{"id":28625,"date":"2021-08-24T23:01:00","date_gmt":"2021-08-24T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28625"},"modified":"2021-10-01T12:35:56","modified_gmt":"2021-10-01T12:35:56","slug":"emprestimo-agibank-ou-emprestimo-caixa","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/emprestimo-agibank-ou-emprestimo-caixa\/","title":{"rendered":"\u00cemprumut Agibank sau \u00eemprumut Caixa: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-agibank-x-caixa-descubra-qual-empr%C3%A9stimo-possui-as-melhores-taxas-e-condi%C3%A7%C3%B5es-de-pagamento-\"><strong>Agibank x Caixa: afl\u0103 care credit are cele mai bune rate \u0219i termene de plat\u0103<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual escolher? Fonte: Pexels.\"  id=\"28626\" src=\"https:\/\/ucarecdn.com\/1f9a9882-3f70-4de7-8078-1a7728ed4966\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pe care s\u0103 o aleg? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este foarte frecvent s\u0103 ne afl\u0103m \u00eentr-o situa\u021bie de dificultate financiar\u0103. Sau, av\u00e2nd acel vis de a pleca \u00eentr-o excursie sau de a renova o camer\u0103. Indiferent de motiv, dac\u0103 e\u0219ti \u00een c\u0103utarea unui credit personal, dar nu \u0219tii pe care s\u0103-l alegi, te vom ajuta. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Am preg\u0103tit acest con\u021binut despre \u00eemprumutul Agibank sau \u00eemprumutul Caixa, astfel \u00eenc\u00e2t s\u0103 po\u021bi analiza ce propunere \u021bi se potrive\u0219te cel mai bine. \u00cen plus, pute\u021bi accesa con\u021binutul de mai jos pentru a afla mai multe detalii despre cum s\u0103 solicita\u021bi un \u00eemprumut Agibank sau un \u00eemprumut Caixa. Verific\u0103!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Iqe7a\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut Agibank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/416481a5-b982-480d-a00c-159a0e46cd70\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut Agibank\">\n            Cum s\u0103 aplici pentru un \u00eemprumut Agibank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi cum s\u0103 solicita\u021bi un \u00eemprumut personal Agibank \u0219i alte informa\u021bii utile despre acest \u00eemprumut, astfel \u00eenc\u00e2t s\u0103 v\u0103 pute\u021bi achita toate datoriile!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/416481a5-b982-480d-a00c-159a0e46cd70\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru un \u00eemprumut Agibank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z9Borb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-caixa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut \u00een numerar\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/8a5aa394-fc05-487c-9ae5-ec6b9be8116e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-caixa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru un \u00eemprumut \u00een numerar\">\n            Cum s\u0103 aplici pentru un \u00eemprumut \u00een numerar        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi cum s\u0103 aplica\u021bi pentru \u00eemprumutul Caixa. Acest proces este rapid \u0219i se poate face la orice sucursal\u0103 Caixa. Astfel, ai banii \u00een cont mai repede.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-caixa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-caixa\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/8a5aa394-fc05-487c-9ae5-ec6b9be8116e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru un \u00eemprumut \u00een numerar              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-caixa\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, vezi mai jos principalele caracteristici, valorile pe care le ofer\u0103 fiecare banc\u0103, pe l\u00e2ng\u0103 avantajele \u0219i dezavantajele Agibank \u0219i Caixa.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>&nbsp;<\/strong><\/td><td><strong>\u00cemprumut Agibank<\/strong><\/td><td><strong>\u00eemprumut \u00een numerar<\/strong><\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>Neinformat<\/td><td>Neinformat<\/td><\/tr><tr><td><strong>Dob\u00e2nd\u0103<\/strong><\/td><td>De la 1,21 TP3T pe lun\u0103<\/td><td>De la 1.621 TP3T pe lun\u0103<\/td><\/tr><tr><td><strong>Termen de plat\u0103<\/strong><\/td><td>P\u00e2n\u0103 la 84 de luni<\/td><td>P\u00e2n\u0103 la 48 de luni<\/td><\/tr><tr><td><strong>perioada de lansare<\/strong><\/td><td>2 p\u00e2n\u0103 la 5 zile lucr\u0103toare<\/td><td>5 p\u00e2n\u0103 la 10 zile lucr\u0103toare<\/td><\/tr><tr><td><strong>sum\u0103 \u00eemprumutat\u0103<\/strong><\/td><td>P\u00e2n\u0103 la 10 mii de reali<\/td><td>P\u00e2n\u0103 la 50 de mii de reali<\/td><\/tr><tr><td><strong>Accepta\u021bi negative?<\/strong><\/td><td>Da, \u00een consigna\u021bie<\/td><td>Nu<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Interes redus, f\u0103r\u0103 consultare cu SPC Serasa<\/td><td>Diverse op\u021biuni de credit<\/td><\/tr><\/tbody><\/table><figcaption>Ce caracteristici?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-agibank-\"><strong>\u00cemprumut Agibank<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Agibank. Fonte: Agibank.\"  id=\"31224\" src=\"https:\/\/ucarecdn.com\/627765cb-7775-4cbe-90d5-48f86486b6fe\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00cemprumut Agibank. Sursa: Agibank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agibank bank este o banc\u0103 digital\u0103 relativ nou\u0103, care func\u021bioneaz\u0103 printr-o aplica\u021bie disponibil\u0103 pentru iPhone \u0219i Android. \u00cen plus, are diferen\u021ba de a avea sucursale fizice, spre deosebire de alte institu\u021bii financiare digitale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar nu v\u0103 face\u021bi griji, platforma este complet sigur\u0103. \u0218i, dac\u0103 dori\u021bi, pute\u021bi merge la o sucursal\u0103 Agibank pentru asisten\u021b\u0103 fa\u021b\u0103 \u00een fa\u021b\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu politica de a oferi un serviciu rapid si birocratic, Agibank ofera diferite tipuri de credit. Printre acestea se num\u0103r\u0103 \u0219i \u00eemprumutul personal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chiar dac\u0103 costul efectiv total al \u00eemprumutului de nevoi personale este cel mai mare dintre diferitele tipuri de \u00eemprumuturi, acesta este totu\u0219i cel mai c\u0103utat. In principal pentru ca cu imprumutul de nevoi personale clientul nu are nicio obligatie contractuala de a comunica utilizarea sumei solicitate. Din contr\u0103, banii sunt folosi\u021bi c\u00e2t \u0219i c\u00e2t dore\u0219te.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, Agibank ofer\u0103 credit personal clien\u021bilor care sunt pensionari sau pensionari INSS, cadre militare sau func\u021bionari publici. In acest fel, valoarea ratelor este debitata direct din statul de plata, sau din contul curent.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, Agibank nu consult\u0103 SPC \u0219i Serasa. Prin urmare, dac\u0103 sunte\u021bi negativ \u0219i ave\u021bi nevoie de asisten\u021b\u0103 financiar\u0103, poate fi o ie\u0219ire excelent\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-caixa-\"><strong>\u00eemprumut \u00een numerar<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Caixa. Fonte: Caixa.\"  id=\"28628\" src=\"https:\/\/ucarecdn.com\/5a1ccd94-cfdf-43f1-9dac-b4d72873db24\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00cemprumut \u00een numerar. Sursa: Box.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Caixa Econ\u00f4mica Federal este o companie public\u0103, legat\u0103 de Ministerul Finan\u021belor. \u00cempreun\u0103 cu Banca Central\u0103 \u0219i Banco do Brasil, este una dintre principalele institu\u021bii ale politicii economice.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cemprumutul de nevoi personale este un tip de \u00eemprumut care nu are restric\u021bii de utilizare. \u00cen consecin\u021b\u0103, este foarte c\u0103utat de brazilieni, deoarece po\u021bi folosi banii cum vrei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, Caixa ofer\u0103 diferite tipuri de credit personal. A\u0219a c\u0103 \u00eel po\u021bi alege pe cel care se potrive\u0219te cel mai bine profilului t\u0103u.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, avem credit personal lunar prefixat, care are dob\u00e2nd\u0103 prefixat\u0103 \u0219i o perioad\u0103 de plat\u0103 de p\u00e2n\u0103 la 48 de luni. Apoi avem credit personal lunar post-fix, unde perioada de plat\u0103 este de 36 de luni \u0219i ratele dob\u00e2nzilor sunt post-fixe.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, avem \u0219i credit salarial lunar prefixat. Cu el ave\u021bi dob\u00e2nd\u0103 prefixat\u0103 \u0219i un termen de p\u00e2n\u0103 la 48 de luni de pl\u0103tit. Cu toate acestea, este disponibil doar pentru clien\u021bii care primesc plat\u0103 de la Caixa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, avem credit salarial lunar \u00een numerar post-fix. Acest credit este, de asemenea, numai pentru clien\u021bi \u0219i are dob\u00e2nd\u0103 postfixat\u0103. \u00cen plus, plata trebuie efectuat\u0103 \u00een termen de 36 de luni.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest fel, este important de men\u021bionat c\u0103 Caixa nu necesit\u0103 un venit minim pentru a solicita \u00eemprumutul. Cu toate acestea, din p\u0103cate, banca nu acord\u0103 credit negativilor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, pute\u021bi accesa aplica\u021bia Caixa pentru a v\u0103 solicita creditul personal, sau pute\u021bi accesa \u0219i site-ul pentru a afla mai multe informa\u021bii. Cu toate acestea, va fi necesar s\u0103 merge\u021bi la o agen\u021bie fizic\u0103 pentru a face analiza creditului \u0219i a semna contractul.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-agibank-\"><strong>Care sunt avantajele creditului Agibank?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, cel mai frapant avantaj al \u00eemprumutului Agibank este faptul c\u0103 nu consult\u0103 SPC \u0219i Serasa. A\u0219adar, dac\u0103 e\u0219ti negativ sau cu un scor mic, nu-\u021bi face griji, pentru c\u0103 Agibank te poate ajuta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, banca acord\u0103 credit de p\u00e2n\u0103 la R$10.000,00 iar, dup\u0103 aprobare, suma este pus\u0103 la dispozi\u021bie \u00een cont \u00een termen de 2 ore.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i, termenul de plat\u0103 este, de asemenea, destul de lung \u0219i poate ajunge p\u00e2n\u0103 la 72 de luni.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, Agibank este o banc\u0103 digital\u0103. Astfel, poti aplica online pentru imprumutul 100%, fara a iesi din casa ta. Dar nu v\u0103 face\u021bi griji: este o institu\u021bie financiar\u0103 complet sigur\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-caixa-\"><strong>Care sunt avantajele creditului Caixa?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Caixa are o mare varietate de credite personale, tocmai cautand sa deserveasca toti cei care au nevoie de acest tip de credit. A\u0219a c\u0103 \u00eel po\u021bi alege pe cel care se potrive\u0219te cel mai bine nevoilor tale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Toate tipurile de credit personal pe care banca le ofer\u0103 au un termen de plat\u0103 bun. Apropo, \u00ee\u021bi po\u021bi achita \u00eemprumutul dintr-o dat\u0103, dac\u0103 vrei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen sf\u00e2r\u0219it, este important s\u0103 spunem c\u0103 fiind o banc\u0103 foarte bine stabilit\u0103 pe pia\u021b\u0103, Caixa este o institu\u021bie financiar\u0103 complet sigur\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-agibank-\"><strong>Care sunt dezavantajele creditului Agibank?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, din p\u0103cate, \u00eemprumutul Agibank nu este accesibil pentru toat\u0103 lumea. Creditul personal este disponibil doar pensionarilor, pensionarilor INSS, personalului militar sau func\u021bionarilor publici. Asta pentru ca reducerile se fac pe statul de plata sau direct pe contul curent.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De asemenea, este important de men\u021bionat c\u0103 sumele creditelor personale sunt cele mai mari. Prin urmare, este important s\u0103 fii sigur de angajare pentru a evita s\u0103 te \u00eendatorezi mai departe.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-caixa-\"><strong>Care sunt dezavantajele creditului Caixa?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ini\u021bial, principalul dezavantaj al \u00eemprumutului Caixa este c\u0103 nu accept\u0103 datorii neperformante. Prin urmare, dac\u0103 acesta este cazul dumneavoastr\u0103, banca nu v\u0103 va putea ajuta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, nici dob\u00e2nzile Caixa nu sunt cele mai bune. Este probabil c\u0103 ve\u021bi putea g\u0103si o op\u021biune mai bun\u0103 atunci c\u00e2nd aplica\u021bi pentru un \u00eemprumut personal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, trebuie s\u0103 merge\u021bi \u0219i la o sucursal\u0103 fizic\u0103 Caixa pentru a finaliza contractul de \u00eemprumut personal. \u00cen acest sens, exist\u0103 acum multe alte b\u0103nci digitale care ofer\u0103 acest serviciu online 100%. Apropo, mai este important de spus c\u0103 aprobarea \u00eemprumutului de nevoi personale poate dura p\u00e2n\u0103 la 10 zile lucr\u0103toare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-agibank-ou-empr%C3%A9stimo-caixa-qual-escolher-\"><strong>\u00cemprumut Agibank sau \u00eemprumut Caixa: pe care s\u0103 alegi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual o melhor? Fonte: Pexels.\"  id=\"28629\" src=\"https:\/\/ucarecdn.com\/f79544f5-b204-44c6-bbf7-d8086e5b3b85\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Care este mai bun? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 cum pute\u021bi vedea aici, ambele \u00eemprumuturi au avantajele \u0219i dezavantajele lor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, putem spune c\u0103 dac\u0103 ai un scor sc\u0103zut sau negativ, \u00eemprumutul Caixa nu este pentru tine. Dar nu iti face griji! Pe l\u00e2ng\u0103 Agibank, exist\u0103 c\u00e2teva alte b\u0103nci care ofer\u0103 propuneri bune pentru profilul t\u0103u.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, dac\u0103 sunte\u021bi client Caixa, banca ofer\u0103 op\u021biuni bune pentru creditul personal. De asemenea, pute\u021bi accesa site-ul lor web sau \u00eei pute\u021bi contacta pentru mai multe informa\u021bii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cemprumutul de nevoi personale este un tip de credit care are cel mai mare cost efectiv total (CET). Prin urmare, este important s\u0103 te documentezi bine \u0219i s\u0103 fii sigur c\u0103 trebuie s\u0103 iei acest tip de \u00eemprumut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, este indicat ca valoarea ratelor nu depaseste 30% din venitul dumneavoastra lunar. Astfel evi\u021bi \u00eent\u00e2rzierile, altfel ai putea ajunge \u0219i mai \u00eendatorat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, dac\u0103 mai ave\u021bi \u00eendoieli cu privire la \u00eemprumutul potrivit pentru dvs., consulta\u021bi alte op\u021biuni de mai jos. Cu siguran\u021b\u0103 \u00eel vei g\u0103si pe cel care se potrive\u0219te cel mai bine nevoilor tale! Verific\u0103!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2lDK2O\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-caixa-ou-emprestimo-itau-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u00cemprumut \u00een numerar sau \u00eemprumut Ita\u00fa: pe care s\u0103 o alege\u021bi\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5cec9553-0aea-4062-8330-b8a965795995\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-caixa-ou-emprestimo-itau-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u00cemprumut \u00een numerar sau \u00eemprumut Ita\u00fa: pe care s\u0103 o alege\u021bi\">\n            \u00cemprumut \u00een numerar sau \u00eemprumut Ita\u00fa: pe care s\u0103 o alege\u021bi        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cemprumut Caixa sau \u00cemprumut Ita\u00fa: \u0219ti\u021bi care este cea mai bun\u0103 op\u021biune pentru debitorii negativi? Aminti\u021bi-v\u0103 c\u0103 ambele sunt ideale pentru cei care sunt negativi.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-caixa-ou-emprestimo-itau-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Verifica\u021bi con\u021binutul nostru despre \u00eemprumutul Agibank sau \u00eemprumutul Caixa. Termenele de plat\u0103 sunt mai lungi \u0219i ambele au dob\u00e2nzi bune. Vezi mai multe avantaje pentru a-l alege pe al t\u0103u.<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[666,1180,598],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo Agibank ou empr\u00e9stimo Caixa: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Precisa de um mpr\u00e9stimo r\u00e1pido? 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