{"id":30057,"date":"2021-08-21T23:00:00","date_gmt":"2021-08-21T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=30057"},"modified":"2021-08-21T15:53:59","modified_gmt":"2021-08-21T15:53:59","slug":"conheca-todos-os-cartoes-nubank","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/conheca-todos-os-cartoes-nubank\/","title":{"rendered":"Descoperi\u021bi toate cardurile Nubank 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-gold-platinum-ou-ultravioleta-existe-um-cart%C3%A3o-nubank-para-cada-perfil-todos-com-vantagens-exclusivas-especialmente-para-voc%C3%AA-\"><strong>Aur, Platin\u0103 sau Ultraviolet, exist\u0103 un card Nubank pentru fiecare profil, toate cu beneficii exclusive special pentru tine<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a todos os cart\u00f5es Nubank. Fonte: Nubank.\"  id=\"30058\" src=\"https:\/\/ucarecdn.com\/6b7e7d8d-cbf0-433f-89c9-3d98421bc67f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descoperi\u021bi toate cardurile Nubank. Sursa: Nubank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cuno\u0219ti Nubank? Institu\u021bia financiar\u0103 creat\u0103 \u00een 2013 este, ast\u0103zi, a patra cea mai valoroas\u0103 institu\u021bie financiar\u0103 din America Latin\u0103. De fapt, compania opereaz\u0103 online 100% \u0219i \u00ee\u021bi gestionezi contul \u0219i cardurile Nubank prin aplica\u021bia exclusiv\u0103 a b\u0103ncii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, Nubank a venit cu ideea de a crea o banc\u0103 f\u0103r\u0103 birocra\u021bie \u0219i comisioane surpriz\u0103 care implic\u0103 majoritatea institu\u021biilor financiare. In acest fel isi propune sa schimbe relatia pe care clientul o are cu investitiile sale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, Nubank s-a extins la nivel interna\u021bional \u0219i ast\u0103zi, pe l\u00e2ng\u0103 conturi digitale, carduri de credit \u0219i \u00eemprumuturi, ofer\u0103 un serviciu de asigurare complet, \u00een \u00eentregime digital. Deci, vrei s\u0103 afli mai multe detalii despre cardurile oferite de banc\u0103? Deci, continu\u0103 s\u0103 cite\u0219ti \u0219i verific\u0103-l!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-quais-s%C3%A3o-os-cart%C3%B5es-nubank\">Ce sunt cardurile Nubank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, oferta de card Nubank a venit f\u0103r\u0103 tax\u0103 anual\u0103. Chiar dac\u0103 ast\u0103zi exist\u0103 \u0219i alte op\u021biuni cu acest beneficiu pe pia\u021b\u0103, compania financiar\u0103 ofer\u0103 alte tipuri de carduri pentru diferite audien\u021be.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest fel, clien\u021bii au o aplica\u021bie simpl\u0103 \u0219i intuitiv\u0103 disponibil\u0103 pentru smartphone-uri pe App Store sau Google Play. De exemplu, cu el v\u0103 pute\u021bi controla cheltuielile, pute\u021bi genera \u0219i pl\u0103ti facturi \u0219i chiar s\u0103 v\u0103 cre\u0219te\u021bi limita de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardurile Nubank ofer\u0103 beneficii precum Supreenda Mastercard, pe l\u00e2ng\u0103 programul exclusiv de puncte, Nubank Rewards. \u00cen prezent exist\u0103 trei tipuri de carduri de credit pe care compania financiar\u0103 le ofer\u0103 \u0219i despre ele vom vorbi pu\u021bin mai jos.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-cart%C3%A3o-nubank-gold\">Card Nubank Gold<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00f5es Nubank Gold. Fonte: Blog Nubank.\"  id=\"30059\" src=\"https:\/\/ucarecdn.com\/3f89f3d9-995f-4fdc-973d-948400d7d2c5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carduri Nubank Gold. Sursa: Blogul Nubank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu siguran\u021b\u0103, toate cardurile Nubank au beneficii exclusive. Potrivit companiei financiare, to\u021bi au marca Mastercard. Prin urmare, Nubank Gold nu are taxe anuale \u0219i poate fi utilizat la nivel interna\u021bional. Vede\u021bi mai jos principalele caracteristici \u0219i cum s\u0103 solicita\u021bi Nubank Gold.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>venitul minim<\/td><td>nu este necesar<\/td><\/tr><tr><td>Anuitate<\/td><td>Scuti<\/td><\/tr><tr><td>Steag<\/td><td>MasterCard&nbsp;<\/td><\/tr><tr><td>Acoperi\u015f<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td>Beneficii<\/td><td>F\u0103r\u0103 anuitate;<br>Programul surpriz\u0103 Mastercard; <br>Garan\u021bie extins\u0103 original\u0103; <br>Asigurare de protectie a pretului; <br>Asigurare de protectie a cumparaturilor.<\/td><\/tr><\/tbody><\/table><figcaption>Care sunt caracteristicile cardurilor Nubank Gold?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-296a5g\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-nubank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Nubank pas cu pas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c3370cef-9f3a-4472-b8e6-97ba4beaff40\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-nubank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Nubank pas cu pas\">\n            Cum s\u0103 aplici pentru cardul Nubank pas cu pas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Nubank Gold este interna\u021bional cu marca Mastercard \u0219i are mai multe beneficii, precum Mastercard Surpreenda. Vezi aici cum poti solicita!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-nubank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-nubank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/c3370cef-9f3a-4472-b8e6-97ba4beaff40\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Nubank pas cu pas              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-nubank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4 id=\"3-quais-as-vantagens\">Care sunt avantajele?<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, cardul Gold este o variant\u0103 a cardurilor Nubank care vizeaz\u0103 achizi\u021bionarea de bunuri de folosin\u021b\u0103 \u00eendelungat\u0103. Cu alte cuvinte, avantajele sale graviteaz\u0103 \u00een jurul experien\u021bei de cump\u0103rare a produsului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De exemplu, Garan\u021bia Extins\u0103 Original\u0103 v\u0103 permite s\u0103 extinde\u021bi garan\u021bia la produsele achizi\u021bionate cu cardul. De asemenea, Asigurarea de Protec\u021bie a Pre\u021bului, unde timp de 30 de zile de la cump\u0103rare clientul poate fi rambursat dac\u0103 g\u0103se\u0219te acela\u0219i produs la un pre\u021b mai mic dec\u00e2t a pl\u0103tit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul Gold are o Asigurare de protec\u021bie a achizi\u021biilor, \u00een care clientul este protejat \u00eempotriva daunelor \u0219i furtului timp de 30 de zile dup\u0103 efectuarea unei achizi\u021bii pe card. \u00cen sf\u00e2r\u0219it, Mastercard Surpreenda, un program Mastercard cu reduceri \u0219i promo\u021bii la magazinele partenere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, te po\u021bi \u00eenscrie \u0219i la Nubank Rewards, un program \u00een care pentru fiecare R$1 cheltuit pe factura ta acumulezi 1 punct. Punctele acumulate nu expir\u0103 \u0219i le pute\u021bi folosi pentru a deduce sume din factur\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4 id=\"4-como-funciona-o-limite\">Cum func\u021bioneaz\u0103 limita?<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, limita cardurilor Nubank este definit\u0103 \u00een func\u021bie de profilul fiec\u0103rui client. Aceasta \u00eenseamn\u0103 c\u0103 o analiz\u0103 de credit are loc \u00een mod constant, \u021bin\u00e2nd cont de c\u00e2t de des folose\u0219te clientul cardul, sau dac\u0103 facturile \u00eent\u00e2rzie, de exemplu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Indiferent, pute\u021bi solicita o nou\u0103 limit\u0103, dac\u0103 dori\u021bi, prin aplica\u021bia Nubank.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-cart%C3%A3o-nubank-platinum\">Cardul Nubank Platinum<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00f5es Nubank Platinum. Fonte: Blog Nubank.\"  id=\"30060\" src=\"https:\/\/ucarecdn.com\/a82d8d3f-a386-44dd-aa93-d809137c4703\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carduri Nubank Platinum. Sursa: Blogul Nubank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardurile Nubank Platinum sunt carduri care sunt la fel de bune ca \u0219i cardurile Gold pe care le-am explicat mai sus. \u00cen acest fel, este doar un card cu diferite avantaje, destinat unui alt tip de public.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, Nubank Platinum nu are nicio tax\u0103 anual\u0103, pe l\u00e2ng\u0103 faptul c\u0103 este un card interna\u021bional. Consulta\u021bi mai multe func\u021bii de mai jos.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>venitul minim<\/td><td>neinformat<\/td><\/tr><tr><td>Anuitate<\/td><td>Scuti<\/td><\/tr><tr><td>Steag<\/td><td>MasterCard&nbsp;<\/td><\/tr><tr><td>Acoperi\u015f<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td>Beneficii<\/td><td>Programul surpriz\u0103 Mastercard; <br>Consultan\u021b\u0103 \u00een c\u0103l\u0103torii; <br>Concierge; <br>oferte internationale; <br>Asigurare medicala de urgenta de calatorie; <br>asigurare auto; <br>Scutire de plut\u0103.<\/td><\/tr><\/tbody><\/table><figcaption>Care sunt caracteristicile cardurilor Nubank Platinum?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4 id=\"6-quais-as-vantagens\">Care sunt avantajele?<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, principalele avantaje ale cardului Nubank Platinum au de-a face cu c\u0103l\u0103toriile \u0219i petrecerea timpului liber. Ei bine, hai s\u0103 vorbim pu\u021bin despre ele \u00een continuare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardul are Travel Consulting. Aceasta \u00eenseamn\u0103 c\u0103 unele servicii Nubank Platinum includ consultan\u021b\u0103 de c\u0103l\u0103torie, ajutor cu hoteluri, itinerarii, destina\u021bii, printre alte situa\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, clientul are un asistent care \u00eel ajut\u0103 cu informa\u021bii generale, precum rezerv\u0103ri la restaurant \u0219i bilete la evenimente, Concierge.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acela\u0219i timp, cardul ofer\u0103 beneficii excelente, cum ar fi Asigurarea de c\u0103l\u0103torie de urgen\u021b\u0103 medical\u0103, care nu este altceva dec\u00e2t asigurarea de c\u0103l\u0103torie Mastercard. \u00cen acest sens, ave\u021bi \u0219i Asigurare Auto, cu acoperire global\u0103, \u00een cazul \u00een care clientul \u00eenchiriaz\u0103 o ma\u0219in\u0103 folosind cardul Platinum.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, avem Scutirea Plut\u0103, care v\u0103 d\u0103 dreptul la scutire de taxele de dop pentru prima sticl\u0103 de vin dac\u0103 restaurantul are aceast\u0103 politic\u0103 de taxare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nubank Platinum face, de asemenea, parte din Mastercard Surpreenda, la fel ca toate cardurile care folosesc acest brand.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4 id=\"7-como-funciona-o-limite\">Cum func\u021bioneaz\u0103 limita?<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci limita cardului Platin\u0103 func\u021bioneaz\u0103 \u00een acela\u0219i mod ca \u0219i cardul Gold. Cu alte cuvinte, este definit \u00een func\u021bie de profilul clientului. Conform site-ului oficial al Nubank, limita ini\u021bial\u0103 minim\u0103 pentru cardul Platinum este R$50. Dar nu v\u0103 face\u021bi griji, valoarea cre\u0219te pe m\u0103sur\u0103 ce clientul folose\u0219te cardul \u0219i facturile sunt pl\u0103tite f\u0103r\u0103 \u00eent\u00e2rziere.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"8-cart%C3%A3o-nubank-ultravioleta\">Cardul Nubank Ultraviolet<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00f5es Nubank Ultravioleta. Fonte: Blog Nubank.\"  id=\"30061\" src=\"https:\/\/ucarecdn.com\/74d83634-ca2e-4cc2-8bb0-eb674591fcca\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Carduri Nubank Ultraviolet. Sursa: Blogul Nubank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cardul Nubank Ultravioleta nu este altceva dec\u00e2t un card Negru. Ei bine, acest card are toate beneficiile unui Mastercard Black pe l\u00e2ng\u0103 alte avantaje exclusive despre care vom vorbi mai jos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De fapt, Nubank Ultravioleta este \u00eenc\u0103 din material metalic, cu tehnologie contactless pentru pl\u0103\u021bi contactless. \u00cen plus, are un aspect diferit, pe vertical\u0103, \u0219i nu afi\u0219eaz\u0103 niciun num\u0103r, doar numele titularului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, este \u0219i mai sigur \u00eempotriva fraudei. Dar nu v\u0103 face\u021bi griji, pute\u021bi folosi cardul virtual pentru a face orice achizi\u021bie online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, Nubank Ultravioleta nu este scutit\u0103 de taxe anuale. Cu alte cuvinte, taxa anual\u0103 pentru acest card este R$588 perceput\u0103 \u00een 12 rate. Cu toate acestea, dac\u0103 cheltui\u021bi cel pu\u021bin 5.000 R$ pe lun\u0103, ve\u021bi fi scutit de aceast\u0103 tax\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, exist\u0103 o alt\u0103 modalitate de a fi scutit de taxa anual\u0103 Ultravioleta. Pentru a face acest lucru, trebuie s\u0103 p\u0103stra\u021bi cel pu\u021bin 150 de mii de reale \u00een investi\u021bii cu Nubank sau Easynvest \u00eensu\u0219i. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen prezent, cardul Nubank Ultravioleta este disponibil \u0219i \u00eel po\u021bi solicita prin aplica\u021bie. Cu toate acestea, este important de informat c\u0103 cererea va fi supus\u0103 unei analize de credit \u00een care banca \u021bine cont de scorul clientului. Vede\u021bi mai jos c\u00e2teva caracteristici.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>venitul minim<\/td><td>neinformat<\/td><\/tr><tr><td>Anuitate<\/td><td>R$588 pe an<\/td><\/tr><tr><td>Steag<\/td><td>MasterCard&nbsp;<\/td><\/tr><tr><td>Acoperi\u015f<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td>Beneficii<\/td><td>Programul surpriz\u0103 Mastercard; <br>Cashback la toate achizi\u021biile; <br>mile; <br>Acces la saloanele VIP din aeroporturi; <br>Asigurare medical\u0103 Masterassist Black; <br>Concierge; <br>Asigurare bagaje; <br>asigurare auto; <br>Rambursare pentru biletele anulate.<\/td><\/tr><\/tbody><\/table><figcaption>La urma urmei, care sunt caracteristicile ultravioletului?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1HGs0G\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un card Nubank Ultraviolet\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/466226fd-3761-442b-8001-7d7e865ad6dc\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-nubank-ultravioleta\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un card Nubank Ultraviolet\">\n            Cum s\u0103 aplici pentru un card Nubank Ultraviolet        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Nubank Ultravioleta are acoperire interna\u021bional\u0103 \u0219i ofer\u0103 un program exclusiv de cashback. Vezi aici cum s\u0103-l comanzi pe al t\u0103u!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/466226fd-3761-442b-8001-7d7e865ad6dc\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru un card Nubank Ultraviolet              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4 id=\"9-quais-as-vantagens\">Care sunt avantajele?<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pe l\u00e2ng\u0103 multe avantaje deosebite, Nubank Ultravioleta are \u0219i beneficiile sale destinate clien\u021bilor care c\u0103l\u0103toresc frecvent. \u00cen plus, desigur, la toate avantajele unui Mastercard Black.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cel mai atractiv avantaj este cashback-ul oferit de Ultravioleta. Cu alte cuvinte, pentru toate achizi\u021biile pl\u0103tite cu cardul, prime\u0219ti 1% din valoare \u00eenapoi. \u00cen plus, pentru fiecare R$0.03 pe care \u00eel primi\u021bi cashback, suma poate fi, de asemenea, convertit\u0103 \u00een 1 mile Smiles.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De fapt, un alt beneficiu care v\u0103 va face c\u0103l\u0103toriile \u0219i mai pl\u0103cute este c\u0103 fiecare client Nubank Ultravioleta are acces gratuit la un lounge VIP din aeroporturi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, un alt avantaj foarte atractiv este asigurarea de c\u0103l\u0103torie Masterassist Black. Cu acesta, titularul cardului, so\u021bul \u0219i copiii sunt acoperi\u021bi de asigurarea medical\u0103 de c\u0103l\u0103torie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, clien\u021bii Nubank Ultravioleta au \u0219i asigurare pentru bagaje, care le d\u0103 dreptul la o rambursare de p\u00e2n\u0103 la 3 mii de dolari \u00een cazul \u00een care bagajele lor sunt \u00eent\u00e2rziate sau pierdute.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, cardul ofer\u0103 \u0219i beneficii, precum rambursarea biletului \u00een unele cazuri de anulare, asigurare auto pentru ma\u0219ini \u00eenchiriate, protec\u021bie \u00eempotriva furtului bancomatelor \u0219i multe altele. Pentru a verifica lista complet\u0103 a beneficiilor Mastercard Black, vizita\u021bi site-ul oficial al m\u0103rcii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4 id=\"10-como-funciona-o-limite\">Cum func\u021bioneaz\u0103 limita?<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, limita minim\u0103 pentru un Mastercard Black, o categorie din care face parte Ultravioleta, este de 25 mii R$. Cu toate acestea, clientul poate avea o valoare limit\u0103 \u0219i mai mare, \u00een func\u021bie de analiza creditului efectuat\u0103 de Nubank.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"11-cart%C3%B5es-nubank-como-escolher-o-certo-para-voc%C3%AA\">Carduri Nubank: cum s\u0103-l alegi pe cel potrivit pentru tine?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De fapt, este obi\u0219nuit ca oamenii s\u0103 clasifice cardurile Nubank drept care este cel mai bun \u0219i care este cel mai r\u0103u. Cu toate acestea, acest lucru nu este adev\u0103rat. Cu alte cuvinte, nu exist\u0103 mai bune, doar carduri cu diferite beneficii pentru diferite profiluri de clien\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De exemplu, cardul Platinum ofer\u0103 \u0219i beneficii de baz\u0103, precum Surpreenda Mastercard. Cu toate acestea, are \u0219i avantaje exclusive care vizeaz\u0103 c\u0103l\u0103toriile \u0219i petrecerea timpului liber. Aceasta \u00eenseamn\u0103 c\u0103 este ideal pentru profilul unui client care c\u0103l\u0103tore\u0219te frecvent.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, cardul Gold, pe l\u00e2ng\u0103 beneficiile comune cardului de brand Mastercard, ofer\u0103 avantaje care vizeaz\u0103 achizi\u021bionarea de bunuri de larg consum. Cu alte cuvinte, are anumite garan\u021bii pentru un client cu alt profil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Spre deosebire de cardurile Gold \u0219i Platinum, care sunt scutite de taxe anuale, Ultravioleta are o tax\u0103 anual\u0103 de R$588 pentru de\u021bin\u0103torul s\u0103u. \u00cen acest sens, este mai favorabil \u0219i pentru clien\u021bii care c\u0103l\u0103toresc mai mult sau, chiar, pentru persoanele care au o cheltuial\u0103 mai mare pe facturi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, \u00eenainte de a solicita schimbarea cardului de credit sau de a alege o categorie de card, asigura\u021bi-v\u0103 c\u0103 aceasta se potrive\u0219te profilului dvs. de consumator. \u00cen plus, dac\u0103 dori\u021bi s\u0103 afla\u021bi despre celelalte produse financiare ale b\u0103ncii, ce zice\u021bi de a verifica cum func\u021bioneaz\u0103 \u00eemprumutul Nubank? A\u0219adar, da\u021bi clic pe con\u021binutul recomandat \u0219i verifica\u021bi-l!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z9FVpx\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-pessoal-nubank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Descoperi\u021bi \u00eemprumutul personal Nubank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d71dccb5-e4fc-4b0a-92a8-fcb0be91111f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-pessoal-nubank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Descoperi\u021bi \u00eemprumutul personal Nubank\">\n            Descoperi\u021bi \u00eemprumutul personal Nubank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cu \u00eemprumutul personal Nubank, po\u021bi consulta toate informa\u021biile direct prin intermediul aplica\u021biei \u0219i ai la dispozi\u021bie p\u00e2n\u0103 la 24 de luni pentru a pl\u0103ti. 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Vede\u021bi principalele caracteristici \u0219i avantaje ale cardurilor Gold, Platinum \u0219i Ultraviolet \u0219i alege\u021bi care se potrive\u0219te cel mai bine nevoilor dvs. S\u0103 mergem!<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1527,1528,1189,299],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a todos os cart\u00f5es Nubank 2021 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Cart\u00f5es diferenciados que se encaixam no seu estilo de vida? Conhe\u00e7a os cart\u00f5es Nubank Gold, Platinum e Ultravioleta. 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