{"id":28542,"date":"2021-08-27T12:00:00","date_gmt":"2021-08-27T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28542"},"modified":"2021-09-02T00:41:33","modified_gmt":"2021-09-02T00:41:33","slug":"emprestimo-agibank-ou-emprestimo-banco-parana","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/emprestimo-agibank-ou-emprestimo-banco-parana\/","title":{"rendered":"\u00cemprumut Agibank sau \u00eemprumut Banco Paran\u00e1: care este mai bun?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-agibank-x-banco-paran%C3%A1-descubra-qual-escolher-\"><strong>Agibank x Banco Paran\u00e1: afl\u0103 pe care s\u0103 o alegi<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Agibank ou empr\u00e9stimo Banco Paran\u00e1, qual escolher? Fonte: Pexels.\"  id=\"28543\" src=\"https:\/\/ucarecdn.com\/8724e989-a651-422b-b52f-c853b99f9c95\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u00cemprumut Agibank sau \u00eemprumut Banco Paran\u00e1, pe care s\u0103 alegi? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, modalitatea de creditare pe salarii a c\u00e2\u0219tigat popularitate \u00een r\u00e2ndul pensionarilor \u0219i pensionarilor INSS, precum \u0219i al angaja\u021bilor din sectorul public \u0219i privat. Acest lucru se datoreaz\u0103 faptului c\u0103 ofer\u0103 dob\u00e2nzi mai mici, pe l\u00e2ng\u0103 alte beneficii. \u00cen acest fel, \u021bi-am preg\u0103tit o compara\u021bie \u00eentre dou\u0103 dintre cele mai cunoscute credite pentru salarii de pe pia\u021b\u0103: \u00eemprumutul Agibank sau \u00eemprumutul Banco Paran\u00e1. Deci, dori\u021bi s\u0103 afla\u021bi mai multe despre aceste linii de credit? Continu\u0103 s\u0103 cite\u0219ti \u0219i verific\u0103-l!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1p8rwu\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru \u00eemprumutul Agibank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/f519a155-747e-45bc-8145-2800d390ce65\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru \u00eemprumutul Agibank\">\n            Cum s\u0103 aplici pentru \u00eemprumutul Agibank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cemprumutul Agibank ofer\u0103 dob\u00e2nzi mici \u0219i rate de p\u00e2n\u0103 la 84 de rate pentru a v\u0103 ajuta s\u0103 v\u0103 transforma\u021bi visele \u00een realitate! Vezi aici cum s\u0103 aplici!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/f519a155-747e-45bc-8145-2800d390ce65\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru \u00eemprumutul Agibank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-agibank-para-negativados\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z6nPll\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-parana\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se solicit\u0103 un \u00eemprumut bancar\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/93882c39-0b60-420b-b984-7b1f156ff523\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-parana\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum se solicit\u0103 un \u00eemprumut bancar\">\n            Cum se solicit\u0103 un \u00eemprumut bancar        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Creditul Banco Paran\u00e1 ofer\u0103 cele mai mici dob\u00e2nzi de pe pia\u021b\u0103, cu plata primei rate \u00een doar 120 de zile! Vezi aici cum s\u0103 aplici!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-parana\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-parana\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/93882c39-0b60-420b-b984-7b1f156ff523\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum se solicit\u0103 un \u00eemprumut bancar              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-banco-parana\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>\u00cemprumut Agibank<\/strong><\/td><td><strong>\u00cemprumut bancar Paran\u00e1<\/strong><\/td><\/tr><tr><td><strong>venitul minim<\/strong><\/td><td>Neinformat<\/td><td>Neinformat<\/td><\/tr><tr><td><strong>Dob\u00e2nd\u0103<\/strong><\/td><td>De la 1,21 TP3T pe lun\u0103<\/td><td>De la 1.051 TP3T pe lun\u0103<\/td><\/tr><tr><td><strong>Termen de plat\u0103<\/strong><\/td><td>P\u00e2n\u0103 la 84 de luni<\/td><td>P\u00e2n\u0103 la 84 de luni<\/td><\/tr><tr><td><strong>perioada de lansare<\/strong><\/td><td>2 p\u00e2n\u0103 la 5 zile lucr\u0103toare<\/td><td>3 p\u00e2n\u0103 la 5 zile lucr\u0103toare<\/td><\/tr><tr><td><strong>sum\u0103 \u00eemprumutat\u0103<\/strong><\/td><td>P\u00e2n\u0103 la 10 mii de reali<\/td><td>Depinde de venitul lunar<\/td><\/tr><tr><td><strong>Accepta\u021bi negative?<\/strong><\/td><td>da<\/td><td>da<\/td><\/tr><tr><td><strong>Beneficii<\/strong><\/td><td>Interes redus, f\u0103r\u0103 consultare cu SPC serasa<\/td><td>Dobanda redusa, prima rata in 120 de zile.<\/td><\/tr><\/tbody><\/table><figcaption>Dar atunci care sunt caracteristicile \u00eemprumuturilor?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-agibank-\"><strong>\u00cemprumut Agibank<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o empr\u00e9stimo Agibank. Fonte: Agibank.\"  id=\"28544\" src=\"https:\/\/ucarecdn.com\/8d2fa04b-ecc6-4d03-aed7-c792df069a3b\/-\/crop\/749x445\/73,188\/-\/preview\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Face\u021bi cuno\u0219tin\u021b\u0103 cu \u00eemprumutul Agibank. Sursa: Agibank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, \u00eemprumutul Agibank ofer\u0103 dou\u0103 tipuri de linii de credit: \u00eemprumutul pentru salarii \u0219i \u00eemprumutul personal. \u00cen acest sens, este posibil s\u0103 aplici pentru un \u00eemprumut personal doar dac\u0103 ai folosit deja marja de salarizare. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adic\u0103 \u00eemprumutul personal este un tip de credit \u00een plus pentru cei care nu au ob\u021binut suma dorit\u0103 \u00een \u00eemprumutul pe salariu. \u00cen acest caz, ratele trebuie pl\u0103tite prin talon bancar. Creditul pentru salarii, in schimb, este cel care debiteaza ratele direct pe statul de plata sau pe beneficiul clientului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, \u00eentregul proces de \u00eenscriere se face online prin intermediul site-ului oficial al b\u0103ncii, \u00eens\u0103 dac\u0103 ave\u021bi \u00eentreb\u0103ri sau prefera\u021bi serviciul fa\u021b\u0103 \u00een fa\u021b\u0103, pute\u021bi merge la una dintre sucursalele sale fizice.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, at\u00e2t \u00eemprumutul personal, c\u00e2t \u0219i \u00eemprumutul pentru salarii nu sunt disponibile tuturor persoanelor care au nevoie de o linie de credit. Prin urmare, ve\u021bi avea cererea aprobat\u0103 doar dac\u0103 sunte\u021bi pensionar, pensionar INSS sau func\u021bionar public.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-banco-paran%C3%A1-\"><strong>\u00cemprumut bancar Paran\u00e1<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o empr\u00e9stimo Banco Paran\u00e1. Fonte: Banco Paran\u00e1.\"  id=\"28545\" src=\"https:\/\/ucarecdn.com\/1a467b34-ad6b-4c9f-a8d5-294fbc5be6c1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Face\u021bi cuno\u0219tin\u021b\u0103 cu \u00eemprumutul de la Banco Paran\u00e1. Sursa: Banco Paran\u00e1.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, \u00eemprumutul Banco Paran\u00e1 ofer\u0103 un tip de \u00eemprumut pentru salarii care promite o linie de credit cu cele mai mici rate de pe pia\u021b\u0103, indiferent de institu\u021bia cu care partenerezi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, \u00eentregul proces se face online \u0219i f\u0103r\u0103 birocra\u021bie, de la simulare p\u00e2n\u0103 la angajare. \u00cen plus, pute\u021bi simula suma dorit\u0103 prin intermediul site-ului oficial al B\u0103ncii f\u0103r\u0103 a fi nevoie s\u0103 v\u0103 \u00eenregistra\u021bi.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, aceast\u0103 linie de credit este disponibil\u0103 numai pentru pensionari, pensionari INSS, angaja\u021bii din sectorul public \u0219i privat \u0219i personalul militar. Prin urmare, dac\u0103 nu te \u00eencadrezi \u00een niciuna dintre aceste categorii, nu se poate aplica pentru \u00eemprumut.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-agibank-\"><strong>Care sunt avantajele creditului Agibank?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, caracteristica care atrage cel mai mult aten\u021bia asupra \u00eemprumutului Agibank este oferta unui \u00eemprumut personal clien\u021bilor care au folosit deja marja creditului de salarizare. In acest fel, poti aplica pentru o linie de credit in plus daca nu ai atins suma pe care ti-ai propus-o cu primul imprumut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, cu creditele pentru salarii ai dob\u00e2nzi reduse \u0219i plata \u00een p\u00e2n\u0103 la 84 de luni, ceea ce este foarte atractiv. Mai mult, Agibank nu se consult\u0103 cu SPC\/Serasa \u0219i este o institu\u021bie financiar\u0103 reglementat\u0103 de Banca Central\u0103, care ofer\u0103 clien\u021bilor mai mult\u0103 lini\u0219te \u0219i securitate.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, Agibank are \u0219i sucursale fizice, dac\u0103 prefera\u021bi serviciul fa\u021b\u0103 \u00een fa\u021b\u0103.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-banco-paran%C3%A1-\"><strong>Care sunt avantajele \u00eemprumutului de la Banco Paran\u00e1?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, aspectul pozitiv care atrage cel mai mult aten\u021bia asupra \u00eemprumutului Banco Paran\u00e1 este dob\u00e2nda redus\u0103 a acestuia, care \u00eencepe de la 1.05% pe lun\u0103, \u00een func\u021bie de institu\u021bia partener\u0103. \u00cen plus, prima tran\u0219\u0103 este taxat\u0103 doar la 120 de zile de la angajare, iar rata poate fi de p\u00e2n\u0103 la 84 de luni.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, \u00eentregul proces se face prin intermediul site-ului Banco Paran\u00e1, \u00een siguran\u021b\u0103 \u0219i f\u0103r\u0103 birocra\u021bie. \u00cen acest sens, nu exist\u0103 nicio consultare cu SPC\/Serasa \u00eentruc\u00e2t rata este dedus\u0103 direct din statul dumneavoastr\u0103 de plat\u0103. \u00cen plus, marja atribuibil\u0103 a \u00eemprumutului Banco Paran\u00e1 este de 35% din suma venitului dumneavoastr\u0103 lunar, iar eliberarea sumei \u00een cont are loc \u00een 24 de ore de la contractare.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>De asemenea, Banco Paran\u00e1 ofer\u0103 portabilitatea \u00eemprumutului, pe l\u00e2ng\u0103 rate fixe \u0219i po\u021bi urm\u0103ri evolu\u021bia solicit\u0103rii tale prin WhatsApp.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-agibank-\"><strong>Care sunt dezavantajele creditului Agibank?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, aspectul negativ care iese \u00een eviden\u021b\u0103 \u00een \u00eemprumutul Agibank, at\u00e2t de salarizare, c\u00e2t \u0219i personal, este faptul c\u0103 nu este o linie de credit accesibil\u0103 oricui. \u00cen acest fel, po\u021bi aplica pentru \u00eemprumut doar dac\u0103 e\u0219ti pensionar, pensionar INSS sau func\u021bionar public.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, restric\u021biile sunt ceva mai mari pentru \u00eemprumutul de nevoi personale, precum \u0219i ratele dob\u00e2nzilor. \u00cen acest sens, rata este mai mic\u0103 \u0219i se poate face doar \u00een maxim 72 de luni.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, analiza creditului dureaz\u0103 \u00eentre 2 \u0219i 5 zile lucr\u0103toare, iar faptul c\u0103 valoarea ratelor este dedus\u0103 direct din statul de plat\u0103 nu las\u0103 loc unor eventuale evenimente neprev\u0103zute, \u00eentruc\u00e2t nu este posibil\u0103 am\u00e2narea sau suspendarea datoriei.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-banco-paran%C3%A1-\"><strong>Care sunt dezavantajele creditului bancar?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, principalul punct negativ al \u00eemprumutului Banco Paran\u00e1 este c\u0103, chiar \u0219i cu toate beneficiile men\u021bionate aici, linia de credit este disponibil\u0103 doar unui anumit public. \u00cen acest fel, dac\u0103 nu faci parte din aceste categorii, nu po\u021bi aplica pentru \u00eemprumut.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, limita de credit nu are o valoare predefinit\u0103 deoarece depinde de venitul dvs. lunar, iar analiza creditului personal poate dura \u00eentre 3 \u0219i 5 zile lucr\u0103toare, ceea ce reprezint\u0103 un timp de a\u0219teptare foarte lung \u00een compara\u021bie cu alte institu\u021bii similare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-agibank-ou-empr%C3%A9stimo-banco-paran%C3%A1-qual-escolher-\"><strong>\u00cemprumut Agibank sau \u00eemprumut Banco Paran\u00e1: pe care s\u0103 alegi?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual empr\u00e9stimo escolher? Fonte: Pexels.\"  id=\"28546\" src=\"https:\/\/ucarecdn.com\/b26b58c7-2615-4348-a025-5ab776da39ba\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, ce \u00eemprumut s\u0103 aleg? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, acum c\u0103 \u0219tii toate caracteristicile \u00eemprumutului Agibank \u0219i \u00eemprumutului Banco Paran\u00e1, este mai u\u0219or s\u0103 alegi care se potrive\u0219te cel mai bine nevoilor tale financiare, nu-i a\u0219a?&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu siguran\u021b\u0103, ambele au multe avantaje pentru pensionari, pensionari INSS sau func\u021bionarii publici din sectorul public \u0219i privat. Cu toate acestea, pentru a decide care linie de credit este cea mai potrivit\u0103 pentru dvs., este important s\u0103 evalua\u021bi avantajele \u0219i dezavantajele acesteia \u0219i s\u0103 ave\u021bi o planificare financiar\u0103 bun\u0103 pentru a \u00een\u021belege dac\u0103 v\u0103 pute\u021bi permite ratele lunare.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar, dac\u0103 \u00eenc\u0103 nu e\u0219ti sigur c\u0103 \u00eemprumutul Agibank sau \u00eemprumutul Banco Paran\u00e1 sunt cele mai bune op\u021biuni pentru tine, consult\u0103 con\u021binutul recomandat de mai jos \u0219i afl\u0103 despre alte \u00eemprumuturi disponibile pe pia\u021b\u0103.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1dvTsy\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-just-ou-emprestimo-banco-parana\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Just Loan sau Paran\u00e1 Bank Loan\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/905ef0cf-c39f-4760-b82a-d29299b0472c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/emprestimo-just-ou-emprestimo-banco-parana\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Just Loan sau Paran\u00e1 Bank Loan\">\n            Just Loan sau Paran\u00e1 Bank Loan        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Just loan sau Banco Paran\u00e1 credit sunt credite pentru cei care caut\u0103 un contract online 100% securizat, cu dob\u00e2nzi mici \u0219i condi\u021bii exclusive. 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Afl\u0103 mai multe aici!<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[666,816,84],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo Agibank ou empr\u00e9stimo Banco Paran\u00e1: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O empr\u00e9stimo Agibank ou empr\u00e9stimo Banco Paran\u00e1 oferecem juros reduzidos e muitas outras vantagens pra voc\u00ea. Quer saber mais? 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