{"id":28200,"date":"2021-08-13T12:00:00","date_gmt":"2021-08-13T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28200"},"modified":"2021-10-01T12:40:30","modified_gmt":"2021-10-01T12:40:30","slug":"cartao-mercado-pago-ou-cartao-ourocard-universitario","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cartao-mercado-pago-ou-cartao-ourocard-universitario\/","title":{"rendered":"Cardul Mercado Pago sau Cardul Ourocard Universit\u00e1rio: pe care s\u0103 alege\u021bi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-mercado-pago-x-ourocard-universit%C3%A1rio-descubra-qual-escolher\">Mercado Pago x Ourocard Universit\u00e1rio: afl\u0103 pe care s\u0103 o alegi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Mercado Pago ou Cart\u00e3o Ourocard Universit\u00e1rio? Fonte: Unsplash.\"  id=\"28204\" src=\"https:\/\/ucarecdn.com\/71c68f99-9dfa-4627-b9cb-eb5f5760dae4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cardul Mercado Pago sau Cardul Ourocard Universit\u00e1rio? Sursa: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dac\u0103 ave\u021bi \u00eendoieli \u00eentre cardul Mercado Pago sau cardul Ourocard Universit\u00e1rio, nu v\u0103 face\u021bi griji! Ast\u0103zi, vei afla mai multe despre aceste dou\u0103 produse financiare pentru a decide care dintre ele este cea mai bun\u0103 op\u021biune pentru via\u021ba ta financiar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, consulta\u021bi tabelul comparativ de mai jos pentru a afla despre principalele lor caracteristici \u0219i continua\u021bi s\u0103 citi\u021bi pentru a descoperi avantajele \u0219i dezavantajele fiec\u0103rui card. S\u0103 mergem?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Kr5xB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Mercado Pago\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/33f88e9a-438f-4907-b66e-6fda823c9911\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-mercado-pago-como-solicitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 solicita\u021bi cardul Mercado Pago\">\n            Cum s\u0103 solicita\u021bi cardul Mercado Pago        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Afla\u021bi cum s\u0103 aplica\u021bi pentru cardul Mercado Pago f\u0103r\u0103 tax\u0103 anual\u0103, cu aprobare imediat\u0103 \u0219i rate f\u0103r\u0103 dob\u00e2nd\u0103 de p\u00e2n\u0103 la 18 achizi\u021bii. Verific\u0103!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-mercado-pago-como-solicitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Nu necesit\u0103 dovada veniturilor \u0219i ofer\u0103 taxe anuale gratuite de membru. Iat\u0103 cum s\u0103 comanzi.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 solicita\u021bi un card Ourocard Universit\u00e1rio              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Mercado Pago<\/strong><strong><\/strong><\/td><td><strong>Ourocard Universit\u00e1rio<\/strong><\/td><\/tr><tr><td><strong>venitul minim&nbsp;<\/strong><strong><\/strong><\/td><td>La cerere<\/td><td>nu este necesar<\/td><\/tr><tr><td><strong>Anuitate<\/strong><strong><\/strong><\/td><td>F\u0103r\u0103 anuitate<\/td><td>F\u0103r\u0103 anuitate<\/td><\/tr><tr><td><strong>Steag<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>Acoperi\u015f<\/strong><strong><\/strong><\/td><td>Interna\u0163ional<\/td><td>Interna\u0163ional<\/td><\/tr><tr><td><strong>Beneficii&nbsp;<\/strong><strong><\/strong><\/td><td>Aborda\u021bi plata, merge\u021bi cu Visa<\/td><td>Limit\u0103 preaprobat\u0103 de R$ 1.500,00&nbsp;<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt principalele sale caracteristici?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-mercado-pago\">Cardul Mercado Pago<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen primul r\u00e2nd, v\u0103 vom prezenta cardul Mercado Pago, o op\u021biune modern\u0103 pentru cei care doresc s\u0103 fac\u0103 achizi\u021bii \u00een \u021bar\u0103 \u0219i \u00een str\u0103in\u0103tate \u00eentr-un mod practic \u0219i u\u0219or.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, cardul are acoperire interna\u021bional\u0103 \u0219i marca Visa, ideal pentru cei care doresc s\u0103 cumpere de la mii de unit\u0103\u021bi acreditate din \u00eentreaga lume. \u00cen plus, marca v\u0103 permite s\u0103 participa\u021bi la programul de beneficii Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, mai ai dou\u0103 c\u0103r\u021bi diferite: fizic\u0103 \u0219i virtual\u0103. Astfel, devine mult mai u\u0219or s\u0103 faci cump\u0103r\u0103turi \u00een magazinele tale preferate \u0219i, de asemenea, pe site-uri web pentru a profita de toate ofertele.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O alt\u0103 caracteristic\u0103 a produsului financiar este c\u0103 este modern \u0219i ofer\u0103 mai multe facilit\u0103\u021bi clien\u021bilor s\u0103i. Astfel, po\u021bi folosi tehnologia de plat\u0103 contactless pentru a-\u021bi finaliza achizi\u021biile \u0219i, de asemenea, s\u0103 te retragi pe re\u021belele Banco24Horas folosind doar telefonul t\u0103u mobil. Incredibil, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, pute\u021bi efectua transferuri \u0219i pl\u0103\u021bi prin Pix f\u0103r\u0103 a pl\u0103ti nimic, \u00een orice moment al zilei \u0219i, de asemenea, pute\u021bi face transferuri prin TED c\u0103tre orice banc\u0103, nelimitat \u0219i gratuit.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-ourocard-universit%C3%A1rio\">Cardul Universit\u0103\u021bii Ourocard<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as suas caracter\u00edsticas? Fonte: Pexels.\"  id=\"28634\" src=\"https:\/\/ucarecdn.com\/07ea201d-b2a4-459c-9c9d-14a0114d82cd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care sunt caracteristicile sale? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acum, s\u0103 vorbim pu\u021bin despre cardul Ourocard Universit\u00e1rio, astfel \u00eenc\u00e2t s\u0103 pute\u021bi decide dac\u0103 este o alegere bun\u0103 pentru nevoile dvs.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, produsul financiar a fost lansat de Banco do Brasil pentru a servi studen\u021bilor care doresc autonomie financiar\u0103. A\u0219adar, dac\u0103 ai \u00eentre 16 \u0219i 28 de ani \u0219i faci studii superioare, cardul poate fi op\u021biunea ideal\u0103. Cu toate acestea, este de remarcat faptul c\u0103, dac\u0103 ave\u021bi sub 18 ani, ve\u021bi avea nevoie de autoriza\u021bia tutorelui dumneavoastr\u0103 legal pentru a face cererea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, cardul are acoperire interna\u021bional\u0103 \u0219i marca Visa, care este acceptat\u0103 la nivel mondial \u00een mii de unit\u0103\u021bi \u0219i po\u021bi participa \u0219i la programul Vai de Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, \u0219tim c\u0103 mul\u021bi studen\u021bi \u00eenc\u0103 nu lucreaz\u0103 \u0219i nu au venituri, nu? Prin urmare, pentru a-\u021bi deschide contul la universitate, nu este nevoie s\u0103 faci dovada veniturilor, nu pl\u0103te\u0219ti o tax\u0103 anual\u0103 \u0219i po\u021bi chiar s\u0103-\u021bi investe\u0219ti banii. Aceasta este o oportunitate grozav\u0103, nu crezi?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-mercado-pago\">Care sunt avantajele cardului Mercado Pago?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"28635\" src=\"https:\/\/ucarecdn.com\/de048340-5327-4109-803a-a63914ee83a5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care sunt avantajele sale? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, unul dintre punctele pozitive ale cardului este c\u0103 nu percepe o tax\u0103 anual\u0103, iar contul digital este gratuit. Deci, nu trebuie s\u0103 v\u0103 face\u021bi griji cu privire la aceste taxe suplimentare, care sunt percepute de majoritatea cardurilor tradi\u021bionale.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>In plus, are functii de debit si credit si poti plati in rate pentru cumparaturile tale facute in magazinele fizice si online intr-un mod simplu si fara griji.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dup\u0103 cum am men\u021bionat deja, un alt avantaj este marca Visa, care este una dintre cele mai cunoscute \u0219i utilizate din \u00eentreaga lume. A\u0219adar, pe l\u00e2ng\u0103 faptul c\u0103 ave\u021bi mii de unit\u0103\u021bi acreditate, pute\u021bi participa \u0219i la programul Vai de Visa. Cu el, te po\u021bi bucura de oferte \u0219i reduceri exclusive \u00een mai multe magazine partenere, precum Natura, Rappi, Vivara \u0219i multe altele!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, tehnologia de plat\u0103 contactless este, de asemenea, un alt avantaj incredibil. A\u0219adar, pentru a finaliza achizi\u021bia, trebuie doar s\u0103 aduci cardul, telefonul mobil sau ceasul inteligent aproape de aparat \u0219i gata! \u00cen acest fel, efectua\u021bi tranzac\u021bii mult mai sigur, deoarece nu este nevoie s\u0103 utiliza\u021bi o parol\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, banii pe care \u00eei depui \u00een contul t\u0103u digital au o rentabilitate mai mare dec\u00e2t economiile. Astfel, procesul este automat \u0219i trebuie doar s\u0103 ave\u021bi \u00een cont o sum\u0103 care deja c\u00e2\u0219tig\u0103. Iar banii sunt \u00eentotdeauna disponibili pentru a fi folosi\u021bi sau transfera\u021bi \u00een orice moment, f\u0103r\u0103 birocra\u021bie. O oportunitate destul de mare, nu?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Care sunt avantajele cardului Ourocard Universit\u00e1rio?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, unul dintre punctele pozitive ale cardului este c\u0103 nu trebuie s\u0103 fii titular de cont Banco do Brasil pentru a solicita cardul. Astfel, vei fi sigur ca achizitionezi un produs de calitate, dar fara a fi nevoit sa-ti faci griji cu privire la deschiderea unui alt cont, daca ai deja un cont la alta banca.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pute\u021bi face achizi\u021biile mult mai sigur cu tehnologia de plat\u0103 f\u0103r\u0103 contact. Pentru a face acest lucru, pute\u021bi folosi at\u00e2t cardul dvs., c\u00e2t \u0219i br\u0103\u021bara Ourocard pentru achizi\u021bii prin debit sau credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, pute\u021bi profita de promo\u021bii \u0219i reduceri exclusive la diferite evenimente culturale, sportive \u0219i de divertisment sponsorizate de Banco do Brasil. Incredibil, nu-i a\u0219a?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, cardul are deja o limit\u0103 pre-aprobat\u0103 de R$ 1.500,00 pe care o pute\u021bi utiliza \u00een func\u021bie de nevoile dvs. \u00cen acest fel, po\u021bi acum s\u0103-\u021bi controlezi finan\u021bele \u0219i s\u0103 devii protagonistul vie\u021bii tale financiare.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, acum c\u0103 \u0219tii toate beneficiile c\u0103r\u021bilor, ce zici s\u0103 le descoperi \u0219i punctele negative? Astfel, vei fi sigur c\u0103 faci alegerea corect\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-mercado-pago\">Care sunt dezavantajele cardului Mercado Pago?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, unul dintre dezavantajele cardului Mercado Pago este limita de credit. Asta pentru ca valoarea se stabileste in functie de analiza fiecarui client. Astfel, evaluarea \u021bine cont de scorul de credit \u0219i chiar de opera\u021biunile efectuate prin intermediul aplica\u021biei.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, trebuie s\u0103 pl\u0103ti\u021bi o tax\u0103 pentru a efectua retrageri de la bancomate din re\u021beaua Banco24Horas de R$ 5,90. Prin urmare, de\u0219i nu este o sum\u0103 mare, trebuie s\u0103 ave\u021bi o bun\u0103 planificare financiar\u0103 pentru a evita cheltuielile inutile cu acest tip de tax\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Care sunt dezavantajele cardului Ourocard Universit\u00e1rio?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, unul dintre dezavantajele cardului este intervalul de v\u00e2rst\u0103 stabilit. Prin urmare, fiind un carnet universitar, trebuie s\u0103 faci studii superioare, pe l\u00e2ng\u0103 faptul c\u0103 ai \u00eentre 16 \u0219i 28 de ani. Prin urmare, dac\u0103 nu v\u0103 mai \u00eencadra\u021bi \u00een aceste condi\u021bii, Banco do Brasil v\u0103 poate schimba modalitatea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, de\u0219i br\u0103\u021bara Ourocard este foarte interesant\u0103 pentru a face cump\u0103r\u0103turi \u00eentr-un mod practic \u0219i sigur, trebuie s\u0103 pl\u0103ti\u021bi o tax\u0103 de R$ 40,00 pentru a o achizi\u021biona.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-mercado-pago-ou-cart%C3%A3o-ourocard-universit%C3%A1rio-qual-escolher\">Cardul Mercado Pago sau Cardul Ourocard Universit\u00e1rio: pe care s\u0103 alege\u021bi?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, v-a\u021bi decis deja \u00eentre cardul Mercado Pago sau cardul Ourocard Universit\u00e1rio?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ambele sunt op\u021biuni foarte interesante pentru cei care doresc s\u0103 fac\u0103 cump\u0103r\u0103turi \u00een Brazilia \u0219i \u00een str\u0103in\u0103tate. \u00cen plus, v\u0103 pute\u021bi controla finan\u021bele prin intermediul aplica\u021biilor \u0219i v\u0103 pute\u021bi face via\u021ba de zi cu zi mult mai u\u0219oar\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Cu toate acestea, dac\u0103 \u00eenc\u0103 nu sunte\u021bi sigur care este cea mai bun\u0103 alegere pentru dvs., continua\u021bi s\u0103 citi\u021bi cu con\u021binutul nostru recomandat de mai jos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acesta, vei afla despre \u00eenc\u0103 dou\u0103 op\u021biuni incredibile de card disponibile pe pia\u021b\u0103, astfel \u00eenc\u00e2t s\u0103 po\u021bi lua cea mai bun\u0103 decizie pentru nevoile tale financiare.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZhEk2e\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagseguro-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Card PagSeguro sau card Superdigital?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1acdf17c-c092-42cf-9288-f13a7993425d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagseguro-ou-cartao-superdigital\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Card PagSeguro sau card Superdigital?\">\n            Card PagSeguro sau card Superdigital?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cardurile PagSeguro \u0219i Superdigital sunt op\u021biuni practice pentru cei care doresc autonomie \u0219i control al costurilor \u00een acela\u0219i timp, vezi pe care s\u0103 o alegi!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagseguro-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/cartao-pagseguro-ou-cartao-superdigital\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/1acdf17c-c092-42cf-9288-f13a7993425d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Card PagSeguro sau card Superdigital? 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Compara aici!<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[431,297,1423,285],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Mercado Pago ou Cart\u00e3o Ourocard Universit\u00e1rio: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o Cart\u00e3o Mercado Pago ou Cart\u00e3o Ourocard Universit\u00e1rio, ambos t\u00eam cobertura internacional e contam com a bandeira Visa. 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