{"id":25221,"date":"2021-07-14T23:01:00","date_gmt":"2021-07-14T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=25221"},"modified":"2021-07-13T20:10:55","modified_gmt":"2021-07-13T20:10:55","slug":"fraudes-pagamento-por-aproximacao-como-evitar","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/ro\/fraudes-pagamento-por-aproximacao-como-evitar\/","title":{"rendered":"Frauda cu pl\u0103\u021bi f\u0103r\u0103 contact: cum s\u0103 o evita\u021bi"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-descubra-como-se-proteger\">Descoper\u0103 cum s\u0103 te protejezi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Fraudes pagamento por aproxima\u00e7\u00e3o: como evitar Imagem: code money\"  id=\"25223\" src=\"https:\/\/ucarecdn.com\/0c76ed1b-51d2-4209-b037-b0da8c091ab9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Frauda de plat\u0103 f\u0103r\u0103 contact: cum s\u0103 evita\u021bi Imagem: cod de bani<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen 2019, plata contactless a devenit parte din via\u021ba brazilienilor, aduc\u00e2nd mai mult practic, siguran\u021b\u0103 \u0219i agilitate atunci c\u00e2nd cump\u0103r\u0103 \u0219i pl\u0103tesc pentru servicii \u0219i produse! Dar, la fel ca a adus avantaje, a adus si pierderi precum frauda la plata prin aproximare!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, ast\u0103zi v\u0103 vom ar\u0103ta cum func\u021bioneaz\u0103 frauda cu aceast\u0103 metod\u0103 de plat\u0103 \u0219i v\u0103 vom ar\u0103ta cum pute\u021bi evita s\u0103 c\u0103de\u021bi \u00een aceast\u0103 fraud\u0103! Verific\u0103!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-funcionam-as-fraudes-pagamento-por-aproxima%C3%A7%C3%A3o\">Cum func\u021bioneaz\u0103 fraudele de plat\u0103 f\u0103r\u0103 contact?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Fraudes pagamento por aproxima\u00e7\u00e3o: como evitar Imagem: konduto\"  id=\"25225\" src=\"https:\/\/ucarecdn.com\/4ccc485f-34d9-4cb4-8774-220899dbb907\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Frauda de plat\u0103 f\u0103r\u0103 contact: cum s\u0103 evita\u021bi comportamentul Imagem:<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ei bine, \u00een primul r\u00e2nd, plata cu aproximare func\u021bioneaz\u0103 folosind tehnologia criptografic\u0103, adic\u0103 cu fiecare tranzac\u021bie, un nou cod.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen acest sens, tehnologia responsabil\u0103 cu plata prin proximitate este NFC (Near Field Communication), tradus\u0103 ca \u201ecomunicare prin c\u00e2mp de proximitate\u201d care permite efectuarea pl\u0103\u021bilor f\u0103r\u0103 introducerea cardului \u00een aparat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i \u00een plus, pl\u0103\u021bile au o limit\u0103 de tranzac\u021bie unde parola nu este necesar\u0103, fiind \u00een medie R$200. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103, va depinde de fiecare institu\u021bie financiar\u0103 s\u0103 stabileasc\u0103 limitele de plat\u0103 prin aproximare, iar achizi\u021biile mai scumpe depind de o parol\u0103!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, frauda de plat\u0103 de abordare apare atunci c\u00e2nd infractorii profit\u0103 de fluxul mare de oameni din centrele urbane \u0219i doar pescuiesc un card care este pozi\u021bionat \u00een buzunarele laterale, apropiindu-se de aparatul de carduri pentru a \u00eenc\u0103rca.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru ca, in aceste mijloace de plata prin aproximare, cei mai multi nu cer un alt factor de identificare pentru a confirma plata! A\u0219adar, ave\u021bi grij\u0103 c\u00e2nd pune\u021bi cardul deoparte, pentru a nu c\u0103dea \u00een aceast\u0103 mare fraud\u0103 a pl\u0103\u021bii prin aproximare!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-como-usar-pagamento-por-aproxima%C3%A7%C3%A3o\">Cum se utilizeaz\u0103 plata contactless?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, \u00eel pute\u021bi folosi pe un card de credit sau de debit, br\u0103\u021bar\u0103 inteligent\u0103 \u0219i dispozitiv smartphone. \u00cen acest sens, aparatul de carduri trebuie s\u0103 foloseasc\u0103 \u0219i tehnologia NFC!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A\u0219adar, pentru pl\u0103\u021bile cu cardul, doar informa\u021bi c\u0103 dori\u021bi s\u0103 efectua\u021bi aceast\u0103 metod\u0103 de plat\u0103 \u0219i datele sunt transmise f\u0103r\u0103 a fi nevoie de contact sau parol\u0103!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pe de alt\u0103 parte, pentru a utiliza pl\u0103\u021bile mobile cu aproximare, trebuie doar s\u0103 v\u0103 \u00eenregistra\u021bi cu utilizatorul \u0219i cardul pe platformele de plat\u0103 disponibile pentru Android \u0219i iOs, cum ar fi Nubank \u0219i apoi s\u0103 \u00eencepe\u021bi s\u0103 utiliza\u021bi pl\u0103\u021bi cu aproximare!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i totu\u0219i, plata efectuat\u0103 cu ceasurile inteligente are loc \u00een acela\u0219i mod ca \u0219i cardul \u0219i smartphone-ul. Acestea sunt: Santander Pass, BPP Tag, br\u0103\u021bar\u0103 Ourocard, printre altele! A\u0219a c\u0103 alege-l pe cel mai avantajos pentru tine \u0219i te face s\u0103 te sim\u021bi mai \u00een siguran\u021b\u0103!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-s%C3%A3o-as-boas-pr%C3%A1ticas-para-se-proteger-de-fraudes-pagamento-por-aproxima%C3%A7%C3%A3o\">Care sunt cele mai bune practici pentru a v\u0103 proteja de frauda cu pl\u0103\u021bile contactless?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Fraudes pagamento por aproxima\u00e7\u00e3o: como evitar Imagem: Nubank\"  id=\"25226\" src=\"https:\/\/ucarecdn.com\/0a325c25-3b25-4cc1-ae64-2edac62c2552\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Frauda cu pl\u0103\u021bi f\u0103r\u0103 contact: cum s\u0103 o evita\u021bi Imagine: Nubank<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Afla\u021bi despre cele mai bune practici pentru a v\u0103 proteja de fraud\u0103! Exist\u0103, plata aproximativ\u0103 func\u021bioneaz\u0103 pe card de credit sau de debit! Verific\u0103!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-cuidado-na-transa%C3%A7%C3%A3o-\">Aten\u021bie \u00een tranzac\u021bie <\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deci, primul sfat este: Fii atent la tranzac\u021bie!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Asta pentru c\u0103, p\u0103str\u00e2nd cardul mereu aproape de tine, te va face s\u0103 ai un control mai mare asupra lui, nefiind nevoit s\u0103-l \u00eenm\u00e2nezi altor persoane pentru a-l pune \u00een ma\u0219in\u0103!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u0218i \u00een plus, nu \u00ee\u021bi vei asuma at\u00e2t de multe riscuri!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-utilize-o-recurso-da-ativa%C3%A7%C3%A3o-\">Utiliza\u021bi func\u021bia de activare <\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Un alt sfat pentru a evita frauda este s\u0103 utiliza\u021bi func\u021bia de activare \u0219i dezactivare a func\u021biei RFID \u00een aplica\u021bia de card. Asta pentru ca, in acest fel il impiedica sa faca plati fiind dezactivat!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-utilize-bolsas-e-carteiras-com-bloqueio\">Folosi\u021bi posete \u0219i portofele care se \u00eencuie<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Iar al treilea sfat pentru a evita frauda de plat\u0103 f\u0103r\u0103 contact este s\u0103 utiliza\u021bi gen\u021bi \u0219i portofele cu blocare RFID. Asta pentru c\u0103, \u00een acest fel, nicio und\u0103 de semnal nu va intra \u00een contact cu cardul \u00een timp ce acesta este stocat!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-utilize-capas-de-cart%C3%A3o-com-bloqueio\">Folosi\u021bi m\u00e2neci pentru carduri de blocare<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00cen cele din urm\u0103, folosi\u021bi huse pentru carduri cu blocare a frecven\u021bei care \u00eempiedic\u0103 comunicarea cardului cu aparatul de facturare, asigur\u00e2nd securitatea de care ave\u021bi nevoie \u00eempotriva fraudei! <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Este important de men\u021bionat c\u0103 aceast\u0103 fraud\u0103 nu func\u021bioneaz\u0103 cu plata prin abordare cu dispozitive mobile, acestea av\u00e2nd mai mult\u0103 securitate dec\u00e2t cardul, deoarece pentru validarea pl\u0103\u021bii este necesar\u0103 identificarea cu o parol\u0103 sau verificare biometric\u0103.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mai mult, este recomandat s\u0103 nu l\u0103sa\u021bi cardurile \u00een m\u00e2inile v\u00e2nz\u0103torilor ambulan\u021bi sau comercian\u021bilor \u0219i, dac\u0103 este posibil, s\u0103 dezactiva\u021bi NFC!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2cVDuB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/ro\/como-melhorar-seu-serasa-score-2-0-em-2021\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103-\u021bi \u00eembun\u0103t\u0103\u021be\u0219ti scorul Serasa 2.0 \u00een 2021\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/7ee551ac-eac3-4d73-b237-302f1049fb8b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/ro\/como-melhorar-seu-serasa-score-2-0-em-2021\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cum s\u0103-\u021bi \u00eembun\u0103t\u0103\u021be\u0219ti scorul Serasa 2.0 \u00een 2021\">\n            Cum s\u0103-\u021bi \u00eembun\u0103t\u0103\u021be\u0219ti scorul Serasa 2.0 \u00een 2021        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u0218tii ce este scorul? Sau m\u0103car \u0219tii ce este asta? Apoi continua\u021bi s\u0103 citi\u021bi pentru c\u0103 vom explica totul despre scorul Serasa 2.0! 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