{"id":28788,"date":"2021-08-23T12:00:00","date_gmt":"2021-08-23T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28788"},"modified":"2021-08-27T17:36:12","modified_gmt":"2021-08-27T17:36:12","slug":"emprestimo-just-ou-emprestimo-livre","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/emprestimo-just-ou-emprestimo-livre\/","title":{"rendered":"Doar \u00eemprumut sau \u00eemprumut gratuit: care este mai bine?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-just-x-livre-descubra-qual-escolher-\"><strong>Just x Livre: afl\u0103 pe care s\u0103 o alegi<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Just x Livre: descubra qual escolher. Fonte: Pexels.\"  id=\"28789\" src=\"https:\/\/ucarecdn.com\/db8d83d7-8398-4dfc-838a-bbe7542dba1a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Just x Free: afl\u0103 pe care s\u0103 o alegi. Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00eemprumutul Just sau \u00eemprumutul gratuit sunt dou\u0103 op\u021biuni de credit care sunt printre cele mai bune de pe pia\u021b\u0103. Asta pentru c\u0103, dac\u0103 cau\u021bi bani cu eliberare rapid\u0103, dob\u00e2nzi mici \u0219i valori care ajung p\u00e2n\u0103 la R$35 mii, ace\u0219tia pot fi alternativa de care ai nevoie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru a afla pu\u021bin mai multe despre avantajele \u0219i dezavantajele acestor \u00eemprumuturi, am preg\u0103tit acest text comparativ pentru ca dumneavoastr\u0103 s\u0103 face\u021bi o analiz\u0103. Verific\u0103!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z241T2H\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-just\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru \u00eemprumutul Just\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c2ac5529-f557-4593-9e3c-ad93f14bb8f0\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-just\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru \u00eemprumutul Just\">\n            Cum s\u0103 aplici pentru \u00eemprumutul Just        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vrei s\u0103 \u00eenve\u021bi cum s\u0103 aplici pentru \u00eemprumutul Just cu termene \u0219i dob\u00e2nzi reduse \u0219i o analiz\u0103 \u00een func\u021bie de profilul t\u0103u \u0219i istoricul financiar? A\u0219a c\u0103 verific\u0103-l!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-just\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-just\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/c2ac5529-f557-4593-9e3c-ad93f14bb8f0\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru \u00eemprumutul Just              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-just\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zof4zI\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-emprestimo-livre\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut gratuit\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b5d75fc7-f195-4c2f-bc25-5b9c7f4d2f8c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-emprestimo-livre\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut gratuit\">\n            Cum s\u0103 aplici pentru un \u00eemprumut gratuit        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Vrei s\u0103 \u00eenve\u021bi cum s\u0103 aplici pentru un \u00eemprumut gratuit cu termeni \u0219i condi\u021bii exclusive, precum \u0219i ideal pentru persoane negative \u0219i cu scoruri mici? A\u0219a c\u0103 verific\u0103-l!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-emprestimo-livre\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-emprestimo-livre\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b5d75fc7-f195-4c2f-bc25-5b9c7f4d2f8c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru un \u00eemprumut gratuit              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-emprestimo-livre\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Doar \u00cemprumut<\/strong><\/td><td><strong>\u00eemprumut gratuit<\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><\/td><td>neinformat<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Dob\u00e2nd\u0103<\/strong><\/td><td>De la 1,70 pe lun\u0103<\/td><td>neinformat<\/td><\/tr><tr><td><strong>Termen de plat\u0103<\/strong><\/td><td>P\u00e2n\u0103 la 24 de luni<\/td><td>P\u00e2n\u0103 la 12 luni<\/td><\/tr><tr><td><strong>perioada de lansare<\/strong><\/td><td>P\u00e2n\u0103 la 2 zile lucr\u0103toare<\/td><td>P\u00e2n\u0103 la 2 zile lucr\u0103toare<\/td><\/tr><tr><td><strong>sum\u0103 \u00eemprumutat\u0103<\/strong><\/td><td>P\u00e2n\u0103 la R$35 mii<\/td><td>De la R$ 100,00 p\u00e2n\u0103 la R$ 6.000,00<\/td><\/tr><tr><td><strong>Accepta\u021bi negative?<\/strong><\/td><td>Nu<\/td><td>da<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>100% contractare digital\u0103<br>Securitate<br>Credibilitate<\/td><td>100% contractare digital\u0103<br>Securitate<br>Credibilitate<\/td><\/tr><\/tbody><\/table><figcaption>Dar, la urma urmei, care este cel mai bun \u00eemprumut?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-just\">Doar \u00cemprumut<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00eemprumutul Just este o modalitate de creditare total online care urm\u0103re\u0219te s\u0103 ofere propuneri inovatoare clien\u021bilor cu dob\u00e2nzi sc\u0103zute.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103 folosesc o platform\u0103 care analizeaz\u0103 datele \u0219i istoricul financiar al clien\u021bilor, pentru a livra cea mai bun\u0103 propunere de \u00eemprumut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, dac\u0103 e\u0219ti negativ, s-ar putea s\u0103 nu fie o alternativ\u0103 bun\u0103, deoarece analiza va ar\u0103ta c\u0103 s-ar putea s\u0103 nu fii un bun pl\u0103titor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, Just \u00een parteneriat cu Banco Votorantim ofer\u0103 un \u00eemprumut cu dob\u00e2nzi \u00eencep\u00e2nd de la 1.70% pe lun\u0103, care poate fi pl\u0103tit \u00een p\u00e2n\u0103 la 24 de rate \u0219i este eliberat \u00een 2 zile lucr\u0103toare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, valoarea acestui credit poate ajunge p\u00e2n\u0103 la R$35 mii, adic\u0103 este ceea ce ai nevoie pentru a stinge o datorie, a deschide o afacere sau a face un avans pe acel apartament pe care \u00eel visezi at\u00e2t de mult.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-livre\">\u00eemprumut gratuit<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00eemprumutul gratuit, spre deosebire de Just, este modalitatea de credit ideal\u0103 pentru persoanele care au un nume murdar sau un scor de credit sc\u0103zut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest lucru se datoreaz\u0103 faptului c\u0103 institu\u021bia financiar\u0103 nu se consult\u0103 cu organismele de protec\u021bie a creditului, precum SPC \u0219i SERASA, \u0219i astfel deschide spa\u021biu pentru ca un num\u0103r foarte mare de persoane s\u0103 aib\u0103 acces la credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pentru a accesa \u00eemprumutul, trebuie s\u0103 ai o limit\u0103 pe cardul t\u0103u de credit, \u00eentruc\u00e2t aceast\u0103 limit\u0103 va ac\u021biona ca o garan\u021bie de plat\u0103, de unde \u0219i absen\u021ba consult\u0103rii cu autorit\u0103\u021bile de credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest credit func\u021bioneaz\u0103 \u00een dou\u0103 moduri. \u00cen cazul utiliz\u0103rii banilor la plata bonurilor bancare, trebuie s\u0103 prezenta\u021bi bonurile care vor fi achitate, iar suma total\u0103 nu trebuie s\u0103 dep\u0103\u0219easc\u0103 R$6 mii, care, la r\u00e2ndul s\u0103u, poate fi achitat\u0103 \u00een maxim 12 luni cu ajutorul cardului. Dac\u0103 este un transfer bancar, pute\u021bi utiliza sume cuprinse \u00eentre R$100 \u0219i R$6 mii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, acest \u00eemprumut este modalitatea de creditare ideal\u0103 dac\u0103 e\u0219ti negativ \u0219i ai un scor de credit sc\u0103zut, dar ai nevoie de bani rapid \u0219i \u00een siguran\u021b\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-just\">Care sunt avantajele \u00eemprumutului Just?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as vantagens? Fonte: Pexels.\"  id=\"28790\" src=\"https:\/\/ucarecdn.com\/8fbc93d5-6083-49c8-9a3a-a2feea58fb04\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care sunt avantajele? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, exist\u0103 mai multe beneficii legate de aplicarea \u00eemprumutului Just, primul dintre acestea fiind faptul c\u0103 pute\u021bi solicita p\u00e2n\u0103 la R$35 mii cu dob\u00e2nzi \u00eencep\u00e2nd de la 1.70% pe lun\u0103 \u0219i pl\u0103ti\u021bi \u00een p\u00e2n\u0103 la 24 de rate cu eliberare de sume \u00een p\u00e2n\u0103 la 2 zile Util.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, procesul de contractare este 100% online, adic\u0103 nu este nevoie s\u0103 mergi personal la o institu\u021bie financiar\u0103 pentru a aplica pentru \u00eemprumut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, Just are \u0219i o perioad\u0103 extins\u0103 de 60 de zile pentru ca tu s\u0103 \u00eencepi s\u0103 pl\u0103te\u0219ti \u00eemprumutul, precum \u0219i o analiz\u0103 personalizat\u0103 a creditului \u00een func\u021bie de profilul t\u0103u financiar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-livre\">Care sunt avantajele \u00eemprumutului gratuit?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, \u00eemprumutul gratuit are \u0219i c\u00e2teva avantaje pentru clien\u021bi, principalul fiind faptul c\u0103 este un \u00eemprumut accesibil pentru negativi \u0219i persoane cu scoruri mici.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acest lucru se datoreaz\u0103 faptului c\u0103, dup\u0103 cum am men\u021bionat mai devreme, Livre nu se consult\u0103 cu agen\u021biile de protec\u021bie a creditului, precum SPC \u0219i SERASA.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, procesul de solicitare a creditului \u0219i de contractare este complet online \u0219i are securitatea \u0219i credibilitatea pe care institu\u021bia le ofer\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, po\u021bi avea acces la sumele \u00een maximum 2 zile lucr\u0103toare, precum \u0219i suma \u00eemprumutului va fi limita cardului t\u0103u de credit sau p\u00e2n\u0103 la R$6 mii \u00een cazul bonurilor bancare, put\u00e2nd achita \u00een p\u00e2n\u0103 la 12 rate cu reducere direct\u0103 la factura cardului dvs. de credit \u0219i dob\u00e2nzi mici.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-just\">Care sunt dezavantajele \u00eemprumutului Just?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, \u00een ciuda at\u00e2tor avantaje, Just are \u0219i un dezavantaj care poate \u00eempiedica mul\u021bi oameni s\u0103 aib\u0103 acces la credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103 cel mai mare dezavantaj al acestui credit este analiza creditului, Banco Votorantim \u00een parteneriat cu Just realizeaz\u0103 o analiz\u0103 a profilului clientului \u00eenainte de aprobarea creditului, adic\u0103 pentru cei cu credit negativ nu este o op\u021biune bun\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-livre-\"><strong>Care sunt dezavantajele \u00eemprumutului gratuit?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, printre dezavantajele \u00eemprumutului gratuit se remarc\u0103 faptul c\u0103 suma creditului va depinde de limita cardului de credit a clientului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103, dac\u0103 limita dvs. de credit este sc\u0103zut\u0103, \u00eemprumutul dvs. va fi probabil \u0219i el sc\u0103zut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, \u00een func\u021bie de suma pe care o primi\u021bi din credit, perioada de plat\u0103 de 12 luni poate fi considerat\u0103 o perioad\u0103 scurt\u0103 pentru a-l achita integral.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00eenainte de a opta pentru acest credit, f\u0103 o analiz\u0103 calm\u0103 a altor op\u021biuni de pe pia\u021b\u0103, pentru a afla dac\u0103 este cea mai bun\u0103 variant\u0103 pentru tine.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-just-ou-empr%C3%A9stimo-livre-qual-escolher-\"><strong>Doar \u00eemprumut sau \u00eemprumut gratuit: pe care s\u0103-l alegi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Just x Livre: descubra qual escolher.? Fonte: Pexels.\"  id=\"28791\" src=\"https:\/\/ucarecdn.com\/7bd0c0ed-1364-432a-a3d2-ba8733ca2906\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Just x Livre: afl\u0103 pe care s\u0103 o alegi.? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00eemprumutul Just sau \u00eemprumutul gratuit sunt dou\u0103 op\u021biuni de creditare sigure, cu credibilitate \u0219i cu dob\u00e2nzi sc\u0103zute.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, \u00een plus, unul dintre ei accept\u0103 chiar \u0219i negative \u0219i persoane cu scoruri de credit sc\u0103zute.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, f\u0103 o analiz\u0103 a creditelor care \u00ee\u021bi sunt disponibile pe pia\u021b\u0103 \u0219i vezi care este cea mai bun\u0103 op\u021biune pentru tine. De asemenea, dac\u0103 dori\u021bi s\u0103 afla\u021bi despre alte produse financiare, face\u021bi clic pe con\u021binutul nostru recomandat \u0219i verifica\u021bi-l!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZaXS8G\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-sim-ou-emprestimo-geru\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00cemprumut SIM sau \u00eemprumut Geru: pe care s\u0103 alegi?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/db8d83d7-8398-4dfc-838a-bbe7542dba1a\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-sim-ou-emprestimo-geru\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00cemprumut SIM sau \u00eemprumut Geru: pe care s\u0103 alegi?\">\n            \u00cemprumut SIM sau \u00eemprumut Geru: pe care s\u0103 alegi?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cemprumut SIM sau \u00eemprumut Geru: \u0219tii care este cea mai bun\u0103 op\u021biune atunci c\u00e2nd iei un \u00eemprumut personal? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-sim-ou-emprestimo-geru\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Cunoa\u0219te\u021bi deja \u00eemprumutul Just sau \u00eemprumutul gratuit? Unul accept\u0103 negative, cel\u0103lalt are dob\u00e2nzi sc\u0103zute \u0219i analiz\u0103 de credit personalizat\u0103 pentru clien\u021bi. Vezi compara\u021bia \u0219i vezi care este cea mai bun\u0103 op\u021biune pentru tine!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[854,849,1479,840,1480],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo Just ou Empr\u00e9stimo Livre: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Voc\u00ea j\u00e1 conhece o empr\u00e9stimo just ou empr\u00e9stimo livre? Um aceita negativados, o outro tem taxas de juros baixas! 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