{"id":28673,"date":"2021-08-15T12:00:00","date_gmt":"2021-08-15T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28673"},"modified":"2021-08-14T19:58:28","modified_gmt":"2021-08-14T19:58:28","slug":"cartao-ourocard-universitario-ou-cartao-superdigital","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-superdigital\/","title":{"rendered":"Cardul Ourocard Universit\u00e1rio sau Cardul Superdigital: pe care s\u0103 alege\u021bi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-superdigital-descubra-qual-escolher\">Ourocard Universit\u00e1rio x Superdigital: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Superdigital? Fonte: Pexels.\"  id=\"28674\" src=\"https:\/\/ucarecdn.com\/51ea33d7-cfb6-4286-9d56-353c7d139143\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul Ourocard Universit\u00e1rio sau cardul Superdigital? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 nu te po\u021bi decide \u00eentre cardul Ourocard Universit\u00e1rio sau cardul Superdigital, te putem ajuta!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ast\u0103zi, vom compara aceste dou\u0103 produse financiare \u0219i v\u0103 vom ar\u0103ta avantajele \u0219i dezavantajele fiec\u0103ruia. Astfel, po\u021bi alege care este cea mai bun\u0103 op\u021biune pentru via\u021ba ta financiar\u0103 cu toate informa\u021biile la \u00eendem\u00e2n\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00een timp ce cardul Ourocard Universit\u00e1rio caut\u0103 s\u0103 satisfac\u0103 publicul studen\u021besc, cardul Superdigital este perfect pentru cei care doresc s\u0103 aib\u0103 un control mai mare asupra cheltuielilor \u0219i finan\u021belor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, citi\u021bi mai departe pentru a afla mai multe despre fiecare card \u0219i lua\u021bi cea mai bun\u0103 decizie \u00een func\u021bie de nevoile dvs. Deci s\u0103 mergem?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-12KriN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi un card Ourocard Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi un card Ourocard Universit\u00e1rio\">\n            Cum s\u0103 solicita\u021bi un card Ourocard Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Ourocard Universit\u00e1rio este o alternativ\u0103 pentru studen\u021bii de licen\u021b\u0103. Renun\u021b\u0103 la dovada veniturilor \u0219i ofer\u0103 anuitate gratuit\u0103. Vezi cum s\u0103 comanzi!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Vezi cum s\u0103-l comanzi pe al t\u0103u!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/24fe0101-4e5f-46e7-93b4-8eedab60b458\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru cardul de credit Superdigital              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Ourocard Universit\u00e1rio<\/strong><strong><\/strong><\/td><td><strong>Superdigital<\/strong><\/td><\/tr><tr><td><strong>venitul minim&nbsp;<\/strong><strong><\/strong><\/td><td>nu este necesar<\/td><td>nu este necesar<\/td><\/tr><tr><td><strong>Anuitate<\/strong><strong><\/strong><\/td><td>F\u0103r\u0103 anuitate<\/td><td>F\u0103r\u0103 anuitate<\/td><\/tr><tr><td><strong>Steag<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><strong><\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii&nbsp;<\/strong><strong><\/strong><\/td><td>Limit\u0103 pre-aprobat\u0103 de R$ 1.500,00, merge de la Visa<\/td><td>Mastercard Surpreenda, Santander Esfera<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt principalele sale caracteristici?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ourocard-universit%C3%A1rio\">Cardul Universit\u0103\u021bii Ourocard<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, g\u00e2ndindu-se s\u0103 u\u0219ureze via\u021ba studen\u021bilor \u0219i s\u0103 le ofere mai mult\u0103 libertate financiar\u0103, Banco do Brasil a creat cardul Ourocard Universit\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, dac\u0103 e\u0219ti \u00eenscris la un curs de nivel superior \u0219i ai \u00eentre 16 \u0219i 28 de ani, cardul poate fi o op\u021biune grozav\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, produsul financiar are acoperire na\u021bional\u0103 \u0219i interna\u021bional\u0103 astfel \u00eenc\u00e2t s\u0103 po\u021bi face achizi\u021bii \u00een toat\u0103 lumea \u00eentr-un mod foarte practic \u0219i necomplicat. \u00cen plus, are steagul Visa, unul dintre cele mai recunoscute de pe pia\u021b\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O alt\u0103 caracteristic\u0103 a cardului este c\u0103 faci totul prin intermediul aplica\u021biei. \u00cen acest fel, este posibil s\u0103 comanzi produsul \u0219i s\u0103-\u021bi controlezi finan\u021bele direct prin intermediul aplica\u021biei, care este disponibil\u0103 at\u00e2t pentru sistemele Android, c\u00e2t \u0219i pentru iOS. Astfel, via\u021ba de zi cu zi devine mult mai u\u0219oar\u0103, nu crezi?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, Banco do Brasil \u00een\u021belege c\u0103 mul\u021bi studen\u021bi \u00eenc\u0103 nu au posibilitatea de a lucra c\u00e2t timp sunt \u00een \u00eenv\u0103\u021b\u0103m\u00e2ntul superior. Prin urmare, nu trebuie s\u0103 face\u021bi dovada veniturilor, iar taxa anual\u0103 pentru card este gratuit\u0103. Prin urmare, aceasta este o mare oportunitate de a deveni protagonistul vie\u021bii tale financiare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-superdigital\">Card superdigital<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cardul Superdigital este o alegere excelent\u0103 pentru cei care doresc s\u0103 aib\u0103 mai mult control asupra finan\u021belor lor. Asta pentru c\u0103 func\u021bioneaz\u0103 \u00een modul prepl\u0103tit \u0219i trebuie s\u0103 re\u00eenc\u0103rca\u021bi \u00eenainte de a-l folosi. Astfel, este posibil s\u0103 cheltui\u021bi doar suma disponibil\u0103 \u00een sold \u0219i s\u0103 nu v\u0103 face\u021bi griji c\u0103 ave\u021bi contul \u00een ro\u0219u.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, este emis de Banco Santander, una dintre cele mai cunoscute institu\u021bii de pe pia\u021b\u0103. Deci, \u0219tii c\u0103 angajezi un produs de \u00eencredere \u0219i de calitate pentru a te bucura de toate beneficiile acestuia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O alt\u0103 caracteristic\u0103 a cardului este c\u0103 are acoperire interna\u021bional\u0103 pentru a putea face achizi\u021bii \u00een Brazilia \u0219i \u00een str\u0103in\u0103tate, at\u00e2t \u00een magazine fizice, c\u00e2t \u0219i online. \u00cen plus, marca sa Mastercard este una dintre cele mai acceptate la nivel mondial, cu mii de magazine acreditate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, ave\u021bi dou\u0103 tipuri de card: fizic \u0219i virtual. Astfel, cump\u0103r\u0103turile tale devin mult mai u\u0219oare \u0219i nu ratezi nicio ofert\u0103! \u00cen plus, pute\u021bi retrage bani de la bancomate din re\u021beaua Banco24Horas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Care sunt avantajele cardului Ourocard Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"29000\" src=\"https:\/\/ucarecdn.com\/9a83a52e-d593-43ba-ada3-8b70fa8d9d21\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Deci care sunt avantajele tale? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, cardul Ourocard Universit\u00e1rio a sosit pentru a aduce mai mult\u0103 autonomie studen\u021bilor din \u00eenv\u0103\u021b\u0103m\u00e2ntul superior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, vine deja cu o limit\u0103 pre-aprobat\u0103 de R$ 1.500,00 pentru ca tu s\u0103 o folose\u0219ti a\u0219a cum preferi. Dar nu uita\u021bi s\u0103 face\u021bi o planificare financiar\u0103 pentru a evita cheltuielile inutile \u0219i chiar datoria.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, steagul dumneavoastr\u0103 v\u0103 permite s\u0103 participa\u021bi la programul Vai de Visa. Astfel, po\u021bi profita de oferte speciale la produse \u0219i servicii de la unit\u0103\u021bi partenere, precum Marisa, Decolar, Domino&#039;s \u0219i multe altele!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul este un produs modern, care urm\u0103re\u0219te s\u0103 faciliteze via\u021ba de zi cu zi a utilizatorilor s\u0103i. Deci, pute\u021bi face achizi\u021bii folosind tehnologia de plat\u0103 contactless. Deci, trebuie s\u0103 v\u0103 aduce\u021bi br\u0103\u021bara sau cardul Ourocard la aparat \u0219i tranzac\u021bia este finalizat\u0103. Foarte practic, nu-i a\u0219a? Astfel nu trebuie s\u0103 introduce\u021bi parola \u0219i plata este mult mai sigur\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, Banco do Brasil \u0219tie c\u0103 via\u021ba unui student este foarte obositoare. Astfel, pute\u021bi profita de oferte \u0219i promo\u021bii exclusive la evenimente sportive, culturale \u0219i de divertisment sponsorizate de banc\u0103. Astfel, te po\u021bi distra c\u00e2nd e\u0219ti liber \u0219i chiar s\u0103 pl\u0103te\u0219ti mai pu\u021bin pentru asta!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-superdigital\">Care sunt avantajele cardului Superdigital?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, deoarece cardul este emis de Santander, ai acces la un program exclusiv: Santander Esfera. Cu el, acumulezi puncte \u0219i le schimbi cu reduceri speciale la produse, servicii \u0219i chiar excursii!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, po\u021bi participa la un alt program de recompense incredibil oferit de brand, Mastercard Surpreenda. Astfel, cu fiecare achizi\u021bie f\u0103cut\u0103 cu cardul t\u0103u, prime\u0219ti 1 punct de schimbat pentru oferte exclusive la magazinele partenere, precum Outback, Asics, Arezzo \u0219i multe altele.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt punct pozitiv al produsului financiar este c\u0103 po\u021bi aplica chiar dac\u0103 ai un nume murdar. Acest lucru se datoreaz\u0103 faptului c\u0103 organismele de protec\u021bie a creditelor nu sunt consultate. Deci aceasta este o oportunitate, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, controlezi mi\u0219carea contului t\u0103u digital prin intermediul aplica\u021biei. Astfel, este mult mai u\u0219or s\u0103 verifica\u021bi extrasul, s\u0103 face\u021bi pl\u0103\u021bi \u0219i transferuri \u0219i alte c\u00e2teva func\u021bii.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Care sunt dezavantajele cardului Ourocard Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as desvantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"29005\" src=\"https:\/\/ucarecdn.com\/b829ea01-e125-4226-90a5-bec874a5b8fc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, p\u00e2n\u0103 la urm\u0103, care sunt dezavantajele cardului? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, deoarece cardul se adreseaz\u0103 unui anumit public, unul dintre punctele negative este c\u0103 nu toat\u0103 lumea poate aplica pentru unul \u0219i se poate bucura de beneficii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, trebuie s\u0103 ai v\u00e2rsta necesar\u0103 \u0219i s\u0103 studiezi la un nivel superior. \u00cen plus, dac\u0103 pierde\u021bi aceast\u0103 condi\u021bie, banca v\u0103 poate modifica tipul cardului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt dezavantaj este c\u0103 br\u0103\u021bara Ourocard pentru pl\u0103\u021bi de aproximare cost\u0103 R$ 40,00. A\u0219adar, de\u0219i este o modalitate foarte practic\u0103 de cump\u0103r\u0103turi, ar trebui s\u0103 analizezi dac\u0103 valoarea merit\u0103. Cu toate acestea, produsul este op\u021bional \u0219i pute\u021bi utiliza tehnologia \u00een mod normal doar cu cardul dvs.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-superdigital\">Care sunt dezavantajele cardului Superdigital?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, de\u0219i func\u021bia prepl\u0103tit\u0103 este o modalitate bun\u0103 de a controla cheltuielile, poate ajunge s\u0103 fie un punct negativ, deoarece achizi\u021biile trebuie f\u0103cute \u00een numerar. Astfel, nu este cea mai bun\u0103 variant\u0103 pentru cei care doresc s\u0103 fac\u0103 cump\u0103r\u0103turi \u00een rate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul percepe \u0219i unele comisioane pentru anumite opera\u021biuni. De exemplu, pl\u0103ti\u021bi 5,90 R$ pentru transferuri c\u0103tre alte b\u0103nci \u0219i 6,40 R$ pentru retrageri interne \u00een re\u021beaua Banco24Horas. Prin urmare, fi\u021bi con\u0219tien\u021bi de toate condi\u021biile cardului pentru a nu avea surprize c\u00e2nd \u00eel utiliza\u021bi.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-superdigital-qual-escolher\">Cardul Ourocard Universit\u00e1rio sau cardul Superdigital: pe care s\u0103 alege\u021bi?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum c\u0103 \u0219tii mai bine despre cele dou\u0103 produse financiare, este mai u\u0219or s\u0103 iei o decizie, nu-i a\u0219a? Deci, cardul Ourocard Universit\u00e1rio sau cardul Superdigital?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, ambele au acoperire interna\u021bional\u0103, dar fiecare are propriul s\u0103u steag. \u00cen plus, aduc mai multe beneficii clien\u021bilor lor. Prin urmare, revizui\u021bi avantajele \u0219i dezavantajele cardurilor pentru a alege cea mai bun\u0103 op\u021biune pentru nevoile dvs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i dac\u0103 mai ave\u021bi \u00eendoieli cu privire la ce decizie s\u0103 lua\u021bi, nu v\u0103 face\u021bi griji! De aceea am f\u0103cut o compara\u021bie exclusiv\u0103 pentru a putea afla mai multe despre dou\u0103 c\u0103r\u021bi pline de avantaje care sunt disponibile pe pia\u021b\u0103. A\u0219a c\u0103 consulta\u021bi con\u021binutul nostru recomandat de mai jos \u0219i afla\u021bi mai multe!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZMNhvo\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Hipercard sau cardul Pernambucanas?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/196f1c7d-8836-4f36-b40b-27c5687be7ba\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cardul Hipercard sau cardul Pernambucanas?\">\n            Cardul Hipercard sau cardul Pernambucanas?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Card Hipercard sau card Pernambucanas: \u0219ti\u021bi care este cea mai bun\u0103 op\u021biune? Ofer\u0103 reduceri exclusive \u0219i pot servi diferite audien\u021be. Compara aici!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Alege\u021bi \u00eentre cardul Ourocard Universit\u00e1rio sau cardul Superdigital pentru a face cump\u0103r\u0103turi \u00een \u00eentreaga lume \u0219i bucura\u021bi-v\u0103 de reduceri speciale la magazinele partenere. Verific\u0103!<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1423,486,425,285],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ourocard Universit\u00e1rio ou Cart\u00e3o Superdigital: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Escolha entre o cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Superdigital para comprar no mundo todo e ter descontos em lojas parceiras. 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