{"id":28445,"date":"2021-08-13T23:00:00","date_gmt":"2021-08-13T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28445"},"modified":"2021-08-13T21:11:35","modified_gmt":"2021-08-13T21:11:35","slug":"cartao-ourocard-universitario-ou-cartao-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-ourocard-universitario-ou-cartao-magalu\/","title":{"rendered":"Cardul Ourocard Universit\u00e1rio sau Cardul Magalu: pe care s\u0103-l alegi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-magalu-descubra-qual-escolher\">Ourocard Universit\u00e1rio x Magalu: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Magalu? Fonte: Unsplash.\"  id=\"28447\" src=\"https:\/\/ucarecdn.com\/e11f6231-f90f-47a0-b329-e918341380e8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul Ourocard Universit\u00e1rio sau cardul Magalu? Sursa: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ai \u00eendoieli \u00eentre cardul Ourocard Universit\u00e1rio sau cardul Magalu? Deci, nu trebuie s\u0103 v\u0103 mai face\u021bi griji! Ast\u0103zi, v\u0103 vom spune mai multe despre aceste dou\u0103 produse financiare incredibile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Astfel, ambele carduri au acoperire interna\u021bional\u0103 \u0219i marca Visa, astfel \u00eenc\u00e2t s\u0103 pute\u021bi face achizi\u021bii \u00een Brazilia \u0219i \u00een \u00eentreaga lume \u00eentr-un mod simplu \u0219i u\u0219or.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, cardul Magalu ofer\u0103 mai multe oferte exclusive \u00een magazinele sale, \u00een timp ce Ourocard Universit\u00e1rio vine deja cu o limit\u0103 pre-aprobat\u0103 de 1.500,00 R$.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, dac\u0103 dori\u021bi s\u0103 afla\u021bi \u0219i mai multe despre aceste dou\u0103 produse financiare, consulta\u021bi tabelul exclusiv pe care l-am preg\u0103tit cu principalele caracteristici ale fiec\u0103ruia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i continu\u0103 s\u0103 cite\u0219ti pentru a afla mai multe despre avantajele \u0219i dezavantajele lor, precum \u0219i pentru a descoperi care dintre ele se potrive\u0219te cel mai bine nevoilor tale financiare. S\u0103 mergem?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-16T4zY\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi un card Ourocard Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi un card Ourocard Universit\u00e1rio\">\n            Cum s\u0103 solicita\u021bi un card Ourocard Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardul Ourocard Universit\u00e1rio este o alternativ\u0103 pentru studen\u021bii de licen\u021b\u0103. Renun\u021b\u0103 la dovada veniturilor \u0219i ofer\u0103 anuitate gratuit\u0103. Vezi cum s\u0103 comanzi!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 solicita\u021bi un card Ourocard Universit\u00e1rio              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1A1b5g\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru Cardul Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/bdb6489d-b6ee-4fca-844e-936f8c37299c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru Cardul Magalu\">\n            Cum s\u0103 aplici pentru Cardul Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u00cenva\u021b\u0103 cum s\u0103 aplici pentru cardul Magalu, cardul de re\u021bea Magazine Luiza, ideal pentru cump\u0103r\u0103turi pe site-urile Magalu \u0219i \u00een aplica\u021bia cu diverse reduceri! Verific\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/bdb6489d-b6ee-4fca-844e-936f8c37299c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru Cardul Magalu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Ourocard Universit\u00e1rio<\/strong><strong><\/strong><\/td><td><strong>Magalu<\/strong><\/td><\/tr><tr><td><strong>venitul minim&nbsp;<\/strong><strong><\/strong><\/td><td>nu este necesar<\/td><td>R$ 800,00<\/td><\/tr><tr><td><strong>Anuitate<\/strong><strong><\/strong><\/td><td>F\u0103r\u0103 anuitate<\/td><td>F\u0103r\u0103 anuitate<\/td><\/tr><tr><td><strong>Steag<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><strong><\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii&nbsp;<\/strong><strong><\/strong><\/td><td>Limit\u0103 preaprobat\u0103 de R$ 1.500,00, f\u0103r\u0103 dovada veniturilor<\/td><td>Reduceri \u0219i oferte exclusive la Magalu, program cashback<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt principalele sale caracteristici?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ourocard-universit%C3%A1rio\">Cardul Universit\u0103\u021bii Ourocard<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, Banco do Brasil a lansat cardul Ourocard Universit\u00e1rio pentru a servi studen\u021bilor din \u00eenv\u0103\u021b\u0103m\u00e2ntul superior care caut\u0103 libertate financiar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, dac\u0103 ai \u00eentre 16 \u0219i 28 de ani \u0219i faci studii superioare, cardul ar putea fi o op\u021biune bun\u0103 pentru via\u021ba ta financiar\u0103. Cu toate acestea, dac\u0103 ave\u021bi sub 18 ani, ve\u021bi avea nevoie de autoriza\u021bia tutorelui legal pentru a solicita cardul.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul are acoperire interna\u021bional\u0103 \u0219i marca Visa, una dintre cele mai recunoscute la nivel mondial. Astfel, po\u021bi face achizi\u021bii \u00een \u021bar\u0103 \u0219i \u00een str\u0103in\u0103tate \u0219i, de asemenea, po\u021bi profita de avantajele m\u0103rcii, precum programul Vai de Visa, care ofer\u0103 reduceri speciale la servicii \u0219i magazinele partenere.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul ofer\u0103 o alt\u0103 caracteristic\u0103 foarte interesant\u0103 conceput\u0103 special pentru publicul s\u0103u. Prin urmare, \u00eentruc\u00e2t mul\u021bi studen\u021bi \u00eenc\u0103 nu lucreaz\u0103 din cauza studiilor, nu trebuie s\u0103 dovedi\u021bi venituri sau s\u0103 pl\u0103ti\u021bi o tax\u0103 anual\u0103! Aceasta este o oportunitate grozav\u0103 de a deveni protagonistul vie\u021bii tale financiare, nu-i a\u0219a?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-magalu\">card Magalu<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, lan\u021bul de magazine Magazine Luiza a lansat cardul Magalu pentru a face via\u021ba mai u\u0219oar\u0103 clien\u021bilor s\u0103i \u0219i a oferi mai multe beneficii \u0219i reduceri exclusive.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul poate fi op\u021biunea ideal\u0103 pentru cei care doresc s\u0103 fac\u0103 achizi\u021bii \u00een Brazilia \u0219i \u00een str\u0103in\u0103tate, \u00eentruc\u00e2t are acoperire interna\u021bional\u0103. \u00cen plus, \u00eel po\u021bi folosi \u00een continuare at\u00e2t \u00een magazinele fizice, c\u00e2t \u0219i online, astfel \u00eenc\u00e2t s\u0103 nu ratezi nicio ofert\u0103!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O alt\u0103 caracteristic\u0103 a cardului este marca sa Visa, care este acceptat\u0103 \u00een mii de unit\u0103\u021bi din \u00eentreaga lume, pe l\u00e2ng\u0103 faptul c\u0103 ofer\u0103 programul Vai de Visa pentru utilizatorii s\u0103i.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul este modern \u0219i ofer\u0103 multe caracteristici. \u00cen acest fel, v\u0103 pute\u021bi controla finan\u021bele prin intermediul aplica\u021biei \u0219i pute\u021bi efectua toate opera\u021biunile cu doar c\u00e2teva atingeri. \u00cen acest fel, pute\u021bi urm\u0103ri factura \u0219i verifica limita cardului, precum \u0219i efectua\u021bi transferuri \u0219i pl\u0103\u021bi rapid \u0219i simplu.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Care sunt avantajele cardului Ourocard Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"28755\" src=\"https:\/\/ucarecdn.com\/10164468-06a6-4e77-ac08-911dc2720697\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Deci care sunt avantajele tale? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, unul dintre avantajele cardului este c\u0103 vine cu o limit\u0103 pre-aprobat\u0103 de R$ 1.500,00 pentru ca tu s\u0103 o folose\u0219ti \u00een func\u021bie de nevoile tale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, primi\u021bi reduceri exclusive \u0219i profita\u021bi de promo\u021bii la evenimente de divertisment, sportive \u0219i culturale sponsorizate de Banco do Brasil. A\u0219adar, pe l\u00e2ng\u0103 studii, po\u021bi \u0219i s\u0103 te relaxezi \u0219i s\u0103 te distrezi pl\u0103tind mai pu\u021bin!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt punct pozitiv este c\u0103 nu trebuie s\u0103 ave\u021bi un cont la Banco do Brasil pentru a v\u0103 solicita cardul. Astfel, te po\u021bi bucura de un produs de calitate, dar f\u0103r\u0103 s\u0103-\u021bi faci griji cu privire la deschiderea unui cont dac\u0103 ai cont la o alt\u0103 institu\u021bie.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, cardul este modern \u0219i practic. \u00cen acest fel, v\u0103 pute\u021bi finaliza achizi\u021biile prin debit sau credit cu tehnologia de plat\u0103 contactless folosind cardul sau br\u0103\u021bara Ourocard.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-magalu\">Care sunt avantajele cardului Magalu?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Magazine Luiza.\"  id=\"28449\" src=\"https:\/\/ucarecdn.com\/3f04767f-0274-4571-82bd-47e5f59ddea1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Deci care sunt avantajele sale? Sursa: Revista Luiza.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, unul dintre punctele pozitive ale cardului este c\u0103 ofer\u0103 un program exclusiv de cashback pentru clien\u021bii Magazine Luiza. Astfel, atunci c\u00e2nd face\u021bi achizi\u021bii prin aplica\u021bie, site sau magazin fizic, primi\u021bi 2% din valoare \u00eenapoi. Deci, dup\u0103 achizi\u021bii, banii sunt disponibili \u00een portofelul digital MagaluPay \u00een termen de 20 de zile. Incredibil, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, te poti bucura de cateva reduceri la Magazine Luiza care sunt exclusive pentru cei care fac cumparaturi folosind cardul Magalu. De asemenea, pute\u021bi pl\u0103ti pentru achizi\u021bii \u00een p\u00e2n\u0103 la 24 de rate \u00een magazine \u0219i pe site.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt avantaj al cardului este c\u0103 nu percepe o tax\u0103 anual\u0103. Astfel, economise\u0219ti pu\u021bini bani \u0219i nu trebuie s\u0103-\u021bi faci griji cu privire la acest tip de tax\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, ofer\u0103 tehnologie de plat\u0103 f\u0103r\u0103 contact. A\u0219adar, pentru a v\u0103 face achizi\u021biile, trebuie s\u0103 aduce\u021bi cardul la aparat \u0219i tranzac\u021bia este finalizat\u0103. O modalitate mult mai simpl\u0103 \u0219i mai sigur\u0103, deoarece nu trebuie s\u0103 v\u0103 folosi\u021bi parola \u00een magazinele fizice.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, acum c\u0103 cunoa\u0219te\u021bi mai bine beneficiile fiec\u0103rei c\u0103r\u021bi, ce zice\u021bi s\u0103 le cunoa\u0219te\u021bi \u0219i punctele negative? Astfel, po\u021bi lua cea mai bun\u0103 decizie pentru via\u021ba ta financiar\u0103 cu toate informa\u021biile necesare.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Care sunt dezavantajele cardului Ourocard Universit\u00e1rio?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, cardul Ourocard Universit\u00e1rio are un public anume \u0219i trebuie s\u0103 \u00eendepline\u0219ti condi\u021biile stabilite de banc\u0103. Prin urmare, trebuie s\u0103 ai \u00eentre 16 \u0219i 28 de ani \u0219i s\u0103 fii \u00eenscris la un curs de nivel superior pentru a aplica pentru cardul t\u0103u.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, dac\u0103 nu mai faci parte din acest grup, Banco do Brasil poate schimba tipul cardului t\u0103u.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt dezavantaj este c\u0103 se percepe o tax\u0103 de R$ 40,00 la achizi\u021bionarea br\u0103\u021b\u0103rii Ourocard pentru a efectua pl\u0103\u021bi contactless. Dar merit\u0103 subliniat faptul c\u0103 br\u0103\u021bara este op\u021bional\u0103 \u0219i po\u021bi folosi tehnologia folosind doar cardul t\u0103u.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-magalu\">Care sunt dezavantajele cardului Magalu?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, unul dintre punctele negative este c\u0103 multe beneficii oferite de card sunt destinate clien\u021bilor Magazine Luiza. Deci, dac\u0103 nu faci cump\u0103r\u0103turi frecvent la magazin, nu vei profita de multe dintre reducerile sale exclusive.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, trebuie s\u0103 dovedi\u021bi un venit minim de R$ 800,00 pentru a aplica pentru card. Deci, dac\u0103 nu \u00eendepline\u0219ti aceast\u0103 condi\u021bie, cardul s-ar putea s\u0103 nu fie aprobat.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-magalu-qual-escolher\">Cardul Ourocard Universit\u00e1rio sau Cardul Magalu: pe care s\u0103-l alegi?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum c\u0103 \u0219tii avantajele \u0219i dezavantajele fiec\u0103rei c\u0103r\u021bi, \u0219tii care este cea mai bun\u0103 alegere pentru tine? Cardul Ourocard Universit\u00e1rio sau cardul Magalu?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, ambele variante sunt destul de interesante, deoarece nu percep o tax\u0103 anual\u0103 \u0219i ofer\u0103 mai multe facilit\u0103\u021bi pentru via\u021ba ta de zi cu zi, precum plata contactless.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, cardul Ourocard Universit\u00e1rio se adreseaz\u0103 studen\u021bilor din \u00eenv\u0103\u021b\u0103m\u00e2ntul superior, \u00een timp ce Magalu ofer\u0103 mai multe promo\u021bii pentru cei care sunt clien\u021bi frecventi ai magazinelor sale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, analizeaz\u0103 cu aten\u021bie fiecare card pentru a lua cea mai bun\u0103 decizie pentru nevoile tale financiare actuale. Mai mult, verifica\u021bi toate condi\u021biile de contractare \u00eenainte de a solicita produsul dvs. financiar pentru a evita orice surprize.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar dac\u0103 a\u021bi ajuns p\u00e2n\u0103 aici \u0219i \u00eenc\u0103 nu sunte\u021bi sigur pe care s\u0103 alege\u021bi, nu v\u0103 face\u021bi griji! A\u0219adar, citi\u021bi con\u021binutul nostru recomandat de mai jos pentru a afla despre alte dou\u0103 op\u021biuni incredibile de card disponibile pe pia\u021b\u0103.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2r758i\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card PagBank sau Card Neon?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/edeb3b7f-66c2-4794-94ca-98050550c2e7\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card PagBank sau Card Neon?\">\n            Card PagBank sau Card Neon?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Fie c\u0103 este vorba de cardul Pagbank sau de cardul Neon, ambele caut\u0103 s\u0103 ofere servicii de calitate \u0219i au marca Mastercard! Verific\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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