{"id":29311,"date":"2021-08-17T23:01:00","date_gmt":"2021-08-17T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=29311"},"modified":"2021-08-17T02:27:01","modified_gmt":"2021-08-17T02:27:01","slug":"review-cartao-submarino","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/review-cartao-submarino\/","title":{"rendered":"Card de revizuire Submarino 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-submarino-ofertas-exclusivas-e-programa-l%C3%A9guas-de-benef%C3%ADcios\">Submarino Card: oferte exclusive \u0219i Programul L\u00e9guas de beneficii<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Review cart\u00e3o Submarino. Fonte: Submarino.\"  id=\"29314\" src=\"https:\/\/ucarecdn.com\/9d2effcc-7e22-496b-8282-0a795561b8d8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Revizuirea cardului Submarino. Sursa: Submarin.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 nu \u0219tii care card de credit este cea mai bun\u0103 op\u021biune pentru tine, ce zici s\u0103 verifici recenzia exclusiv\u0103 a cardului Submarino pe care am preg\u0103tit-o?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aici ve\u021bi afla mai multe despre avantajele \u0219i dezavantajele produsului financiar pentru a decide dac\u0103 este o op\u021biune bun\u0103 pentru nevoile dvs. actuale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, verifica\u021bi tabelul de mai jos cu principalele sale caracteristici \u0219i continua\u021bi s\u0103 citi\u021bi pentru a afla mai multe despre card. Deci s\u0103 mergem?<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Anuitate<\/strong><\/td><td>12x din R$ 15,70<\/td><\/tr><tr><td><strong>venitul minim<\/strong><strong><\/strong><\/td><td>Salariu minim<\/td><\/tr><tr><td><strong>Steag<\/strong><strong><\/strong><\/td><td>Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><strong><\/strong><\/td><td>Na\u0163ional<\/td><\/tr><tr><td><strong>Beneficii<\/strong><strong><\/strong><\/td><td>Du-te dup\u0103 Visa, program L\u00e9guas<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt principalele sale caracteristici?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZKIP0g\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Submarino\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/58c57ca5-9631-407c-9d89-a2c54fa29fea\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Submarino\">\n            Cum s\u0103 aplici pentru cardul Submarino        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descoper\u0103 acum cum s\u0103 aplici pentru cardul Submarino \u00eentr-un mod simplu \u0219i 100% online. \u00cen plus, profita\u021bi de avantaje precum Programul Vai de Visa \u0219i Programul L\u00e9guas.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/58c57ca5-9631-407c-9d89-a2c54fa29fea\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul Submarino              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-review-cart%C3%A3o-submarino-tudo-o-que-voc%C3%AA-precisa-saber\">Revizuirea cardului Submarino: tot ce trebuie s\u0103 \u0219ti\u021bi<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, cardul Submarino este o op\u021biune interesant\u0103 pentru cei care doresc s\u0103 fac\u0103 cump\u0103r\u0103turi \u0219i, de asemenea, s\u0103 se bucure de c\u00e2teva beneficii exclusive.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, produsul este un parteneriat \u00eentre Submarino \u0219i Banco Cetelem, care este prezent \u00een peste 18 \u021b\u0103ri \u0219i este una dintre companiile lider \u00een sectorul creditului de consum.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, atunci c\u00e2nd solicita\u021bi cardul, pute\u021bi fi sigur c\u0103 achizi\u021biona\u021bi un produs de \u00eencredere \u0219i de calitate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, verific\u0103 mai jos cele mai importante puncte ale produsului financiar cu recenzia noastr\u0103 de card Submarino!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-anuidade-e-cobertura\">anuitate \u0219i acoperire<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, dac\u0103 vrei s\u0103 faci cump\u0103r\u0103turi \u00een toat\u0103 Brazilia, at\u00e2t \u00een magazinele fizice, c\u00e2t \u0219i online, cardul poate fi op\u021biunea ideal\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, are o acoperire na\u021bional\u0103 larg\u0103 \u0219i este acceptat\u0103 \u00een mii de unit\u0103\u021bi din toat\u0103 Brazilia, astfel \u00eenc\u00e2t s\u0103 nu rata\u021bi nicio ofert\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen ceea ce prive\u0219te taxa anual\u0103 a cardului, este necesar\u0103 plata unei taxe lunare de R$ 15,70. Prin urmare, trebuie s\u0103 ave\u021bi o planificare financiar\u0103 bun\u0103 \u0219i s\u0103 include\u021bi acea sum\u0103 \u00een cheltuielile dvs. lunare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-taxas-e-tarifas\">taxe si tarife<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Costurile nu au putut fi l\u0103sate \u00een afara analizei noastre de card Submarino. De\u0219i aplicarea pentru cardul dvs. este gratuit\u0103, trebuie s\u0103 pl\u0103ti\u021bi anumite taxe pentru a efectua anumite opera\u021biuni.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De exemplu, pentru retragerile de la bancomate din re\u021beaua Banco24Horas, o singur\u0103 tran\u0219\u0103 de R$ 13,90 sau R$22,00 este taxat\u0103 \u00een rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, dac\u0103 ave\u021bi nevoie de o a doua copie a cardului, trebuie s\u0103 pl\u0103ti\u021bi o sum\u0103 de R$ 22,00 pentru emiterea \u0219i fabricarea produsului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, achizi\u021biile \u00een p\u00e2n\u0103 la 12 rate nu poart\u0103 dob\u00e2nd\u0103, dar \u00een rate de la 18 p\u00e2n\u0103 la 24 de rate rata este de 1,99% pe lun\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, dup\u0103 cum am men\u021bionat deja, exist\u0103 o anuitate pl\u0103tit\u0103 lunar \u00een valoare de 15,70 R$.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, este important s\u0103 cunoa\u0219te\u021bi toate condi\u021biile cardului pentru a nu avea surprize atunci c\u00e2nd \u00eel utiliza\u021bi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-bandeira-e-benef%C3%ADcios\">steag \u0219i beneficii<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 a bandeira do cart\u00e3o e os seus benef\u00edcios? Fonte: Pexels.\"  id=\"29315\" src=\"https:\/\/ucarecdn.com\/4ebc65f0-a947-4888-97a6-41619ca32e6b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, ce este steagul cardului \u0219i beneficiile sale? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul are steagul Visa, care este unul dintre cele mai recunoscute de pe pia\u021b\u0103. Astfel, pute\u021bi face cump\u0103r\u0103turi personal \u0219i online la mii de unit\u0103\u021bi acreditate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pute\u021bi participa \u00een continuare la programul de beneficii Vai de Visa. Cu el, te po\u021bi bucura de oferte \u0219i reduceri exclusive la servicii \u0219i produse din magazinele partenere, precum Decolar, Taco Bell, Renner \u0219i multe altele! Astfel, achizi\u021biile se fac cu voucher, cod de reducere sau cu cardul propriu-zis pentru a putea profita de toate ofertele incredibile disponibile.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-vantagens-do-cart%C3%A3o-submarino\">Avantajele cardului Submarino<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen aceast\u0103 recenzie a cardului Submarino trebuie s\u0103 vorbim \u0219i despre avantaje. Ei bine, unul dintre punctele pozitive ale produsului financiar este Programul L\u00e9guas. Cu el, c\u00e2\u0219tigi ligi cu fiecare achizi\u021bie pentru a le schimba cu certificate cadou.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, func\u021bioneaz\u0103 dup\u0103 cum urmeaz\u0103: pentru fiecare R$ 1,00 cheltuit pentru achizi\u021bii la Submarino, prime\u0219ti 3 Legu. \u00cen achizi\u021biile f\u0103cute la alte magazine acreditate, c\u00e2\u0219tiga\u021bi 1 lig\u0103 pentru fiecare R$ 1,00. C\u00e2nd acumula\u021bi Ligi, le pute\u021bi schimba cu certificate cadou de la R$ 50,00 la R$ 250,00 pentru a fi folosite \u00een orice produs de pe Submarino. Uimitor, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj al cardului este c\u0103 po\u021bi beneficia de pl\u0103\u021bi speciale \u00een rate pentru achizi\u021bii de pe site-ul Submarino. Astfel, pute\u021bi face achizi\u021bii \u00een p\u00e2n\u0103 la 36 de rate egale. Astfel, nu rata\u021bi nicio ofert\u0103!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, poti retrage bani pe reteaua Banco24Horas si tot prin WebSaque intr-un mod mult mai practic, pe langa verificarea limitei cardului si a facturii prin contul digital. Astfel, via\u021ba de zi cu zi devine mult mai u\u0219oar\u0103, nu crezi?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul ofer\u0103 \u0219i SuperLimite, care func\u021bioneaz\u0103 ca un credit suplimentar de cheltuit pe achizi\u021biile Submarino \u00een rate. Astfel, ai limita de credit stabilit\u0103 pentru cump\u0103r\u0103turi la unit\u0103\u021bile care accept\u0103 steagul Visa \u0219i SuperLimite pentru a profita de toate ofertele Submarino.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z16D48g\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-agora-tudo-sobre-o-cartao-submarino\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Afla\u021bi acum totul despre cardul Submarino\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/58c57ca5-9631-407c-9d89-a2c54fa29fea\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-agora-tudo-sobre-o-cartao-submarino\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Afla\u021bi acum totul despre cardul Submarino\">\n            Afla\u021bi acum totul despre cardul Submarino        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descoper\u0103 \u00een acest articol complet toate caracteristicile \u0219i beneficiile cardului Submarino \u0219i verific\u0103 dac\u0103 este sau nu o op\u021biune bun\u0103 pentru tine.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-agora-tudo-sobre-o-cartao-submarino\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-agora-tudo-sobre-o-cartao-submarino\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/58c57ca5-9631-407c-9d89-a2c54fa29fea\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Afla\u021bi acum totul despre cardul Submarino              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-agora-tudo-sobre-o-cartao-submarino\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-desvantagens-do-cart%C3%A3o-submarino\">Dezavantajele cardului Submarine<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, a\u0219a cum am men\u021bionat aici \u00een recenzia cardului Submarino, unul dintre dezavantajele produsului financiar este c\u0103 are o tax\u0103 de anuitate, deoarece exist\u0103 \u0219i alte op\u021biuni pe pia\u021b\u0103 care nu percep comisionul. \u00cen plus, exist\u0103 \u0219i alte taxe efectuate pentru unele func\u021bii, cum ar fi retragerea \u0219i emiterea celei de-a doua copii a cardului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, multe oferte \u0219i beneficii sunt destinate clien\u021bilor Submarino. Astfel, ajunge s\u0103 fie o op\u021biune mai avantajoas\u0103 pentru cei care de obicei fac cump\u0103r\u0103turi mai des \u00een magazin.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt punct negativ este c\u0103 limita produsului t\u0103u financiar este determinat\u0103 pe baza analizei profilului clientului. Prin urmare, \u00een func\u021bie de evaluarea f\u0103cut\u0103, limita de credit aprobat\u0103 poate s\u0103 nu fie at\u00e2t de mare pe c\u00e2t se dore\u0219te.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, trebuie s\u0103 dovedi\u021bi un venit minim de un salariu minim pentru a aplica pentru cardul dvs. Astfel, dac\u0103 nu pute\u021bi face dovada, este posibil ca cardul s\u0103 nu fie aprobat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, nu este cea mai bun\u0103 alegere pentru cei care doresc s\u0103 fac\u0103 cump\u0103r\u0103turi la unit\u0103\u021bi \u0219i site-uri interna\u021bionale, deoarece acoperirea nu se extinde la aceste loca\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, trebuie s\u0103 evalua\u021bi toate caracteristicile pozitive \u0219i negative ale cardului pentru a decide dac\u0103 este o op\u021biune bun\u0103 pentru dvs.!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-aplicativo-do-cart%C3%A3o\">cerere de card<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, produsul financiar a fost creat \u00een parteneriat \u00eentre Submarino \u0219i Banco Cetelem. Prin urmare, pentru a v\u0103 controla cheltuielile \u0219i pentru a v\u0103 urm\u0103ri factura, trebuie s\u0103 desc\u0103rca\u021bi aplica\u021bia Cetelem. Astfel, face\u021bi tot controlul financiar prin contul dvs. digital.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, pute\u021bi desc\u0103rca \u0219i aplica\u021bia Submarino pentru a ob\u021bine acces la c\u00e2teva avantaje speciale, precum cupoane de reducere, promo\u021bii \u0219i oferte exclusive din magazin.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, ambele aplica\u021bii sunt disponibile at\u00e2t pentru sistemele Android, c\u00e2t \u0219i pentru iOS \u0219i pot fi desc\u0103rcate de pe Google Play \u0219i App Store.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"8-conta-digital\">cont digital<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, dup\u0103 cum am men\u021bionat mai sus, cardul este emis de Cetelem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, v\u0103 controla\u021bi cheltuielile prin contul bancar digital. Astfel, trebuie doar s\u0103 desc\u0103rca\u021bi aplica\u021bia pentru a accesa informa\u021biile cardului \u0219i pentru a efectua diverse func\u021bii. Mult mai practic, nu?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"9-processo-de-solicita%C3%A7%C3%A3o\">procesul de aplicare<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, como funciona o processo de solicita\u00e7\u00e3o? Fonte: Pexels.\"  id=\"29316\" src=\"https:\/\/ucarecdn.com\/bbf866c0-b17a-4940-ba90-c24b8ea2b396\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Deci, cum func\u021bioneaz\u0103 procesul de aplicare? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, procesul de solicitare a cardului este foarte rapid \u0219i se face online 100%. Pentru a face acest lucru, trebuie s\u0103 accesa\u021bi site-ul oficial al Submarino \u0219i s\u0103 completa\u021bi formularul disponibil. Dup\u0103 aceea, profilul t\u0103u va trece prin analiza de credit a b\u0103ncii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, dac\u0103 totul este \u00een regul\u0103, ve\u021bi primi aprobarea prin e-mail \u0219i cardul v\u0103 va fi trimis acas\u0103 \u00een termen de 7 zile lucr\u0103toare de la emiterea produsului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Odat\u0103 ce ave\u021bi cardul \u00een m\u00e2n\u0103, trebuie doar s\u0103 \u00eel debloca\u021bi, astfel \u00eenc\u00e2t s\u0103 pute\u021bi face cump\u0103r\u0103turi \u0219i s\u0103 v\u0103 bucura\u021bi de toate beneficiile sale. A\u0219adar, \u00eel pute\u021bi debloca prin intermediul site-ului oficial al Banco Cetelem sau sun\u00e2nd la Centrul de Rela\u021bii Cetelem. Foarte u\u0219or, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum c\u0103 \u0219ti\u021bi tot ce ave\u021bi nevoie cu revizuirea cardului Submarino, este mai u\u0219or s\u0103 decide\u021bi dac\u0103 este o alegere bun\u0103 pentru nevoile dvs. financiare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, evalueaz\u0103-i cu calm avantajele \u0219i dezavantajele pentru a lua cea mai bun\u0103 decizie pentru finan\u021bele tale. \u00cen plus, dac\u0103 decide\u021bi s\u0103 \u00eel solicita\u021bi, accesa\u021bi con\u021binutul nostru recomandat \u0219i consulta\u021bi procesul detaliat pas cu pas.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1ULk9x\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Submarino\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/58c57ca5-9631-407c-9d89-a2c54fa29fea\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru cardul Submarino\">\n            Cum s\u0103 aplici pentru cardul Submarino        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descoper\u0103 acum cum s\u0103 aplici pentru cardul Submarino \u00eentr-un mod simplu \u0219i 100% online. \u00cen plus, profita\u021bi de avantaje precum Programul Vai de Visa \u0219i Programul L\u00e9guas.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-cartao-submarino\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Cu acesta, participa\u021bi la Programul L\u00e9guas e Vai de Visa \u0219i profita\u021bi, de asemenea, de alte c\u00e2teva avantaje. S\u0103 mergem!<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1368,179,973,285],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review cart\u00e3o Submarino 2021 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Confira o review cart\u00e3o Submarino para conhecer todas as suas vantagens, como o Programa L\u00e9guas e Vai de Visa. 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