{"id":27410,"date":"2021-08-07T23:01:00","date_gmt":"2021-08-07T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=27410"},"modified":"2021-08-07T04:51:15","modified_gmt":"2021-08-07T04:51:15","slug":"cetelem-o-que-e","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/cetelem-o-que-e\/","title":{"rendered":"Creditul de salarizare Cetelem: ce este \u0219i cum func\u021bioneaz\u0103"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cetelem-parcelamento-em-at%C3%A9-36-meses\">Cetelem: plata in pana la 36 de luni<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O que \u00e9 e como funciona? Fonte: Cetelem.\"  id=\"27875\" src=\"https:\/\/ucarecdn.com\/2109f19d-3bf2-4a86-a7c3-cf993f11d5e1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ce este \u0219i cum func\u021bioneaz\u0103? Sursa: Cetelem.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>F\u0103r\u0103 \u00eendoial\u0103, Banco Cetelem ofer\u0103 clien\u021bilor s\u0103i op\u021biuni de credit \u0219i carduri de \u00eencredere. Acest lucru se datoreaz\u0103 faptului c\u0103 opereaz\u0103 pe pia\u021ba brazilian\u0103 din 1998 \u0219i este prezent \u00een peste 18 \u021b\u0103ri.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, \u00eemprumutul de salarii Cetelem poate fi op\u021biunea ideal\u0103 pentru cei care doresc s\u0103-\u0219i realizeze visele \u0219i s\u0103 investeasc\u0103 \u00een viitor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prin urmare, afla\u021bi mai multe despre credit mai jos \u0219i decide\u021bi dac\u0103 acesta este o op\u021biune bun\u0103 pentru via\u021ba dvs. financiar\u0103.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cetelem<\/strong><strong><\/strong><\/td><\/tr><tr><td><strong>Venit minim<\/strong><strong><\/strong><\/td><td>La cerere<\/td><\/tr><tr><td><strong>Dob\u00e2nd\u0103<\/strong><strong><\/strong><\/td><td>De la 1.19% pe lun\u0103<\/td><\/tr><tr><td><strong>Termen de plat\u0103<\/strong><strong><\/strong><\/td><td>P\u00e2n\u0103 la 36 de ori<\/td><\/tr><tr><td><strong>perioada de lansare<\/strong><strong><\/strong><\/td><td>La cerere<\/td><\/tr><tr><td><strong>sum\u0103 \u00eemprumutat\u0103<\/strong><strong><\/strong><\/td><td>Variabil<\/td><\/tr><tr><td><strong>Accepta\u021bi negative?<\/strong><strong><\/strong><\/td><td>da<\/td><\/tr><tr><td><strong>Beneficii<\/strong><strong><\/strong><\/td><td>Dob\u00e2nzi mici, angajare rapid\u0103<\/td><\/tr><\/tbody><\/table><figcaption>Dar, p\u00e2n\u0103 la urm\u0103, care sunt principalele sale caracteristici?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2k3M57\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru \u00eemprumutul Cetelem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/996468a5-7acd-47eb-888c-1551cb66366d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-cetelem\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103 aplici pentru \u00eemprumutul Cetelem\">\n            Cum s\u0103 aplici pentru \u00eemprumutul Cetelem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cu \u00eemprumutul Cetelem, ai dob\u00e2nzi mici, \u00eencep\u00e2nd de la 1,19% pe lun\u0103, iar \u00eemprumutul este rapid \u0219i u\u0219or. Vezi aici cum s\u0103-l comanzi pe al t\u0103u!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/996468a5-7acd-47eb-888c-1551cb66366d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cum s\u0103 aplici pentru \u00eemprumutul Cetelem              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-vantagens-cetelem\">Avantaje Cetelem<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"27412\" src=\"https:\/\/ucarecdn.com\/da357471-5408-4859-993c-ce234774eb54\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Dar, la urma urmei, care sunt avantajele sale? Sursa: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, unul dintre principalele puncte pozitive ale \u00eemprumutului \u00eel reprezint\u0103 ratele sc\u0103zute ale dob\u00e2nzii. Astfel, banca ofer\u0103 comisioane \u00eencep\u00e2nd de la 1.19% pe lun\u0103, care vor varia \u00een func\u021bie de fiecare contract.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, securitatea oferit\u0103 de banc\u0103 este \u0219i o caracteristic\u0103 demn\u0103 de men\u021bionat, institu\u021bia fiind prezent\u0103 pe pia\u021b\u0103 de zeci de ani.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, perioada de rate este de p\u00e2n\u0103 la 36 de luni, ceea ce echivaleaz\u0103 cu 3 ani. Astfel, pute\u021bi face o planificare financiar\u0103 bun\u0103 pentru a v\u0103 pl\u0103ti datoria f\u0103r\u0103 griji.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-caracter%C3%ADsticas-principais-do-cetelem\">Principalele caracteristici ale Cetelem<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, principala caracteristic\u0103 a creditului este c\u0103 func\u021bioneaz\u0103 \u00een modul de salarizare. Adic\u0103 valoarea ratelor este dedus\u0103 direct din statul de plat\u0103 sau beneficiul clientului.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, modalitatea poate fi contractat\u0103 doar de pensionarii \u0219i pensionarii INSS, func\u021bionarii publici federali \u0219i cadrele militare din armat\u0103.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-para-quem-o-empr%C3%A9stimo-%C3%A9-indicado\">Pentru cine este \u00eemprumutul<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, \u00eemprumutul este ideal pentru oricine se \u00eencadreaz\u0103 \u00een func\u021biile men\u021bionate mai sus. Deci, dac\u0103 nu faci parte din niciunul dintre ele, din p\u0103cate nu po\u021bi aplica pentru credit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen plus, el este perfect pentru cei care au nevoie de bani \u00een plus cu dob\u00e2nzi mici pentru a-\u0219i realiza visele.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, dac\u0103 dori\u021bi s\u0103 afla\u021bi \u0219i mai multe despre credit, consulta\u021bi con\u021binutul recomandat de mai jos!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-jPkM8\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-cetelem\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Descoper\u0103 creditul de salarizare Cetelem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/996468a5-7acd-47eb-888c-1551cb66366d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-cetelem\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Descoper\u0103 creditul de salarizare Cetelem\">\n            Descoper\u0103 creditul de salarizare Cetelem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Creditul de salarizare Cetelem este oferit de o banca de incredere, lider pe piata mondiala de credit. Afl\u0103 mai multe aici!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-cetelem\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Continua s\u0103 cite\u0219ti            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-cetelem\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/996468a5-7acd-47eb-888c-1551cb66366d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Descoper\u0103 creditul de salarizare Cetelem              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/ro\/conheca-o-emprestimo-consignado-cetelem\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Continua s\u0103 cite\u0219ti                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Ve\u021bi r\u0103m\u00e2ne pe acela\u0219i site              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Creditul de salarizare Cetelem ofera rate incepand de la 1.19% pe luna si plata in pana la 36 de luni. Vezi mai multe beneficii aici!<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[1368,1367,84],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo consignado Cetelem: o que \u00e9 e como funciona - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O empr\u00e9stimo consignado Cetelem oferece taxas a partir de 1,19% ao m\u00eas e pagamento em at\u00e9 36 meses. Confira mais vantagens aqui!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/ro\/cetelem-o-que-e\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empr\u00e9stimo consignado Cetelem: o que \u00e9 e como funciona\" \/>\n<meta property=\"og:description\" content=\"O empr\u00e9stimo consignado Cetelem oferece taxas a partir de 1,19% ao m\u00eas e pagamento em at\u00e9 36 meses. Confira mais vantagens aqui!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/ro\/cetelem-o-que-e\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-07T23:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-08-07T04:51:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/2109f19d-3bf2-4a86-a7c3-cf993f11d5e1\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amanda Laet\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/2109f19d-3bf2-4a86-a7c3-cf993f11d5e1\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/2109f19d-3bf2-4a86-a7c3-cf993f11d5e1\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cetelem-o-que-e\/\",\"name\":\"Empr\u00e9stimo consignado Cetelem: o que \u00e9 e como funciona - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#primaryimage\"},\"datePublished\":\"2021-08-07T23:01:00+00:00\",\"dateModified\":\"2021-08-07T04:51:15+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/de64bc6976708487f8804d33571848c6\"},\"description\":\"O empr\u00e9stimo consignado Cetelem oferece taxas a partir de 1,19% ao m\u00eas e pagamento em at\u00e9 36 meses. Confira mais vantagens aqui!\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/cetelem-o-que-e\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/ro\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Empr\u00e9stimo consignado Cetelem: o que \u00e9 e como funciona\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/de64bc6976708487f8804d33571848c6\",\"name\":\"Amanda Laet\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9b309751207ecb9bf4933d961aebd09d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9b309751207ecb9bf4933d961aebd09d?s=96&d=mm&r=g\",\"caption\":\"Amanda Laet\"},\"description\":\"Graduada em Letras e p\u00f3s-graduada em Tradu\u00e7\u00e3o. Atua como redatora, revisora e tradutora aut\u00f4noma de diversos temas. Por meio da escrita, busca transmitir informa\u00e7\u00f5es a todas as pessoas que querem aprofundar seus conhecimentos ou aprender algo novo.\",\"url\":\"https:\/\/senhorpanda.com\/ro\/author\/amanda\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Empr\u00e9stimo consignado Cetelem: o que \u00e9 e como funciona - Senhor Panda","description":"O empr\u00e9stimo consignado Cetelem oferece taxas a partir de 1,19% ao m\u00eas e pagamento em at\u00e9 36 meses. Confira mais vantagens aqui!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/ro\/cetelem-o-que-e\/","og_locale":"ro_RO","og_type":"article","og_title":"Empr\u00e9stimo consignado Cetelem: o que \u00e9 e como funciona","og_description":"O empr\u00e9stimo consignado Cetelem oferece taxas a partir de 1,19% ao m\u00eas e pagamento em at\u00e9 36 meses. Confira mais vantagens aqui!","og_url":"https:\/\/senhorpanda.com\/ro\/cetelem-o-que-e\/","og_site_name":"Senhor Panda","article_published_time":"2021-08-07T23:01:00+00:00","article_modified_time":"2021-08-07T04:51:15+00:00","og_image":[{"url":"https:\/\/ucarecdn.com\/2109f19d-3bf2-4a86-a7c3-cf993f11d5e1\/"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Amanda Laet","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"ro-RO"},{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#primaryimage","url":"https:\/\/ucarecdn.com\/2109f19d-3bf2-4a86-a7c3-cf993f11d5e1\/","contentUrl":"https:\/\/ucarecdn.com\/2109f19d-3bf2-4a86-a7c3-cf993f11d5e1\/"},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#webpage","url":"https:\/\/senhorpanda.com\/cetelem-o-que-e\/","name":"Empr\u00e9stimo consignado Cetelem: o que \u00e9 e como funciona - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#primaryimage"},"datePublished":"2021-08-07T23:01:00+00:00","dateModified":"2021-08-07T04:51:15+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/de64bc6976708487f8804d33571848c6"},"description":"O empr\u00e9stimo consignado Cetelem oferece taxas a partir de 1,19% ao m\u00eas e pagamento em at\u00e9 36 meses. Confira mais vantagens aqui!","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/cetelem-o-que-e\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/cetelem-o-que-e\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/ro\/"},{"@type":"ListItem","position":2,"name":"Empr\u00e9stimo consignado Cetelem: o que \u00e9 e como funciona"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/de64bc6976708487f8804d33571848c6","name":"Amanda Laet","image":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9b309751207ecb9bf4933d961aebd09d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9b309751207ecb9bf4933d961aebd09d?s=96&d=mm&r=g","caption":"Amanda Laet"},"description":"Graduada em Letras e p\u00f3s-graduada em Tradu\u00e7\u00e3o. Atua como redatora, revisora e tradutora aut\u00f4noma de diversos temas. Por meio da escrita, busca transmitir informa\u00e7\u00f5es a todas as pessoas que querem aprofundar seus conhecimentos ou aprender algo novo.","url":"https:\/\/senhorpanda.com\/ro\/author\/amanda\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts\/27410"}],"collection":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/comments?post=27410"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/posts\/27410\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/media?parent=27410"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/categories?post=27410"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/ro\/wp-json\/wp\/v2\/tags?post=27410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}