\u0103)<\/td><\/tr><tr><td><strong>Steag<\/strong><\/td><td>MasterCard<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Cheltuieli numai din soldul disponibil pe card<br>Re\u00eenc\u0103rcare card prin soldul contului, talon bancar, depunere sau debit online<br>Servicii digitale \u0219i de streaming<br>Reduceri \u0219i avantaje exclusive<\/td><td>Mastercard Surpriz\u0103<br>programul cashback<\/td><\/tr><\/tbody><\/table><figcaption>Dar, la urma urmei, care este cea mai bun\u0103 carte?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-pagbank\">card PagBank<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul PagBank este un produs financiar care nu necesit\u0103 agen\u021bii de protec\u021bie a creditului, ceea ce \u00eel face o op\u021biune excelent\u0103 pentru persoanele cu un nume prost sau cu scor de credit sc\u0103zut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, pentru a folosi cardul, trebuie s\u0103-l \u00eenc\u0103rca\u021bi cu banii pe care inten\u021biona\u021bi s\u0103-i folosi\u021bi, astfel pute\u021bi s\u0103 v\u0103 p\u0103stra\u021bi controlul asupra cheltuielilor \u0219i s\u0103 v\u0103 men\u021bine\u021bi finan\u021bele la zi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, este un card interna\u021bional gratuit, cu zeci de avantaje pentru clien\u021bi, precum beneficii Mastercard, precum \u0219i retrageri nelimitate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, pentru a solicita cardul, trebuie doar s\u0103 accesa\u021bi site-ul institu\u021biei financiare. Apoi, \u00eenregistra\u021bi-v\u0103 sau conecta\u021bi-v\u0103 la contul dvs. PagBank \u0219i apoi solicita\u021bi cardul, care poate fi livrat \u00een termen de 15 zile lucr\u0103toare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 aceea, cu cardul \u00een m\u00e2n\u0103, trebuie doar s\u0103 proceda\u021bi la deblocarea acestuia, ceea ce se poate face prin site-ul sau aplica\u021bia proprie a institu\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a \u00eencepe s\u0103-l utiliza\u021bi, trebuie s\u0103 intra\u021bi \u00een aplica\u021bie \u0219i s\u0103 face\u021bi clic pe \u201eRe\u00eenc\u0103rcare Card\u201d pentru a \u00eenc\u0103rca cu suma dorit\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul Pagbank este un card care aduce mai multe avantaje clien\u021bilor, c\u0103ut\u00e2nd mereu s\u0103 ofere cele mai bune servicii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-btg\">Card BTG<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul BTG+ este un produs financiar care poate fi solicitat de oricine are un cont bancar digital.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul ofer\u0103 un program de recompense \u0219i acces la cinematografele VIP, precum \u0219i f\u0103r\u0103 tax\u0103 anual\u0103 pentru cel mai simplu model, marca Mastercard \u0219i plat\u0103 contactless prin tehnologia contactless.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, func\u021bioneaz\u0103 cu func\u021bii de credit \u0219i debit \u0219i are \u0219i func\u021bia Virtual First, care v\u0103 permite s\u0103 utiliza\u021bi cardul virtual chiar \u00eenainte de a primi cardul fizic. Prin urmare, cardul BTG+ este un produs financiar plin de alternative care vizeaz\u0103 s\u0103 v\u0103 u\u0219ureze via\u021ba.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-pagbank\">Care sunt avantajele cardului PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul PagBank are mai multe avantaje pentru clien\u021bi, precum a fi un card interna\u021bional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, prin intermediul acestuia pute\u021bi face achizi\u021bii \u00een magazine din interiorul \u0219i din afara Braziliei, precum \u0219i s\u0103 v\u0103 abona\u021bi la servicii digitale \u0219i s\u0103 ave\u021bi mai multe op\u021biuni de unit\u0103\u021bi partenere sub brandul Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul nu are taxe anuale \u0219i garanteaz\u0103, de asemenea, retrageri nelimitate. Prin urmare, cardul PagBank are un program unic de beneficii cu aplicare complet online, aduc\u00e2nd securitatea, caracterul practic \u0219i u\u0219urin\u021ba de care ave\u021bi nevoie.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-btg\">Care sunt avantajele cardului BTG?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"31079\" src=\"https:\/\/ucarecdn.com\/ea0bf9c4-4fd3-4f4a-bdd6-f638b79cca84\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care sunt avantajele cardului? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul BTG are mai multe avantaje, primul fiind faptul c\u0103 po\u021bi solicita cardul prin site-ul sau aplica\u021bia institu\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, nu toate cardurile de credit BTG+ sunt scutite de taxele anuale, dar cea mai simpl\u0103 op\u021biune Mastercard Gold este scutit\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, dac\u0103 cheltuie\u0219ti o anumit\u0103 sum\u0103 pe lun\u0103 pe alte op\u021biuni de card, s-ar putea s\u0103 fii \u0219i scutit de taxa anual\u0103 aferent\u0103 lunii respective.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, ai acces \u0219i la programul de loialitate Invest + \u00een care o parte din suma pe care o cheltuie\u0219ti pe cardul t\u0103u este depus\u0103 \u00eentr-un fond BTG Pactual \u0219i, astfel, banii t\u0103i vor c\u00e2\u0219tiga foarte mult.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, cardul BTG+ este o op\u021biune excelent\u0103, mai ales dac\u0103 \u00ee\u021bi place s\u0103 faci investi\u021bii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-pagbank\">Care sunt dezavantajele cardului PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, unul dintre cele mai mari dezavantaje ale cardului PagBank este taxa pentru retragerile efectuate de banca in valoare de R$7.50.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, nu pute\u021bi face achizi\u021bii \u00een rate, precum \u0219i alte c\u00e2teva op\u021biuni care exist\u0103 de obicei cu alte carduri de credit. Prin urmare, compara\u021bi acest card cu altele de pe pia\u021b\u0103 \u00eenainte de a aplica imediat.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-btg-\"><strong>Care sunt dezavantajele cardului BTG?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul BTG+ are mai multe avantaje precum absen\u021ba unei taxe anuale pentru op\u021biunea cardului de baz\u0103, totu\u0219i, se percepe o tax\u0103 anual\u0103 pentru celelalte op\u021biuni.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, \u00een op\u021biunea Avansat\u0103 taxa anual\u0103 este de 15 R$ pe lun\u0103 \u0219i pe cardul BTG<strong>+<\/strong>\u00a0Negru este R$ 90 pe lun\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, un alt dezavantaj este c\u0103 cardul BTG+ are o analiz\u0103 de credit foarte strict\u0103, deoarece, chiar dac\u0103 faci dovada veniturilor sau acumulezi investi\u021bii, banca BTG \u00ee\u021bi poate refuza solicitarea dup\u0103 criterii interne.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00eenainte de a opta pentru cardul BTG, afl\u0103 despre alte op\u021biuni de pe pia\u021b\u0103 care sunt mai accesibile.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-pagbank-ou-cart%C3%A3o-btg-qual-escolher-\"><strong>Card PagBank sau card BTG: pe care s\u0103-l alegi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"PagBank x BTG: descubra qual escolher. Fonte: Pexels.\"  id=\"31085\" src=\"https:\/\/ucarecdn.com\/e981499c-9236-441b-9f15-6c4e04be645b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >PagBank x BTG: afl\u0103 pe care s\u0103 o alegi. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul PagBank sau cardul BTG, dup\u0103 cum pute\u021bi vedea, aduc o propunere unic\u0103 pentru ca clien\u021bii s\u0103 aib\u0103 acces la programele de recompense. Dar merit\u0103 subliniat faptul c\u0103 fiecare dintre ele are caracteristici \u0219i avantaje diferite, a\u0219a c\u0103 g\u00e2nde\u0219te-te bine \u00eenainte de a alege cea mai bun\u0103 op\u021biune pentru realitatea ta financiar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar dac\u0103 mai ave\u021bi \u00eendoieli, consulta\u021bi o alt\u0103 compara\u021bie de carduri \u00een con\u021binutul recomandat de mai jos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1cORkb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card Saraiva sau card Pan?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/df0f4a49-3987-45aa-bfb2-c94863bcda44\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card Saraiva sau card Pan?\">\n            Card Saraiva sau card Pan?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Fie c\u0103 este cardul Saraiva sau cardul Pan, ambele au scutire de anuitate \u0219i steag interna\u021bional. Vezi mai multe informa\u021bii despre ei aici!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Cardul Pagbank sau cardul BTG ofer\u0103 clien\u021bilor o op\u021biune de card de credit, astfel \u00eenc\u00e2t ace\u0219tia s\u0103 poat\u0103 face cump\u0103r\u0103turi, s\u0103 pl\u0103teasc\u0103 facturile \u0219i s\u0103 acceseze reduceri la un num\u0103r mare de magazine partenere. 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