{"id":29923,"date":"2021-08-18T23:00:00","date_gmt":"2021-08-18T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=29923"},"modified":"2021-08-18T18:09:06","modified_gmt":"2021-08-18T18:09:06","slug":"review-cartao-cetelem-consignado","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/review-cartao-cetelem-consignado\/","title":{"rendered":"Revizuirea cardului de salarizare Cetelem 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-cetelem-consignado-sem-anuidade-ou-taxas-de-manuten%C3%A7%C3%A3o\">Card consignat Cetelem: f\u0103r\u0103 tax\u0103 anual\u0103 sau taxe de \u00eentre\u021binere<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Review cart\u00e3o Cetelem Consignado. Fonte: Banco Cetelem.\"  id=\"29924\" src=\"https:\/\/ucarecdn.com\/51681a89-5845-4ae9-959e-2043f00cc10e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Revizuirea cardului expediat Cetelem. Sursa: Cetelem Bank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui card de credit f\u0103r\u0103 tax\u0103 anual\u0103 \u0219i plin de avantaje, revizuirea cardului Cetelem Payroll v\u0103 poate ajuta!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ast\u0103zi, ve\u021bi afla despre avantajele \u0219i dezavantajele acestui produs financiar pentru a decide dac\u0103 este o op\u021biune bun\u0103 pentru nevoile dvs. actuale. A\u0219a c\u0103 continu\u0103 s\u0103 cite\u0219ti \u0219i nu rata aceast\u0103 ocazie! S\u0103 mergem?<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Anuitate<\/strong><\/td><td>Renta ZERO<\/td><\/tr><tr><td><strong>venitul minim<\/strong><strong><\/strong><\/td><td>La cerere<\/td><\/tr><tr><td><strong>Steag<\/strong><strong><\/strong><\/td><td>Leg\u0103tur\u0103<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><strong><\/strong><\/td><td>Na\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><strong><\/strong><\/td><td>Contractare online, Elo Flex, Minha Sa\u00fade +<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt principalele sale caracteristici?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1ctDjB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-consignado-cetelem\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru Cardul de Salarizare Cetelem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6cb9131d-2a76-4b13-a072-19aaf95537b2\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-consignado-cetelem\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru Cardul de Salarizare Cetelem\">\n            Cum s\u0103 aplici pentru Cardul de Salarizare Cetelem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Renta zero, Elo Flex, Minha Sa\u00fade +, printre alte beneficii pentru tine. Solicit\u0103 Cetelem acum \u0219i folose\u0219te aceast\u0103 postare pas cu pas pentru a-l comanda de acas\u0103.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-consignado-cetelem\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-consignado-cetelem\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6cb9131d-2a76-4b13-a072-19aaf95537b2\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru Cardul de Salarizare Cetelem              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-consignado-cetelem\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-review-cart%C3%A3o-cetelem-consignado-tudo-o-que-voc%C3%AA-precisa-saber\">Revizuirea cardului de salarizare Cetelem: tot ce trebuie s\u0103 \u0219ti\u021bi<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, Banco Cetelem opereaz\u0103 pe pia\u021ba brazilian\u0103 din 1998 \u0219i este una dintre companiile lider \u00een sectorul creditului de consum.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asadar, la achizitionarea produsului tau financiar, ai siguranta contractarii unui serviciu de incredere si de calitate. \u00cen plus, este un produs modern, care caut\u0103 mereu s\u0103 ofere mai mult\u0103 comoditate clien\u021bilor s\u0103i.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Totu\u0219i, este important de men\u021bionat c\u0103 cardul este destinat pensionarilor \u0219i pensionarilor INSS, \u00eentruc\u00e2t plata sumei minime se face direct \u00een beneficiul clientului. Astfel, daca nu te incadrezi in categorie, nu vei putea comanda produsul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, verifica\u021bi acum principalele sale caracteristici cu revizuirea cardului Cetelem Payroll!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-anuidade-e-cobertura\">anuitate \u0219i acoperire<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, una dintre caracteristicile pozitive ale cardului este c\u0103 nu are tax\u0103 anual\u0103. Deci, nu trebuie s\u0103 v\u0103 face\u021bi griji cu privire la aceast\u0103 tax\u0103 suplimentar\u0103 \u0219i, de asemenea, economisi\u021bi bani la sf\u00e2r\u0219itul lunii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul are o acoperire na\u021bional\u0103 larg\u0103. \u00cen acest fel, faci cump\u0103r\u0103turi la mii de unit\u0103\u021bi din Brazilia, at\u00e2t \u00een magazine fizice, c\u00e2t \u0219i online.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, po\u021bi pl\u0103ti \u00een numerar sau \u00een rate \u0219i po\u021bi retrage bani \u0219i de la ATM-urile Banco24Horas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-taxas-e-tarifas\">taxe si tarife<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 cum sa men\u021bionat deja, cardul este liber de taxe anuale \u0219i nu exist\u0103 nicio tax\u0103 de \u00eentre\u021binere. Cu toate acestea, este necesar s\u0103 pl\u0103ti\u021bi cotiza\u021bia de membru R$ 15.00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, \u00eentruc\u00e2t func\u021bioneaz\u0103 \u00een modul salarizare, dob\u00e2nzile sunt mai mici dec\u00e2t cele ale cardurilor de credit tradi\u021bionale. Astfel, rata fix\u0103 este de 2,7% pe lun\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-bandeira-e-benef%C3%ADcios\">steag \u0219i beneficii<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, cardul are steagul Elo, care este acceptat \u00een mii de magazine de pe \u00eentreg teritoriul na\u021bional.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, po\u021bi participa \u0219i la programul Elo Flex. Cu el, \u00ee\u021bi po\u021bi personaliza cardul cu cele mai interesante avantaje pentru nevoile tale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pentru aceasta, alegi 3 beneficii disponibile pentru a-\u021bi asambla combo. A\u0219adar, pute\u021bi profita de servicii de c\u0103l\u0103torie, conectivitate, cump\u0103r\u0103turi, educa\u021bie \u0219i multe altele!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-vantagens-do-cart%C3%A3o-cetelem-consignado\">Avantajele Cardului Cetelem Consignat<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"29927\" src=\"https:\/\/ucarecdn.com\/5727c717-0065-4846-8a70-955b3ae26423\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care sunt avantajele sale? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, unul dintre punctele pozitive ale produsului este c\u0103 controlul facturii tale se face direct prin site-ul sau aplica\u021bia b\u0103ncii. \u00cen acest fel, este mult mai u\u0219or s\u0103 gestionezi finan\u021bele f\u0103r\u0103 a fi nevoie s\u0103 p\u0103r\u0103se\u0219ti casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, v\u0103 pute\u021bi bucura de p\u00e2n\u0103 la 20% de reduceri speciale la magazinele partenere, precum Centauro, O Botic\u00e1rio, Vivara, Casas Bahia \u0219i multe altele! O oportunitate incredibil\u0103 pentru tine de a nu rata nicio ofert\u0103, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj este c\u0103 pute\u021bi retrage bani din re\u021beaua Banco24Horas \u00een toat\u0103 Brazilia sau, dac\u0103 prefera\u021bi, pute\u021bi solicita retragerea prin intermediul site-ului web sau prin telefon, iar suma este depus\u0103 \u00een contul dvs. curent.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, plata minim\u0103 a facturii se face printr-o reducere la beneficiul t\u0103u INSS \u0219i po\u021bi achita suma r\u0103mas\u0103 prin talon bancar. Cu toate acestea, este de remarcat faptul c\u0103 valoarea maxim\u0103 a reducerii este de p\u00e2n\u0103 la 5% din beneficiu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul ofer\u0103 \u0219i programul Minha Sa\u00fade +. Cu el, ai acces la servicii de s\u0103n\u0103tate la un pre\u021b mult mai accesibil. Astfel, prime\u0219ti p\u00e2n\u0103 la 80% reducere la examene, program\u0103ri medicale \u0219i stomatologice. Uimitor, nu crezi?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-wtoqW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-cartao-consignado-cetelem\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Descoper\u0103 Cardul de Salarizare Cetelem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6cb9131d-2a76-4b13-a072-19aaf95537b2\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-cartao-consignado-cetelem\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Descoper\u0103 Cardul de Salarizare Cetelem\">\n            Descoper\u0103 Cardul de Salarizare Cetelem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Dac\u0103 sunte\u021bi \u00een c\u0103utarea unui card de salarizare bun, face\u021bi cuno\u0219tin\u021b\u0103 cu cardul de salarizare Cetelem \u0219i toate avantajele acestuia, precum anuitate zero, Elo Flex \u0219i Minha Sa\u00fade +.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-cartao-consignado-cetelem\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-cartao-consignado-cetelem\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6cb9131d-2a76-4b13-a072-19aaf95537b2\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Descoper\u0103 Cardul de Salarizare Cetelem              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-cartao-consignado-cetelem\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-desvantagens-do-cart%C3%A3o-cetelem-consignado\">Dezavantajele Cardului Cetelem Consignat<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum, s\u0103 vorbim despre punctele negative ale produsului pentru a nu avea surprize c\u00e2nd \u00eel folosi\u021bi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, unul dintre dezavantajele sale este acoperirea na\u021bional\u0103. Astfel, dac\u0103 sunte\u021bi \u00een c\u0103utarea unui card de credit pentru a face cump\u0103r\u0103turi \u00een magazine \u0219i site-uri interna\u021bionale, este posibil s\u0103 nu fie cel mai potrivit. Deci, de\u0219i este acceptat \u00een toat\u0103 Brazilia, nu \u00eel pute\u021bi folosi \u00een str\u0103in\u0103tate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul este destinat pensionarilor \u0219i pensionarilor INSS, deoarece func\u021bioneaz\u0103 \u00een regim de salarizare iar reducerea se face direct \u00een beneficiul clientului. Prin urmare, nu o pute\u021bi solicita dac\u0103 nu v\u0103 \u00eencadra\u021bi \u00een aceast\u0103 categorie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, treci printr-o analiz\u0103 de credit pentru a ob\u021bine aprobarea cardului. Astfel, trebuie s\u0103 se \u00eencadreze \u00een cerin\u021bele stipulate de banc\u0103 pentru a-l ob\u021bine pe al t\u0103u \u0219i a te bucura de toate avantajele sale.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-aplicativo-do-cart%C3%A3o\">cerere de card<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, aplica\u021bia \u00ee\u021bi face via\u021ba de zi cu zi mult mai u\u0219oar\u0103. Cu acesta, \u00ee\u021bi po\u021bi controla contul \u0219i po\u021bi efectua mai multe opera\u021biuni, cum ar fi verificarea facturii, verificarea limitei disponibile pentru retrageri \u0219i achizi\u021bii, utilizarea debitului direct \u0219i alte c\u00e2teva func\u021bii!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, este disponibil at\u00e2t pentru sistemele Android, c\u00e2t \u0219i pentru iOS. Deci, pentru a-l folosi, trebuie doar s\u0103 accesa\u021bi Google Play sau App Store \u0219i s\u0103 desc\u0103rca\u021bi aplica\u021bia gratuit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"8-conta-digital\">cont digital<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona a sua conta digital? Fonte: Pexels.\"  id=\"29926\" src=\"https:\/\/ucarecdn.com\/54d90e5d-192e-4d37-8064-0209b34a1f27\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, cum func\u021bioneaz\u0103 contul t\u0103u digital? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, atunci c\u00e2nd accesezi site-ul oficial al Banco Cetelem, te po\u021bi \u00eenregistra \u00een Zona Clien\u021bi pentru a avea mult mai mult\u0103 comoditate \u0219i agilitate \u00een gestionarea contului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, pentru a v\u0103 \u00eenscrie, trebuie s\u0103 v\u0103 introduce\u021bi CPF-ul \u00een c\u00e2mpul disponibil din partea de sus a paginii site-ului. Apoi, furniza\u021bi datele \u0219i informa\u021biile necesare \u0219i confirma\u021bi parola. Dup\u0103 aceea, ve\u021bi primi un cod prin SMS pentru a verifica func\u021bionarea \u0219i sunte\u021bi gata!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acolo ve\u021bi avea mult mai mult\u0103 siguran\u021b\u0103 \u0219i practic pentru a utiliza diverse servicii, precum accesarea limitei cardului \u0219i a facturii, verificarea extrasului, solicitarea unei retrageri \u0219i multe altele!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"9-processo-de-solicita%C3%A7%C3%A3o-\">procesul de aplicare<strong><\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, dac\u0103 sunte\u021bi interesat de card \u0219i dori\u021bi s\u0103 profita\u021bi de toate beneficiile acestuia, s\u0103 \u0219ti\u021bi c\u0103 aplicarea este foarte simpl\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, trebuie s\u0103 face\u021bi simularea disponibil\u0103 pe site. Apoi trimite\u021bi documentele \u0219i introduce\u021bi datele solicitate. Dup\u0103 aceea, va fi necesar s\u0103 a\u0219tepta\u021bi p\u00e2n\u0103 c\u00e2nd banca v\u0103 analizeaz\u0103 solicitarea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 ce primi\u021bi r\u0103spunsul, trebuie s\u0103 semna\u021bi contractul digital pentru a finaliza contractul. Foarte u\u0219or, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, odat\u0103 aprobat, trebuie doar s\u0103 a\u0219tepta\u021bi ca cardul s\u0103 v\u0103 ajung\u0103 acas\u0103 \u00een termen de 7 zile lucr\u0103toare pentru a face cump\u0103r\u0103turi \u00een toat\u0103 Brazilia \u0219i a v\u0103 bucura de beneficiile sale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, acum c\u0103 a\u021bi verificat recenzia noastr\u0103 despre cardul Cetelem Consignado \u0219i a\u021bi cunoscut produsul mai detaliat, este mai u\u0219or s\u0103 decide\u021bi dac\u0103 este o op\u021biune bun\u0103 pentru via\u021ba dvs. financiar\u0103, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, evalua\u021bi cu calm toate avantajele \u0219i dezavantajele produsului pentru a v\u0103 asigura c\u0103 se potrive\u0219te nevoilor dumneavoastr\u0103. De asemenea, face\u021bi o bun\u0103 planificare financiar\u0103, astfel \u00eenc\u00e2t s\u0103 nu risca\u021bi s\u0103 ave\u021bi pierderi cu cardul \u0219i s\u0103 pl\u0103ti\u021bi \u00eentotdeauna factura la timp.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i dac\u0103 dori\u021bi s\u0103 afla\u021bi detaliat pas cu pas despre cum s\u0103 solicita\u021bi cardul dvs. Cetelem Consignado, consulta\u021bi con\u021binutul nostru recomandat de mai jos!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1radTI\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-consignado-cetelem\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru Cardul de Salarizare Cetelem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6cb9131d-2a76-4b13-a072-19aaf95537b2\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-consignado-cetelem\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru Cardul de Salarizare Cetelem\">\n            Cum s\u0103 aplici pentru Cardul de Salarizare Cetelem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Renta zero, Elo Flex, Minha Sa\u00fade +, printre alte beneficii pentru tine. Solicit\u0103 Cetelem acum \u0219i folose\u0219te aceast\u0103 postare pas cu pas pentru a-l comanda de acas\u0103.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-consignado-cetelem\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Vezi aici toate beneficiile!<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1368,381,389,179,276],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review cart\u00e3o Cetelem Consignado 2021 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Confira o review cart\u00e3o Cetelem Consignado para conhecer as suas vantagens, como anuidade gratuita e programas de benef\u00edcios. 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